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More Than Just a Lender

FCCB is here for all your mortgage needs. From Refinance to Purchase and everything in between, FCCB has you covered!


Our goal is to provide a superior mortgage lending experience. That means going above and beyond normal expectations and delivering exceptional service each and every time.


“Joyce was great in helping me secure my mortgage. I was very satisfied with the steps and how she handled everything.”

-Scott Dombro



"Joyce was very efficient and very nice to deal with. I enjoyed the process with her, she was very efficient with handling the loan process. Thank you!"

-Elaine Rota




About Me

As an experienced Loan Officer in the mortgage industry for many years I know how important it is to get accurate and timely information regarding the best mortgage to suit your needs.


I have the skills and knowledge to create a seamless mortgage transaction for my clients.


I pride myself in exceeding my clients’ service expectations by maintaining good communication throughout the loan process and by being available on nights and weekends.


I am committed to providing you with the superior service you deserve! Contact me today to get started!




At FCCB, we believe investing in our communities encourages growth and helps our local economies thrive. We continue to help our customers succeed and strive to make it happen for you!


When you work with us, you can expect:

  • The utmost care and attention from a hard-working team.
  • Mortgage Products and solutions tailored to your needs.
  • The latest technology in mortgage lending enabling a fast an efficient loan process. We care deeply about the happiness and success of our customers and are trained to turn that care into action.

We dare to be different.



Contact Us

Joyce Coggiola
Loan Officer

Mortgage Division
First Citizens Community Bank
2005 S Easton Road, Suite 304
Doylestown, PA 18901
Cell: 215-450-8943      
[email protected] 
NMLS # 141079