• Vantage Checking

    Vantage Checking

    We're raising the bar on checking with a free account that actually pays you back.

    • Earn 2.35% APY*
    • No minimum balance
    • ATM fee refunds nationwide

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  • Relationship Checking

    Relationship Checking

    If you maintain a more complete relationship with First Citizens, get even more great benefits.

    • Interest paid
    • Reduced rates on loans
    • Bonus rates on CDs

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  • 55 and Better Checking

    55 and Better Checking

    This checking package comes with added benefits for our customers 55 and older.

    • Interest earning
    • Free check images
    • No minimum balance

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  • Free Checking

    Free Checking

    This no-frills account that is absolutely free of monthly service fees and per-check fees.

    • No minimum balance
    • Unlimited check writing
    • Only $25 to open

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  • Student Checking

    Student Checking

    We offer college students an account with no monthly fees, regardless of account activity.

    • No monthly fees
    • Free first order of checks
    • Free debit card

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  • Checking Plus Package

    Checking Plus Package

    Get insurance and other great benefits. It's our way of taking even better care of our customers.

    • AD&D Insurance
    • Free checks
    • Vision and Dental plans

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