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Navigating the Penny Phase-Out: FCCB Issues Guidance for Customers and Businesses

11/24/2025 | Announcements

In February 2025, President Trump directed the U.S. Treasury to stop producing new pennies as part of his effort to reduce unnecessary government spending. According to the United States Mint, it costs nearly 4 cents to create and distribute each penny. This decision trails other countries, including Canada and Australia, which have completely stopped producing pennies.

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FCCB Recognized by Armed Forces Financial Network and Association of Military Banks of America

01/22/2025 | Announcements, Accolades

Mansfield, PA - FCCB (First Citizens Community Bank) has been recognized by the Armed Forces Financial Network (AFFN) and the Association of Military Banks of America (AMBA) for its dedication to community service. This recent recognition highlights the Bank's ongoing efforts to support local families, commitment to celebrating diverse cultures, and contributions to causes that make everyone feel included in its initiatives.

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FCCB Welcomes John Painter to FCCB Corporate Board

| Announcements

FCCB is pleased to announce the addition of John Painter (Westfield, PA) to their Corporate Board. Painter joins 13 other men and women who oversee the affairs of the organization to ensure long-term sustainability and continued growth.

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Doors Open at FCCB Ephrata Branch in Lancaster County

| Announcements

FCCB has opened its third Lancaster County office at 3630 Rothsville Road, Ephrata, PA. The new location in Ephrata brings the FCCB branch network to a total of 32 retail office locations. The Bank's other Lancaster County offices include a branch in downtown Mount Joy and an in-store branch in Weaver's Store, Denver.

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Citizens Financial Services, Inc. and HV Bancorp, Inc. Sign Definitive Merger Agreement

Citizens Financial Services, Inc. and HV Bancorp, Inc. Sign Definitive Merger Agreement

| Announcements

Citizens Financial Services, Inc. (NASDAQ: CZFS) (the Company or CZFS), the holding company for First Citizens Community Bank (FCCB), and HV Bancorp, Inc. (NASDAQ: HVBC) (HVBC), the holding company for Huntingdon Valley Bank (HVB), are pleased to jointly announce entry into a definitive agreement (the Agreement) pursuant to which HVBC will merge with and into CZFS. Under the terms of the Agreement, the shareholders of HVBC will have the right to elect to receive for each share of HVBC common stock either $30.50 in cash or 0.400 shares of CZFS common stock, or approximately $67.4 million in the aggregate. Elections will be subject to proration procedures whereby 80% of the shares of HVBC common stock will be exchanged for CZFS common stock and 20% of the shares of HVBC common stock will be exchanged for cash.

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