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Accelerated Filer
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<div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">The following tables roll forward the balance of the ALLL by portfolio segment for the three and nine month periods ended September 30, 2015 and 2014, respectively (in thousands):</div><div style="text-align: justify; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 28%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Balance at</div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">June 30, 2015</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Charge-offs</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recoveries</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Provision</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Balance at</div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> September 30, 2015</div></td></tr><tr><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 15%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 15%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Residential</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $         931</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       (18)</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $         913</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Commercial and agricultural</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         3,679</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                4</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          120</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         3,803</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Construction</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              14</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              3</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              17</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Consumer</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              89</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             (11)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              13</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              91</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other commercial and agricultural loans</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         1,502</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             (40)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          (17)</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         1,445</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> State and political subdivision loans</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            568</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            18</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            586</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unallocated</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            176</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            14</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            190</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $      6,959</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          (51)</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           17</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       120</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $      7,045</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 28%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 15%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 15%;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 28%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Balance at </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">December 31, 2014</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Charge-offs</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recoveries</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Provision</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Balance at </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2015</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 15%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 15%;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Residential</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $         878</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          (34)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              -</div></td><td align="left" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $         69</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $         913</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Commercial and agricultural</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         3,870</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             (56)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              11</div></td><td align="left" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          (22)</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         3,803</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Construction</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              26</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="left" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            (9)</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              17</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Consumer</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              84</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             (35)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              25</div></td><td align="left" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            17</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              91</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other commercial and agricultural loans</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         1,224</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             (41)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="left" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          262</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         1,445</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">State and political subdivision loans</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            545</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="left" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            41</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            586</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unallocated</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            188</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              2</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            190</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $      6,815</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        (166)</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           36</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       360</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $      7,045</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 28%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 15%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 15%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 28%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Balance at</div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">June 30, 2014</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Charge-offs</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recoveries</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Provision</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Balance at</div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2014</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 15%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 15%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Residential</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $         879</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           7</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $         886</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Commercial and agricultural</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         3,809</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             (11)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                4</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          (99)</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         3,703</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Construction</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              13</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            10</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              23</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Consumer</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              86</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             (26)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                6</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            20</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              86</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Commercial and other loans</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         1,151</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             (58)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            70</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         1,163</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">State and political subdivision loans</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            455</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            (5)</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            450</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unallocated</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            358</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          147</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            505</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $      6,751</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          (95)</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           10</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       150</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $      6,816</div></td></tr></table><div> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 28%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Balance at December 31, 2013</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Charge-offs</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recoveries</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Provision</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Balance at</div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2014</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 15%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 15%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Residential</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $         946</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          (45)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       (15)</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $         886</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Commercial and agricultural</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         4,558</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           (486)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                9</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        (378)</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         3,703</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Construction</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              50</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          (27)</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              23</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Consumer</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            105</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             (40)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              21</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              86</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Commercial and other loans</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            942</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           (221)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          442</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         1,163</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">State and political subdivision loans</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            330</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          120</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            450</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unallocated</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            167</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          338</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            505</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $      7,098</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        (792)</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           30</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       480</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $      6,816</div></td></tr></table></div></div></div>
2696
1938
2913
2696
8494
230
206
7748
1792
1429
953977000
925048000
44998000
17133000
5025000
0
3596000
10067000
5399000
4317000
36508000
27382000
505000
37506000
590000
81089000
306146000
300630000
150885000
13958000
4849000
1757000
98165000
12707000
1690000
105036000
164102000
29728000
23899000
300630000
304456000
0
298873000
306146000
1757000
306146000
1690000
300630000
161984000
7707000
67011000
250000
4849000
4747000
2167000
18150000
8584000
2229000
43642000
10986000
0
31000
110000
104000
184000
16000
0
134000
1000
19000
23000
4000
10000
0
368000
305000
4915000
2946000
103000
3854000
190000
1113000
448000
553000
5603000
638000
916000
23000
268000
95000
41000
155000
85000
0
37000
39000
99000
600000
10000
182700000
186400000
71024000
7254000
7566000
103519000
8212000
21053000
21880000
12180000
4567000
4849000
55656000
590000
163761000
41000
39000
268000
23000
916000
95000
37000
85000
99000
600000
155000
10000
6593000
46018000
294664000
12643000
101281000
163012000
29397000
1137000
150847000
1319000
4944000
95374000
301459000
295983000
13853000
23635000
6606000
82488000
10000
16000
51000
95000
80000
33000
84000
7000
782000
84000
490000
0
0
0
11000
0
298873000
129000
242000
441000
488000
488000
242000
430000
129000
20773000
20309000
158000
464000
366000
124000
9437000
10091000
0
10314000
0
0
11423000
10314000
0
11423000
10314000
11423000
11423000
10314000
10083000
11323000
1240000
-1109000
5960000
6460000
3335000
3335000
3335236
3335236
1.000
0.510
1.772
1.320
15000000
15000000
1.00
1.00
<div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Note 8 - Employee Benefit Plans</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">For additional detailed disclosure on the Company's pension and employee benefits plans, please refer to Note 11 of the Company's Consolidated Financial Statements included in the 2014 Annual Report on Form 10-K.</div><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; display: block; text-indent: 0pt;">Noncontributory Defined Benefit Pension Plan</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The Bank sponsors a noncontributory defined benefit pension plan (“Pension Plan”) covering substantially all employees and officers that were hired prior to January 1, 2007. The Bank’s funding policy is to make annual contributions, if needed, based upon the funding formula developed by the plan’s actuary. Any employee with a hire date of January 1, 2007 or later is not eligible to participate in the Pension Plan. In lieu of the Pension Plan, employees with a hire date of January 1, 2007 or later are eligible to receive, after meeting certain length of service requirements, an annual discretionary 401(k) plan contribution from the Bank equal to a percentage of an employee’s base compensation.  The contribution amount, if any, is placed in a separate account within the 401(k) plan and is subject to a vesting requirement.</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">For employees who are eligible to participate in the Pension Plan, the Pension Plan requires benefits to be paid to eligible employees based primarily upon age and compensation rates during employment.  Upon retirement or other termination of employment, employees can elect either an annuity benefit or a lump sum distribution of vested benefits in the Pension Plan.</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The following sets forth the components of net periodic benefit costs of the Pension Plan for the three and nine months ended September 30, 2015 and 2014, respectively (in thousands):</div><div style="display: block; text-indent: 0pt;"> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 70%;"><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 21%;">  </td><td colspan="2" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Three Months Ended</div></td><td colspan="2" valign="bottom" style="width: 24%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Nine Months Ended</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 21%;">  </td><td colspan="2" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> September 30,</div></td><td colspan="2" valign="bottom" style="width: 24%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> September 30,</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 21%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2015</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2014</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2015</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2014</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Service cost</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $             110</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          77</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $             242</div></td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                  230</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Interest cost</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                128</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">    104</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                281</div></td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                     311</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Expected return on plan assets</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              (243)</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  (197)</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              (533)</div></td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                    (590)</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Net amortization and deferral</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   65</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">      13</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                141</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                       38</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Net periodic benefit cost</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $               60</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          (3)</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $             131</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                   (11)</div></td></tr></table></div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The Company has contributed $400,000 to the Pension Plan in 2015.</div><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; display: block; text-indent: 0pt;">Defined Contribution Plan</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The Company sponsors a voluntary 401(k) savings plan which eligible employees can elect to contribute up to the maximum amount allowable not to exceed the limits of IRS Code Sections 401(k).  Under the plan, the Company also makes required contributions on behalf of the eligible employees.  The Company’s contributions vest immediately. Contributions by the Company totaled $215,000 and $201,000 for the nine months ended September 30, 2015 and 2014, respectively. For the three months ended September 30, 2015 and 2014, contributions by the Company totaled $60,000 and $55,000, respectively.</div><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; display: block; text-indent: 0pt;">Directors’ Deferred Compensation Plan</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The Company’s directors may elect to defer all or portions of their fees until their retirement or termination from service.  Amounts deferred under the plan earn interest based upon the highest current rate offered to certificate of deposit customers.  Amounts deferred under the plan are not guaranteed and represent a general liability of the Company.  At September 30, 2015 and December 31, 2014, an obligation of $952,000 and $969,000, respectively, was included in other liabilities for this plan in the Consolidated Balance Sheet. Amounts included in interest expense on the deferred amounts totaled $5,000 and $4,000 for each of the three months ended September 30, 2015 and 2014. For the nine months ended September 30, 2015 and 2014, amounts included in interest expense on the deferred amounts totaled $17,000 and $15,000, respectively.</div><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; display: block; text-indent: 0pt;">Restricted Stock Plan</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The Company maintains a Restricted Stock Plan (the “Plan”) whereby employees and non-employee corporate directors are eligible to receive awards of restricted stock based upon performance related requirements.  Awards granted under the Plan are in the form of the Company’s common stock and are subject to certain vesting requirements including continuous employment or service with the Company.  A total of 100,000 shares of the Company’s common stock have been authorized under the Plan, which terminates in April 2016. As of September 30, 2015, 60,662 shares remain available to be issued under the Plan.  The Plan assists the Company in attracting, retaining and motivating employees to make substantial contributions to the success of the Company and to increase the emphasis on the use of equity as a key component of compensation.</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The following table details the vesting, awarding and forfeiting of restricted shares during 2015 and 2014:</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" valign="bottom" style="font-size: 10pt; border-top: black 0.5pt solid; font-family: times new roman; width: 21%;">  </td><td colspan="4" valign="bottom" style="border-top: black 0.5pt solid; width: 35%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Three months ended September 30,</div></td><td colspan="4" valign="bottom" style="border-top: black 0.5pt solid; width: 38%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Nine months ended September 30,</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 21%;">  </td><td colspan="2" valign="bottom" style="width: 19%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2015</div></td><td colspan="2" valign="bottom" style="width: 16%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2014</div></td><td colspan="2" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2015</div></td><td colspan="2" valign="bottom" style="width: 17%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2014</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 21%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Weighted</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Weighted</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Weighted</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Weighted</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 21%;">  </td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unvested</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Average</div></td><td valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unvested</div></td><td valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Average</div></td><td valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unvested</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Average</div></td><td valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unvested</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Average</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 21%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Shares</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Market Price</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Shares</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Market Price</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Shares</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Market Price</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Shares</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Market Price</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Outstanding, beginning of period</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         7,018</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          50.63</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">   7,187</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     48.28</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               6,971</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          48.55</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">   7,172</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $      42.02</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Granted</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                     -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">-</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               3,496</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             50.02</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">   3,598</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">52.82</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Forfeited</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           (139)</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             51.49</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         (7)</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">37.10</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                (139)</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             51.49</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         (7)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         37.10</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Vested</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                     -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">-</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             (3,449)</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             45.80</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  (3,583)</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">40.30</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="border-bottom: black 4px double; width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Outstanding, end of period</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         6,879</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          50.61</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">   7,180</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     48.29</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               6,879</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          50.61</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">   7,180</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $      48.29</div></td></tr></table></div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">Compensation cost related to restricted stock is recognized based on the market price of the stock at the grant date over the vesting period. Compensation expense related to restricted stock was $129,000 and $115,000 for the nine months ended September 30, 2015 and 2014, respectively. For the three months ended September 30, 2015 and 2014, compensation expense totaled $44,000 and $42,000, respectively. At September 30, 2015 the total compensation cost related to nonvested awards that has not yet been recognized was $349,000, which is expected to be recognized over the next 2.58 years.</div><div style="margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;"><div><div style="font-size: 8pt; font-family: Times New Roman; text-align: right; width: 100%;"></div></div><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; display: inline;"> </div><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; display: inline;">Supplemental Executive Retirement Plan</div></div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The Company maintains a non-qualified supplemental executive retirement plan (“SERP”) for certain executives to compensate those executive participants in the Company’s noncontributory defined benefit pension plan whose benefits are limited by compensation limitations under current tax law. At September 30, 2015 and December 31, 2014, an obligation of $1,304,000 and $1,198,000, respectively, was included in other liabilities for this plan in the Consolidated Balance Sheet. Expenses related to this plan totaled $106,000 and $114,000 for the nine months ended September 30, 2015 and 2014, respectively. For the three months ended September 30, 2015 and 2014, expenses totaled $35,000 and $38,000, respectively.</div></div>
9241000
12647000
3528000
3781000
<div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; text-align: justify; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Note 9 – Accumulated Comprehensive Income</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The following tables present the changes in accumulated other comprehensive income by component net of tax for the three and nine months ended September 30, 2015 and 2014 (in thousands):</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 70%;"><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 44%;">  </td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid; width: 38%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Three months ended September 30, 2015</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 44%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unrealized gain </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(loss) on available </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">for sale securities (a)</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Defined Benefit </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Pension Items (a)</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Balance as of June 30, 2015</div></td><td valign="bottom" style="text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                     2,430</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     (2,259)</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $         171</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other comprehensive income (loss) before reclassifications, net of tax</div></td><td valign="bottom" style="text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                           722</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            722</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Amounts reclassified from accumulated other</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 13%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     comprehensive income (loss), net of tax</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                           (85)</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              34</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             (51)</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="padding-bottom: 2px; text-align: left; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Net current period other comprehensive income</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                           637</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              34</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            671</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Balance as of September 30, 2015</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                     3,067</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     (2,225)</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $         842</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 44%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 44%;">  </td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid; width: 38%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Nine months ended September 30, 2015</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 44%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unrealized gain </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(loss) on available </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">for sale securities (a)</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Defined Benefit </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Pension Items (a)</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Balance as of December 31, 2014</div></td><td valign="bottom" style="text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                     3,093</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     (2,326)</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $         767</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other comprehensive income (loss) before reclassifications, net of tax</div></td><td valign="bottom" style="text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                           258</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            258</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Amounts reclassified from accumulated other</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 13%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     comprehensive income (loss), net of tax</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                         (284)</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            101</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           (183)</div></td></tr><tr bgcolor="white"><td valign="bottom" style="padding-bottom: 2px; text-align: left; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Net current period other comprehensive income (loss)</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                           (26)</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            101</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              75</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Balance as of September 30, 2015</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                     3,067</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     (2,225)</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $         842</div></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 70%;"><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 44%;">  </td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid; width: 37%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Three months ended September 30, 2014</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 44%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unrealized gain (loss) </div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">on available for sale </div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">securities (a)</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Defined Benefit </div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Pension Items (a)</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Balance as of June 30, 2014</div></td><td valign="bottom" style="text-align: right; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                     2,201</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     (1,101)</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $      1,100</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other comprehensive income (loss) before reclassifications, net of tax</div></td><td valign="bottom" style="text-align: right; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                           564</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            564</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Amounts reclassified from accumulated other</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 15%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 13%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     comprehensive income (loss), net of tax</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                         (160)</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                9</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           (151)</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="padding-bottom: 2px; text-align: left; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Net current period other comprehensive income</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                           404</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                9</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            413</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: right; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Balance as of September  30, 2014</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                     2,605</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     (1,092)</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $      1,513</div></td></tr></table></div><div> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 70%;"><tr bgcolor="#cceeff"><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: left; width: 44%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 15%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 44%;">  </td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid; width: 37%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Nine months ended September 30, 2014</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 44%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unrealized gain (loss) </div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">on available for sale </div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">securities (a)</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Defined Benefit </div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Pension Items (a)</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Balance as of December 31, 2013</div></td><td valign="bottom" style="text-align: right; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                      (108)</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     (1,117)</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     (1,225)</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other comprehensive income (loss) before reclassifications, net of tax</div></td><td valign="bottom" style="text-align: right; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                        3,035</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         3,035</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Amounts reclassified from accumulated other</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 15%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 13%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     comprehensive income (loss), net of tax</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                         (322)</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              25</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           (297)</div></td></tr><tr bgcolor="white"><td valign="bottom" style="padding-bottom: 2px; text-align: left; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Net current period other comprehensive income</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                        2,713</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              25</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         2,738</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Balance as of September  30, 2014</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                     2,605</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     (1,092)</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $      1,513</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 44%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 15%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 59%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(a) Amounts in parentheses indicate debits to the Consolidated Balance Sheet</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td></tr></table></div></div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The following table presents the significant amounts reclassified out of each component of accumulated other comprehensive income for the three and nine months ended September 30, 2015 and 2014 (in thousands):</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 40%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Details about accumulated other comprehensive income (loss)</div></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 29%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Amount reclassified from accumulated comprehensive income (loss) (a)</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;"> </td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Affected line item in the income statement where net Income is presented</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 40%;">  </td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 29%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Three Months Ended  September 30,</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 21%;">  </td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 40%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2015</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2014</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 21%;">  </td></tr><tr><td align="left" valign="bottom" style="width: 40%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unrealized gains and losses on available for sale securities</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 21%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 40%;">  </td><td valign="bottom" style="text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                          129</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                    242</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Investment securities gains, net</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 40%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                             (44)</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                       (82)</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Provision for income taxes</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 40%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                            85</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                    160</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Net of tax</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 40%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Defined benefit pension items</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 21%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 40%;">  </td><td valign="bottom" style="text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                          (51)</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                    (13)</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Salaries and employee benefits</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 40%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                               17</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                           4</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Provision for income taxes</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 40%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                          (34)</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                      (9)</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Net of tax</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 40%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total reclassifications</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                            51</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                    151</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 21%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 40%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 21%;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 40%;">  </td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 29%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Nine Months Ended  September 30,</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 21%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 40%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2015</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2014</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 21%;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 40%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unrealized gains and losses on available for sale securities</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 21%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 40%;">  </td><td valign="bottom" style="text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                          430</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                    488</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Investment securities gains, net</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 40%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                           (146)</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                     (166)</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Provision for income taxes</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 40%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                          284</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                    322</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Net of tax</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 40%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Defined benefit pension items</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 21%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 40%;">  </td><td valign="bottom" style="text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                        (153)</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                    (38)</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Salaries and employee benefits</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 40%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                               52</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                         13</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Provision for income taxes</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 40%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                        (101)</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                    (25)</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Net of tax</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 40%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total reclassifications</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                          183</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                    297</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 21%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 40%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 21%;">  </td></tr><tr bgcolor="white"><td align="left" colspan="3" valign="bottom" style="width: 69%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(a) Amounts in parentheses indicate expenses and other amounts indicate income </div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 21%;">  </td></tr></table></div></div>
