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Set your own branch hours with digital banking. Forget trips to the bank — transfer funds, pay bills, and more wherever there’s internet.

iPhone     Android

With our free NetTeller Online Banking service, you can manage your accounts from a computer, smart-phone or tablet 24/7. View account balances, transfer funds, reorder checks, and more! Customize the screen to fit your needs. Within NetTeller you can access online bill pay, too! All of your financial information is secured with the highest level of encryption. 

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Get Started with Online Banking

To enroll in online banking, simply download and complete the application and mail, fax or deliver to any FCCB location. If you are new to our online banking platform, please access our consumer bill pay user guide. Please contact us or call us at (800) 326-9486 if you have questions, and one of our representatives will be happy to assist you.

Get Started with PowerPay Online Bill Pay

Save time and money, stay organized, and gain peace of mind with online bill pay. 

  • View and pay your bills electronically 
  • Establish recurring payments
  • Make person-to-person payments via email or text, directly to the recipient's bank account
  • Make gift payments for special occasions like birthday's, graduations and holidays
  • View a payment calendar
  • Set up e-bills with participating merchants
  • Set up email and text payment reminders or alerts to remind you of payment activity 

Mobile Banking is easy with our free FCCB Mobile Banking App. Access your bank accounts with your mobile device 24/7 to:

    • View account balances
    • Transfer funds
    • Pay bills1
    • Make FCCB loan payments
    • Find branch locations and hours
    • Touch ID login capabilities
    • Tag transactions with spending categories
    • Add a note to transactions
    • Add a picture of a receipt to a transaction
    • Secure and easy-to-use 

To Get Started with Mobile Banking

Please note: you must be registered in our NetTeller online banking before using mobile banking. 

Download the mobile app for an optimized experience: 

Google Play


Still have questions? View our mobile banking FAQ.

Apple, the Apple logo and iPhone are trademarks of Apple, Inc. registered in the U.S. and other countries. App Store is a service mark of Apple Inc. 

Google Play is a trademark of Google, Inc.

1Online customers must first enroll in PowerPay™ in online banking prior to using this function in mobile banking.
Although mobile banking is provided by First Citizens Community Bank free of charge, you may be charged access rates depending on your mobile carrier. Web access is needed to use mobile banking. Check with your service provider for details on specific fees and charges.
You must be a registered NetTeller™ Online Banking customer to access Mobile Banking.


Deposit checks wherever you are with our free and easy to use mobile banking app. Depositing a check with your phone is as easy as taking a photo! Our software is encrypted for your financial security, even if your phone is lost or stolen. 

Get Started with Mobile Deposit

  • Users must be enrolled in NetTeller Online Banking1, and must have a mobile device with the FCCB mobile banking app installed
  • You may enroll a checking, savings, or money market account (limit to one enrolled account)
  • The enrolled account must be open at least 3 months and cannot have:
    • More than 2 overdrafts or returned checks in last 3 months
    • Any legal orders, levies, liens and/or suspected fraud against your accounts
    • Any other restrictions on your accounts

View our Mobile Deposit Agreement

1Please refer to the First Citizens Community Bank's Internet Services Agreement for additional details regarding online/mobile banking.

Electronic statements are a free and convenient way to view your bank statements, and they are in the same format as our paper statements. View, download or print your statements as you wish with 12-months of access to statements after enrollment. When you make the switch from paper, you're helping conserve valuable resources. Electronic statements are also more secure, so you'll have peace of mind knowing that you're protecting yourself from identity theft. 

 To Get Started with e-Statements

  1. Access our e-statements online application
  2. Agree to the terms and conditions
  3. Enter the requested information
  4. Receive your username (via e-mail) and your password (via US Postal Service)
  5. Wait for your monthly email notifying you that your statement is available
  6. Log in and retrieve your statement

Once you have your user id and password, click here for our step-by-step advanced authentication instructions.

Click here to log in to your e-statement account, or click the red online services button at the top of the screen. 

Mobile Wallet – Apple Pay & Samsung Pay

A mobile wallet is an app on your mobile device that stores payment information from your debit card and then allows you to use your device to make purchases. Mobile wallets are a convenient way for customers to make payments. Your mobile wallet will only work at retailers that accept your device as a payment method.

How does it work?

iPhone users will enter their card in the Wallet App and Samsung users will use the Samsung Pay App. As you enter information, you may be prompted to call First Citizens for activation. If you are prompted to contact us, please call (800) 326-9486.

Once you’ve activated your mobile wallet, you’re ready to pay! Just open the app, touch your phone to the compatible reader next to a register, and you're on your way.

It’s Convenient

  • Store all of your payment card information in one place so you don’t have to carry your cards with you.
  • Process payments more quickly than when using cash or swiping your debit card.
  • Mobile wallets are not limited to smartphones and can be loaded on tablets and smartwatches, too.
  • When shopping online, some sites let you select your mobile wallet as your payment option instead of entering your debit card information. You can even use your mobile wallet for in-app purchases.

You Should Know

  • Your virtual debit card is connected to your existing MasterCard Debit Card but has a unique number separate from your physical MasterCard Debit Card.
  • There are no changes to your MasterCard Debit Card or checking account. You can continue to make purchases, even if you lose your phone.

Call 800.326.9486 with questions today!