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Key Features

  • Earnings Credit
  • Digital Banking
  • Debit Card

Your business is growing — you need a checking account that will keep up. Get unlimited transactions and the ability to offset fees.

  • Ideal account for businesses with higher transaction volumes
  • Receive a detailed analysis statement regarding account activity
  • Unlimited monthly transactions available at low per-item fees:
    • Unlimited checks; 20¢ per check not drawn on First Citizens
    • Unlimited deposits; 10¢ per check deposit not drawn on First Citizens
  • $7 monthly service fee
  • Receive an earnings credit to offset or minimize monthly fees incurred
  • Take advantage of our business online banking services:
  • Free telephone banking
  • Free Business Advantage debit card
  • Wide array of additional business services available
  • $250 minimum deposit to open 

Download an account analysis worksheet (PDF).

Additional Features for Your Area

Find additional features for your area

Enter your zip code to see if additional services are available in your area.

Example: 16933

Additional Features

  • Free foreign ATM transactions
  • Free ATM’s Nationwide
  • Courier service
  • There are no additional features
Effective July 1, 2020 the amount we make available for withdrawal by checks not subject to next day availability is $225. In addition, the amount available for withdrawal on exception holds for large deposits, new accounts, and the amount for determining a repeat overdraft is $5,525.