<div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Note 6 – Federal Home Loan Bank Stock</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The Bank is a member of the FHLB of Pittsburgh and, as such, is required to maintain a minimum investment in stock of the FHLB that varies with the level of advances outstanding with the FHLB. As of September 30, 2015 and December 31, 2014, the Bank’s investment in FHLB stock was $1,708,000 and $1,761,000, respectively. The stock does not have a readily determinable fair value and, as such, is classified as restricted stock, carried at cost and evaluated by management.  The stock’s value is determined by the ultimate recoverability of the par value rather than by recognizing temporary declines. The determination of whether the par value will ultimately be recovered is influenced by criteria such as the following: (a) a significant decline in net assets of the FHLB as compared to the capital stock amount and the length of time this situation has persisted (b) commitments by the FHLB to make payments required by law or regulation and the level of such payments in relation to the operating performance (c) the impact of legislative and regulatory changes on the customer base of the FHLB and (d) the liquidity position of the FHLB. Management evaluated the stock and concluded that the stock was not impaired for the periods presented herein.  Management considered that the FHLB’s regulatory capital ratios have improved, liquidity appears adequate, new shares of FHLB stock continue to exchange hands at the $100 par value and the FHLB has repurchased shares of excess capital stock from its members and has paid a quarterly cash dividend.</div></div>
44657000
41799000
38219000
12882000
0
29096000
16593000
44657000
21626000
41799000
0
41978000
17000
5000
4000
15000
562000
-39000
201000
55000
215000
60000
400000
281000
128000
311000
104000
60000
-3000
-11000
131000
590000
533000
197000
243000
969000
1304000
1198000
952000
35000
106000
114000
38000
110000
77000
230000
242000
797848000
773933000
799026000
774387000
797848000
0
550646000
773933000
248380000
0
525166000
249221000
370000
358000
168000
159000
35000
40000
<div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Note 2 - Earnings per Share</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The following table sets forth the computation of earnings per share.  Earnings per share calculations give retroactive effect to stock dividends declared by the Company.</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 49%;">  </td><td colspan="2" valign="bottom" style="width: 18%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Three months ended</div></td><td colspan="2" valign="bottom" style="width: 19%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Nine months ended</div></td></tr><tr><td align="left" valign="bottom" style="width: 49%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> </div></td><td colspan="2" valign="bottom" style="width: 18%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September30,</div></td><td colspan="2" valign="bottom" style="width: 19%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September30,</div></td></tr><tr><td align="left" valign="bottom" style="width: 49%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> </div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2015</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2014</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2015</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2014</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 49%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Net income applicable to common stock</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">$2,857,000</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">$3,368,000</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">$9,166,000</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">$9,909,000</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 49%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 49%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Basic earnings per share computation</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="padding-bottom: 4px; width: 49%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Weighted average common shares outstanding</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">   3,011,687</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">   3,035,214</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     3,019,202</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">   3,038,973</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 49%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Earnings per share - basic</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">$0.95</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">$1.11</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">$3.04</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">$3.26</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 49%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 49%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Diluted earnings per share computation</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 49%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Weighted average common shares outstanding for basic earnings per share</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">   3,011,687</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">   3,035,214</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     3,019,202</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">   3,038,973</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 49%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Add: Dilutive effects of restricted stock</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          1,464</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          1,486</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            1,468</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          1,427</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 49%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Weighted average common shares outstanding for dilutive earnings per share</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">   3,013,151</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">   3,036,700</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     3,020,670</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">   3,040,400</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 49%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Earnings per share - diluted</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">$0.95</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">$1.11</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">$3.03</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">$3.26</div></td></tr></table></div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">For the three months ended September 30, 2015 and 2014, there were 2,696 and 1,938 shares, respectively, related to the restricted stock plan that were excluded from the diluted earnings per share calculations since they were anti-dilutive. These anti-dilutive shares had prices ranging from $44.50-$53.15 for the three month period ended September 30, 2015 and prices ranging from $34.70-$50.50 for the three month period ended September 30, 2014. For the nine months ended September 30, 2015 and 2014, 2,696 and 2,913 shares, respectively, related to the restricted stock plan were excluded from the diluted earnings per share calculations since they were anti-dilutive. These anti-dilutive shares had prices ranging from $44.50-$53.15 for the nine month period ended September 30, 2015 and prices ranging from $34.70-$50.50 for the nine month period ended September 30, 2014.</div></div>
0.95
3.26
3.04
1.11
1.11
0.95
3.03
3.26
P2Y6M29D
349000
280000
108000
323000
86000
0
0.055
0.0319
0
0.055
0.0199
Discounted Cash Flows
Appraised Collateral Values
Appraised Collateral Values
Appraised Collateral Values
Discounted Cash Flows
Appraised Collateral Values
0.3
0
0.2
0.2
0.1666
0
0.2
0
0.3
0
0.22
0.2
<div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The following table provides a listing of the significant unobservable inputs used in the fair value measurement process for items valued utilizing level III techniques (dollars in thousands).</div><div style="display: block; text-indent: 0pt;"> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 17%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2015</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Fair Value</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;"> </td><td valign="bottom" style="border-bottom: black 2px solid; width: 19%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Valuation Technique(s)</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unobservable input</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Range</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Weighted average</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="top" style="width: 17%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Impaired Loans</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $  206</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="width: 19%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Discounted Cash Flows</div></td><td align="left" valign="bottom" style="width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Discount in interest rates</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">0-5.5%</div></td><td valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">3.19%</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 17%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 19%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 22%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 17%;">  </td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  7,748</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="width: 19%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Appraised Collateral Values</div></td><td align="left" valign="bottom" style="width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Discount for time since appraisal</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">0-30%</div></td><td valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">16.66%</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 17%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 19%;">  </td><td align="left" valign="bottom" style="width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Selling costs</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">5%-10%</div></td><td valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">13.25%</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 17%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 19%;">  </td><td align="left" valign="bottom" style="width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Holding period</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">0 - 18 months</div></td><td valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">12 months</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 17%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 19%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 22%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 10%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 13%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="top" style="width: 17%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other real estate owned</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  1,429</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="width: 19%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Appraised Collateral Values</div></td><td align="left" valign="bottom" style="width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Discount for time since appraisal</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">0-20%</div></td><td valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">20%</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 17%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 19%;">  </td><td align="left" valign="bottom" style="width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Selling costs</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">4%-10%</div></td><td valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">9%</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 17%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 19%;">  </td><td align="left" valign="bottom" style="width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Holding period</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">0 - 18 months</div></td><td valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">12 months</div></td></tr></table></div><div style="display: block; text-indent: 0pt;"> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">December 31, 2014</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Fair Value</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;"> </td><td valign="bottom" style="border-bottom: black 2px solid; width: 19%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Valuation Technique(s)</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unobservable input</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Range</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 8%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="top" style="width: 16%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Impaired Loans</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $  230</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="width: 19%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Discounted Cash Flows</div></td><td align="left" valign="bottom" style="width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Discount in interest rates</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">0-5.5%</div></td><td valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">1.99%</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 19%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 22%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  8,494</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="width: 19%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Appraised Collateral Values</div></td><td align="left" valign="bottom" style="width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Discount for time since appraisal</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">0-30%</div></td><td valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">22.00%</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 19%;">  </td><td align="left" valign="bottom" style="width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Selling costs</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">4%-10%</div></td><td valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">8.55%</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 19%;">  </td><td align="left" valign="bottom" style="width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Holding period</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">0 - 18 months</div></td><td valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">15 months</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 16%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 19%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 22%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 10%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 8%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="top" style="width: 16%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other real estate owned</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  1,792</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="width: 19%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Appraised Collateral Values</div></td><td align="left" valign="bottom" style="width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Discount for time since appraisal</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">0-20%</div></td><td valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">20%</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 19%;">  </td><td align="left" valign="bottom" style="width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Selling costs</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">4%-10%</div></td><td valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">9%</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 19%;">  </td><td align="left" valign="bottom" style="width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Holding period</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">0 - 18 months</div></td><td valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">12 months</div></td></tr></table></div></div>
<div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; text-align: justify; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Note 10 – Fair Value Measurements</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The Company established a hierarchal disclosure framework associated with the level of pricing observability utilized in measuring assets and liabilities at fair value. The three broad levels defined by this hierarchy are as follows:</div><div style="font-size: 10pt; font-family: Times New Roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 36pt;"> </div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr><td align="left" valign="top" style="width: 7%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Level I:</div></td><td align="left" valign="top" style="width: 93%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Quoted prices are available in active markets for identical assets or liabilities as of the reported date.</div></td></tr></table></div><div style="font-size: 10pt; font-family: Times New Roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 36pt;"> </div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr><td align="left" valign="top" style="width: 7%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Level II:</div></td><td align="left" valign="top" style="width: 93%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Pricing inputs are other than quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities include items for which quoted prices are available but traded less frequently, and items that are fair valued using other financial instruments, the parameters of which can be directly observed.</div></td></tr></table><div> </div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr><td align="left" valign="top" style="width: 7%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Level III:</div></td><td align="left" valign="top" style="width: 93%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Assets and liabilities that have little to no pricing observability as of the reported date. These items do not have two-way markets and are measured using management’s best estimate of fair value, where the inputs into the determination of fair value require significant management judgment or estimation.</div></td></tr></table></div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">A description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below.</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">In general, fair value is based upon quoted market prices, where available. If such quoted market prices are not available, fair value is based upon internally developed models that primarily use, as inputs, observable market-based parameters. Valuation adjustments may be made to ensure that financial instruments are recorded at fair value. These adjustments may include amounts to reflect counterparty credit quality, the Company's creditworthiness, among other things, as well as unobservable parameters. Any such valuation adjustments are applied consistently over time. Our valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While management believes the Company’s valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. Transfers between levels of the fair value hierarchy are recognized on the actual date of the event or circumstances that caused the transfer, which generally coincides with the Company’s monthly and/or quarterly valuation process.</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Financial Instruments Recorded at Fair Value on a Recurring Basis</div><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">The fair values of securities available for sale are determined by quoted prices in active markets, when available, and classified as Level I. If quoted market prices are not available, the fair value is determined by a matrix pricing, which is a mathematical technique, widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities and classified as Level II. The fair values consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond’s terms and conditions, among other things.</div><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">The following tables present the assets and liabilities reported on the Consolidated Balance Sheet at their fair value on a recurring basis as of September 30, 2015 and December 31, 2014 by level within the fair value hierarchy (in thousands). Financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement.</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 23%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2015</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Level I</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Level II</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Level III</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td></tr><tr><td align="left" valign="bottom" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Assets</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td></tr><tr><td align="left" valign="top" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  Securities available for sale:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     U.S. Agency securities</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $             164,102</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                    -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $             164,102</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Obligations of state and</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        political subdivisions</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">98,165</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                       -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">98,165</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Corporate obligations</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">12,707</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                       -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">12,707</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Mortgage-backed securities in</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">       government sponsored entities</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">23,899</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                       -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">23,899</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Equity securities in financial</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">       institutions</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           1,757</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                            -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                       -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">1,757</div></td></tr></table></div><div style="display: block; text-indent: 0pt;"> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">December 31, 2014</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Level I</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Level II</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Level III</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td></tr><tr><td align="left" valign="top" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Securities available for sale:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     U.S. agency securities</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                -</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $             150,885</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                    -</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $             150,885</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     U.S. treasuries securities</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">4,849</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                       -</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">4,849</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Obligations of state and</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">       political subdivisions</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">105,036</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                       -</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">105,036</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Corporate obligations</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">13,958</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                       -</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">13,958</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Mortgage-backed securities in</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">       government sponsored entities</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">29,728</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                       -</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">29,728</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Equity securities in financial</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">       institutions</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           1,690</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                            -</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                       -</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">1,690</div></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; text-align: justify; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Financial Instruments, Non-Financial Assets and Non-Financial Liabilities Recorded at Fair Value on a Nonrecurring Basis</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The Company may be required, from time to time, to measure certain financial assets, financial liabilities, non-financial assets and non-financial liabilities at fair value on a nonrecurring basis in accordance with U.S. generally accepted accounting principles. These include assets that are measured at the lower of cost or market value that were recognized at fair value below cost at the end of the period. Certain non-financial assets measured at fair value on a non-recurring basis include foreclosed assets (upon initial recognition or subsequent impairment).</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">Non-financial assets measured at fair value on a non-recurring basis during 2015 and 2014 include certain foreclosed assets which, upon initial recognition, were remeasured and reported at fair value through a charge-off to the allowance for possible loan losses and certain foreclosed assets which, subsequent to their initial recognition, were remeasured at fair value through a write-down included in other non-interest expense.</div><div style="display: block; text-indent: 0pt;"><br /></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 36pt;"><div style="font-size: 10pt; font-family: Symbol, serif; display: inline;">·  </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;"><font style="font-weight: bold; font-style: italic; display: inline;">Impaired Loans - </font>Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. Once a loan is identified as individually impaired, management measures impairment using one of several methods, including collateral value, liquidation value and discounted cash flows. Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans. Collateral values are estimated using Level II inputs based on observable market data and Level III inputs based on customized discounting criteria. For a majority of impaired real estate related loans, the Company obtains a current external appraisal. Other valuation techniques are used as well, including internal valuations, comparable property analysis and contractual sales information.</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 36pt;"><div style="font-size: 10pt; font-family: Symbol, serif; display: inline;">·  </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;"><font style="font-weight: bold; font-style: italic; display: inline;">Other Real Estate owned – </font>Other real estate owned, which is obtained through the Bank’s foreclosure process, is valued utilizing the appraised collateral value. Collateral values are estimated using Level II inputs based on observable market data and Level III inputs based on customized discounting criteria. At the time the foreclosure is completed, the Company obtains an updated external appraisal.</div></td></tr></table></div><div style="text-align: justify; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 36pt;"><br />Assets measured at fair value on a nonrecurring basis as of September 30, 2015 and December 31, 2014 are included in the table below (in thousands):</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 21%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2015</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Level I</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Level II</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Level III</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="top" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 27pt;">Impaired Loans</div></td><td align="left" valign="top" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                         -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $            7,954</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                 7,954</div></td></tr><tr bgcolor="white"><td align="left" valign="top" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 27pt;">Other real estate owned</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                            -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">1,429</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">1,429</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 21%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">December 31, 2014</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 13%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 13%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="top" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 27pt;">Impaired Loans</div></td><td align="left" valign="top" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                         -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $            8,724</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                 8,724</div></td></tr><tr bgcolor="white"><td align="left" valign="top" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 27pt;">Other real estate owned</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                            -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               1,792</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">1,792</div></td></tr></table></div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The following table provides a listing of the significant unobservable inputs used in the fair value measurement process for items valued utilizing level III techniques (dollars in thousands).</div><div style="display: block; text-indent: 0pt;"> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 17%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2015</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Fair Value</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;"> </td><td valign="bottom" style="border-bottom: black 2px solid; width: 19%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Valuation Technique(s)</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unobservable input</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Range</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Weighted average</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="top" style="width: 17%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Impaired Loans</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $  206</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="width: 19%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Discounted Cash Flows</div></td><td align="left" valign="bottom" style="width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Discount in interest rates</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">0-5.5%</div></td><td valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">3.19%</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 17%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 19%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 22%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 17%;">  </td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  7,748</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="width: 19%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Appraised Collateral Values</div></td><td align="left" valign="bottom" style="width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Discount for time since appraisal</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">0-30%</div></td><td valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">16.66%</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 17%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 19%;">  </td><td align="left" valign="bottom" style="width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Selling costs</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">5%-10%</div></td><td valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">13.25%</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 17%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 19%;">  </td><td align="left" valign="bottom" style="width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Holding period</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">0 - 18 months</div></td><td valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">12 months</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 17%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 19%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 22%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 10%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 13%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="top" style="width: 17%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other real estate owned</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  1,429</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="width: 19%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Appraised Collateral Values</div></td><td align="left" valign="bottom" style="width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Discount for time since appraisal</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">0-20%</div></td><td valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">20%</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 17%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 19%;">  </td><td align="left" valign="bottom" style="width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Selling costs</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">4%-10%</div></td><td valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">9%</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 17%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 19%;">  </td><td align="left" valign="bottom" style="width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Holding period</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">0 - 18 months</div></td><td valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">12 months</div></td></tr></table></div><div style="display: block; text-indent: 0pt;"> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">December 31, 2014</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Fair Value</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;"> </td><td valign="bottom" style="border-bottom: black 2px solid; width: 19%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Valuation Technique(s)</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unobservable input</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Range</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 8%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="top" style="width: 16%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Impaired Loans</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $  230</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="width: 19%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Discounted Cash Flows</div></td><td align="left" valign="bottom" style="width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Discount in interest rates</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">0-5.5%</div></td><td valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">1.99%</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 19%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 22%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  8,494</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="width: 19%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Appraised Collateral Values</div></td><td align="left" valign="bottom" style="width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Discount for time since appraisal</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">0-30%</div></td><td valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">22.00%</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 19%;">  </td><td align="left" valign="bottom" style="width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Selling costs</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">4%-10%</div></td><td valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">8.55%</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 19%;">  </td><td align="left" valign="bottom" style="width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Holding period</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">0 - 18 months</div></td><td valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">15 months</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 16%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 19%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 22%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 10%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 8%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="top" style="width: 16%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other real estate owned</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  1,792</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="width: 19%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Appraised Collateral Values</div></td><td align="left" valign="bottom" style="width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Discount for time since appraisal</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">0-20%</div></td><td valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">20%</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 19%;">  </td><td align="left" valign="bottom" style="width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Selling costs</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">4%-10%</div></td><td valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">9%</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 19%;">  </td><td align="left" valign="bottom" style="width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Holding period</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">0 - 18 months</div></td><td valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">12 months</div></td></tr></table></div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The fair values of the Company’s financial instruments are as follows (in thousands):</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 32%;">  </td><td valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Carrying</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 7%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2015</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Amount</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Fair Value</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Level I</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Level II</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Level III</div></td></tr><tr><td align="left" valign="bottom" style="width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Financial