Mortgage Originators

Diane Wilson, VP

Mortgage Lending Sales Manager


Di joined First Citizens Community Bank in 2012 as Wellsboro Office Manager, and due to her extensive mortgage lending expertise and passion for exceeding customer expectations, was promoted to Mortgage Sales Lending Manager in February of 2015.

In her Mortgage Lending Sales Manager role, Di works closely with the Regional Sales Managers and Mortgage Originators to support a bank-wide sales culture that ensures each customer's experience is exceptional by overseeing the mortgage loan process from origination to close. Di's experience, knowledge and dedication lend her success in helping customers enter into the biggest investment of their lives with confidence.

Prior to joining First Citizens, Di worked for Citizens & Northern Bank in Mortgage Specialist, Office Manager, Assistant Manager, and Loan Officer capacities in the Mansfield and Wellsboro areas. She holds several diplomas from the American Institute of Banking, including General Banking, Mortgage Lending, and Consumer Credit. She is also a graduate of the Central Atlantic Intermediate and Advanced Schools of Banking, and the Central Atlantic School of Commercial Lending.

Di is a member of the Wellsboro Chamber of Commerce, Booster Club, Laurel Health Pro-Am, and Punisher Athletics. She resides in Wellsboro with her husband, Jeff, and their children, Brock and Peyton.

Diane Wilson, VP

Mortgage Lending Sales Manager

First Citizens Community Bank

1 Pearl Street

Wellsboro, PA 16901

570-723-1609 or 570-724-2600

Fax: 570-724-1701

MLO# 582823

Contact Diane

Kristina Bogaczyk, AVP

Tioga County Mortgage Originator


The role of Tioga County Mortgage Originator is an excellent fit for one of our most experienced lenders. Kristina understands the true meaning of customer service. Her foremost commitment is to provide customers with the confidence they deserve when considering the decision to own a home.

Since 2008 she has helped over 1,000 customers with their lending needs. Years of experience have given Kristina the banking knowledge customers are looking for. She knows the ins-and-outs of mortgage lending, and takes the time to understand the needs of her customers. Kristina sees the importance in listening, connecting and accommodating every customer she meets. In fact, she consistently receives outstanding customer satisfaction ratings, and her customers refer their family and friends. We are confident her knowledge and passion will be refreshing to anyone in the mortgage market.

In 1988 Kristina joined the First Citizens family as a loan secretary, and was promoted to a residential lending position in 1993. In 2014 Kristina was named Assistant Vice President. She has been with First Citizens over 28 years, and was named Employee of the Year two times during her career.

Kristina is a member of the Mansfield Borough Zoning Board and the Mansfield Free Public Library Board.

Kristina Bogaczyk

Tioga County Mortgage Originator

First Citizens Community Bank

15 South Main Street

Mansfield, PA 16933

Phone: (570) 662-0457

Fax: (570) 662-3278

MLO# 528457

Contact Kristina

Cathy Pientka, AVP

Bradford County Mortgage Originator


As Mortgage Originator, Cathy's role involves more than just processing and approving your mortgage. Since buying a home is one of the largest financial and often emotional decisions you make during your lifetime, education is key. At the end of the day, you need to feel good about the decisions you made and that's where your partnership with Cathy begins. She'll help you understand what you can afford to purchase and borrow and determine product and payment options that fit your personal situation. She'll pre-approve you for the loan which ensures Realtors can quickly show you homes in your price range. And, Cathy will fully educate you on the steps and timeframe involved with the mortgage process, from application to closing. That's her promise.

Cathy's 32 years of banking experience has allowed her to develop extensive expertise in residential lending. She is a graduate of the University of Pittsburgh and the Central Atlantic School of Banking.

Cathy is a native of Sayre and is extremely active in the Sayre community holding Board, Council and Committee positions in various organizations. She is involved in the Sayre Enterprise Center, Valley Economic Development Association, Sayre UDAG Loan Committee, Valley Leadership Advisory Council and the Sayre Rotary.

She currently resides in Athens Township with her husband Lenny.

Cathy Pientka, AVP

Bradford County Mortgage Originator

First Citizens Community Bank

306 West Lockhart Street

Sayre, PA 18840

(570) 888-6602

MLO# 528468

Contact Cathy

Peter Jones

South Central Mortgage Originator


As a veteran of mortgage lending in Central PA, Peter has been a leader in the mortgage industry for over 29 years.  During those years, he has helped thousands of families realize their dreams of becoming homeowners, which can be challenging in an always-changing market.


Peter has built strong relationships with realtors and builders because of his ability to leverage the strengths of his customers and overcome obstacles.  His service philosophy is simple - listen, be available, and leave no stone unturned.  Peter values himself as a trusted resource and partner to experienced and first-time homebuyers.

As a graduate of York College of PA, Peter holds a Bachelor of Science in Accounting, Banking and Finance. He continues to strengthen his business associations and support the growth of his community by staying active in organizations such as the Allison Hill Community Ministries and the Knights of Columbus. He was previously the West Shore Sertoman of the Year and Affiliate of the Year for the Greater Harrisburg Association of Realtors.

Peter Jones

Lebanon County Mortgage Originator

First Citizens Community Bank

3016 South Pine Grove Street

Fredericksburg, PA 17026

Phone and Text: (717) 439-7285

NMLS: 659155

Contact Peter