Skip to content

Work for one of the nation's top community banks!

Our goal is to support the growth of the communities we serve. First Citizens has a knack for hiring the finest and brightest employees; we understand how fostering their growth builds loyalty and impacts customer service. Our employees are our strongest asset. So, we accommodate families, invest in our employees' future, and recognize hard work. 

First Citizens Community Bank is committed to cultivating and preserving a culture of diversity and inclusion. All employees are expected to exhibit conduct that reflects inclusion during work, at work functions on or off the work site, and at all other company-sponsored and participative events.

 View our open positions below.

{beginAccordion}

Office Manager - Fredericksburg & Mt Aetna Offices

Full-time with Benefits

JOB RESPONSIBILITIES:

  • Develop and establish new profitable financial relationships, focusing on the small business segment, emphasizing loans, deposits, cash management, trust and investment and other ancillary bank products and services.  Researches and develops targeted leads to develop small business growth.  Interviews prospective customers and gathers all relevant credit and financial data to initiate the credit process and determine if the customer meets the bank’s credit requirements.  May be responsible for performing annual trends. 
  • Initiate, evaluate, process and administer their personal portfolio and oversees the office portfolio of commercial, mortgage, and consumer loans that meet or exceed the Bank’s credit quality, profitability, loan growth and service objectives and provide customers with an ability to protect loan payments at minimum costs via credit life and A/H sales in order to contribute to the Bank’s lending profit objectives without compromising quality and to minimize customer and Bank loan loss. 
  • Manages a sales culture at the office by conducting or overseeing sales meetings, ensuring that superior customer service is evidenced by a noticeably positive customer experience at every point of contact, establishing team and individual goals, and developing a quality sales staff which includes hiring, training, motivating and appraising staff in order to manage an active sales and customer service team that achieves growth and income objectives. 
  • Oversee operational activities by keeping informed about operational functions, monitoring staff performance and training personnel in a manner that ensures compliance with audits and operational measures, such as charge-offs and over & shorts, that are satisfactory in order to achieve profit and growth objectives, ensure effective and efficient operational programs, and maintain adequate Bank security. 
  • Coordinates the maintenance of office building, equipment, and grounds in order to ensure that the facility is attractive and efficient in delivering customer service. 
  • Develop and maintain a personal program for maintaining an adequate level of knowledge in banking matters, competitive factors, and management techniques; also demonstrates personal and interpersonal behavior, attitude, judgment, communication and initiative with customers and employees in order to ensure an acceptable degree of performance. 

JOB SKILLS AND QUALIFICATIONS REQUIRED: 

  • Three-plus years of position-related experience.
  • Two-plus years of management/supervisory experience.
  • General understanding of marketing, investment and lending principles and of bank-related laws and regulations.
  • Knowledge of the features and benefits of bank products and services.
  • Working knowledge of bank operating policies and procedures.
  • Basic accounting skills.
  • Personal computer skills including word processing, spreadsheet, data entry and data retrieval.
  • Ability to use position-related software programs.
  • Education beyond a high school diploma or equivalent educational experience. (preferred)
  • Specialized and position related education and training. (preferred)

POSITION AVAILABLE: Immediately

Apply Now

Equal Opportunity Employer of Women, Minorities, Protected Veterans, and Individuals with Disabilities.

Universal Associate III (Lender) - Fredericksburg Office

Full-time with Benefits

JOB RESPONSIBILITIES:

  • Provide timely and courteous service by processing paying and receiving transactions in a professional and efficient manner, answering customer questions and referring customers to the appropriate area in such a manner that customer and department feedback is positive.
  • Efficiently analyzes and assesses customer's financial needs and suggests Bank services that will exceed customer expectations by selling and cross-selling Bank products, obtaining required documents from the customer to open accounts and performing required computer input accurately and in compliance with banking regulation to create and maintain customer records.
  • Be operationally efficient by maintaining daily transactions and balances in accordance with the established schedule (usually every other day) by researching outages and balancing the drawer in an accurate and timely manner.  Able to research outages quickly and efficiently without assistance.
  • Promote sales culture and referrals by actively participating in and promoting the Bank’s sales culture and participating in the referral process in accordance with customer needs and ensuring involvement in Bank promotions while meeting referral goals.
  • Perform a variety of operational duties by following proper procedures for handling non-sufficient fund and collection items, balancing the ATM, monitoring video camera operations, maintaining the security checklist and various reports in an accurate and timely manner.
  • Displays a proactive team approach and assists where needed to provide customer service.  Communicates and works with others to create an exceptional customer experience. Identifies customer needs and develops solutions to exceed customer goals and expectations. Constructively interacts with co-workers. 