assets:</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 7%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Cash and due from banks</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $   10,314</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $   10,314</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $   10,314</div></td><td valign="bottom" style="text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $             -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Interest bearing time deposits with other banks</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        6,460</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        6,465</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">6,465</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Available-for-sale securities</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">    300,630</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">    300,630</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        1,757</div></td><td valign="bottom" style="text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> 298,873</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Loans held for sale</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        1,248</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        1,248</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        1,248</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 7%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Net loans</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">    575,964</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">    605,361</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">    605,361</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Bank owned life insurance</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">      20,773</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">      20,773</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">      20,773</div></td><td valign="bottom" style="text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Regulatory stock</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        1,983</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        1,983</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        1,983</div></td><td valign="bottom" style="text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="border-bottom: black 2px solid; text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Accrued interest receivable</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        3,566</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        3,566</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">3,566</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 32%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 7%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Financial liabilities:</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 7%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Deposits</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $ 797,848</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $ 799,026</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $ 550,646</div></td><td valign="bottom" style="text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $ 248,380</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Borrowed funds</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">      44,657</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">      41,978</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">      12,882</div></td><td valign="bottom" style="text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">      29,096</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="border-bottom: black 2px solid; text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Accrued interest payable</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           693</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           693</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">693</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 32%;">  </td><td valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Carrying</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 7%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">December 31, 2014</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Amount</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Fair Value</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Level I</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Level II</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Level III</div></td></tr><tr><td align="left" valign="bottom" style="width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Financial assets:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 7%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Cash and due from banks</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $   11,423</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $   11,423</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $   11,423</div></td><td valign="bottom" style="text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $             -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Interest bearing time deposits with other banks</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        5,960</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        5,969</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        5,969</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Available-for-sale securities</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">    306,146</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">    306,146</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        1,690</div></td><td valign="bottom" style="text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> 304,456</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Loans held for sale</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           497</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           497</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           497</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 7%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Net loans</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">    547,290</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">    564,944</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">    564,944</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Bank owned life insurance</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">      20,309</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">      20,309</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">      20,309</div></td><td valign="bottom" style="text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Regulatory stock</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        2,035</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        2,035</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        2,035</div></td><td valign="bottom" style="text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="border-bottom: black 2px solid; text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Accrued interest receivable</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        3,644</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        3,644</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        3,644</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 32%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 7%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Financial liabilities:</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 7%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Deposits</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $ 773,933</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $ 774,387</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $ 525,166</div></td><td valign="bottom" style="text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $ 249,221</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Borrowed funds</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">      41,799</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">      38,219</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">      16,593</div></td><td valign="bottom" style="text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">      21,626</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="border-bottom: black 2px solid; text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Accrued interest payable</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           756</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           756</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">756</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td></tr></table></div><div style="margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;"><div><div style="font-size: 8pt; font-family: Times New Roman; text-align: right; width: 100%;"></div></div><div style="font-size: 10pt; font-family: Times New Roman; display: inline;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: inline;">Fair value is determined based on relevant market information and information about the financial instrument.  These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company’s entire holdings of a particular financial instrument.  Because no market exists for a significant portion of the Company’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision. Changes in assumptions can significantly affect the estimates.</div></div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">Fair values have been determined by the Company using historical data, as generally provided in the Company’s regulatory reports, and an estimation methodology suitable for each category of financial instruments. The Company’s fair value estimates, methods and assumptions are set forth below for the Company’s other financial instruments.</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Cash and Cash Equivalents:</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The carrying amounts for cash and cash equivalents approximate fair value because they have original maturities of 90 days or less and do not present unanticipated credit concerns.</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Accrued Interest Receivable and Payable:</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The carrying amounts for accrued interest receivable and payable approximate fair value because they are generally received or paid in 90 days or less and do not present unanticipated credit concerns.</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Interest bearing time deposits with other banks:</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The fair value of interest bearing time deposits with other banks is based on the discounted value of contractual cash flows. The discount rate is estimated using the rates currently offered for deposits of similar remaining maturities.</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Available-For-Sale Securities:</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The fair values of securities available for sale are determined by quoted prices in active markets, when available, and classified as Level I. If quoted market prices are not available, the fair value is determined by a matrix pricing, which is a mathematical technique, widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities and classified as Level II. The fair values consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond’s terms and conditions, among other things.</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Loans held for sale:</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The carrying amount for loans held for sale approximates fair value as the loans are only held for less than a week from origination.</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Loans:</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">Fair values are estimated for portfolios of loans with similar financial characteristics.  The fair value of performing loans has been estimated by discounting expected future cash flows. The discount rate used in these calculations is derived from the Treasury yield curve adjusted for credit quality, operating expense and prepayment option price, and is calculated by discounting scheduled cash flows through the estimated maturity using estimated market discount rates that reflect the credit and interest rate risk inherent in the loan. The estimate of maturity is based on the Company’s historical experience with repayments for each loan classification, modified as required by an estimate of the effect of current economic and lending conditions.</div><div style="display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Bank Owned Life Insurance:</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The carrying value of bank owned life insurance approximates fair value based on applicable redemption provisions.</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Regulatory Stock:</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The carrying value of regulatory stock approximates fair value based on applicable redemption provisions.</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Deposits:</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The fair value of deposits with no stated maturity, such as noninterest-bearing demand deposits, savings and NOW accounts, and money market accounts, is equal to the amount payable on demand. The fair value of certificates of deposit is based on the discounted value of contractual cash flows. The discount rate is estimated using the rates currently offered for deposits of similar remaining maturities.</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The deposits’ fair value estimates do not include the benefit that results from the low-cost funding provided by the deposit liabilities compared to the cost of borrowing funds in the market, commonly referred to as the core deposit intangible.</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Borrowed Funds:</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">Rates available to the Company for borrowed funds with similar terms and remaining maturities are used to estimate the fair value of borrowed funds.</div></div>
<div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div>Assets measured at fair value on a nonrecurring basis as of September 30, 2015 and December 31, 2014 are included in the table below (in thousands):</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 21%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2015</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Level I</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Level II</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Level III</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="top" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 27pt;">Impaired Loans</div></td><td align="left" valign="top" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                         -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $            7,954</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                 7,954</div></td></tr><tr bgcolor="white"><td align="left" valign="top" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 27pt;">Other real estate owned</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                            -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">1,429</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">1,429</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 21%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">December 31, 2014</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 13%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 13%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="top" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 27pt;">Impaired Loans</div></td><td align="left" valign="top" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                         -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $            8,724</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                 8,724</div></td></tr><tr bgcolor="white"><td align="left" valign="top" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 27pt;">Other real estate owned</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                            -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               1,792</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">1,792</div></td></tr></table></div></div>
<div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The fair values of the Company’s financial instruments are as follows (in thousands):</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 32%;">  </td><td valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Carrying</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 7%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2015</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Amount</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Fair Value</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Level I</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Level II</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Level III</div></td></tr><tr><td align="left" valign="bottom" style="width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Financial assets:</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 7%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Cash and due from banks</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $   10,314</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $   10,314</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $   10,314</div></td><td valign="bottom" style="text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $             -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Interest bearing time deposits with other banks</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        6,460</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        6,465</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">6,465</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Available-for-sale securities</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">    300,630</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">    300,630</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        1,757</div></td><td valign="bottom" style="text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> 298,873</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Loans held for sale</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        1,248</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        1,248</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        1,248</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 7%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Net loans</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">    575,964</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">    605,361</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">    605,361</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Bank owned life insurance</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">      20,773</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">      20,773</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">      20,773</div></td><td valign="bottom" style="text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Regulatory stock</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        1,983</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        1,983</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        1,983</div></td><td valign="bottom" style="text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="border-bottom: black 2px solid; text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Accrued interest receivable</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        3,566</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        3,566</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">3,566</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 32%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 7%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Financial liabilities:</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 7%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Deposits</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $ 797,848</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $ 799,026</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $ 550,646</div></td><td valign="bottom" style="text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $ 248,380</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Borrowed funds</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">      44,657</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">      41,978</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">      12,882</div></td><td valign="bottom" style="text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">      29,096</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="border-bottom: black 2px solid; text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Accrued interest payable</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           693</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           693</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">693</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 32%;">  </td><td valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Carrying</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 7%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">December 31, 2014</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Amount</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Fair Value</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Level I</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Level II</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Level III</div></td></tr><tr><td align="left" valign="bottom" style="width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Financial assets:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 7%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Cash and due from banks</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $   11,423</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $   11,423</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $   11,423</div></td><td valign="bottom" style="text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $             -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Interest bearing time deposits with other banks</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        5,960</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        5,969</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        5,969</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Available-for-sale securities</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">    306,146</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">    306,146</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        1,690</div></td><td valign="bottom" style="text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> 304,456</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Loans held for sale</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           497</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           497</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           497</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 7%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Net loans</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">    547,290</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">    564,944</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">    564,944</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Bank owned life insurance</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">      20,309</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">      20,309</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">      20,309</div></td><td valign="bottom" style="text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Regulatory stock</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        2,035</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        2,035</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        2,035</div></td><td valign="bottom" style="text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="border-bottom: black 2px solid; text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Accrued interest receivable</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        3,644</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        3,644</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        3,644</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 32%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 7%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Financial liabilities:</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 7%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Deposits</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $ 773,933</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $ 774,387</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $ 525,166</div></td><td valign="bottom" style="text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $ 249,221</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Borrowed funds</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">      41,799</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">      38,219</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">      16,593</div></td><td valign="bottom" style="text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">      21,626</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="border-bottom: black 2px solid; text-align: left; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Accrued interest payable</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           756</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           756</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">756</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 7%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td></tr></table></div></div>
116000
345000
348000
116000
1761000
1708000
523000
151000
149000
528000
106000
199000
0
310000
0
668000
303000
0
6000
0
174000
0
60000
0
0
0
132000
0
214000
836000
0
4441000
729000
0
47000
65000
1032000
0
0
52000
0
714000
6319000
0
5010000
0
676000
6599000
0
152000
10000
0
21000
13000
0
0
0
0
0
0
0
0
0
0
17000
30000
0
0
0
0
0
0
25000
36000
4000
6000
9000
0
0
4000
0
11000
0
19000
153000
71000
153000
71000
19000
0
166000
0
0
40000
35000
45000
40000
11000
0
0
0
486000
34000
26000
221000
95000
0
0
56000
51000
0
41000
0
11000
0
0
0
0
0
792000
0
58000
0
8150000
0
2394000
8822000
316000
0
0
330000
0
5583000
2237000
6112000
0
61779000
117211000
12319000
121635000
50881000
46214000
24639000
8379000
189185000
6353000
548954000
79717000
59185000
11065000
87454000
193205000
8367000
574741000
10159000
35948000
190000
3803000
7045000
1445000
26000
17000
1224000
913000
91000
84000
545000
3870000
586000
6815000
878000
188000
358000
4558000
14000
86000
946000
568000
50000
330000
13000
942000
7098000
167000
176000
105000
455000
3679000
1151000
89000
6751000
3809000
1502000
6959000
879000
931000
23000
505000
3703000
1163000
886000
450000
86000
6816000
<div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The following tables represent credit exposures by internally assigned grades as of September 30, 2015 and December 31, 2014 (in thousands):</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 17%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2015</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Pass</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Special Mention</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Substandard</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Doubtful</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Loss</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Ending Balance</div></td></tr><tr><td align="left" valign="bottom" style="width: 17%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 14%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 17%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Commercial</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          181,306</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           3,860</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                  12,575</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                34</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          197,775</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Agricultural</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               32,326</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              3,302</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                          528</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               36,156</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Construction</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               10,123</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   36</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                              -</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               10,159</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other commercial loans</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               46,435</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 480</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                       5,140</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 140</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               52,195</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other agricultural loans</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               11,756</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 648</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                          113</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               12,517</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">State and political</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 14%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="padding-bottom: 2px; text-align: left; width: 17%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">   subdivision loans</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               87,454</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                              -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               87,454</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          369,400</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           8,326</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                  18,356</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              174</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              -</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          396,256</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 17%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 14%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="border-bottom: black 2px solid; text-align: left; width: 17%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">December 31, 2014</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; text-align: right; width: 14%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; text-align: right; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; text-align: right; width: 12%;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 14%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Commercial</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          169,383</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           8,948</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                  12,614</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                   -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          190,945</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Agricultural</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               19,575</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              3,394</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                       1,670</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               24,639</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Construction</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 6,353</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      -</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                              -</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 6,353</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other commercial loans</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               40,683</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              4,413</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                       2,355</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               47,451</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other agricultural loans</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 9,221</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 727</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                       1,117</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               11,065</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">State and political</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 14%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="padding-bottom: 2px; text-align: left; width: 17%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">   subdivision loans</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               79,717</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                              -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               79,717</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          324,932</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $         17,482</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                  17,756</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                   -</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              -</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          360,170</div></td></tr></table></div><div style="font-size: 10pt; font-family: Times New Roman; text-align: left;"> </div><div>The following table presents the recorded investment in those loan classes based on payment activity as of September 30, 2015 and December 31, 2014 (in thousands):</div><div style="text-align: left;"> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 70%;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2015</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Performing</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Non-performing</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td></tr><tr><td align="left" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 14%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Mortgages</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          117,363</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           1,032</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                118,395</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Home Equity</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               59,714</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 171</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                     59,885</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="padding-bottom: 2px; text-align: left; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Consumer</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 8,421</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   52</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                       8,473</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          185,498</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           1,255</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                186,753</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 15%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 14%;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="border-bottom: black 2px solid; text-align: left; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">December 31, 2014</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Performing</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Non-performing</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 14%;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Mortgages</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          121,968</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              890</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                122,858</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Home Equity</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               62,296</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 284</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                     62,580</div></td></tr><tr bgcolor="white"><td valign="bottom" style="padding-bottom: 2px; text-align: left; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Consumer</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 8,444</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   53</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                       8,497</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          192,708</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           1,227</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                193,935</div></td></tr></table></div></div>
483000
0
0
0
483000
0
0
0
0
0
0
1000
25000
39000
0
72000
0
34000
196000
123000
0
98000
0
0
0
4138000
0
0
0
2850000
133000
0
0
302000
0
30000
476000
7000
0
442000
5151000
0
24000
5739000
0
97000
21000
681000
1432000
0
4570000
130000
0
675000
0
1479000
528000
8268000
29000
0
4000
521000
41000
822000
388000
260000
0
1848000
0
318000
30000
258000
119000
0
0
170000
38000
230000
168000
94000
1760000
198000
0
130000
1223000
0
158000
700000
503000
756000
231000
0
0
0
663000
0
1314000
0
1237000
208000
0
1184000
801000
99000
0
19000
153000
19000
0
71000
153000
71000
10159000
79717000
8473000
574859000
87454000
6353000
177950000
545283000
8497000
185122000
62475000
56122000
228348000
209472000
1
2
2
1
0
1
1
0
0
0
0
0
0
1
1
0
91000
3798000
190000
1322000
17000
586000
6849000
545000
6717000
26000
853000
3769000
874000
188000
84000
1223000
0
1429000
0
0
1792000
1429000
1792000
0
183000
40000
110000
85000
430000
488000
129000
242000
129000
488000
430000
242000
10256000
10256000
62000
99000
583000
0
0
0
0
0
404000
0
0
48000
0
0
149000
66000
0
999000
65000
1309000
1000
0
0
0
0
0
0
0
0
0
4000
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1000
0
5000
0
0
0
0
0
0
9000
12000
0
0
0
98000
0
27000
123000
0
0
0
0
0
1000
13000
196000
12000
0
72000
34000
7616000
0
10000
5728000
38000
1943000
9050000
0
13000
62000
2488000
19000
2107000
6770000
13000
0
0
0
57000
239000
97000
7995000
130000
0
0
269000
0
0
0
0
1982000
5462000
0
0
201000
8584000
131000
197000
9943000
0
0
0
170000
2394000
2124000
113000
8150000
125000
0
268000
0
0
6112000
0
0
5413000
0
62000
191000
8822000
7954000
7954000
8724000
0
0
0
0
8724000
113000
60000
0
0
0
0
5708000
0
0
0
5314000
119000
0
170000
8239000
125000
0
6841000
1125000
2346000
