Rewards Checking

Make every purchase count, whether you tap, insert, or pay online. Collect points on all your daily spending, and once you hit 12 transactions, see your points grow. Save them up for cash back, or drop the price instantly at the checkout and the gas pump.

Register to claim your 1,000 point bonus!

Swipe Often

Make 12 purchases, posted and settled, by the last day of the month to waive the $4 fee and unlock your reward points. 

Forget Minimums

We don’t require a specific balance to earn points or keep your account active.

1,000 Point Bonus

Sign up at ScoreCardRewards.com/FCCB to claim your welcome bonus. We’ll email your registration link to the address on file. Unsure which email to check? Call us at 800-326-9486.

Tap and Earn

Add your card to your digital wallet for faster, secure payments.

Bank Anywhere

Use our free mobile app to pay your bills for free, deposit checks and view electronic statements 24/7.

Shop Online

Link your card to your Apple or Samsung Wallet to earn points at millions of online stores.

Instantly Lower Your Bill at the Brands You Love

Use your debit card points for instant discounts at over 100,000 top retailers and gas stations.

$50 minimum deposit to open. Enrollment in e-Statements, a valid email address on file, and an active debit card are required. Earn 1 point per $4 spent on qualifying debit card purchases (capped at 1,000 points/month). To avoid the $4 monthly maintenance fee and unlock your rewards for that period, 12 or more qualifying debit transactions must post and settle during the calendar month.1,000-point bonus requires registration at scorecardrewards.com/fccb. Cash-back rewards are redeemed in fixed increments ($10, $20, $30, and $40) via the ScoreCard Rewards website; points may also be redeemed via Premium Payback for real-time “pay with points” email/SMS offers, subject to specific point requirements set by the participating merchant (standard text rates apply). Points utilized for pending offers are temporarily locked for up to 48 hours. Points have no independent cash value and expire 36 months after the month earned. Program terms and reward levels are subject to change. Talk to your banker for full details. Member FDIC.

bp/Amoco – Only at participating bp, Amoco and Thornton stations. To locate a participating station near you, visit the bp Station Finder. Single use only, valid up to 20 gallons. Any unused rewards on each purchase are forfeited. May not be valid with other offers. Terms and conditions apply.

CVS - In store only.  Points will be returned to cardholder’s Point Bank either in full or prorated based on the return amount.  Minimum purchase amount to qualify for the offer is $10.01. Points cannot be used for purchases at affiliated businesses such as MinuteClinic®, CVS at Target, Navarro®, Schnucks®, or CVS Optical or on alcohol, deposits, ephedrine/pseudoephedrine, gift card, local exclusions, lottery, milk, money order, other fees, postage stamps, prepaid cards, prescriptions and taxes. © Copyright 2025 CVS.com. All rights reserved.

Walmart - In-store only. Minimum purchase amount to qualify for the offer is $10.01. Participation may vary. Available in store and online where prompted to pay with points. Minimum purchase amount may apply in store. © Copyright 2025 Walmart. All rights reserved.

Walgreens - In store only. No refunds are issued on points redeemed on applicable purchases. Minimum purchase amount to qualify for the offer is $10.01, and must be met in a single transaction, before taxes and after discounts. Unless explicitly stated otherwise, redemption dollars may not be used for the purchase of the following: dairy; alcohol; tobacco; contact lenses; stamps; phone/prepaid/gift cards; money order/transfers; transportation passes; lottery tickets; charitable donations; prescriptions; pseudoephedrine or ephedrine products; pharmacy items or services; and clinic services. Points returned will be stored in the form of a Walgreens stored value card. © Copyright 2025 Walgreens Co. 200 Wilmot Rd. Deerfield IL. All rights reserved.

Shell - Only at participating Shell stations. To locate a participating station near you, visit the Shell Station Finder. Single use only, valid up to 20 gallons. Any unused rewards on each purchase are forfeited. May not be valid with other offers.

Dollar General - In store only. Minimum purchase amount to qualify for the offer is $5.01.  We do not allow alcohol, tobacco, or milk to count toward the minimum purchase amount. Once a points transaction is completed, points cannot be returned to the points account. If the customer returns an item, it will be processed in accordance with Dollar General’s current in-store return policy. © 2025 Dollar General Corporation.  All rights reserved.