There are four levels within the Universal Associate role.  A Universal Associate III will be able to perform teller work, open new accounts, maintain IRA/SEP files, and process deceased and estate accounts in addition to:

  • Completing consumer loan transactions including taking and processing the application with appropriate supporting documents, closing the loan and accurately, completing all necessary documentation. 
  • Demonstrating good analytical and decision-making skills.

A Universal Associate III may be granted specific limits of lending authority after successful completion of Consumer and Home Equity training (NMLS# required).

JOB SKILLS AND QUALIFICATIONS REQUIRED: 

  •     Basic understanding and knowledge of how a financial institution operates.
  •     Basic understanding and knowledge of financial information, products and services.
  •     Basic understanding and knowledge of consumer and commercial loan operations.
  •     Ability to use a personal computer.
  •     Ability to use Microsoft Office Word, Excel, and other job-related software programs.
  •     High school diploma or equivalent educational experience. (preferred)
  •     Ability to type a net 35 WPM. (preferred)
  •     Ability to use general office equipment such as a calculator, typewriter and copier. (preferred)

HOURS:

  • Hours will average approximately 40 hours per week and may include working some Saturday mornings. This position is budgeted for 2,080 hours per year.

POSITION AVAILABLE: Immediately

Applicants may apply at any branch office or mail/email resume to First Citizens Community Bank, Human Resource Department, 15 South Main Street, Mansfield, PA 16933, [email protected]

Equal Opportunity Employer of Women, Minorities, Protected Veterans, and Individuals with Disabilities.

Office Manager - Troy/Gillett Offices

Full-time with Benefits

JOB RESPONSIBILITIES:

  • Develop and establish new profitable financial relationships, focusing on the small business segment, emphasizing loans, deposits, cash management, trust and investment and other ancillary bank products and services.  Researches and develops targeted leads to develop small business growth.  Interviews prospective customers and gathers all relevant credit and financial data to initiate the credit process and determine if the customer meets the bank’s credit requirements.  May be responsible for performing annual trends. 
  • Initiate, evaluate, process and administer their personal portfolio and oversees the office portfolio of commercial, mortgage, and consumer loans that meet or exceed the Bank’s credit quality, profitability, loan growth and service objectives and provide customers with an ability to protect loan payments at minimum costs via credit life and A/H sales in order to contribute to the Bank’s lending profit objectives without compromising quality and to minimize customer and Bank loan loss. 
  • Manages a sales culture at the office by conducting or overseeing sales meetings, ensuring that superior customer service is evidenced by a noticeably positive customer experience at every point of contact, establishing team and individual goals, and developing a quality sales staff which includes hiring, training, motivating and appraising staff in order to manage an active sales and customer service team that achieves growth and income objectives. 
  • Oversee operational activities by keeping informed about operational functions, monitoring staff performance and training personnel in a manner that ensures compliance with audits and operational measures, such as charge-offs and over & shorts, that are satisfactory in order to achieve profit and growth objectives, ensure effective and efficient operational programs, and maintain adequate Bank security. 
  • Coordinates the maintenance of office building, equipment, and grounds in order to ensure that the facility is attractive and efficient in delivering customer service. 
  • Develop and maintain a personal program for maintaining an adequate level of knowledge in banking matters, competitive factors, and management techniques; also demonstrates personal and interpersonal behavior, attitude, judgment, communication and initiative with customers and employees in order to ensure an acceptable degree of performance.    

JOB SKILLS AND QUALIFICATIONS REQUIRED: 

  • Three-plus years of position-related experience.
  • Two-plus years of management/supervisory experience.
  • General understanding of marketing, investment and lending principles and of bank-related laws and regulations.
  • Knowledge of the features and benefits of bank products and services.
  • Working knowledge of bank operating policies and procedures.
  • Basic accounting skills.
  • Personal computer skills including word processing, spreadsheet, data entry and data retrieval.
  • Ability to use position-related software programs.
  • Education beyond a high school diploma or equivalent educational experience. (preferred)
  • Specialized and position related education and training. (preferred)

 POSITION AVAILABLE: Immediately

Applicants may apply at any branch office or mail/email resume to First Citizens Community Bank, Human Resource Department, 15 South Main Street, Mansfield, PA 16933, [email protected]

Equal Opportunity Employer of Women, Minorities, Protected Veterans, and Individuals with Disabilities.