<div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The following table includes the recorded investment and unpaid principal balances for impaired financing receivables by class, with the associated allowance amount, if applicable (in thousands):</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 26%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recorded</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recorded</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 26%;">  </td><td valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unpaid</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Investment</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Investment</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 26%;">  </td><td valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Principal</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">With No</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">With</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recorded</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Related</div></td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2015</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Balance</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Allowance</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Allowance</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Investment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Allowance</div></td></tr><tr><td align="left" valign="bottom" style="width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Mortgages</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       304</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          119</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          149</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          268</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          27</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Home Equity</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            62</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               62</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               62</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             12</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Commercial</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">       7,965</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          5,314</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               99</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          5,413</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             34</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Agricultural</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">170</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             170</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             170</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Construction</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Consumer</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other commercial loans</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">       2,238</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          1,125</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             999</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          2,124</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           123</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other agricultural loans</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">113</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             113</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             113</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="border-bottom: black 2px solid; text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">State and political subdivision loans</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="padding-bottom: 4px; text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $  10,852</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       6,841</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       1,309</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       8,150</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        196</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 26%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="border-bottom: black 2px solid; text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">December 31, 2014</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; text-align: right; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; text-align: right; width: 9%;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Mortgages</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       222</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          125</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $            66</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          191</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          13</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Home Equity</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          130</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               60</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               65</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             125</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             12</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Commercial</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">       8,433</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          5,708</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             404</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          6,112</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             72</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Agricultural</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Construction</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Consumer</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other commercial loans</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">       2,480</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          2,346</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               48</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          2,394</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               1</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other agricultural loans</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="padding-bottom: 2px; text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">State and political subdivision loans</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $  11,265</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       8,239</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          583</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       8,822</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          98</div></td></tr></table></div><div style="display: block; text-indent: 0pt;"> </div><div style="margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;"><div style="font-size: 10pt; font-family: Times New Roman; display: inline;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: inline;">The following tables includes the average balance of impaired financing receivables by class and the income recognized on impaired loans for the three and nine month periods ended September 30, 2015 and 2014(in thousands):</div></div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 28%;">  </td><td colspan="6" valign="bottom" style="width: 54%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> For the Nine Months ended</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 28%;">  </td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid; width: 27%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2015</div></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid; width: 27%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2014</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 28%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Interest</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Interest</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 28%;">  </td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Average</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Interest</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Income</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Average</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Interest</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Income</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 28%;">  </td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recorded</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Income</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recognized</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recorded</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Income</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recognized</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 28%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Investment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recognized</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Cash Basis</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Investment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recognized</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Cash Basis</div></td></tr><tr><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Mortgages</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       239</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              8</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              5</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          201</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $            7</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $               -</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Home Equity</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            97</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 3</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             131</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               3</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Commercial</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">       5,728</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               46</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          7,616</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             66</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Agricultural</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               19</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 1</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Construction</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Consumer</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               13</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other commercial loans</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">       2,488</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               64</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 4</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          1,982</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             61</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other agricultural loans</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               13</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 1</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="padding-bottom: 2px; width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">State and political subdivision loans</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $    8,584</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          123</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              9</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       9,943</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        137</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $               -</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 28%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 28%;">  </td><td colspan="6" valign="bottom" style="width: 54%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> For the Three Months Ended</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 28%;">  </td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid; width: 27%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2015</div></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid; width: 27%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2014</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 28%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Interest</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Interest</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 28%;">  </td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Average</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Interest</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Income</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Average</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Interest</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Income</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 28%;">  </td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recorded</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Income</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recognized</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recorded</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Income</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recognized</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 28%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Investment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recognized</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Cash Basis</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Investment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recognized</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Cash Basis</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Mortgages</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       269</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              4</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $               -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          197</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $            3</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $               -</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Home Equity</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            62</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 1</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             130</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               1</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Commercial</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">       5,462</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               14</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          6,770</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             22</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Agricultural</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            57</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 1</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Construction</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Consumer</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               10</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other commercial loans</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">       2,107</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               15</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 1</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          1,943</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             15</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other agricultural loans</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               38</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 1</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="padding-bottom: 2px; width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">State and political subdivision loans</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $    7,995</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $            36</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              1</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       9,050</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          41</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $               -</div></td></tr></table></div></div>
0
2238000
113000
0
8433000
0
7965000
130000
0
170000
62000
0
10852000
304000
0
222000
2480000
11265000
0
0
0
1000
36000
0
0
66000
4000
22000
0
0
15000
123000
0
15000
0
0
7000
1000
0
14000
0
3000
137000
46000
0
3000
0
0
0
1000
41000
1000
1000
8000
3000
1000
0
0
64000
61000
12564000
3538000
4281000
11366000
2200000
913000
681000
2655000
82000
44000
166000
146000
-52000
-4000
-13000
-17000
<div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Note 3 - Income Tax Expense</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">Income tax expense is less than the amount calculated using the statutory tax rate, primarily as a result of tax-exempt income earned from state and municipal securities and loans and investments in affordable housing tax credits.</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Investments in Qualified Affordable Housing Projects</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">As of September 30, 2015 and December 31, 2014, the Company was invested in four partnerships that provide affordable housing. The balance of the investments, which is included within other assets in the Consolidated Balance Sheet, was $1,024,000 and $1,218,000 as of September 30, 2015 and December 31, 2014, respectively. Investments purchased prior to January 1, 2015, are accounted for utilizing the effective yield method. As of September 30, 2015, the Company has $1,094,000 of tax credits remaining that will be recognized over seven years. Tax credits of $50,000 and $149,000 were recognized as a reduction of tax expense during the three and nine months ended September 30, 2015, respectively.</div></div>
2085000
2425000
19726000
23915000
-39000
-78000
-63000
-142000
1468
1486
1427
1464
756000
693000
3742000
3609000
1234000
1218000
8808000
8863000
26478000
26402000
7248000
21200000
7094000
21416000
3291000
3088000
1092000
1044000
451000
142000
174000
521000
22793000
7645000
22736000
7574000
22256000
22433000
7424000
7525000
2542000
805000
798000
2317000
3672000
3884000
2398000
2526000
749000
844000
3566000
3644000
690891000
678407000
25000
51000
103000
33000
877000
1332000
141000
181000
398000
563000
<div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Note 4 – Investments</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The amortized cost, gross unrealized gains and losses, and fair value of investment securities at September 30, 2015 and December 31, 2014 were as follows (in thousands):</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 34%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td valign="bottom" style="width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Gross</div></td><td valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Gross</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td></tr><tr><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 34%;">  </td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Amortized</div></td><td valign="bottom" style="width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unrealized</div></td><td valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unrealized</div></td><td valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Fair</div></td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 34%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2015</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Cost</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Gains</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Losses</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Value</div></td></tr><tr><td align="left" valign="bottom" style="width: 34%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Available-for-sale securities:</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 34%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  U.S. agency securities</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $    163,012</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $               1,113</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              (23)</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       164,102</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 34%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  Obligations of state and political subdivisions</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         95,374</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  2,946</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               (155)</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            98,165</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 34%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  Corporate obligations</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         12,643</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                     103</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 (39)</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            12,707</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 34%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  Mortgage-backed securities in</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 11%;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 34%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">    government sponsored entities</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         23,635</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                     305</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 (41)</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            23,899</div></td></tr><tr bgcolor="white"><td valign="bottom" style="border-bottom: black 2px solid; text-align: left; width: 34%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  Equity securities in financial institutions</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           1,319</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                     448</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 (10)</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              1,757</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="border-bottom: black 4px double; text-align: left; width: 34%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total available-for-sale securities</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $    295,983</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $               4,915</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $            (268)</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       300,630</div></td></tr><tr bgcolor="white"><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 34%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 11%;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="border-bottom: black 2px solid; text-align: left; width: 34%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">December 31, 2014</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; text-align: right; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; text-align: right; width: 11%;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 34%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Available-for-sale securities:</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 11%;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 34%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  U.S. agency securities</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $    150,847</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                  638</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $            (600)</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       150,885</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 34%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  U.S. treasury securities</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           4,944</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                          -</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 (95)</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              4,849</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 34%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  Obligations of state and political subdivisions</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">       101,281</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  3,854</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 (99)</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          105,036</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 34%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  Corporate obligations</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         13,853</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                     190</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 (85)</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            13,958</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 34%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  Mortgage-backed securities in</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 11%;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 34%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">    government sponsored entities</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         29,397</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                     368</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 (37)</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            29,728</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="border-bottom: black 2px solid; text-align: left; width: 34%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  Equity securities in financial institutions</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           1,137</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                     553</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              1,690</div></td></tr><tr bgcolor="white"><td valign="bottom" style="border-bottom: black 4px double; text-align: left; width: 34%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total available-for-sale securities</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $    301,459</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $               5,603</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $            (916)</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       306,146</div></td></tr></table></div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The following table shows the Company’s gross unrealized losses and fair value of the Company’s investments with unrealized losses that are not deemed to be other-than-temporarily impaired, aggregated by investment category and length of time, which individual securities have been in a continuous unrealized loss position, at September 30, 2015 and December 31, 2014 (in thousands). As of September 30, 2015, the Company owned 46 securities whose fair value was less than their cost basis.</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2015</div></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 20%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Less than Twelve Months</div></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 19%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Twelve Months or Greater</div></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 20%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td></tr><tr><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Gross</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Gross</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Gross</div></td></tr><tr><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Fair</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unrealized</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Fair</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unrealized</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Fair</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unrealized</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 16%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 16%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Value</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Losses</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Value</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Losses</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Value</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Losses</div></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">U.S. agency securities</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        10,067</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          (16)</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        10,986</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $            (7)</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        21,053</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $             (23)</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Obligations of state and political subdivisions</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">17,133</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(104)</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             4,747</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             (51)</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">21,880</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(155)</div></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Corporate obligations</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             5,399</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              (23)</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             2,167</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             (16)</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">7,566</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(39)</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Mortgage-backed securities in</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">   government sponsored entities</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">4,317</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(31)</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                250</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             (10)</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">4,567</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(41)</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Equity securities in financial institutions</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">590</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(10)</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                     -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">590</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(10)</div></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="border-bottom: black 4px double; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">    Total securities</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        37,506</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        (184)</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        18,150</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          (84)</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        55,656</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           (268)</div></td></tr><tr bgcolor="white"><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">December 31, 2014</div></td><td colspan="2" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 20%;">  </td><td colspan="2" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 19%;">  </td><td colspan="2" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 20%;">  </td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">U.S. agency securities</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        27,382</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        (110)</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        43,642</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        (490)</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        71,024</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           (600)</div></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">U.S. treasury securities</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                     -</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             4,849</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             (95)</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             4,849</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                (95)</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Obligations of state and political subdivisions</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             3,596</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              (19)</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             8,584</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             (80)</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           12,180</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                (99)</div></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Corporate obligations</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                505</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                (1)</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             7,707</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             (84)</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             8,212</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                (85)</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Mortgage-backed securities in</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     government sponsored entities</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             5,025</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                (4)</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             2,229</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             (33)</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             7,254</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                (37)</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="border-bottom: black 4px double; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">    Total securities</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        36,508</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        (134)</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        67,011</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        (782)</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $      103,519</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           (916)</div></td></tr></table></div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">As of September 30, 2015, the Company’s investment securities portfolio contained unrealized losses on agency securities issued or backed by the full faith and credit of the United States government or are generally viewed as having the implied guarantee of the U.S. government, obligations of states and political subdivisions, corporate obligations, mortgage backed securities issued by government sponsored entities, and equity securities in financial institutions. For fixed maturity investments management considers whether the present value of cash flows expected to be collected are less than the security’s amortized cost basis (the difference defined as the credit loss), the magnitude and duration of the decline, the reasons underlying the decline and the Company’s intent to sell the security or whether it is more likely than not that the Company would be required to sell the security before its anticipated recovery in market value, to determine whether the loss in value is other than temporary. Once a decline in value is determined to be other than temporary, if the Company does not intend to sell the security, and it is more likely than not that it will not be required to sell the security before recovery of the security’s amortized cost basis, the charge to earnings is limited to the amount of credit loss. Any remaining difference between fair value and amortized cost (the difference defined as the non-credit portion) is recognized in other comprehensive income, net of applicable taxes. Otherwise, the entire difference between fair value and amortized cost is charged to earnings. For equity securities where the fair value has been significantly below cost for one year, the Company’s policy is to recognize an impairment loss unless sufficient evidence is available that the decline is not other than temporary and a recovery period can be predicted.  The Company has concluded that any impairment of its investment securities portfolio outlined in the above table is not other than temporary and is the result of interest rate changes, sector credit rating changes, or issuer-specific rating changes that are not expected to result in the non-collection of principal and interest during the period.</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">Proceeds from sales of securities available-for-sale for the nine months ended September 30, 2015 and 2014 were $18,393,000 and $17,338,000, respectively.  For the three months ended September 30, 2015 and 2014, sales of available-for-sale securities were $5,187,000 for each period. The gross gains and losses were as follows (in thousands):</div><div style="display: block; text-indent: 0pt;"> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 60%;"><tr><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td colspan="2" valign="bottom" style="width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Three Months Ended</div></td><td colspan="2" valign="bottom" style="width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Nine Months Ended</div></td></tr><tr><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td colspan="2" valign="bottom" style="width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> September 30,</div></td><td colspan="2" valign="bottom" style="width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> September 30,</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 10%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2015</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2014</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2015</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2014</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Gross gains</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           129</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                    242</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              441</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              488</div></td></tr><tr bgcolor="white"><td valign="bottom" style="border-bottom: black 2px solid; text-align: left; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Gross losses</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                          -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 (11)</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="border-bottom: black 4px double; text-align: left; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Net gains</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           129</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                    242</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              430</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $             488</div></td></tr></table></div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">Investment securities with an approximate carrying value of $182.7 million and $186.4 million at September 30, 2015 and December 31, 2014, respectively, were pledged to secure public funds and certain other deposits.</div><div style="display: block; text-indent: 0pt;"> </div><div style="margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;"><div style="font-size: 10pt; font-family: Times New Roman; display: inline;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: inline;">Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.   The amortized cost and fair value of debt securities at September 30, 2015, by contractual maturity, are shown below (in thousands):</div></div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 60%;"><tr><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 25%;">  </td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Amortized</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 25%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Cost</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Fair Value</div></td></tr><tr><td align="left" valign="bottom" style="width: 25%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Available-for-sale debt securities:</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 25%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  Due in one year or less</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        6,593</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $               6,606</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 25%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  Due after one year through five years</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">       161,984</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              163,761</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 25%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  Due after five years through ten years</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         44,998</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                46,018</div></td></tr><tr bgcolor="white"><td valign="bottom" style="border-bottom: black 2px solid; text-align: left; width: 25%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  Due after ten years</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         81,089</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                82,488</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="border-bottom: black 4px double; text-align: left; width: 25%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $    294,664</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           298,873</div></td></tr></table></div></div>
<div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div>The amortized cost and fair value of debt securities at September 30, 2015, by contractual maturity, are shown below (in thousands):</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 60%;"><tr><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 25%;">  </td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Amortized</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 25%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Cost</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Fair Value</div></td></tr><tr><td align="left" valign="bottom" style="width: 25%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Available-for-sale debt securities:</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 25%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  Due in one year or less</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        6,593</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $               6,606</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 25%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  Due after one year through five years</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">       161,984</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              163,761</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 25%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  Due after five years through ten years</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         44,998</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                46,018</div></td></tr><tr bgcolor="white"><td valign="bottom" style="border-bottom: black 2px solid; text-align: left; width: 25%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  Due after ten years</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         81,089</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                82,488</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="border-bottom: black 4px double; text-align: left; width: 25%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $    294,664</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           298,873</div></td></tr></table></div></div>
9118000
3069000
8600000
2790000
51000
153000
38000
13000
850073000
824520000
953977000
925048000
554105000
215584000
10159000
79717000
178280000
583009000
58516000
233931000
8473000
87454000
6353000
8497000
64712000
185438000
118395000
6353000
197775000
36156000
190945000
47451000
59885000
52195000
12517000
11065000
122858000
62580000
24639000
10159000
6815000
7045000
575964000
547290000
497000
1248000
1248000
497000
497000
1248000
497000
1248000
