Relationship Checking

Relationship Checking offers additional benefits and incentives to our customers who maintain a more complete relationship with First Citizens.

Earn interest on checking, regardless of your minimum balance. Enjoy lower rates on loans when you sign up for automatic payments.



  • Earn interest, regardless of your balance
  • Maintain a minimum balance to avoid the $10 monthly fee
  • $1,000 in checking, or
  • $10,000 in total deposits, or
  • $25,000 in total loans
  • Enjoy reduced rates on loans
  • Must sign up for automatic payment to qualify
  • First order of checks free
  • Manage your accounts anytime, anywhere via
  • Free NetTeller online banking & bill pay
  • Add PowerPay Bill Pay for even more convenience
  • Free Bank-by-Phone
  • Convenient access to your funds by
  • MasterCard debit card
  • ATM
  • Free eStatements
  • Images of all paid checks provided with your statement

Please call (800) 326-9486 for current rates.

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