Universal Associate I (Teller/New Accounts) - Wellsboro Office

Full-time with Benefits

JOB RESPONSIBILITIES:

  • Provide timely and courteous service by processing paying and receiving transactions in a professional and efficient manner, answering customer questions and referring customers to the appropriate area in such a manner that customer and department feedback is positive.
  • Efficiently analyzes and assesses customer's financial needs and suggests Bank services that will exceed customer expectations by selling and cross-selling Bank products, obtaining required documents from the customer to open accounts and performing required computer input accurately and in compliance with banking regulation to create and maintain customer records.
  • Be operationally efficient by maintaining daily transactions and balances in accordance with the established schedule (usually every other day) by researching outages and balancing the drawer in an accurate and timely manner.  Able to research outages quickly and efficiently without assistance.
  • Promote sales culture and referrals by actively participating in and promoting the Bank’s sales culture and participating in the referral process in accordance with customer needs and ensuring involvement in Bank promotions while meeting referral goals.
  • Perform a variety of operational duties by following proper procedures for handling non-sufficient fund and collection items, balancing the ATM, monitoring video camera operations, maintaining the security checklist and various reports in an accurate and timely manner.
  • Displays a proactive team approach and assists where needed to provide customer service.  Communicates and works with others to create an exceptional customer experience. Identifies customer needs and develops solutions to exceed customer goals and expectations. Constructively interacts with co-workers. 

HOURS:

  • Hours will average approximately 40 hours per week and will include working some Saturday mornings. This position is budgeted for 2,080 hours per year.

JOB SKILLS AND QUALIFICATIONS REQUIRED: 

  • Ability to use a personal computer.
  • Ability to use job-related software programs.
  • Ability to use general office and other job-related equipment such as a telephone, calculator, coin sorter, currency counter, and a copy machine.
  • High school diploma or equivalent educational experience. (preferred)
  • One year of experience as a Universal I. (preferred)

 POSITION AVAILABLE: Immediately

Applicants may apply at any branch office or mail/email resume to First Citizens Community Bank, Human Resource Department, 15 South Main Street, Mansfield, PA 16933, [email protected]

Equal Opportunity Employer of Women, Minorities, Protected Veterans, and Individuals with Disabilities.

Universal Associate I (Teller/New Accounts) - Sayre Lockhart Street Office

Part-time with Benefits

JOB RESPONSIBILITIES:

  • Provide timely and courteous service by processing paying and receiving transactions in a professional and efficient manner, answering customer questions and referring customers to the appropriate area in such a manner that customer and department feedback is positive.
  • Efficiently analyzes and assesses customer's financial needs and suggests Bank services that will exceed customer expectations by selling and cross-selling Bank products, obtaining required documents from the customer to open accounts and performing required computer input accurately and in compliance with banking regulation to create and maintain customer records.
  • Be operationally efficient by maintaining daily transactions and balances in accordance with the established schedule (usually every other day) by researching outages and balancing the drawer in an accurate and timely manner. Able to research outages quickly and efficiently without assistance.
  • Promote sales culture and referrals by actively participating in and promoting the Bank’s sales culture and participating in the referral process in accordance with customer needs and ensuring involvement in Bank promotions while meeting referral goals.
  • Perform a variety of operational duties by following proper procedures for handling non-sufficient fund and collection items, balancing the ATM, monitoring video camera operations, maintaining the security checklist and various reports in an accurate and timely manner.
  • Displays a proactive team approach and assists where needed to provide customer service. Communicates and works with others to create an exceptional customer experience. Identifies customer needs and develops solutions to exceed customer goals and expectations. Constructively interacts with co-workers. 

There are four levels within the Universal Associate role.  The Universal Associate I processes transactions and handles cash, vault, ATM responsibilities, etc. as outlined above. Opens and maintains deposit accounts for consumers and businesses and completes all necessary maintenance on customer accounts.