<div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Note 5 – Loans</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The Company grants loans primarily to customers throughout North Central Pennsylvania and Southern New York.  Although the Company had a diversified loan portfolio at September 30, 2015 and December 31, 2014, a substantial portion of its debtors’ ability to honor their contracts is dependent on the economic conditions within these regions. The following table summarizes the primary segments of the loan portfolio and how those segments are analyzed within the allowance for loan losses as of September 30, 2015 and December 31, 2014 (in thousands):</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2015</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total Loans</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Individually</div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> evaluated for </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">impairment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Collectively </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">evaluated for </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">impairment</div></td></tr><tr><td align="left" valign="bottom" style="width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 14%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 14%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 14%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Residential</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                 178,280</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                        330</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                 177,950</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Commercial and agricultural</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                    233,931</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                        5,583</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                    228,348</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Construction</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      10,159</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                                -</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      10,159</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Consumer</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                        8,473</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                                -</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                        8,473</div></td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other commercial and agricultural loans</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      64,712</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                        2,237</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      62,475</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">State and political subdivision loans</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      87,454</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                                -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      87,454</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                    583,009</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                     8,150</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                 574,859</div></td></tr><tr bgcolor="white"><td valign="bottom" style="padding-bottom: 2px; text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Allowance for loan losses</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; padding-bottom: 2px; text-align: right; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                        7,045</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; padding-bottom: 2px; text-align: right; width: 14%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; padding-bottom: 2px; text-align: right; width: 14%;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Net loans</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                 575,964</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 14%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 14%;">  </td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">December 31, 2014</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 14%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 14%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 14%;">  </td></tr><tr><td align="left" valign="bottom" style="width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 14%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 14%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 14%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Residential</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                 185,438</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                        316</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                 185,122</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Commercial and agricultural</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                    215,584</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                        6,112</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                    209,472</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Construction</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                        6,353</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                                -</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                        6,353</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Consumer</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                        8,497</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                                -</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                        8,497</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other commercial and agricultural loans</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      58,516</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                        2,394</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      56,122</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">State and political subdivision loans</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      79,717</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                                -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      79,717</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                    554,105</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                     8,822</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                 545,283</div></td></tr><tr bgcolor="white"><td valign="bottom" style="padding-bottom: 2px; text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Allowance for loan losses</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; padding-bottom: 2px; text-align: right; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                        6,815</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; padding-bottom: 2px; text-align: right; width: 14%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; padding-bottom: 2px; text-align: right; width: 14%;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Net loans</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                 547,290</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 14%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 14%;">  </td></tr></table></div><div style="display: block; text-indent: 0pt;"> </div><div style="margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;"><div style="font-size: 10pt; font-family: Times New Roman; display: inline;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: inline;">The segments of the Company’s loan portfolio are disaggregated into classes to a level that allows management to monitor risk and performance. Residential real estate mortgages consist primarily of 15 to 30 year first mortgages on residential real estate, while residential real estate home equity loans are consumer purpose installment loans or lines of credit with terms of 15 years or less secured by a mortgage which is often a second lien on residential real estate. Commercial real estate loans are business purpose loans secured by a mortgage on commercial real estate. Agricultural real estate loans are loans secured by a mortgage on real estate used in agriculture production. Construction real estate loans are loans secured by residential or commercial real estate used during the construction phase of residential and commercial projects. Consumer loans are typically unsecured or primarily secured by assets other than real estate and overdraft lines of credit are typically secured by customer deposit accounts. Other commercial loans are loans for commercial purposes primarily secured by non-real estate collateral. Other agricultural loans are loans for agricultural purposes primarily secured by non-real estate collateral. State and political subdivision loans are loans to state and local municipalities for capital and operating expenses or tax free loans used to finance commercial development.</div></div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">Management considers commercial loans, other agricultural loans, state and political subdivision loans, commercial real estate loans and agricultural real estate loans which are 90 days or more past due to be impaired. Management will also consider a loan impaired based on other factors it becomes aware of, including the customer’s results of operations and cash flows or if the loan is modified in a troubled debt restructuring. In addition, certain residential mortgages, home equity and consumer loans that are cross collateralized with commercial relationships that are determined to be impaired may also be classified as impaired. Impaired loans are analyzed to determine if it is probable that all amounts will not be collected according to the contractual terms of the loan agreement. If management determines that the value of the impaired loan is less than the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs and unamortized premium or discount), impairment is recognized through an allocation of the allowance for loan losses or a charge-off to the allowance for loan losses.</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The following table includes the recorded investment and unpaid principal balances for impaired financing receivables by class, with the associated allowance amount, if applicable (in thousands):</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 26%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recorded</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recorded</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 26%;">  </td><td valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unpaid</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Investment</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Investment</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 26%;">  </td><td valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Principal</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">With No</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">With</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recorded</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Related</div></td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2015</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Balance</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Allowance</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Allowance</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Investment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Allowance</div></td></tr><tr><td align="left" valign="bottom" style="width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Mortgages</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       304</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          119</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          149</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          268</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          27</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Home Equity</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            62</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               62</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               62</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             12</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Commercial</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">       7,965</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          5,314</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               99</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          5,413</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             34</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Agricultural</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">170</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             170</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             170</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Construction</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Consumer</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other commercial loans</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">       2,238</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          1,125</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             999</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          2,124</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           123</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other agricultural loans</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">113</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             113</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             113</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="border-bottom: black 2px solid; text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">State and political subdivision loans</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="padding-bottom: 4px; text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $  10,852</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       6,841</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       1,309</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       8,150</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        196</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 26%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="border-bottom: black 2px solid; text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">December 31, 2014</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; text-align: right; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; text-align: right; width: 9%;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Mortgages</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       222</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          125</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $            66</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          191</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          13</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Home Equity</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          130</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               60</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               65</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             125</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             12</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Commercial</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">       8,433</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          5,708</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             404</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          6,112</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             72</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Agricultural</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Construction</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Consumer</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other commercial loans</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">       2,480</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          2,346</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               48</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          2,394</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               1</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other agricultural loans</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="padding-bottom: 2px; text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">State and political subdivision loans</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $  11,265</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       8,239</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          583</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       8,822</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          98</div></td></tr></table></div><div style="display: block; text-indent: 0pt;"> </div><div style="margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;"><div style="font-size: 10pt; font-family: Times New Roman; display: inline;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: inline;">The following tables includes the average balance of impaired financing receivables by class and the income recognized on impaired loans for the three and nine month periods ended September 30, 2015 and 2014(in thousands):</div></div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 28%;">  </td><td colspan="6" valign="bottom" style="width: 54%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> For the Nine Months ended</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 28%;">  </td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid; width: 27%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2015</div></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid; width: 27%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2014</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 28%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Interest</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Interest</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 28%;">  </td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Average</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Interest</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Income</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Average</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Interest</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Income</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 28%;">  </td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recorded</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Income</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recognized</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recorded</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Income</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recognized</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 28%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Investment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recognized</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Cash Basis</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Investment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recognized</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Cash Basis</div></td></tr><tr><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Mortgages</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       239</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              8</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              5</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          201</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $            7</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $               -</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Home Equity</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            97</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 3</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             131</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               3</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Commercial</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">       5,728</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               46</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          7,616</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             66</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Agricultural</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               19</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 1</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Construction</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Consumer</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               13</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other commercial loans</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">       2,488</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               64</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 4</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          1,982</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             61</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other agricultural loans</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               13</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 1</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="padding-bottom: 2px; width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">State and political subdivision loans</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $    8,584</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          123</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              9</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       9,943</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        137</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $               -</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 28%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 28%;">  </td><td colspan="6" valign="bottom" style="width: 54%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> For the Three Months Ended</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 28%;">  </td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid; width: 27%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2015</div></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid; width: 27%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2014</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 28%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Interest</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Interest</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 28%;">  </td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Average</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Interest</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Income</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Average</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Interest</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Income</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 28%;">  </td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recorded</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Income</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recognized</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recorded</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Income</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recognized</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 28%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Investment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recognized</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Cash Basis</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Investment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recognized</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Cash Basis</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Mortgages</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       269</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              4</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $               -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          197</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $            3</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $               -</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Home Equity</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            62</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 1</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             130</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               1</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Commercial</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">       5,462</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               14</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          6,770</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             22</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Agricultural</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            57</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 1</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Construction</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Consumer</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               10</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other commercial loans</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">       2,107</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               15</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 1</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          1,943</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             15</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other agricultural loans</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               38</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 1</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="padding-bottom: 2px; width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">State and political subdivision loans</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $    7,995</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $            36</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              1</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       9,050</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          41</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $               -</div></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; text-align: justify; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Credit Quality Information</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">For commercial real estate, agricultural real estate, construction, other commercial, other agricultural and state and political subdivision loans, management uses a nine grade internal risk rating system to monitor credit quality. The first five categories are considered not criticized and are aggregated as “Pass” rated. The criticized rating categories utilized by management generally follow bank regulatory definitions. The definitions of each rating are defined below:</div><div style="text-align: justify; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> </div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="font-size: 10pt; font-family: Symbol, serif; display: inline;">·  </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">Pass (Grades 1-5) – These loans are to customers with credit quality ranging from an acceptable to very high quality and are protected by the current net worth and paying capacity of the obligor or by the value of the underlying collateral.</div></td></tr></table></div><div style="text-align: justify; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> </div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="font-size: 10pt; font-family: Symbol, serif; display: inline;">·  </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">Special Mention (Grade 6) – This loan grade is in accordance with regulatory guidance and includes loans where a potential weakness or risk exists, which could cause a more serious problem if not corrected.</div></td></tr></table></div><div> </div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="font-size: 10pt; font-family: Symbol, serif; display: inline;">·  </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">Substandard (Grade 7) – This loan grade is in accordance with regulatory guidance and includes loans that have a well-defined weakness based on objective evidence and be characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected.</div></td></tr></table></div><div style="text-align: justify; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> </div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="font-size: 10pt; font-family: Symbol, serif; display: inline;">·  </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">Doubtful (Grade 8) – This loan grade is in accordance with regulatory guidance and includes loans that have all the weaknesses inherent in a substandard asset. In addition, these weaknesses make collection or liquidation in full highly questionable and improbable, based on existing circumstances.</div></td></tr></table></div><div style="text-align: justify; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> </div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="font-size: 10pt; font-family: Symbol, serif; display: inline;">·  </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">Loss (Grade 9) – This loan grade is in accordance with regulatory guidance and includes loans that are considered uncollectible, or of such value that continuance as an asset is not warranted.</div></td></tr></table></div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">To help ensure that risk ratings are accurate and reflect the present and future capacity of borrowers to repay the loan as agreed, the Company’s loan rating process includes several layers of internal and external oversight. The Company’s loan officers are responsible for the timely and accurate risk rating of the loans in each of their portfolios at origination and on an ongoing basis under the supervision of management.  All commercial and agricultural loans are reviewed annually to ensure the appropriateness of the loan grade. In addition, the Company engages an external consultant on at least an annual basis to 1) review a minimum of 55% of the dollar volume of the commercial loan portfolio on an annual basis, 2) review new loans originated for over $1.0 million in the last year, 3) review a majority of borrowers with commitments greater than or equal to $1.0 million,  4) review selected loan relationships over $750,000 which are over 30 days past due, classified Special Mention, Substandard, Doubtful, or Loss, and 5) such other loans which management or the consultant deems appropriate.</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The following tables represent credit exposures by internally assigned grades as of September 30, 2015 and December 31, 2014 (in thousands):</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 17%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2015</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Pass</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Special Mention</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Substandard</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Doubtful</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Loss</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Ending Balance</div></td></tr><tr><td align="left" valign="bottom" style="width: 17%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 14%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 17%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Commercial</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          181,306</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           3,860</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                  12,575</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                34</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          197,775</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Agricultural</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               32,326</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              3,302</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                          528</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               36,156</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Construction</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               10,123</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   36</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                              -</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               10,159</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other commercial loans</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               46,435</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 480</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                       5,140</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 140</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               52,195</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other agricultural loans</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               11,756</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 648</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                          113</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               12,517</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">State and political</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 14%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="padding-bottom: 2px; text-align: left; width: 17%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">   subdivision loans</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               87,454</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                              -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               87,454</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          369,400</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           8,326</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                  18,356</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              174</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              -</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          396,256</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 17%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 14%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="border-bottom: black 2px solid; text-align: left; width: 17%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">December 31, 2014</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; text-align: right; width: 14%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; text-align: right; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; text-align: right; width: 12%;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 14%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Commercial</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          169,383</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           8,948</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                  12,614</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                   -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          190,945</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Agricultural</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               19,575</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              3,394</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                       1,670</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               24,639</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Construction</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 6,353</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      -</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                              -</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 6,353</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other commercial loans</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               40,683</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              4,413</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                       2,355</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               47,451</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other agricultural loans</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 9,221</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 727</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                       1,117</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               11,065</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">State and political</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 14%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="padding-bottom: 2px; text-align: left; width: 17%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">   subdivision loans</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               79,717</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                              -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               79,717</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          324,932</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $         17,482</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                  17,756</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                   -</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              -</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          360,170</div></td></tr></table></div><div style="font-size: 10pt; font-family: Times New Roman; text-align: left;"> </div><div style="font-size: 10pt; font-family: Times New Roman; text-align: left;">For residential real estate mortgages, home equity and consumer loans, credit quality is monitored based on whether the loan is performing or non-performing, which is typically based on the aging status of the loan and payment activity, unless a specific action, such as bankruptcy, repossession, death or significant delay in payment occurs to raise awareness of a possible credit event. Non-performing loans include those loans that are considered nonaccrual, described in more detail below, and all loans past due 90 or more days and still accruing. The following table presents the recorded investment in those loan classes based on payment activity as of September 30, 2015 and December 31, 2014 (in thousands):</div><div style="text-align: left;"> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 70%;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2015</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Performing</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Non-performing</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td></tr><tr><td align="left" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 14%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Mortgages</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          117,363</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           1,032</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                118,395</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Home Equity</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               59,714</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 171</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                     59,885</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="padding-bottom: 2px; text-align: left; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Consumer</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 8,421</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   52</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                       8,473</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          185,498</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           1,255</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                186,753</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 15%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 14%;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="border-bottom: black 2px solid; text-align: left; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">December 31, 2014</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Performing</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Non-performing</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 14%;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Mortgages</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          121,968</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              890</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                122,858</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Home Equity</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               62,296</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 284</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                     62,580</div></td></tr><tr bgcolor="white"><td valign="bottom" style="padding-bottom: 2px; text-align: left; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Consumer</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 8,444</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   53</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                       8,497</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          192,708</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           1,227</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                193,935</div></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Aging Analysis of Past Due Financing Receivables</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a recorded payment is past due. The following table includes an aging analysis of the recorded investment of past due financing receivables as of September 30, 2015 and December 31, 2014 (in thousands):</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 18%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">90 Days or</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 18%;">  </td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">30-59 Days</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">60-89 Days</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">90 Days</div></td><td valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total Past</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td valign="bottom" style="width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total Financing</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Greater and</div></td></tr><tr><td align="left" colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2015</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Past Due</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Past Due</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Or Greater</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Due</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Current</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Receivables</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Accruing</div></td></tr><tr><td align="left" colspan="2" valign="bottom" style="width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 10%;">  </td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Mortgages</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        388</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        133</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        663</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     1,184</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $   117,211</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           118,395</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $            303</div></td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Home Equity</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           521</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             21</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           158</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           700</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        59,185</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                59,885</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               106</div></td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Commercial</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           302</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           130</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        4,138</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        4,570</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">      193,205</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              197,775</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 60</div></td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Agricultural</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             38</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           170</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           208</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        35,948</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                36,156</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Construction</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        10,159</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                10,159</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Consumer</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             41</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             29</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             24</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             94</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          8,379</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  8,473</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other commercial loans</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           528</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             30</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           756</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        1,314</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        50,881</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                52,195</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               199</div></td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other agricultural loans</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             30</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           168</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           198</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        12,319</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                12,517</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="padding-bottom: 2px; text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">State and political subdivision loans</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        87,454</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                87,454</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="text-align: left; width: 18%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     1,848</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        681</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     5,739</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     8,268</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $   574,741</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           583,009</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $            668</div></td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Loans considered