Loans & Credit

Home Equity Loans

Home Equity Loans

Use your home's equity to fund large expenses.

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Home Equity Lines of Credit

Home Equity Lines of Credit

Borrow whenever the need arises simply by writing a check.

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YourChoice Line of Credit

YourChoice Line of Credit

A First Citizens YourChoice Home Equity Line of Credit allows you to borrow what you need, when you need it.

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Personal Loans

Personal Loans

Flexible options to satisfy a variety of loan needs.

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Auto Loans

Auto Loans

Finance your new car with a local community bank.

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Ready Money Line of Credit

Ready Money Line of Credit

A line of credit for immediate buying power.

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Personal Credit Cards

Personal Credit Cards

No annual fees, low rates, and reward options.

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Private Education Loans

Private Education Loans

First Citizens private education loans offer competitive interest rates and a choice of repayment options. We offer two types of private education loans.

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