Home Equity Loans

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Tap into the equity you've accumulated in your home for various purposes, from home improvements to debt consolidation. Here's what our home equity loan offers:

• • • Competitive fixed rates
    • Lower rates compared to credit cards
    • Fixed rates and monthly payments for simplified budgeting
    • Biweekly payment options to save on interest
    • Discounted rates with automatic payments from FCCB Checking or Savings
    • Local decision-making and processing in Pennsylvania
    • Friendly service throughout the process

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Unlock the equity in your home without depleting your emergency funds by considering a home equity line of credit (HELOC).

Here's why it could be beneficial:

• Access funds as needed, without reapplying
• Competitive variable rates lower than credit cards
• Pay interest only on what you use
• Convenient access via check, ATM, or online transfer to your checking
• Local decision-making and processing in Pennsylvania
• Friendly service from start to finish

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With an FCCB YourChoice Home Equity Line of Credit, you have the freedom to borrow as needed, when needed.

Here's why it's a smart choice:

Flexibility:

• Use funds for any expense, from home improvements to debt consolidation

Competitive, Low Rates:

• Variable rate line of credit with the option to convert any balance to a fixed-rate loan
• As you pay down the fixed-rate portion, your available credit increases
• Typically lower rates compared to credit cards

Convenience:

• Access funds via check, ATM, or online transfer to your FCCB checking
• Overdraft protection for FCCB checking accounts
• Up to 3 fixed-rate locks available at once
• Consolidated monthly payment for ease of management

Click here to access our financial calculators.