Skip to content

Attention First-Time Home Buyers! Whether you need assistance with down payments or closing costs, we have tailored options to meet your specific requirements.

Discover the possibilities with our mortgage grant programs:

First Front Door (FFD): Qualified first-time homebuyers can utilize this grant for closing costs and/or down payments. Enjoy the flexibility of up to 6 months to find your ideal home after grant approval, along with the opportunity to retain your home for at least 5 years without repayment requirements.

PHFA K-Fit: This program provides down-payment and closing cost assistance for homebuyers using PHFA’s Keystone Home Loan Program. With a minimum FICO score requirement of 660 and maximum financing available, it offers financial support to eligible borrowers.

PHFA K-Flex: Suitable for both first-time and non-first-time homebuyers in targeted Pennsylvania counties, this program offers flexibility with a minimum FICO score requirement of 660 and no specific first-time homebuyer obligations. Complete your homebuyer education through PHFA’s approved counseling agencies to qualify.

New Jersey Housing & Mortgage Finance Agency (NJHMFA): Enjoy forgivable grants of up to $15,000 with a minimum FICO score requirement of 620. Eligible borrowers must meet NJHMFA's program criteria, including completion of homebuyer education through approved counseling agencies.

Delaware State Housing Authority (DSHA): DSHA provides down payment and closing cost assistance based on the final loan amount, offering interest-free loans with specific county-based maximum sales prices and household income limits. Additionally, first-time homebuyers can benefit from a tax credit of up to $2,000 per year for the life of their mortgage.

All our mortgage grant programs are subject to credit approval. Contact us today to explore how these grants can pave the way to your homeownership journey!

NMLS ID: 401353