Platinum Checking

Reward your entire relationship with FCCB with interest on all balances and unlimited free checks for the lifetime of your account. FCCB's Platinum Checking is designed for customers who value a comprehensive banking relationship. Enjoy the benefit of earning interest on your funds and the convenience of unlimited free checks, along with our suite of digital banking tools. This account has a $5 monthly fee, which can be waived by maintaining a $500 average daily balance or $5,000 in total deposits.*

Enjoy These Premium Benefits:

• Earn Interest on All Balances²
• Unlimited Free Checks for Account Lifetime
• Free Access to FCCB ATMs
• Unlimited Use of Bank Anywhere Tools: Manage your finances with ease using our online and mobile banking services.

 

Build a stronger financial relationship with FCCB and enjoy premium benefits.

Open a Platinum Checking Account Today

 

Bank Your Way, Anywhere with FCCB's Digital Banking

Take control of your finances on your terms with our comprehensive suite of Bank Anywhere Tools:

• FCCB Mobile Banking App: Securely manage your accounts, deposit checks remotely, pay bills, transfer funds, and more – all from the convenience of your smartphone or tablet.
• Mobile Wallet: Store your payment card information securely on your phone for easy and contactless payments in-store, online, and within apps.
• Telephone Banking: Access your account information, review transactions, make transfers, and even loan payments via any phone.
• Online Banking & Bill Pay: Enjoy 24/7 access to your accounts online. Pay bills electronically, set up recurring payments, transfer funds, view statements, and more – all from your computer.
• eStatements: Go paperless with free, secure electronic statements that are easy to view, download, and print.

With FCCB's Bank Anywhere Tools, managing your money has never been easier or more convenient. Bank when you want, where you want, with the peace of mind of secure and reliable access.

 

*The average daily balance is calculated by adding the principal in the account for each day of the statement period and dividing the sum by the number of days in the period. To calculate the relationship waiver's total deposits balance, we add the current balances in all FCCB deposit accounts as they stand at the close of your statement cycle for the checking account related to the fee. For the purpose of the relationship waiver, we add the total amounts in all FCCB checking accounts, savings accounts, money market accounts, CDs, and IRAs, owned by the account owner listed on this checking account. For total deposit account balance eligibility, we consider business and personal accounts that are solely owned, jointly owned, or held by individuals designated as corporate officers, partners on the account, business owners, or account trustees. The account owner benefits from the relationship waiver’s total deposit balance when the owner is primary on the checking account to which the fee assessment pertains. Holds placed on deposits according to our Funds Availability Policy Disclosure do not reduce your current balance for the deposit relationship balance calculation. Any account used in the calculation of your deposit relationship balance may be subject to its own service charge and must still meet the requirements disclosed for waiving the service charge specific to that account as applicable. Additional Terms: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Minimum to open $50. Rates and rewards are variable and may change at any time after an account is opened. Fees may reduce earnings. Contact an FCCB banker for additional details. Member FDIC.

²APY= Annual Percentage Yield and APYs are accurate as of April 11, 2025. Rates may change after account is opened.