HOURS:

  • Hours will average approximately 25 per week and will include working some Saturday mornings. May work in other offices as needed. This position is budgeted for 1,300 hours per year.

JOB SKILLS AND QUALIFICATIONS REQUIRED: 

  • Ability to use a personal computer.
  • Ability to use job-related software programs.
  • Ability to use general office and other job-related equipment such as a telephone, calculator, coin sorter, currency counter, and a copy machine.
  • High school diploma or equivalent educational experience. (preferred)

 POSITION AVAILABLE: Immediately

Applicants may apply at any branch office or mail/email resume to First Citizens Community Bank, Human Resource Department, 15 South Main Street, Mansfield, PA 16933, [email protected]

Equal Opportunity Employer of Women, Minorities, Protected Veterans, and Individuals with Disabilities.

Proof Operator / Mail Clerk - Mansfield Operations Center

Full-time with Benefits

JOB RESPONSIBILITIES:

  • Process proof items by amount keying, repairing, balancing and encoding daily transactions in an accurate and timely manner in accordance within the defined standards. Assists with teller system problems as needed to meet established deadlines ensuring branch personnel are released as quickly as possible upon completion of branch proof work.
  • Perform a variety of Bank Statement and Notice related duties by organizing statements and notices for stuffing and mailing. Manage sorting of incoming mail, and prepare statement and bulk mailings in an accurate and timely manner.
  • Process Check 21 image files (in-clearing, Fed-Forward, and returns) by preparing and transmitting electronic files. Ensures accurate, timely, and complete transmission of file as well as inclusion of all proof work in daily files.
  • Images Signature Cards, W-9’s, and other bank documents in an accurate and timely manner. Ensures documents are indexed accurately to allow quick and accurate research requests. Perform a variety of operational support duties such as but not limited to validating CD renewals and notice information. Investigate and respond to a variety of requests for research by completing internal and external requests for statements and item images in an accurate and timely manner.
  • Provide excellent internal and external customer service by answering phones, assisting customers in an accurate, timely, and courteous manner and ensuring timely contact with couriers. Constructively interacts with coworkers by cooperating and communicating to ensure a smooth operation in the department. Provides support and assistance to ensure a pleasant work atmosphere.
  • Picks up lockbox payments from post office and sorts and captures payments for inclusion in daily deposits. Records and mails exceptions to appropriate lockbox customers. Transports data tapes to offsite storage, and performs weekly courier run between main branch and data center.
  • Assists Electronic Banking Rep and IS Operations Rep with online banking enrollments and with other duties as needed.

HOURS:

  • Hours will be approximately 40 per week, Monday – Friday. This position is budgeted for 2,080 hours per year. The schedule may vary but the approximate schedule would be 9:00 am to 5:30 pm or 10:00 am to 6:30 pm. Some days may require working until 7:00 pm. This position requires flexibility because the day’s work for all branch offices must be completed prior to leaving.

JOB SKILLS AND QUALIFICATIONS REQUIRED: 

  • Ability to use general office equipment such as 10-key calculator, personal computer, copier, mail room equipment, and other job-related equipment.
  • Ability to proficiently perform 10-key operation.
  • Familiar with Microsoft Excel and Word.
  • Good hand-eye coordination.
  • High school diploma or equivalent educational experience preferred.
  • Three-plus months of job-related experience preferred.
  • Ability to operate a branch capture sorter, Teller Terminal, and image archive retrieval equipment preferred.

 POSITION AVAILABLE: Immediately

Applicants may apply at any branch office or mail/email resume to First Citizens Community Bank, Human Resource Department, 15 South Main Street, Mansfield, PA 16933, [email protected]

Equal Opportunity Employer of Women, Minorities, Protected Veterans, and Individuals with Disabilities.

