Fraud Protection

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Stop check washing and forged signatures before a cent leaves your account.

• How it works: You provide a list of issued checks; we match them against what’s presented at the bank.

• Total Control: If the amount or check number doesn’t match, we flag it.

• Instant Action: You get an alert and decide to "Pay" or "Return" with a single click.

Ready to see how Positive Pay stops check washing in its tracks?
Get 60 days of Check Positive Pay at no cost.

Claim Your 60-Day Trial Here

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Take control of who can electronically debit your account.

• Authorized Only: Tell us which businesses are allowed to pull funds; we’ll block the rest.

• Zero Surprises: Automatically safeguard your assets from unauthorized ACH transactions.

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Your first line of defense against online predators.

We offer physical and virtual Secure Tokens that generate a unique, one-time code for every login. It’s a simple, powerful way to verify your identity and keep cyber thieves out of your business banking.

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Don’t let hackers hijack your business.

Electronic crime is sophisticated, but your defense can be stronger. CATO happens when thieves steal your credentials to conduct unauthorized wires or ACH transfers.

• Our Solution: We provide dual control (requiring two employees to "touch" every transaction) and customizable user permissions to keep your internal and external security airtight.

Resources:

1. Sound Business Practices for Companies to Mitigate Corporate Account Takeover
2. Cyber Secure My Business

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Stop unauthorized electronic transfers before they post.

ACH fraud can move faster than paper checks, but ACH Positive Pay gives you the power to vet every electronic debit and credit.

• Customized Rules: Establish specific guidelines for authorized payments to and from your business accounts.

• Real-Time Review: If a transaction doesn't match your pre-approved list, you’ll receive an alert to review it.

• Total Authority: You decide whether to cancel or clear the transaction before it ever hits your balance.

• Dual Control: Add an extra layer of internal security by requiring two different employees to "touch" every outgoing wire or ACH transaction.