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More Than Just a Lender

FCCB is here for all your mortgage needs. From Refinance to Purchase and everything in between, FCCB has you covered!


Our goal is to provide a superior mortgage lending experience. That means going above and beyond normal expectations and delivering exceptional service each and every time.


“FCCB goes the extra mile to ensure my customers’ loans are always closed on time. Escrow Management makes deposits a breeze. I truly appreciate the personal service that FCCB provides.”

John Spognardi, Owner Operator
Re/Max Signature
Customer since 2016



About Me

Mariel has been with FCCB since 2020. Under the guidance of Diane Wilson, VP, Mortgage Lending Sales Manager, Mariel has become comfortable working with a variety of individuals and their unique residential lending needs.


Mariel was born in Mexico and raised in Lancaster County since the young age of 3. She currently resides in Elizabethtown with her family and their dog, Nasha. She is fluent in both English and Spanish, allowing her to expand her mortgage knowledge and services to a wider range of individuals.


“My goal is for individuals to have an effortless and exciting experience whether it is their first home purchase or they are an experienced homebuyer.”


“Mi objetivo es que las personas tengan una experiencia emocionante y sin esfuerzo, ya sea que compren su primera casa o que sean compradores experimentados.”


She has made it a great effort to be involved throughout her community. Mariel is a board memebr of Making a Difference in Lebanon. She is also a part of various chambers of commerce throughout Lancaster County. She is also a passionate advocate for individuals with eating disorders and partners with the National Eating Disorder Association.




At FCCB, we believe investing in our communities encourages growth and helps our local economies thrive. We continue to help our customers succeed and strive to make it happen for you!


When you work with us, you can expect:

  • The utmost care and attention from a hard-working team.
  • Mortgage Products and solutions tailored to your needs.
  • The latest technology in mortgage lending enabling a fast an efficient loan process. We care deeply about the happiness and success of our customers and are trained to turn that care into action.

We dare to be different.



Contact Us

Mariel Z. Torres Lopez
AVP, South Central Mortgage Loan Originator

Mortgage Division
First Citizens Community Bank
720 East Main St
Mount Joy, PA 17552
Office: 717-928-9050
MLO # 2256829