Universal Associate I (Teller/New Accounts) - Mansfield Office

Full-time with Benefits

JOB RESPONSIBILITIES:

  • Provide timely and courteous service by processing paying and receiving transactions in a professional and efficient manner, answering customer questions and referring customers to the appropriate area in such a manner that customer and department feedback is positive.
  • Efficiently analyzes and assesses customer's financial needs and suggests Bank services that will exceed customer expectations by selling and cross-selling Bank products, obtaining required documents from the customer to open accounts and performing required computer input accurately and in compliance with banking regulation to create and maintain customer records.
  • Be operationally efficient by maintaining daily transactions and balances in accordance with the established schedule (usually every other day) by researching outages and balancing the drawer in an accurate and timely manner. Able to research outages quickly and efficiently without assistance.
  • Promote sales culture and referrals by actively participating in and promoting the Bank’s sales culture and participating in the referral process in accordance with customer needs and ensuring involvement in Bank promotions while meeting referral goals.
  • Perform a variety of operational duties by following proper procedures for handling non-sufficient fund and collection items, balancing the ATM, monitoring video camera operations, maintaining the security checklist and various reports in an accurate and timely manner.
  • Displays a proactive team approach and assists where needed to provide customer service. Communicates and works with others to create an exceptional customer experience. Identifies customer needs and develops solutions to exceed customer goals and expectations. Constructively interacts with co-workers. 

There are four levels within the Universal Associate role.  The Universal Associate I processes transactions and handles cash, vault, ATM responsibilities, etc. as outlined above. Opens and maintains deposit accounts for consumers and businesses and completes all necessary maintenance on customer accounts.

HOURS:

  • Hours will average approximately 38-40 per week and will include working some Saturday mornings. May work in other offices and float to Walmart Office as needed. This position is budgeted for 2,080 hours per year.

JOB SKILLS AND QUALIFICATIONS REQUIRED: 

  • Ability to use a personal computer.
  • Ability to use job-related software programs.
  • Ability to use general office and other job-related equipment such as a telephone, calculator, coin sorter, currency counter, and a copy machine.
  • High school diploma or equivalent educational experience. (preferred)

 POSITION AVAILABLE: Immediately

Applicants may apply at any branch office or mail/email resume to First Citizens Community Bank, Human Resource Department, 15 South Main Street, Mansfield, PA 16933, [email protected]

Equal Opportunity Employer of Women, Minorities, Protected Veterans, and Individuals with Disabilities.

Universal Associate II (Teller/New Accounts) - Walmart Office

Full-time with Benefits

JOB RESPONSIBILITIES:

  • Provide timely and courteous service by processing paying and receiving transactions in a professional and efficient manner, answering customer questions and referring customers to the appropriate area in such a manner that customer and department feedback is positive.
  • Efficiently analyzes and assesses customer's financial needs and suggests Bank services that will exceed customer expectations by selling and cross-selling Bank products, obtaining required documents from the customer to open accounts and performing required computer input accurately and in compliance with banking regulation to create and maintain customer records.
  • Be operationally efficient by maintaining daily transactions and balances in accordance with the established schedule (usually every other day) by researching outages and balancing the drawer in an accurate and timely manner. Able to research outages quickly and efficiently without assistance.
  • Promote sales culture and referrals by actively participating in and promoting the Bank’s sales culture and participating in the referral process in accordance with customer needs and ensuring involvement in Bank promotions while meeting referral goals.
  • Perform a variety of operational duties by following proper procedures for handling non-sufficient fund and collection items, balancing the ATM, monitoring video camera operations, maintaining the security checklist and various reports in an accurate and timely manner.
  • Displays a proactive team approach and assists where needed to provide customer service. Communicates and works with others to create an exceptional customer experience. Identifies customer needs and develops solutions to exceed customer goals and expectations. Constructively interacts with co-workers. 

There are four levels within the Universal Associate role.  The Universal Associate I processes transactions and handles cash, vault, ATM responsibilities, etc. as outlined above. Opens and maintains deposit accounts for consumers and businesses and completes all necessary maintenance on customer accounts.

HOURS:

  • Hours will average approximately 38-40 per week and will include working days, evenings, weekends, and some holidays. May work in other offices as needed. This position is budgeted for 2,040 hours per year.

JOB SKILLS AND QUALIFICATIONS REQUIRED: 

  • Ability to use a personal computer.
  • Ability to use job-related software programs.
  • Ability to use general office and other job-related equipment such as a telephone, calculator, coin sorter, currency counter, and a copy machine.
  • High school diploma or equivalent educational experience. (preferred)

 POSITION AVAILABLE: Immediately

Applicants may apply at any branch office or mail/email resume to First Citizens Community Bank, Human Resource Department, 15 South Main Street, Mansfield, PA 16933, [email protected]

Equal Opportunity Employer of Women, Minorities, Protected Veterans, and Individuals with Disabilities.

