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Rates

Don’t let the tax season sneak up on you. Save for real estate tax and mortgage insurance payments with this convenient account.

Key Features

Competitive Interest

Digital Banking

No Minimum Balance

  • Set aside funds for real estate tax and mortgage insurance payments
  • Competitive interest compounded and credited quarterly
  • No minimum balance requirements
  • Make deposits at any time or set up automatic transfers from checking
  • Take advantage of our digital banking services:
    • Free online banking
    • Free mobile banking
    • Free e-statements
  • Free telephone banking
  • $50 minimum deposit to open
  • We'll help you estimate what you'll need each year to pay your real estate taxes and your homeowners insurance
  • We'll break that total down into an amount that you can pay monthly, bi-weekly, or weekly
  • We'll set up an automatic transfer of the agreed-upon amount from your First Citizens checking account into our interest-bearing Escrow Savings Account1 

1If the EFT is canceled, the amount will revert to a Regular Savings account.