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Key Features

  • No Minimum Balance
  • Digital Banking
  • Debit Card

We believe a checking account is a vital first step to financial independence. Our Student Checking account is a convenient and affordable solution for students and their parents – regardless of where the student is going to college! 

  • No minimum balance
  • No monthly fees
  • $50 minimum deposit to open
    • Free mobile banking with mobile deposit
    • Online bill pay
    • Free mobile app to pay bills, check balances or send money to another person
    • E-statements
    • Free Debit Card — and if you have to use another ATM not owned by First Citizens, we’ll waive the fees up to 5 times each month

Stop by any First Citizens Branch today to open your Free Student Checking Account. It only takes a few minutes, it’s free and loaded with convenience!

We also offer...

Private education loans with competitive rates and a choice of repayment options. A private education undergrad loan is for students attending a four-year program to obtain a bachelor's degree or higher to cover tuition and additional fees and expenses. 

  • Minimum individual loan amount of $1,000
  • Maximum individual loan amount up to the cost of attendance less other financial aid as certified by the school
  • Payments can be fully deferred (6-month deferment), interest-only payments, or immediate principal and interest payments
  • No origination fee
  • No prepayment penalty
Additional Features for Your Area

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Additional Features

  • Free ATM’s Nationwide
  • Courier service
  • Free online bill pay
  • There are no additional features