Financial Consultant - Sayre, PA

Full-time with Benefits

As a member of our Investment & Trust Services team, the Financial Consultant is responsible for identifying client financial objectives and making appropriate investment and insurance recommendations consistent with compliance standards to achieve client goals and maintain long term client satisfaction.

The successful candidate will be responsible for investment activities in our Bradford County markets.

JOB RESPONSIBILITIES:

  • Completes client profile process to identify client’s unique financial objectives and delivers customized solutions for achieving those objectives.
  • Develops and manages long-term client relationships, ensuring investment and insurance strategies are updated regularly to match changing client needs.
  • Provides sales leadership and training to internal bank partners to develop referral network for potential clients.
  • Participates with bank management, division team members, and internal bank partners in planning and implementing programs designed to acquire new clients and achieve revenue growth goals.
  • Where appropriate, refers clients to internal bank partners to promote the sale of retail and commercial products and services.
  • Maintains compliance with all applicable bank, broker/dealer, FINRA, federal, and state rules and regulations associated with the sale of investment and insurance products and services.
  • Ensures that exceptional customer service and integrity are primary considerations in representing First Citizens Community Bank.

QUALIFICATIONS:

  • Bachelor degree or equivalent.
  • 3 to 5 years of experience providing investment financial guidance to clients.
  • Ability to demonstrate a superior record of sales achievement while maintaining high ethical standards.
  • FINRA Series 7 and Series 66 licenses, as well as appropriate state insurance licenses.
  • Financial planning experience strongly desired.
  • MBA, CFP, CPA, or CFA degrees preferred.
  • Exceptional communication and interpersonal skills.
  • Ability to identify customer objectives and provide specialized financial solutions.
  • Active involvement in community and civic activities.

POSITION AVAILABLE: Immediately

Applicants may apply at any branch office or mail/email resume to First Citizens Community Bank, Human Resource Department, 15 South Main Street, Mansfield, PA 16933, [email protected].

Equal Opportunity Employer of Women, Minorities, Protected Veterans, and Individuals with Disabilities.

Financial Consultant - Williamsport / State College, PA

Full-time with Benefits

As a member of our Investment & Trust Services team, the Financial Consultant is responsible for identifying client financial objectives and making appropriate investment and insurance recommendations consistent with compliance standards to achieve client goals and maintain long term client satisfaction.

The successful candidate will be responsible for investment activities in our Williamsport, State College, Lewisburg, and Lock Haven markets.

JOB RESPONSIBILITIES:

  • Completes client profile process to identify client’s unique financial objectives and delivers customized solutions for achieving those objectives.
  • Develops and manages long-term client relationships, ensuring investment and insurance strategies are updated regularly to match changing client needs.
  • Provides sales leadership and training to internal bank partners to develop referral network for potential clients.
  • Participates with bank management, division team members, and internal bank partners in planning and implementing programs designed to acquire new clients and achieve revenue growth goals.
  • Where appropriate, refers clients to internal bank partners to promote the sale of retail and commercial products and services.
  • Maintains compliance with all applicable bank, broker/dealer, FINRA, federal, and state rules and regulations associated with the sale of investment and insurance products and services.
  • Ensures that exceptional customer service and integrity are primary considerations in representing First Citizens Community Bank.

QUALIFICATIONS:

  • Bachelor degree or equivalent.
  • 3 to 5 years of experience providing investment financial guidance to clients.
  • Ability to demonstrate a superior record of sales achievement while maintaining high ethical standards.
  • FINRA Series 7 and Series 66 licenses, as well as appropriate state insurance licenses.
  • Financial planning experience strongly desired.
  • MBA, CFP, CPA, or CFA degrees preferred.
  • Exceptional communication and interpersonal skills.
  • Ability to identify customer objectives and provide specialized financial solutions.
  • Active involvement in community and civic activities.

POSITION AVAILABLE: Immediately

Applicants may apply at any branch office or mail/email resume to First Citizens Community Bank, Human Resource Department, 15 South Main Street, Mansfield, PA 16933, [email protected].

Equal Opportunity Employer of Women, Minorities, Protected Veterans, and Individuals with Disabilities. 

