
Our free checking is a no-frills account that is absolutely free of monthly service fees and per-check fees.
When we say you won't pay any fees with a First Citizens Free Checking...we mean it! That's right, there are no hidden costs with our Free Checking and no hoops to jump through.
- Summary
- No minimum balance requirements
- No monthly service fees
- Unlimited check writing
- No per check fees
- Convenient access via ATM or our Master Money Debit Card
- Access your account via Bank-by-Phone and Internet Banking
- Free check images available online with NetTeller Internet banking
- Overdraft protection
- Only $25 to open
- Checking Plus
As a checking account customer of First Citizens National Bank, you have the opportunity to participate in our Checking Plus Package.
This package provides benefits such as free checks, discounts on eye care, dental care, and prescriptions, as well as discounts on entertainment and travel.








