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At FCCB, we're committed to providing tailored mortgage lending solutions that cater to your individual needs. Our In-House Mortgage Lending programs offer the flexibility and convenience you deserve, whether you're a first-time buyer or refinancing your current home.

Experience the benefits of our in-house mortgage lending programs:

Construction to Permanent: Build your dream home with ease and simplicity. Contact us to learn more about this program.

Second Homes: Explore opportunities for financing your second home with our specialized solutions.

Home Achievable CRA: Designed to promote homeownership in designated areas, this program offers features such as no Private Mortgage Insurance (PMI), low down payment requirements, and eligibility criteria tailored for first-time homebuyers.

Medical Professional: As a medical professional, you've dedicated yourself to your career. Let us assist you in achieving your homeownership goals with our exclusive mortgage solutions, offering 100% financing and no down payment requirements.

Home Equity Loans: Utilize the equity in your home to fund home improvements, consolidate debt, and more. Benefit from competitive rates, tax-deductible interest, and flexible payment options.

Home Equity Line of Credit (HELOC): Access funds as needed with a HELOC, enjoying competitive rates, flexibility in usage, and the convenience of multiple access options.

YourChoice Line of Credit: Our YourChoice Home Equity Line of Credit offers unparalleled flexibility, allowing you to borrow as needed and lock in rates when desired. With competitive rates and convenient access methods, it's the perfect solution for various expenses.

Experience attentive, friendly service and local decision-making throughout the mortgage process. Contact us today to learn more about our in-house mortgage lending programs and take the first step towards achieving your homeownership dreams!

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NMLS ID: 401353