Commercial Lender - Southcentral Region

Full-time with Benefits

First Citizens Community Bank, customer-ranked #1 Best-in-State Bank for 2019, is looking for a Commercial Lender to work out of our Southcentral Region covering Berks, Lebanon, Schuylkill, and Lancaster Counties.

The ideal candidate will be self-motivated and have the necessary skills and experience to develop successful loan and deposit relationships with members of the business community.   A minimum of 3 years of experience in commercial lending is required as well as active involvement in your community.  

JOB PURPOSE

The Commercial Lender will be responsible for the development, growth, and profitability of the Bank’s commercial and agricultural line of business in the market area. The Commercial Lender provides leadership, supervision, and direction to the commercial and agricultural sales lending activities to ensure consistency with bank and regulatory policies. The Commercial Lender oversees loan administration including origination, documentation, underwriting, servicing, classification, compliance, and training of loan officers. The incumbent maintains a strong customer service culture that is anchored by safe and sound underwriting practices which focuses on expanding the use of products and services by existing customers and developing strong relationships with new customers. The incumbent assists with the development of new loan products and other services to meet the needs of commercial customers within the Bank’s market. The Commercial Lender, in conjunction with the Chief Lending Officer, develops and implements marketing strategies and plans and monitors sales and growth targets. The Commercial Lender will oversee the Loan Committee and originate loans, complete annual reviews, and monitor ongoing covenant monitoring of existing loan portfolio. The Commercial Lender will manage a number of key customer relationships including the Bank’s larger credits and supervise and mentor other commercial and agricultural lenders.  

 RESPONSIBILITIES

  • Has overall responsibility for the growth and profitability of the Bank’s commercial and agricultural lines of business and is responsible for the overall quality and profitability of market’s commercial and agricultural products and services.
  • Provides supervision, leadership and direction to the commercial and agricultural sales organization and maintains a strong sales and customer service culture that is anchored by safe and sound underwriting practices.
  • The Commercial Lender directly manages a number of key customer relationships including the Bank’s larger credits. Underwrites commercial and agricultural loans within established lending limits abiding by individual authority, committee authority, and Corporate Board approval. The Commercial Lender is also responsible for lending decisions of the other commercial and agricultural lenders in the market.
  • Develops and maintains a personal program for maintaining an adequate level of knowledge in banking matters, competitive factors, management techniques and personal skills, and demonstrates personal and interpersonal behavior, attitude, judgment, communication and initiative with customers and employees in order to ensure an acceptable degree of performance.

SPECIFIC EDUCATION, EXPERIENCE AND SKILL

  • Significant commercial, agricultural, and consumer lending experience. Proven track record of successfully managing large commercial relationships.
  • Seasoned credit underwriter with progressively responsible lending experience.
  • Highly knowledgeable of lending laws, regulations, and compliance requirements.
  • Significant experience in analyzing and monitoring credit risk and related trends at both the loan and portfolio levels. Ability to quickly recognize problems and implement corrective actions.
  • Proven ability to effectively manage commercial loan portfolios, improving credit quality and overall performance.
  • Experience serving on various Loan Committees.
  • Strong collaboration skills with ability to work effectively across all levels of the organization.
  • Excellent sales and communication skills. Comfortable making presentations in all settings.
  • Proven track record of establishing, developing, and leading highly effective sales organizations.
  • Ability to develop talent and expand the capabilities of individuals and teams through organizational changes, developmental assignments and targeted development plans.
  • Strong work ethic with a commitment to excellence and achieving quality results in a timely manner.

PREFERRED REQUIREMENTS

  • A four-year degree in business, finance or accounting from a recognized College or University. MBA preferred.
  • Familiar with bank compliance policies and procedures.
  • Represent the Bank in key community activities including; business, charitable, civic and social organizations.
  • Serves as a mentor and role model for other Bank personnel.

 POSITION AVAILABLE:  Immediately

Applicants may apply at any branch office or mail/email resume to First Citizens Community Bank, Human Resource Department, 15 South Main Street, Mansfield, PA 16933, [email protected]

Equal Opportunity Employer of Women, Minorities, Protected Veterans, and Individuals with Disabilities.

Commercial Lender - State College Office

Full-time with Benefits

First Citizens Community Bank, customer-ranked #1 Best-in-State Bank for 2019, is looking for a Commercial Lender to work out of our State College Office.

