3 Ways that Businesses Can Leverage Online Banking Services
Owning a business has never been easy, but these days it can feel like there are more challenges than ever for entrepreneurs. At FCCB, we are your partner for business. We are always looking for ways to help small business owners increase efficiency, better manage cash flow, and support the growth you're aiming for. In this guide, we'll help you understand remote electronic banking and how it gives modern business owners the flexibility and safety needed in today's complicated environment. The ability to make remote deposits, pay bills, or review accounts remotely meshes perfectly with the at-home work routine adopted by many businesses.Read More
The Benefits of ACH Direct Deposit & Debit for Small Business Owners
ACH, which stands for Automated Clearing House, is a system of sending and receiving payments directly between bank accounts with significantly lower fees than credit card payments and faster processing times than checks. While you have likely used ACH in your own life, either in the form of Direct Deposit pay or recurring mortgage or utility payments, you may be wondering how your business can benefit from incorporating these automated payments into its financial management. In this post, we'll discuss the ins and outs of ACH payments, when they might be most beneficial to use, and how they can save your business time and money.Read More
Should I Get a Business Credit Card?
Businesses of all sizes need funding to help cover both everyday expenses and large, one-time purchases. If you are just starting out as a business owner, you may not have the income or credit history to qualify for the business loan you need. Luckily, business credit cards are easier to obtain than traditional loans. When you apply for a commercial credit card, you give your business access to immediate funding and set yourself up to qualify for future loans. Here is what you should know before deciding if a business credit card is right for you.Read More