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Small businesses have unique needs, and we have just the Small Business Checking account to meet them.

Key Features

  • Digital Banking
  • Debit Card
Details

At FCCB, we believe a business checking should be simple to manage and provide easy access.

So, our Business Checking Account was designed with those goals in mind. But we also know that managing cash flow is critical so we help business owners find balance and success with our line of cash management services.

  • View transactions, balances, and statements quickly with online banking. Transfer funds, create multi-user access, export data to financial software, and pay bills and vendors online.

  • Automated Clearing House (ACH) Processing offers the convenience of Payroll Direct Deposit and can improve your cash flow by collecting payments on schedule and moving funds easily.

  • Online Domestic Wire Processing lets you send funds quickly from our secure website. Set up templates for reoccurring wires and enable dual control for your protection.  

  • Remote Deposit Capture means fewer trips to the bank. Deposit checks online and your funds will be available for use the next business day.

  • Merchant Card Services gives customers more payment choices and maximizes sales opportunities. Avoid the hassle of checks returned for NSF.

  • Business Credit Cards allow you to earn rewards or cashback and provides robust online reporting and customized card set up, including industry restrictions.

Our business services can help you save time, improve sales, and rest easy knowing your business is taken care of.

 

Enter your zip code to see features for your region

Example: 16933


We believe a business checking should be simple to manage and provide easy access to your account information and funds. We also believe that loyalty deserves appreciation, and that’s how we designed it.

  • This account can be free if you maintain a $500 average balance each month. But that’s not the only option to make it free. We’ll waive the monthly fee if you maintain at least $10,000 in combined deposits, which include your business and personal checking, savings and Money Market accounts. (A $10 fee will be assessed if you cannot meet these balances.)
  • You have the opportunity to process 400 transactions at no cost which includes paid checks, deposits, deposited checks, direct deposits and direct debits. Additional items are just $0.25 each.
  • Protect your account from overdrafts by tying it to your Savings, Money Market or Line of Credit.
  • Get Free Online Banking:
    • View transactions, balances, and access monthly statements quickly
    • Transfer funds between accounts
    • Download our free Mobile Banking app and bank on the go with your smartphone
  • Online Bill Pay – Pay your bills online – set up a payment just once, then just change the date and amount

If you’re a sole proprietor or husband and wife partnership operating an unincorporated business, we can pay you interest too.

  • Interest that is compounded and credited to the account on a monthly basis.
  • No monthly fee is charged when you maintain a $1,000 average balance each month or keep $10,000 in combined business and personal checking, savings and Money Market accounts. (A $10 fee will be assessed if the balance falls below $1,000)

We believe a business checking should be simple to manage and provide easy access to your account information and funds. We also believe that loyalty deserves appreciation, and that’s how we designed it.

  • This account can be free if you maintain a $500 average balance each month. But that’s not the only option to make it free. We’ll waive the monthly fee if you maintain at least $10,000 in combined deposits, which include your business and personal checking, savings and Money Market accounts. (A $10 fee will be assessed if you cannot meet these balances.)
  • You have the opportunity to process 400 transactions at no cost which includes paid checks, deposits, deposited checks, direct deposits and direct debits. Additional items are just $0.25 each.
  • Protect your account from overdrafts by tying it to your Savings, Money Market or Line of Credit.
  • Get Free Online Banking! We also offer electronic bill pay services!
    • View transactions, balances, and access monthly statements quickly
    • Transfer funds between accounts
    • Pay your bills online
    • Download our free Mobile Banking app and bank on the go with your smartphone

If you’re a sole proprietor or husband and wife partnership operating an unincorporated business, we can pay you interest too.

  • Interest that is compounded and credited to the account on a monthly basis.
  • No monthly fee is charged when you maintain a $1,000 average balance each month or keep $10,000 in combined business and personal checking, savings and Money Market accounts. (A $10 fee will be assessed if the balance falls below $1,000)

We believe a business checking should be simple to manage and provide easy access to your account information and funds. We also believe that loyalty deserves appreciation, and that’s how we designed it.

  • This account can be free if you maintain a $500 average balance each month. But that’s not the only option to make it free. We’ll waive the monthly fee if you maintain at least $10,000 in combined deposits, which include your business and personal checking, savings and Money Market accounts. (A $10 fee will be assessed if you cannot meet these balances.)
  • You have the opportunity to process 400 transactions at no cost which includes paid checks, deposits, deposited checks, direct deposits and direct debits. Additional items are just $0.25 each.
  • Use any ATM nationwide without paying a fee.
  • Protect your account from overdrafts by tying it to your Savings, Money Market or Line of Credit.
  • Get Free Online Banking! We also offer electronic bill pay services!
    • View transactions, balances, and access monthly statements quickly
    • Transfer funds between accounts
    • Pay your bills online
    • Download our free Mobile Banking app and bank on the go with your smartphone

If you’re a sole proprietor or husband and wife partnership operating an unincorporated business, we can pay you interest too.

  • Interest that is compounded and credited to the account on a monthly basis.
  • No monthly fee is charged when you maintain a $1,000 average balance each month or keep $10,000 in combined business and personal checking, savings and Money Market accounts. (A $10 fee will be assessed if the balance falls below $1,000)

  • The zip code you entered is not within our service area.
Effective July 1, 2020 the amount we make available for withdrawal by checks not subject to next day availability is $225. In addition, the amount available for withdrawal on exception holds for large deposits, new accounts, and the amount for determining a repeat overdraft is $5,525.