The ideal candidate will be self-motivated and have the necessary skills and experience to develop successful loan and deposit relationships with members of the business community.   A minimum of 3 years of experience in commercial lending is required as well as active involvement in your community.  

JOB PURPOSE

The Commercial Lender will be responsible for the development, growth, and profitability of the Bank’s commercial and agricultural line of business in the market area. The Commercial Lender provides leadership, supervision, and direction to the commercial and agricultural sales lending activities to ensure consistency with bank and regulatory policies. The Commercial Lender oversees loan administration including origination, documentation, underwriting, servicing, classification, compliance, and training of loan officers. The incumbent maintains a strong customer service culture that is anchored by safe and sound underwriting practices which focuses on expanding the use of products and services by existing customers and developing strong relationships with new customers. The incumbent assists with the development of new loan products and other services to meet the needs of commercial customers within the Bank’s market. The Commercial Lender, in conjunction with the Chief Lending Officer, develops and implements marketing strategies and plans and monitors sales and growth targets. The Commercial Lender will oversee the Loan Committee and originate loans, complete annual reviews, and monitor ongoing covenant monitoring of existing loan portfolio. The Commercial Lender will manage a number of key customer relationships including the Bank’s larger credits and supervise and mentor other commercial and agricultural lenders.  

 RESPONSIBILITIES

  • Has overall responsibility for the growth and profitability of the Bank’s commercial and agricultural lines of business and is responsible for the overall quality and profitability of market’s commercial and agricultural products and services.
  • Provides supervision, leadership and direction to the commercial and agricultural sales organization and maintains a strong sales and customer service culture that is anchored by safe and sound underwriting practices.
  • The Commercial Lender directly manages a number of key customer relationships including the Bank’s larger credits. Underwrites commercial and agricultural loans within established lending limits abiding by individual authority, committee authority, and Corporate Board approval. The Commercial Lender is also responsible for lending decisions of the other commercial and agricultural lenders in the market.
  • Develops and maintains a personal program for maintaining an adequate level of knowledge in banking matters, competitive factors, management techniques and personal skills, and demonstrates personal and interpersonal behavior, attitude, judgment, communication and initiative with customers and employees in order to ensure an acceptable degree of performance.

SPECIFIC EDUCATION, EXPERIENCE AND SKILL

  • Significant commercial, agricultural, and consumer lending experience. Proven track record of successfully managing large commercial relationships.
  • Seasoned credit underwriter with progressively responsible lending experience.
  • Highly knowledgeable of lending laws, regulations, and compliance requirements.
  • Significant experience in analyzing and monitoring credit risk and related trends at both the loan and portfolio levels. Ability to quickly recognize problems and implement corrective actions.
  • Proven ability to effectively manage commercial loan portfolios, improving credit quality and overall performance.
  • Experience serving on various Loan Committees.
  • Strong collaboration skills with ability to work effectively across all levels of the organization.
  • Excellent sales and communication skills. Comfortable making presentations in all settings.
  • Proven track record of establishing, developing, and leading highly effective sales organizations.
  • Ability to develop talent and expand the capabilities of individuals and teams through organizational changes, developmental assignments and targeted development plans.
  • Strong work ethic with a commitment to excellence and achieving quality results in a timely manner.

PREFERRED REQUIREMENTS

  • A four-year degree in business, finance or accounting from a recognized College or University. MBA preferred.
  • Familiar with bank compliance policies and procedures.
  • Represent the Bank in key community activities including; business, charitable, civic and social organizations.
  • Serves as a mentor and role model for other Bank personnel.

 POSITION AVAILABLE:  Immediately

Applicants may apply at any branch office or mail/email resume to First Citizens Community Bank, Human Resource Department, 15 South Main Street, Mansfield, PA 16933, [email protected]

Equal Opportunity Employer of Women, Minorities, Protected Veterans, and Individuals with Disabilities.

Applicants have rights under Federal Employment Laws

 Family and Medical Leave Act (FMLA)

Equal Employment Opportunity (EEO)

Equal Employment Opportunity Supplement

Employee Polygraph Protection Act (EPPA)

Applicants may apply at any branch office or mail/email resume to First Citizens Community Bank, Human Resource Department, 15 South Main Street, Mansfield, PA 16933, [email protected].

Equal Opportunity Employer of Women, Minorities, Protected Veterans, and Individuals with Disabilities. 

{endAccordion}