non-accrual</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        319</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        204</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     5,071</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     5,594</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          725</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $               6,319</div></td><td bgcolor="transparent" valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 10%;">  </td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="padding-bottom: 2px; text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Loans still accruing</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        1,529</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           477</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           668</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        2,674</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">      574,016</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              576,690</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; text-align: right; width: 10%;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="text-align: left; width: 18%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     1,848</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        681</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     5,739</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     8,268</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $   574,741</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           583,009</div></td><td bgcolor="transparent" valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: left; width: 10%;">  </td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 25%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">December 31, 2014</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 10%;">  </td></tr><tr><td align="left" colspan="2" valign="bottom" style="width: 25%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 25%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Mortgages</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        318</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        230</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        675</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     1,223</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $   121,635</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           122,858</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $            214</div></td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Home Equity</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           442</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             99</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           260</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           801</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        61,779</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                62,580</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               132</div></td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Commercial</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             97</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           231</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        1,432</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        1,760</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">      189,185</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              190,945</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               310</div></td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Agricultural</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        24,639</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                24,639</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Construction</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          6,353</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  6,353</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Consumer</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           119</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               4</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               7</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           130</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          8,367</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  8,497</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   6</div></td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other commercial loans</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           503</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           258</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           476</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        1,237</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        46,214</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                47,451</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               174</div></td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other agricultural loans</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        11,065</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                11,065</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">State and political subdivision loans</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        79,717</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                79,717</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="text-align: left; width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     1,479</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        822</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     2,850</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     5,151</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $   548,954</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           554,105</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $            836</div></td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Loans considered non-accrual</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          48</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        181</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     2,014</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     2,243</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       4,356</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $               6,599</div></td><td bgcolor="transparent" valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 10%;">  </td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="padding-bottom: 2px; text-align: left; width: 25%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Loans still accruing</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        1,431</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           641</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           836</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        2,908</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">      544,598</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              547,506</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; text-align: right; width: 10%;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="text-align: left; width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     1,479</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        822</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     2,850</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     5,151</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $   548,954</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           554,105</div></td><td bgcolor="transparent" valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: left; width: 10%;">  </td></tr></table></div><div style="display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; display: block; text-indent: 0pt;">Nonaccrual Loans</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">Loans are considered for non-accrual status upon reaching 90 days delinquency, although the Company may be receiving partial payments of interest and partial repayments of principal on such loans or if full payment of principal and interest is not expected. Additionally, if management is made aware of other information including bankruptcy, repossession, death, or legal proceedings, the loan may be placed on non-accrual status. If a loan is 90 days or more past due and is well secured and in the process of collection, it may still be considered accruing.</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The following table reflects the financing receivables on non-accrual status as of September 30, 2015 and December 31, 2014, respectively. The balances are presented by class of financing receivable (in thousands):</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 60%;"><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2015</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">December 31, 2014</div></td></tr><tr><td align="left" colspan="2" valign="bottom" style="width: 24%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 15%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 14%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 24%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Mortgages</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                         729</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                   676</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 24%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Home Equity</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                              65</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      152</div></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 24%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Commercial</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                         4,441</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   5,010</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 24%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Agricultural</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                              -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                        -</div></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 24%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Construction</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                              -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                        -</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 24%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Consumer</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                              52</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                        47</div></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 24%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other commercial loans</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                         1,032</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      714</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 24%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other agricultural loans</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                              -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                        -</div></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="padding-bottom: 2px; width: 24%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">State and political subdivision loans</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                              -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; padding-bottom: 2px; width: 2%;">  </td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                        -</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                      6,319</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                6,599</div></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; text-align: justify; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Troubled Debt Restructurings</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">In situations where, for economic or legal reasons related to a borrower's financial difficulties, management may grant a concession for other than an insignificant period of time to the borrower that would not otherwise be considered, the related loan is classified as a Troubled Debt Restructuring (TDR). Management strives to identify borrowers in financial difficulty early and work with them to modify more affordable terms before their loan reaches nonaccrual status. These modified terms may include rate reductions, principal forgiveness, payment forbearance and other actions intended to minimize the economic loss and to avoid foreclosure or repossession of the collateral. In cases where borrowers are granted new terms that provide for a reduction of interest or principal, or both, management measures any impairment on the restructuring by calculating the present value of the revised loan terms and comparing this balance to the Company’s investment in the loan prior to the restructuring. As these loans are individually evaluated, they are excluded from pooled portfolios when calculating the allowance for loan and lease losses and a separate allocation within the allowance for loan and lease losses is provided. Management continually evaluates loans that are considered TDRs, including payment history under the modified loan terms, the borrower’s ability to continue to repay the loan based on continued evaluation of their operating results and cash flows from operations.  Based on this evaluation management would no longer consider a loan to be a TDR when the relevant facts support such a conclusion. As of September 30, 2015 and December 31, 2014, included within the allowance for loan losses are reserves of $39,000 and $26,000 respectively, that are associated with loans modified as TDRs.</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">There were no loan modifications that were considered TDRs during the three months ended September 30, 2015 or 2014. Loan modifications that are considered TDRs completed during the nine months ended September 30, 2015 and 2014 were as follows (dollars in thousands):</div><div style="display: block; text-indent: 0pt;"> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td colspan="6" valign="bottom" style="width: 70%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">For the Nine Months Ended September 30, 2015</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Number of contracts</div></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 23%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Pre-modification Outstanding</div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> Recorded Investment</div></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 21%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Post-Modification </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Outstanding Recorded </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Investment</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Interest </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Term Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Interest </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Term </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Interest </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Term </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Modification</div></td></tr><tr><td align="left" valign="bottom" style="width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 14%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="padding-bottom: 2px; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Mortgages</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                    1</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                          1</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                 71</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                  19</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $               71</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  $               19</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                    1</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                          1</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                 71</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                  19</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $               71</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $               19</div></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td colspan="6" valign="bottom" style="width: 71%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">For the Nine Months Ended September 30, 2014</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 24%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Number of contracts</div></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 24%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Pre-modification Outstanding </div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recorded Investment</div></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Post-Modification Outstanding</div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> Recorded Investment</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Interest </div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Term Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Interest </div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Term Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Interest </div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Term </div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Modification</div></td></tr><tr><td align="left" valign="bottom" style="width: 16%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="padding-bottom: 2px; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Commercial</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                     -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">$                   -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">$                153</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">$                  -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">$             153</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 16%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                     -</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                         2</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                   -</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                153</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                  -</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $             153</div></td></tr></table></div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">Recidivism, or the borrower defaulting on its obligation pursuant to a modified loan, results in the loan once again becoming a non-accrual loan. Recidivism occurs at a notably higher rate than do defaults on new origination loans, so modified loans present a higher risk of loss than do new origination loans. The following table presents the recorded investment in loans that were modified as TDRs during each 12-month period prior to the current reporting periods, which begin January 1, 2015 and 2014 (nine month periods) and July 1, 2015 and 2014 (3 month periods), respectively, and that subsequently defaulted during these reporting periods (dollars in thousands):</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td colspan="4" valign="bottom" style="width: 40%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">For the Three Months Ended</div></td><td colspan="4" valign="bottom" style="width: 40%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">For the Nine Months Ended</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td colspan="2" valign="bottom" style="width: 20%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2015</div></td><td colspan="2" valign="bottom" style="width: 20%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2014</div></td><td colspan="2" valign="bottom" style="width: 20%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2015</div></td><td colspan="2" valign="bottom" style="width: 20%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2014</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Number of </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">contracts</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recorded </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">investment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Number of</div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> contracts</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recorded </div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">investment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Number of </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">contracts</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recorded </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">investment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Number of </div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">contracts</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recorded </div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">investment</div></td></tr><tr><td align="left" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="padding-bottom: 2px; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Commercial</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             1</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              483</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total recidivism</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             1</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              483</div></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; text-align: justify; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Allowance for Loan Losses</div><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">The following table segregates the allowance for loan losses (ALLL) into the amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment as of September 30, 2015 and December 31, 2014, respectively (in thousands):</div><div style="text-align: left;"> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 28%;">  </td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid; width: 31%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2015</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid; width: 31%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> December 31, 2014</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 28%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Individually </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">evaluated for </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">impairment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Collectively </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">evaluated for </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">impairment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Individually </div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">evaluated for </div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">impairment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Collectively </div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">evaluated for </div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">impairment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td></tr><tr><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Residential</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           39</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $         874</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $         913</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           25</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           853</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $             878</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Commercial and agricultural</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              34</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         3,769</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">3,803</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              72</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           3,798</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             3,870</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Construction</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              17</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">17</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                26</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  26</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Consumer</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              91</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">91</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                84</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  84</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other commercial and agricultural loans</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            123</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         1,322</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">1,445</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                1</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           1,223</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             1,224</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">State and political subdivision loans</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            586</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">586</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              545</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                545</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unallocated</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            190</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">190</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              188</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                188</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $         196</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $      6,849</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $      7,045</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           98</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        6,717</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          6,815</div></td></tr></table></div><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">The following tables roll forward the balance of the ALLL by portfolio segment for the three and nine month periods ended September 30, 2015 and 2014, respectively (in thousands):</div><div style="text-align: justify; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 28%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Balance at</div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">June 30, 2015</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Charge-offs</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recoveries</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Provision</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Balance at</div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> September 30, 2015</div></td></tr><tr><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 15%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 15%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Residential</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $         931</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       (18)</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $         913</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Commercial and agricultural</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         3,679</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                4</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          120</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         3,803</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Construction</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              14</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              3</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              17</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Consumer</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              89</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             (11)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              13</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              91</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other commercial and agricultural loans</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         1,502</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             (40)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          (17)</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         1,445</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> State and political subdivision loans</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            568</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            18</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            586</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unallocated</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            176</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            14</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            190</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $      6,959</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          (51)</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           17</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       120</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $      7,045</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 28%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 15%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 15%;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 28%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Balance at </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">December 31, 2014</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Charge-offs</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recoveries</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Provision</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Balance at </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2015</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 15%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 15%;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Residential</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $         878</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          (34)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              -</div></td><td align="left" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $         69</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $         913</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Commercial and agricultural</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         3,870</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             (56)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              11</div></td><td align="left" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          (22)</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         3,803</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Construction</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              26</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="left" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            (9)</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              17</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Consumer</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              84</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             (35)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              25</div></td><td align="left" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            17</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              91</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other commercial and agricultural loans</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         1,224</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             (41)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="left" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          262</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         1,445</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">State and political subdivision loans</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            545</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="left" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            41</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            586</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unallocated</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            188</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              2</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            190</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $      6,815</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        (166)</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           36</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       360</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $      7,045</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 28%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 15%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 15%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 28%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Balance at</div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">June 30, 2014</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Charge-offs</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recoveries</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Provision</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Balance at</div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2014</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 15%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 15%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Residential</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $         879</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           7</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $         886</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Commercial and agricultural</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         3,809</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             (11)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                4</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          (99)</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         3,703</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Construction</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              13</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            10</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              23</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Consumer</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              86</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             (26)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                6</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            20</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              86</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Commercial and other loans</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         1,151</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             (58)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            70</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         1,163</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">State and political subdivision loans</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            455</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            (5)</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            450</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unallocated</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            358</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          147</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            505</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $      6,751</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          (95)</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           10</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       150</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $      6,816</div></td></tr></table><div> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 28%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Balance at December 31, 2013</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Charge-offs</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recoveries</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Provision</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Balance at</div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2014</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 15%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 15%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Residential</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $         946</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          (45)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       (15)</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $         886</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Commercial and agricultural</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         4,558</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           (486)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                9</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        (378)</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         3,703</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Construction</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              50</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          (27)</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              23</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Consumer</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            105</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             (40)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              21</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              86</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Commercial and other loans</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            942</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           (221)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          442</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         1,163</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">State and political subdivision loans</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            330</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          120</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            450</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unallocated</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            167</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          338</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            505</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $      7,098</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        (792)</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           30</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       480</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $      6,816</div></td></tr></table></div></div><div style="text-align: left;"> </div><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">The Company allocates the ALLL based on the factors described below, which conform to the Company’s loan classification policy and credit quality measurements. In reviewing risk within the Company’s loan portfolio, management has determined there to be several different risk categories within the loan portfolio. The ALLL consists of amounts applicable to: (i) residential real estate loans; (ii) residential real estate home equity loans; (iii) commercial real estate loans; (iv) agricultural real estate loans; (v) real estate construction loans; (vi) other commercial and agricultural loans; (vii) consumer loans; (viii) other agricultural loans and (ix) state and political subdivision loans. Factors considered in this process include general loan terms, collateral, and availability of historical data to support the analysis. Historical loss percentages are calculated and used as the basis for calculating allowance allocations. Certain qualitative factors are evaluated to determine additional inherent risks in the loan portfolio, which are not necessarily reflected in the historical loss percentages. These factors are then added to the historical allocation percentage to get the adjusted factor to be applied to non-classified loans. The following qualitative factors are analyzed:</div><div style="display: block; text-indent: 0pt;"><br /></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 36pt;"><div style="font-size: 10pt; font-family: Symbol, serif; display: inline;">·  </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">Level of and trends in delinquencies and impaired/classified loans</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="font-size: 10pt; font-family: Wingdings; display: inline;"> </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">Change in volume and severity of past due loans</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="font-size: 10pt; font-family: Wingdings; display: inline;"> </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">Volume of non-accrual loans</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="font-size: 10pt; font-family: Wingdings; display: inline;"> </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">Volume and severity of classified, adversely or graded loans;</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 36pt;"><div style="font-size: 10pt; font-family: Symbol, serif; display: inline;">·  </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">Level of and trends in charge-offs and recoveries;</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 36pt;"><div style="font-size: 10pt; font-family: Symbol, serif; display: inline;">·  </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">Trends in volume, terms and nature of the loan portfolio;</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 36pt;"><div style="font-size: 10pt; font-family: Symbol, serif; display: inline;">·  </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">Effects of any changes in risk selection and underwriting standards and any other changes in lending and recovery policies, procedures and practices;</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 36pt;"><div style="font-size: 10pt; font-family: Symbol, serif; display: inline;">·  </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">Changes in the quality of the Company’s loan review system;</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 36pt;"><div style="font-size: 10pt; font-family: Symbol, serif; display: inline;">·  </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">Experience, ability and depth of lending management and other relevant staff;</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 36pt;"><div style="font-size: 10pt; font-family: Symbol, serif; display: inline;">·  </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">National, state, regional and local economic trends and business conditions</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="font-size: 10pt; font-family: Wingdings; display: inline;"> </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">General economic conditions</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="font-size: 10pt; font-family: Wingdings; display: inline;"> </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">Unemployment rates</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="font-size: 10pt; font-family: Wingdings; display: inline;"> </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">Inflation rate/ Consumer Price Index</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="font-size: 10pt; font-family: Wingdings; display: inline;"> </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">Changes in values of underlying collateral for collateral-dependent loans;</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 36pt;"><div style="font-size: 10pt; font-family: Symbol, serif; display: inline;">·  </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">Industry conditions including the effects of external factors such as competition, legal, and regulatory requirements on the level of estimated credit losses; and</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 36pt;"><div style="font-size: 10pt; font-family: Symbol, serif; display: inline;">·  </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">Existence and effect of any credit concentrations, and changes in the level of such concentrations; and</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 36pt;"><div style="font-size: 10pt; font-family: Symbol, serif; display: inline;">·  </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">Any change in the level of board oversight.