At FCCB, we believe that those who have served our country deserve more than just our gratitude.
That's why we created the Veterans Checking account to honor our veterans and their families. This account is our way of saying thank you with benefits like:
Waived Monthly Fees: Waive your $3 monthly fee* by setting up a direct deposit of your VA benefits or other income, or by maintaining a $300 daily average balance or $5,000 in total deposits.
Free Nationwide ATM Access: Get cash at ATMs anytime, anywhere and let us cover the fees.
Homeownership Support: Save on closing costs when you finance your home loan with FCCB.
Banking on the Go: Get complete control of your finances with our mobile and online banking services.
FCCB is a proud participant of the Veterans Benefits Banking Program (VBBP). The VBBP offers several significant benefits to veterans seeking financial services:
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Access to Insured Accounts: Participating banks and credit unions offer accounts insured by the Federal Deposit Insurance Corporation (FDIC) or the National Credit Union Administration (NCUA), providing peace of mind and security for veterans' funds.
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Affordable Financial Services: Many participating institutions offer no-cost or low-cost financial products and services, such as checking and savings accounts, helping veterans manage their money without unnecessary fees.
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Military-Friendly Understanding: Financial institutions participating in the VBBP often have a deeper understanding of military culture and the unique financial circumstances that veterans may face.
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Direct Deposit Convenience: The program facilitates the direct deposit of VA benefits, ensuring a reliable and timely way for veterans to receive their payments.
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Financial Education Opportunities: FCCB is proud to provide access to FCCB Academy, a place with valuable financial education resources that empower veterans to make informed decisions about their money.
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Support for Financial Well-being: The VBBP aims to ensure veterans and their families' long-term financial well-being and security.
Veterans can start by visiting the official Veterans Benefits Banking Program website: https://veteransbenefitsbanking.org/.
Ready to buy a home?
Our team specializes in VA loans that can help you buy a home with unique benefits like zero down payment and no private mortgage insurance.
Looking to build your skills?
With free access to FCCB Academy, you can learn about budgeting, investing, and more with our interactive courses and virtual coaches.
Please note that FCCB provides information about the Veterans Benefits Banking Program as a resource for veterans. We encourage all individuals to conduct thorough research and due diligence when selecting a financial institution. We recommend veterans carefully consider their financial needs and circumstances when making decisions.
*The average daily balance is calculated by adding the principal in the account for each day of the statement period and dividing the sum by the number of days in the period. To calculate the relationship waiver's total deposits balance, we add the current balances in all FCCB deposit accounts as they stand at the close of your statement cycle for the checking account related to the fee. For the purpose of the relationship waiver, we add the total amounts in all FCCB checking accounts, savings accounts, money market accounts, CDs, and IRAs, owned by the account owner listed on this checking account. For total deposit account balance eligibility, we consider business and personal accounts that are solely owned, jointly owned, or held by individuals designated as corporate officers, partners on the account, business owners, or account trustees. The account owner benefits from the relationship waiver’s total deposit balance when the owner is primary on the checking account to which the fee assessment pertains. Holds placed on deposits according to our Funds Availability Policy Disclosure do not reduce your current balance for the deposit relationship balance calculation. Any account used in the calculation of your deposit relationship balance may be subject to its own service charge and must still meet the requirements disclosed for waiving the service charge specific to that account as applicable. Additional Terms: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Minimum to open $50. Rates and rewards are variable and may change at any time after an account is opened. Fees may reduce earnings. Contact an FCCB banker for additional details. Qualifying Direct Deposit: An electronic deposit of payroll, pension, Social Security, or government benefits. Transfers between accounts, person-to-person payments, check or mobile deposits, cash deposits, wire transfers, and other deposits that do not represent qualifying recurring income are not considered direct deposits.