Our Ag Team understands the importance of credit to your operation and the options available, including a variety of government programs.
We know credit is crucial to your operation. Loans are customized for your operation by experienced lenders.
- Expansion Loans – to secure more land or build new facilities.
- Farm Equipment & Vehicles – to fund new or used machinery
- Livestock – to finance the purchase of livestock
- Real Estate – for purchases, improvements & refinancing
- Operating Expenses – to support day-to-day needs or take advantage of an opportunity with short-term financing.
In addition to lending expertise, we have a range of products essential to effective cash management. Learn more about our business checking accounts.
The Pennsylvania Farm Bureau
The PFB has a long history of supporting the Ag industry, as do we! At First Citizens, we know strong partnerships are important to every farmer's success, and we are excited to embark on a new partnership with the PFB to support additional initiatives that benefit local farmers.
Maybe you've been our logo on one of the PFB's seven Mobile Ag Ed Science Labs while they're visiting schools throughout the state. In 2018, we will be sending teachers to the PA Friends of Ag Foundations Educators Ag Institute, sponsoring educational forums, and make available to you the expertise of MSC Services. They specialize in tax and record keeping services for farmers.
As part of this partnership, we've also agreed to help our farmers directly by offering an annual $75 discount on loan documentation preparation fees for each PFB and First Citizens customer. Talk to your Ag Banker for details!
Succession planning can help ensure the dream of passing the family farm to the next generation will become reality. When it is time for the next generation to take over, transferring assets and management responsibilities must be part of the discussion. The process is not easy, but it is necessary, and it all starts with knowing your goals and having open discussions among family. View resources about successfully transferring your family farm.
Market Volatility Protection
The daily fluctuations in the price of agriculture commodities can have a substantial impact on your operation, from what you pay for inputs like feed to the revenue you earn year after year. Learn how price risk management can help you feel far more confident.