</div></td></tr></table></div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The Company also maintains an unallocated allowance to account for any factors or conditions that may cause a potential loss but are not specifically addressed in the process described above. The Company analyzes its loan portfolio each quarter to determine the appropriateness of its ALLL.</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">Loans determined to be TDRs are impaired and for purposes of estimating the ALLL must be individually evaluated for impairment. In calculating the impairment, the Company calculates the present value utilizing an analysis of discounted cash flows. If the present value calculated is below the recorded investment of the loan, impairment is recognized by a charge to the provision for loan and lease losses and a credit to the ALLL.</div><div style="text-align: justify; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 36pt;"><br /><font style="font-size: 10pt; font-family: Times New Roman; display: inline;">We continually review the model utilized in calculating the required ALLL. The following qualitative factors experienced changes during the first nine months of 2015:</font></div><div style="text-align: justify; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 36pt;"> </div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="font-size: 10pt; font-family: Symbol, serif; display: inline;">·  </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">The qualitative factor for national, state, regional and local economic trends and business conditions was increased for all loan categories due to an increase in the unemployment rates in the local economy during the first nine months of 2015.</div></td></tr></table></div><div style="margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;"><div><div style="font-size: 8pt; font-family: Times New Roman; text-align: right; width: 100%;"></div></div></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="font-size: 10pt; font-family: Symbol, serif; display: inline;">·  </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">The qualitative factors for changes in levels of and trends in delinquencies and impaired/classified loans were decreased for commercial and agricultural real estate due to the decrease in the amount of loans classified as substandard. While there has been an increase in delinquencies of commercial and agricultural real estate loans, the qualitative factor was not increased. The increase in delinquencies is attributable to one relationship, which is classified as impaired and management does not believe that this delinquency is a reflection of a further decrease in the credit quality of the commercial and agricultural real estate loan portfolio.</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="font-size: 10pt; font-family: Symbol, serif; display: inline;">·  </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">The qualitative factors for changes in levels of and trends in delinquencies, impaired/classified loans were increased for other commercial and agricultural loans due to an increase in the amount of loans classified as substandard.</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="font-size: 10pt; font-family: Symbol, serif; display: inline;">·  </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">The qualitative factor for levels of and trends in charge-offs and recoveries was decreased for commercial and agricultural real estate and other commercial and agricultural loans due to the decrease in charge-offs compared to the prior year as charge-offs returned to historical norms for the Bank.</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="font-size: 10pt; font-family: Symbol, serif; display: inline;">·  </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">The qualitative factor for experience, ability and depth of lending management and other relevant staff was decreased for commercial real estate, agricultural real estate, other commercial and other agricultural loans due to the length of time employees involved throughout the loan process have been in their positions.</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="font-size: 10pt; font-family: Symbol, serif; display: inline;">·  </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">The qualitative factor for industry conditions, including the effects of external factors such as competition, legal, and regulatory requirements on the level of estimated credit losses was increased for commercial and agricultural related loans due to the decrease in the price received for product sold and the increase in feed costs that has occurred in 2015, which negatively affected customer earnings.</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="font-size: 10pt; font-family: Symbol, serif; display: inline;">·  </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">The qualitative factor for levels of and trends in charge-offs and recoveries was increased for residential real estate loans due to the increase in charge-offs compared to historical norms for the Company.</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="font-size: 10pt; font-family: Symbol, serif; display: inline;">·  </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">The qualitative factors for changes in levels of and trends in delinquencies and impaired/classified loans was increased for residential mortgages due to increases in the amount of non-performing loans.</div></td></tr></table></div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The following qualitative factors experienced changes during the three months ended September 30, 2015:</div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="font-size: 10pt; font-family: Symbol, serif; display: inline;">·  </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">The qualitative factors for changes in levels of and trends in delinquencies and impaired/classified loans were increased for other agricultural loans due to an increase in the amount of classified loans.</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="font-size: 10pt; font-family: Symbol, serif; display: inline;">·  </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">The qualitative factor for levels of and trends in charge-offs and recoveries was increased for other commercial loans due to the increase in charge-offs during the quarter.</div></td></tr></table></div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The primary factor that resulted in negative provision for commercial and agricultural loans for the nine month period ended September 30, 2015 was the reduction in the amount of special mention and substandard loans since December 31, 2014.</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The following qualitative factors experienced changes during the first nine months of 2014:</div><div style="text-align: justify; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 36pt;"> </div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="font-size: 10pt; font-family: Symbol, serif; display: inline;"><font style="font-family: Symbol; font-size: 10pt; display: inline;">·</font>  </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">The qualitative factor for national, state, regional and local economic trends and business conditions was decreased for all loan categories due to a decrease in the unemployment rates in the local and state economy.</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="font-size: 10pt; font-family: Symbol, serif; display: inline;">·  </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">The qualitative factors for changes in levels of and trends in delinquencies and impaired/classified loans were decreased for commercial and agricultural real estate due to the decrease in the Company’s classified loans to its lowest level in three years and a decrease in the amount of loans past due.</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="font-size: 10pt; font-family: Symbol, serif; display: inline;">·  </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">The qualitative factors for changes in levels of and trends in delinquencies, impaired/classified loans were increased for other commercial loans due to an increase in classified loans during 2014.</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="font-size: 10pt; font-family: Symbol, serif; display: inline;">·  </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">The qualitative factor for levels of and trends in charge-offs and recoveries was increased for commercial real estate and other commercial loans due to the increase in charge-offs compared to historical norms for the Bank.</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="font-size: 10pt; font-family: Symbol, serif; display: inline;">·  </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">The qualitative factor for experience, ability and depth of lending management and other relevant staff was decreased for all loan categories due to the length of time employees involved throughout the loan process have been in their positions.</div></td></tr></table></div><div> </div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="font-size: 10pt; font-family: Symbol, serif; display: inline;">·  </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">The qualitative factor for industry conditions, including the effects of external factors such as competition, legal, and regulatory requirements on the level of estimated credit losses was decreased for agricultural related loans due to the improvement in the agricultural economy during 2014.</div></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div style="font-size: 10pt; font-family: Times New Roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">The following qualitative factors experienced changes during the three months ended September 30, 2014:</div><div style="display: block; text-indent: 0pt;"><br /></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="font-size: 10pt; font-family: Symbol, serif; display: inline;">·  </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">The qualitative factor for levels of and trends in charge-offs and recoveries was increased for commercial real estate and other commercial loans due to the increase in charge-offs compared to historical norms for the Bank.</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="font-size: 10pt; font-family: Symbol, serif; display: inline;">·  </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">The qualitative factors for changes in levels of and trends in delinquencies, impaired/classified loans were decreased for other commercial loans real estate due to the decrease in the amount of loans past due as of September 30, 2014.</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 100%;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="font-size: 10pt; font-family: Symbol, serif; display: inline;">·  </div></td><td><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;">The qualitative factor for industry conditions, including the effects of external factors such as competition, legal, and regulatory requirements on the level of estimated credit losses was decreased for agricultural related loans due to the improvement in the agricultural economy during 2014.</div></td></tr></table></div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The primary factor that resulted in negative provisions for certain portfolio segments for the three and nine month periods in 2014 was due to decreases in the outstanding balances for certain portfolio segments compared to December 31, 2013, a reduction in the amount of substandard loans and the decrease in the qualitative factor associated with the improvement in unemployment rates noted above.</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Foreclosed Assets Held For Sale</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">Foreclosed assets acquired in settlement of loans are carried at fair value, less estimated costs to sell, and are included in other assets on the Consolidated Balance Sheet. As of September 30, 2015 and December 31, 2014 included with other assets are $1,429,000 and $1,792,000, respectively, of foreclosed assets. As of September 30, 2015, included within the foreclosed assets is $305,000 of consumer residential mortgages that were foreclosed on or received via a deed in lieu transaction prior to the period end. As of September 30, 2015, the Company has initiated formal foreclosure proceedings on $1,256,000 of consumer residential mortgages, which have not yet been transferred into foreclosed assets.</div></div>
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<div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Note 11 – Recent Accounting Pronouncements</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">In May 2014, the FASB issued ASU 2014-09, <font style="font-style: italic; display: inline;">Revenue from Contracts with Customers</font> (a new revenue recognition standard). The Update’s core principle is that a company will recognize revenue to depict the transfer of goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. In addition, this update specifies the accounting for certain costs to obtain or fulfill a contract with a customer and expands disclosure requirements for revenue recognition. This Update is effective for annual reporting periods beginning after December 15, 2016, including interim periods within that reporting period. The Company is evaluating the effect of adopting this new accounting Update.</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">In August 2014, the FASB issued ASU 2014-15, <font style="font-style: italic; display: inline;">Presentation of Financial Statements -Going Concern (Subtopic </font>205-40).  The amendments in this Update provide guidance in accounting principles generally accepted in the United States of America about management's responsibility to evaluate whether there is substantial doubt about an entity's ability to continue as a going concern and to provide related footnote disclosures.  The amendments in this Update are effective for the annual period ending after December 15, 2016, and for annual periods and interim periods thereafter. Early application is permitted.  This Update is not expected to have a significant impact on the Company’s financial statements.</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">In February 2015, the FASB issued ASU 2015-02, <font style="font-style: italic; display: inline;">Consolidation (Topic 810)</font>. The amendments in this Update affect reporting entities that are required to evaluate whether they should consolidate certain legal entities. All legal entities are subject to reevaluation under the revised consolidation model. Specifically, the amendments (1) modify the evaluation of whether limited partnerships and similar legal entities are variable interest entities (VIEs) or voting interest entities; (2) eliminate the presumption that a general partner should consolidate a limited partnership; (3) affect the consolidation analysis of reporting entities that are involved with VIEs, particularly those that have fee arrangements and related party relationships; (4) provide a scope exception from consolidation guidance for reporting entities with interests in legal entities that are required to comply with or operate in accordance with requirements that are similar to those in Rule 2a-7 of the Investment Company Act of 1940 for registered money market funds.  The amendments in this Update are effective for public business entities for fiscal years, and for interim periods within those fiscal years, beginning after December 15, 2015.  For all other entities, the amendments in this Update are effective for fiscal years beginning after December 15, 2016, and for interim periods within fiscal years beginning after December 15, 2017. This Update is not expected to have a significant impact on the Company’s financial statements.</div><div style="margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;"><div><div style="font-size: 8pt; font-family: Times New Roman; text-align: right; width: 100%;"></div></div><div style="font-size: 10pt; font-family: Times New Roman; display: inline;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: inline;">In April 2015, the FASB issued ASU 2015-03, <font style="font-style: italic; display: inline;">Interest-Imputation of Interest (Subtopic 835-30)</font>, as part of its initiative to reduce complexity in accounting standards.  To simplify presentation of debt issuance costs, the amendments in this Update require that debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the carrying amount of that debt liability, consistent with debt discounts. The recognition and measurement guidance for debt issuance costs are not affected by the amendments in this Update.  For public business entities, the amendments in this Update are effective for financial statements issued for fiscal years beginning after December 15, 2015, and interim periods within those fiscal years.  For all other entities, the amendments in this Update are effective for financial statements issued for fiscal years beginning after December 15, 2015, and interim periods within fiscal years beginning after December 15, 2016.  An entity should apply the new guidance on a retrospective basis, wherein the balance sheet of each individual period presented should be adjusted to reflect the period-specific effects of applying the new guidance. This Update is not expected to have a significant impact on the Company’s financial statements.</div></div><div style="text-align: justify; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 36pt;"><br /><font style="font-size: 10pt; font-family: Times New Roman; display: inline;">In May 2015, the FASB issued ASU 2015-08<font style="font-style: italic; display: inline;">, Business Combinations - Pushdown Accounting - Amendment to SEC Paragraphs Pursuant to Staff Accounting Bulletin No. 115</font>. This ASU was issued to amend various SEC paragraphs pursuant to the issuance of Staff Accounting Bulletin No. 115. This Update is not expected to have a significant impact on the Company’s financial statements.</font></div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">In June 2015, the FASB issued ASU 2015-10, <font style="font-style: italic; display: inline;">Technical Corrections and Improvements</font>. The amendments in this Update represent changes to clarify the Codification, correct unintended application of guidance, or make minor improvements to the Codification that are not expected to have a significant effect on current accounting practice or create a significant administrative cost to most entities. Transition guidance varies based on the amendments in this Update. The amendments in this Update that require transition guidance are effective for all entities for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2015. Early adoption is permitted, including adoption in an interim period. All other amendments will be effective upon the issuance of this Update.  This Update is not expected to have a significant impact on the Company’s financial statements.</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">In August 2015, the FASB issued ASU 2015-14, <font style="font-style: italic; display: inline;">Revenue from Contract with Customers</font> (Topic 606). The amendments in this Update defer the effective date of ASU 2014-09 for all entities by one year.  Public business entities, certain not-for-profit entities, and certain employee benefit plans should apply the guidance in ASU 2014-09 to annual reporting periods beginning after December 15, 2017, including interim reporting periods within that reporting period.  All other entities should apply the guidance in ASU 2014-09 to annual reporting periods beginning after December 15, 2018, and interim reporting periods within annual reporting periods beginning after December 15, 2019.  The Company is evaluating the effect of adopting this new accounting Update.</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">In August 2015, the FASB issued ASU 2015-15, <font style="font-style: italic; display: inline;">Interest-Imputation of Interest (Subtopic 835-30) Presentation and Subsequent Measurement of Debt Issuance Costs Associated with Line-of-Credit Arrangements Amendments to SEC Paragraphs Pursuant to Staff Announcement at June 18, 2015 EITF Meeting</font>.  This ASU adds SEC paragraphs pursuant to the SEC Staff Announcement at the June 18, 2015 Emerging Issues Task Force meeting about the presentation and subsequent measurement of debt issuance costs associated with line-of-credit arrangements.  This Update is not expected to have a significant impact on the Company’s financial statements.</div><div style="display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">In September 2015, the FASB issued ASU 2015-16, <font style="font-style: italic; display: inline;">Business Combinations (Topic 805).</font> The amendments in this Update require that an acquirer recognize adjustments to provisional amounts that are identified during the measurement period in the reporting period in which the adjustment amounts are determined. The amendments in this Update require that the acquirer record, in the same period's financial statements, the effect on earnings of changes in depreciation, amortization, or other income effects, if any, as a result of the change to the provisional amounts, calculated as if the accounting had been completed at the acquisition date. The amendments in this Update require an entity to present separately on the face of the income statement or disclose in the notes the portion of the amount recorded in current-period earnings by line item that would have been recorded in previous reporting periods if the adjustment to the provisional amounts had been recognized as of the acquisition date. For public business entities, the amendments in this Update are effective for fiscal years beginning after December 15, 2015, including interim periods within those fiscal years. For all other entities, the amendments in this Update are effective for fiscal years beginning after December 15, 2016, and interim periods within fiscal years beginning after December 15, 2017. The Company is currently evaluating the impact the adoption of the standard will have on the Company’s financial position or results of operations.</div></div>
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967000
313000
<div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Note 1 - Basis of Presentation</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">Citizens Financial Services, Inc. (individually and collectively with its direct and indirect subsidiaries, the “Company”) is a Pennsylvania corporation organized as the holding company of its wholly owned subsidiary, First Citizens Community Bank (the “Bank”), and the Bank’s wholly owned subsidiary, First Citizens Insurance Agency, Inc. (“First Citizens Insurance”).</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The accompanying consolidated financial statements have been prepared pursuant to rules and regulations of the Securities and Exchange Commission (“SEC”) and in conformity with U.S. generally accepted accounting principles.  Because this report is based on an interim period, certain information and footnote disclosures normally included in financial statements prepared in accordance with U.S. generally accepted accounting principles have been condensed or omitted.  Certain of the prior year amounts have been reclassified to conform with the current year presentation.  Such reclassifications had no effect on net income or stockholders’ equity.  All material inter-company balances and transactions have been eliminated in consolidation.</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">In the opinion of management of the Company, the accompanying interim financial statements at September 30, 2015 and for the periods ended September 30, 2015 and 2014 include all adjustments, consisting of only normal recurring adjustments, necessary for a fair presentation of the financial condition and the results of operations for the period.  In preparing the consolidated financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and revenues and expenses for the period. The financial performance reported for the Company for the nine month period ended September 30, 2015 is not necessarily indicative of the results to be expected for the full year.  This information should be read in conjunction with the Company’s Annual Report on Form 10-K for the year ended December 31, 2014.</div></div>
146000
166000
44000
82000
129000
242000
430000
488000
75000
637000
2713000
25000
-26000
413000
9000
34000
404000
2738000
101000
671000
-52000
-17000
-13000
-4000
0
258000
0
0
3035000
722000
258000
564000
564000
722000
3035000
0
-51000
-38000
-153000
-13000
7166000
12222000
-842000
-222000
291000
132000
1563000
372000
1094000
4598000
855000
390000
8032000
6875000
1024000
1218000
3455000
1199000
1161000
3352000
305000
1429000
1792000
413000
75000
2738000
671000
<div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div>The following table includes an aging analysis of the recorded investment of past due financing receivables as of September 30, 2015 and December 31, 2014 (in thousands):</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 18%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">90 Days or</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 18%;">  </td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">30-59 Days</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">60-89 Days</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">90 Days</div></td><td valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total Past</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td valign="bottom" style="width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total Financing</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Greater and</div></td></tr><tr><td align="left" colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2015</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Past Due</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Past Due</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Or Greater</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Due</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Current</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Receivables</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Accruing</div></td></tr><tr><td align="left" colspan="2" valign="bottom" style="width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 10%;">  </td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Mortgages</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        388</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        133</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        663</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     1,184</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $   117,211</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           118,395</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $            303</div></td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Home Equity</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           521</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             21</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           158</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           700</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        59,185</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                59,885</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               106</div></td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Commercial</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           302</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           130</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        4,138</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        4,570</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">      193,205</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              197,775</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 60</div></td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Agricultural</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             38</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           170</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           208</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        35,948</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                36,156</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Construction</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        10,159</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                10,159</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Consumer</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             41</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             29</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             24</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             94</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          8,379</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  8,473</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other commercial loans</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           528</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             30</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           756</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        1,314</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        50,881</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                52,195</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               199</div></td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other agricultural loans</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             30</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           168</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           198</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        12,319</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                12,517</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="padding-bottom: 2px; text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">State and political subdivision loans</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        87,454</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                87,454</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="text-align: left; width: 18%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     1,848</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        681</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     5,739</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     8,268</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $   574,741</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           583,009</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $            668</div></td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Loans considered non-accrual</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        319</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        204</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     5,071</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     5,594</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          725</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $               6,319</div></td><td bgcolor="transparent" valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 10%;">  </td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="padding-bottom: 2px; text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Loans still accruing</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        1,529</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           477</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           668</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        2,674</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">      574,016</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              576,690</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; text-align: right; width: 10%;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 8%;">  </td><td valign="bottom" style="text-align: left; width: 18%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     1,848</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        681</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     5,739</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     8,268</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $   574,741</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           583,009</div></td><td bgcolor="transparent" valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: left; width: 10%;">  </td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 25%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">December 31, 2014</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 8%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 10%;">  </td></tr><tr><td align="left" colspan="2" valign="bottom" style="width: 25%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 25%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Mortgages</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        318</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        230</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        675</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     1,223</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $   121,635</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           122,858</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $            214</div></td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Home Equity</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           442</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             99</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           260</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           801</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        61,779</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                62,580</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               132</div></td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Commercial</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             97</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           231</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        1,432</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        1,760</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">      189,185</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              190,945</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               310</div></td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Agricultural</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        24,639</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                24,639</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Construction</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          6,353</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  6,353</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Consumer</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           119</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               4</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               7</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           130</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          8,367</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  8,497</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   6</div></td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other commercial loans</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           503</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           258</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           476</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        1,237</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        46,214</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                47,451</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               174</div></td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other agricultural loans</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        11,065</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                11,065</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">State and political subdivision loans</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        79,717</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                79,717</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="text-align: left; width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     1,479</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        822</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     2,850</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     5,151</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $   548,954</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           554,105</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $            836</div></td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Loans considered non-accrual</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          48</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        181</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     2,014</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     2,243</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       4,356</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $               6,599</div></td><td bgcolor="transparent" valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 10%;">  </td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="padding-bottom: 2px; text-align: left; width: 25%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Loans still accruing</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        1,431</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           641</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           836</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        2,908</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">      544,598</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              547,506</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; text-align: right; width: 10%;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="text-align: left; width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     1,479</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        822</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     2,850</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     5,151</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $   548,954</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           554,105</div></td><td bgcolor="transparent" valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: left; width: 10%;">  </td></tr></table></div></div>
13510000
8055000
29148000
4680000
2315000
733000
2097000
1895000
555000
633000
3783000
4998000
58667000
44769000
1.00
1.00
0
0
0
0
3000000
3000000
-3232000
-500000
2891000
2150000
-31818000
-1730000
6815000
5288000
39416000
39472000
647000
340000
7690000
12942000
18393000
17338000
5187000
5187000
649000
202000
207000
614000
12357000
12544000
20000
2000
-5000
-17000
-15000
360000
-22000
120000
-378000
262000
150000
0
41000
69000
480000
18000
-99000
147000
-18000
7000
120000
14000
120000
3000
338000
-27000
0
10000
-9000
70000
442000
17000
360000
150000
120000
480000
<div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div>The gross gains and losses were as follows (in thousands):</div><div style="display: block; text-indent: 0pt;"> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 60%;"><tr><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td colspan="2" valign="bottom" style="width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Three Months Ended</div></td><td colspan="2" valign="bottom" style="width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Nine Months Ended</div></td></tr><tr><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td colspan="2" valign="bottom" style="width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> September 30,</div></td><td colspan="2" valign="bottom" style="width: 22%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> September 30,</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 10%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2015</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2014</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2015</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2014</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Gross gains</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           129</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                    242</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              441</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              488</div></td></tr><tr bgcolor="white"><td valign="bottom" style="border-bottom: black 2px solid; text-align: left; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Gross losses</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                          -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 (11)</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="border-bottom: black 4px double; text-align: left; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Net gains</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           129</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                    242</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              430</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $             488</div></td></tr></table></div></div>
183000
284000
-25000
-34000
297000
-101000
322000
160000
151000
-9000
85000
51000
