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Key Features

  • Competitive Interest
  • Digital Banking
  • No Minimum Balance

Don’t let the tax season sneak up on you. Save for real estate tax and mortgage insurance payments with this convenient account.

  • Set aside funds for real estate tax and mortgage insurance payments
  • Competitive interest compounded and credited quarterly
  • No minimum balance requirements
  • Make deposits at any time or set up automatic transfers from checking
  • Take advantage of our digital banking services:
    • Free online banking
    • Free mobile banking
    • Free e-statements
  • Free telephone banking
  • $50 minimum deposit to open
  • We'll help you estimate what you'll need each year to pay your real estate taxes and your homeowners insurance
  • We'll break that total down into an amount that you can pay monthly, bi-weekly, or weekly
  • We'll set up an automatic transfer of the agreed-upon amount from your First Citizens checking account into our interest-bearing Escrow Savings Account1 

1If the EFT is canceled, the amount will revert to a Regular Savings account.