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Last-Minute Holiday Hacks

The holidays are drawing closer and there's still so much to do! Some days, it can seem like your stress levels will keep rising while the money in your wallet keeps dwindling - all the way up until the holidays arrive. Want some good news? It doesn't have to be this way! With just a bit of planning and organization, you can have a stress-free and affordable holiday season.

Understanding the Difference Between HELOC & Home Equity Loans

Many times you will hear the terms Home Equity Loan and Home Equity Line of Credit (HELOC) used in conjunction?or even interchangeably. The terms are a little jargony, and outside of the banking industry, not many people can explain the difference. But despite the similar name, these two loan products are quite distinct, and your intended use of the funds will largely determine which one will better serve your needs.

What is a HELOC?

A HELOC is a line of credit that allows you to borrow against the equity in your home.

Charity & Disaster Scams

Cyber criminals know that one of the best ways to rush people into making a mistake is by creating a heightened sense of urgency. And one of the easiest ways to create a sense of urgency is to take advantage of a crisis. This is why cyber criminals love it whenever there is a traumatic event with global impact. What most of us regard as a tragedy, cyber criminals view as an opportunity, such as the breakout of a war, a major natural disaster such as a volcanic explosion, and of course infectious disease breakouts like COVID- 19. When there is an immense amount of social media and news coverage about a certain event, cyber criminals know that is the time to strike.

The Comprehensive Guide for First-Time Homebuyers

Are you searching for a new home as a first-time buyer in Pennsylvania, Delaware, or New York? It can be an intimidating process to navigate. However, whatever challenges you face, it doesn?t mean you won?t be successful in your quest to buy your first home. We created this comprehensive guide to help you through the homebuying process step by step.