Give your savings a jumpstart at a premium rate.
The best savings account should come with great service, a rate that makes you feel like you're getting a good deal, and easy access. That's just what you get with a First Citizens Premium Savings Account. With the flexibility of a low required minimum balance, and the ability to make withdrawals without penalty, it's the perfect way to meet your short and long-term savings goals.
- Earn 1.87% APY* with tiered interest rates for maximum earnings
- Only $100 to open and earn interest
- Check your savings account 24/7 with our free Internet and Mobile Banking services.
*APY = Annual Percentage Yield. This is a tiered product. No interest is paid on balances less than $100. At this time, the following tiers all pay 1.85% with a minimum opening deposit and quarterly compounding which equals an APY of 1.87%. ($100 - $9,999; $10,000 - $99,999; $100,000+) The APY assumes interest will remain on deposit for one year. A withdrawal will reduce earnings. Federal Regulation limits the number of preauthorized withdrawals to 6 per month. Rates may change after an account is opened. Fees may reduce earnings. Minimum balance is the minimum deposit to obtain the annual percentage yield. The annual percentage yield (APY) is current as of September 25, 2019. A $3 fee will be charged in any month where the balance falls below $200 at any time. A $15 fee may be imposed if an account is closed within 6 months of the date of opening.