Realizing your dream of becoming a medical professional took hard work and a significant financial commitment. Now let First Citizens help you realize your dream of becoming a homeowner.
We've created two mortgage solutions available for medical professionals with the designation of MD, DM, DO, DPO, DDS, DMD, PA, CRNA, CRNP, and DPT.
- Both can be used to purchase a new home, build your home or refinance the one you already have
- Both provide 100% financing
- No down payment required
- Closing costs paid by borrower (this offer is only available on your primary residence)
- No Private Mortgage Insurance Required
- 100% Mortgages:
- One monthly payment makes budget management easier
- 15, 20, & 30 year terms
- 80/20 Mortgages:
- Pay off loan quicker – build equity faster.
- 80% will be a first mortgage with 15, 20 & 30 year terms
- 20% will be a home equity
- Credit Score – Minimum 700
- Valid Employment Contract or 3 years or more of tax returns
- Auto payment from First Citizens checking is required