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Our industry leading business credit card products offer competitive pricing combined with a full range of reward options.

Key Features

  • Competitive Rates
  • Anytime Funds

Business Credit Cards

  • No Annual Fees
  • 6 months at 0% APR1
  • Cash back options or choose to earn rewards points to redeem on merchandise, rental cars, or travel with no blackout dates
  • Fraud monitoring email and text alerts if we notice suspicious activity on your card
  • Chip card technology for more secure transactions
  • 24/7 U.S. based customer service from a real person on the other end of the phone
  • Cell phone protection – cover damage or theft for up to three phones
  • Use your phone to make payments at retailers who accept your device as a payment method
  • Rewards cards offer 1 point for every $1 spent and are redeemable as statement credits or can be used for merchandise, rental cars, cruises, hotels and airline travel with no blackout dates
  • Competitive rates
  • Worldwide card acceptance
  • Easy to use online access to view transactions, make payments, and set up alerts.

No penalty rates, zero fraud liability, identity theft assistance and so much more!

Purchasing Cards

Purchasing Cards are ideal for mid-size to large corporations looking to simplify the payables process and to have more control over spending through advanced reporting features and purchasing restrictions. Ideal organizations have more than $1 million annual spend, and are looking for a way to unify and simplify the accounts payable process with advanced reporting features. Some examples include universities, hospitals, school districts, large municipalities, and transportation authorities. To complete an application, please visit any of our branches.

All Visa Platinum Purchasing Cards have these great features and benefits:

  • Pay-in-full with no annual fee
  • Business concierge service
  • Enterprise Resource Planning (ERP) system integration
  • Central bill pay
  • Custom purchase controls
  • Department cards at no added cost
  • Fraud monitoring and zero fraud liability
  • Email and text fraud alerts
  • Auto rental collision damage waiver
  • Purchase and extended protection
  • Lost and stolen card reporting
  • Emergency card replacement
  • Emergency cash disbursement
  • Travel and emergency services
  • Identity theft assistance

Purchasing Cards offer Online Account Management and Enhanced Expense Management:

  • Add new cardholders
  • Request new cards
  • Reallocate existing limits in real-time
  • MCC and velocity maintenance
  • Update demographics
  • Make payments
  • Dispute transactions or request service
  • Add company alerts
  • Enable employee account administration
  • Integrate with software such as Concur, Expensify, etc.
  • Image receipts
  • Edit expense categories (mileage, out of pocket settings)
  • Manage cost centers
  • Review detailed expense reports


1APR = Annual Percentage Rate. See card application’s Important Disclosures for terms, rates and fees. Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply. To activate coverage, complete the entire rental transaction with your card and decline the collision damage waiver coverage if offered by the rental company. Restrictions apply if you have personal automobile insurance covering this theft or damage. This card is issued by TCM Bank, N.A. Subject to credit approval.