<div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The following table presents the significant amounts reclassified out of each component of accumulated other comprehensive income for the three and nine months ended September 30, 2015 and 2014 (in thousands):</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 40%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Details about accumulated other comprehensive income (loss)</div></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 29%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Amount reclassified from accumulated comprehensive income (loss) (a)</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;"> </td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Affected line item in the income statement where net Income is presented</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 40%;">  </td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 29%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Three Months Ended  September 30,</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 21%;">  </td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 40%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2015</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2014</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 21%;">  </td></tr><tr><td align="left" valign="bottom" style="width: 40%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unrealized gains and losses on available for sale securities</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 21%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 40%;">  </td><td valign="bottom" style="text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                          129</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                    242</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Investment securities gains, net</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 40%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                             (44)</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                       (82)</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Provision for income taxes</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 40%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                            85</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                    160</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Net of tax</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 40%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Defined benefit pension items</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 21%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 40%;">  </td><td valign="bottom" style="text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                          (51)</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                    (13)</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Salaries and employee benefits</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 40%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                               17</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                           4</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Provision for income taxes</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 40%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                          (34)</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                      (9)</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Net of tax</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 40%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total reclassifications</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                            51</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                    151</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 21%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 40%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 21%;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 40%;">  </td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 29%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Nine Months Ended  September 30,</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 21%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 40%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2015</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2014</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 21%;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 40%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unrealized gains and losses on available for sale securities</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 21%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 40%;">  </td><td valign="bottom" style="text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                          430</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                    488</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Investment securities gains, net</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 40%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                           (146)</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                     (166)</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Provision for income taxes</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 40%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                          284</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                    322</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Net of tax</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 40%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Defined benefit pension items</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 21%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 40%;">  </td><td valign="bottom" style="text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                        (153)</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                    (38)</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Salaries and employee benefits</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 40%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                               52</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                         13</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Provision for income taxes</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 40%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                        (101)</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                    (25)</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Net of tax</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 40%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total reclassifications</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                          183</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                    297</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 21%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 40%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 21%;">  </td></tr><tr bgcolor="white"><td align="left" colspan="3" valign="bottom" style="width: 69%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(a) Amounts in parentheses indicate expenses and other amounts indicate income </div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;"> </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 21%;">  </td></tr></table></div></div>
700000
4200000
<div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: Times New Roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Note 7 – Repurchase Agreements</div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;"> </div><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">We utilize securities sold under agreements to repurchase to facilitate the needs of our customers and to facilitate secured short-term funding needs. Securities sold under agreements to repurchase are stated at the amount of cash received in connection with the transaction. We monitor collateral levels on a continuous basis. We may be required to provide additional collateral based on the fair value of the underlying securities. Securities pledged as collateral under repurchase agreements are maintained with our safekeeping agents.</div><div style="display: block; text-indent: 0pt;"> </div><div style="margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;"><div style="font-size: 10pt; font-family: Times New Roman; display: inline;">The remaining contractual maturity of repurchase agreements in the Consolidated Balance Sheets as of September 30, 2015 and December 31, 2014 is presented in the following tables.</div></div><div style="display: block; text-indent: 0pt;"> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 5%;">  </td><td colspan="5" valign="bottom" style="border-bottom: black 2px solid; width: 57%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Remaining Contractual Maturity of the Agreements</div></td></tr><tr><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 5%;">  </td><td valign="bottom" style="width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Overnight and</div></td><td valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Up to</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Greater than</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td></tr><tr><td align="left" colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2015</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 5%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Continuous</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">30 Days</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">30 - 90 Days</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">90 days</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> Total</div></td></tr><tr><td align="left" colspan="3" valign="bottom" style="width: 37%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Repurchase Agreements:</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">U.S. agency securities</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 5%;">  </td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $         6,112,000</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                  -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                  -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        2,070,000</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">$                      -</div></td></tr><tr bgcolor="white"><td align="left" colspan="3" valign="bottom" style="width: 37%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total carrying value of collateral pledged</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $         6,112,000</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                  -</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                  -</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        2,070,000</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       8,182,000</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 5%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td></tr><tr bgcolor="white"><td align="left" colspan="3" valign="bottom" style="width: 37%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total liability recognized for repurchase agreements</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       5,728,000</div></td></tr><tr bgcolor="white"><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 5%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 5%;">  </td><td colspan="5" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 57%;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 5%;">  </td><td colspan="5" valign="bottom" style="border-bottom: black 2px solid; width: 57%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Remaining Contractual Maturity of the Agreements</div></td></tr><tr bgcolor="white"><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 5%;">  </td><td valign="bottom" style="width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Overnight and</div></td><td valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Up to</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Greater than</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">December 31, 2014</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 5%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Continuous</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">30 Days</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">30 - 90 Days</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">90 days</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> Total</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Repurchase Agreements:</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 5%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">U.S. agency securities</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 5%;">  </td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       10,368,000</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $      1,015,000</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">$                  -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        2,940,000</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">$                       -</div></td></tr><tr bgcolor="white"><td align="left" colspan="3" valign="bottom" style="width: 37%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total carrying value of collateral pledged</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       10,368,000</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $      1,015,000</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                  -</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        2,940,000</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $      14,323,000</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 5%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td></tr><tr bgcolor="white"><td align="left" colspan="3" valign="bottom" style="width: 37%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total liability recognized for repurchase agreements</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       5,906,000</div></td></tr></table></div></div>
79512000
84698000
1054000
3058000
1098000
3239000
<div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The following table reflects the financing receivables on non-accrual status as of September 30, 2015 and December 31, 2014, respectively. The balances are presented by class of financing receivable (in thousands):</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 60%;"><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2015</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">December 31, 2014</div></td></tr><tr><td align="left" colspan="2" valign="bottom" style="width: 24%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 15%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 14%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 24%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Mortgages</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                         729</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                   676</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 24%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Home Equity</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                              65</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      152</div></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 24%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Commercial</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                         4,441</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   5,010</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 24%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Agricultural</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                              -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                        -</div></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 24%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Construction</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                              -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                        -</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 24%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Consumer</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                              52</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                        47</div></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 24%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other commercial loans</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                         1,032</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      714</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 24%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other agricultural loans</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                              -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                        -</div></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="padding-bottom: 2px; width: 24%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">State and political subdivision loans</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                              -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; padding-bottom: 2px; width: 2%;">  </td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                        -</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                      6,319</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                6,599</div></td></tr></table></div></div>
<div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">The following tables present the assets and liabilities reported on the Consolidated Balance Sheet at their fair value on a recurring basis as of September 30, 2015 and December 31, 2014 by level within the fair value hierarchy (in thousands). Financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement.</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 23%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2015</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Level I</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Level II</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Level III</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td></tr><tr><td align="left" valign="bottom" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Assets</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td></tr><tr><td align="left" valign="top" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  Securities available for sale:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     U.S. Agency securities</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $             164,102</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                    -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $             164,102</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Obligations of state and</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">        political subdivisions</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">98,165</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                       -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">98,165</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Corporate obligations</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">12,707</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                       -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">12,707</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Mortgage-backed securities in</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">       government sponsored entities</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">23,899</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                       -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">23,899</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Equity securities in financial</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">       institutions</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           1,757</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                            -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                       -</div></td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">1,757</div></td></tr></table></div><div style="display: block; text-indent: 0pt;"> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">December 31, 2014</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Level I</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Level II</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Level III</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td></tr><tr><td align="left" valign="top" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Securities available for sale:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     U.S. agency securities</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                -</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $             150,885</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                    -</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $             150,885</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     U.S. treasuries securities</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">4,849</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                       -</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">4,849</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Obligations of state and</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">       political subdivisions</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">105,036</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                       -</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">105,036</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Corporate obligations</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">13,958</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                       -</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">13,958</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Mortgage-backed securities in</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">       government sponsored entities</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">29,728</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                       -</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">29,728</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Equity securities in financial</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">       institutions</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           1,690</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                            -</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                       -</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">1,690</div></td></tr></table></div></div>
<div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The following sets forth the components of net periodic benefit costs of the Pension Plan for the three and nine months ended September 30, 2015 and 2014, respectively (in thousands):</div><div style="display: block; text-indent: 0pt;"> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 70%;"><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 21%;">  </td><td colspan="2" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Three Months Ended</div></td><td colspan="2" valign="bottom" style="width: 24%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Nine Months Ended</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 21%;">  </td><td colspan="2" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> September 30,</div></td><td colspan="2" valign="bottom" style="width: 24%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> September 30,</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 21%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2015</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2014</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2015</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2014</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Service cost</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $             110</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          77</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $             242</div></td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                  230</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Interest cost</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                128</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">    104</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                281</div></td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                     311</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Expected return on plan assets</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              (243)</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  (197)</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              (533)</div></td><td align="right" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                    (590)</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Net amortization and deferral</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   65</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">      13</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                141</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                       38</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Net periodic benefit cost</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $               60</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          (3)</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $             131</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                   (11)</div></td></tr></table></div></div>
<div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The following tables present the changes in accumulated other comprehensive income by component net of tax for the three and nine months ended September 30, 2015 and 2014 (in thousands):</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 70%;"><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 44%;">  </td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid; width: 38%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Three months ended September 30, 2015</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 44%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unrealized gain </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(loss) on available </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">for sale securities (a)</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Defined Benefit </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Pension Items (a)</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Balance as of June 30, 2015</div></td><td valign="bottom" style="text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                     2,430</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     (2,259)</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $         171</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other comprehensive income (loss) before reclassifications, net of tax</div></td><td valign="bottom" style="text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                           722</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            722</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Amounts reclassified from accumulated other</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 13%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     comprehensive income (loss), net of tax</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                           (85)</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              34</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             (51)</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="padding-bottom: 2px; text-align: left; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Net current period other comprehensive income</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                           637</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              34</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            671</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Balance as of September 30, 2015</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                     3,067</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     (2,225)</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $         842</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 44%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 44%;">  </td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid; width: 38%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Nine months ended September 30, 2015</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 44%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unrealized gain </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(loss) on available </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">for sale securities (a)</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Defined Benefit </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Pension Items (a)</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Balance as of December 31, 2014</div></td><td valign="bottom" style="text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                     3,093</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     (2,326)</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $         767</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other comprehensive income (loss) before reclassifications, net of tax</div></td><td valign="bottom" style="text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                           258</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            258</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Amounts reclassified from accumulated other</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 13%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     comprehensive income (loss), net of tax</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                         (284)</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            101</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           (183)</div></td></tr><tr bgcolor="white"><td valign="bottom" style="padding-bottom: 2px; text-align: left; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Net current period other comprehensive income (loss)</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                           (26)</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            101</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              75</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Balance as of September 30, 2015</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                     3,067</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     (2,225)</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $         842</div></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 70%;"><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 44%;">  </td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid; width: 37%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Three months ended September 30, 2014</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 44%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unrealized gain (loss) </div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">on available for sale </div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">securities (a)</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Defined Benefit </div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Pension Items (a)</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Balance as of June 30, 2014</div></td><td valign="bottom" style="text-align: right; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                     2,201</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     (1,101)</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $      1,100</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other comprehensive income (loss) before reclassifications, net of tax</div></td><td valign="bottom" style="text-align: right; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                           564</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            564</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Amounts reclassified from accumulated other</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 15%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 13%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     comprehensive income (loss), net of tax</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                         (160)</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                9</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           (151)</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="padding-bottom: 2px; text-align: left; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Net current period other comprehensive income</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                           404</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                9</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            413</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: right; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Balance as of September  30, 2014</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                     2,605</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     (1,092)</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $      1,513</div></td></tr></table></div><div> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 70%;"><tr bgcolor="#cceeff"><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: left; width: 44%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 15%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 44%;">  </td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid; width: 37%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Nine months ended September 30, 2014</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 44%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unrealized gain (loss) </div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">on available for sale </div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">securities (a)</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Defined Benefit </div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Pension Items (a)</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Balance as of December 31, 2013</div></td><td valign="bottom" style="text-align: right; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                      (108)</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     (1,117)</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     (1,225)</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other comprehensive income (loss) before reclassifications, net of tax</div></td><td valign="bottom" style="text-align: right; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                        3,035</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         3,035</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Amounts reclassified from accumulated other</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 15%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 13%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     comprehensive income (loss), net of tax</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                         (322)</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              25</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           (297)</div></td></tr><tr bgcolor="white"><td valign="bottom" style="padding-bottom: 2px; text-align: left; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Net current period other comprehensive income</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                        2,713</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              25</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         2,738</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 44%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Balance as of September  30, 2014</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 15%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                     2,605</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     (1,092)</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $      1,513</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 44%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 15%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 59%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(a) Amounts in parentheses indicate debits to the Consolidated Balance Sheet</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td></tr></table></div></div></div>
<div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The following table sets forth the computation of earnings per share.  Earnings per share calculations give retroactive effect to stock dividends declared by the Company.</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 49%;">  </td><td colspan="2" valign="bottom" style="width: 18%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Three months ended</div></td><td colspan="2" valign="bottom" style="width: 19%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Nine months ended</div></td></tr><tr><td align="left" valign="bottom" style="width: 49%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> </div></td><td colspan="2" valign="bottom" style="width: 18%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September30,</div></td><td colspan="2" valign="bottom" style="width: 19%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September30,</div></td></tr><tr><td align="left" valign="bottom" style="width: 49%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> </div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2015</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2014</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2015</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2014</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 49%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Net income applicable to common stock</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">$2,857,000</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">$3,368,000</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">$9,166,000</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">$9,909,000</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 49%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 49%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Basic earnings per share computation</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="padding-bottom: 4px; width: 49%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Weighted average common shares outstanding</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">   3,011,687</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">   3,035,214</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     3,019,202</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">   3,038,973</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 49%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Earnings per share - basic</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">$0.95</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">$1.11</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">$3.04</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">$3.26</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 49%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 49%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Diluted earnings per share computation</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 49%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Weighted average common shares outstanding for basic earnings per share</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">   3,011,687</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">   3,035,214</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     3,019,202</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">   3,038,973</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 49%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Add: Dilutive effects of restricted stock</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          1,464</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          1,486</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            1,468</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          1,427</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 49%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Weighted average common shares outstanding for dilutive earnings per share</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">   3,013,151</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">   3,036,700</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     3,020,670</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">   3,040,400</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 49%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Earnings per share - diluted</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">$0.95</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">$1.11</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">$3.03</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">$3.26</div></td></tr></table></div></div>
<div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The following table details the vesting, awarding and forfeiting of restricted shares during 2015 and 2014:</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" valign="bottom" style="font-size: 10pt; border-top: black 0.5pt solid; font-family: times new roman; width: 21%;">  </td><td colspan="4" valign="bottom" style="border-top: black 0.5pt solid; width: 35%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Three months ended September 30,</div></td><td colspan="4" valign="bottom" style="border-top: black 0.5pt solid; width: 38%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Nine months ended September 30,</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 21%;">  </td><td colspan="2" valign="bottom" style="width: 19%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2015</div></td><td colspan="2" valign="bottom" style="width: 16%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2014</div></td><td colspan="2" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2015</div></td><td colspan="2" valign="bottom" style="width: 17%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2014</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 21%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Weighted</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Weighted</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Weighted</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 8%;">  </td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Weighted</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 21%;">  </td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unvested</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Average</div></td><td valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unvested</div></td><td valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Average</div></td><td valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unvested</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Average</div></td><td valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unvested</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Average</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 21%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Shares</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Market Price</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Shares</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Market Price</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Shares</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Market Price</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Shares</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Market Price</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Outstanding, beginning of period</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         7,018</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          50.63</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">   7,187</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     48.28</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               6,971</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          48.55</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">   7,172</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $      42.02</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Granted</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                     -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">-</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               3,496</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             50.02</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">   3,598</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">52.82</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Forfeited</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           (139)</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             51.49</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         (7)</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">37.10</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                (139)</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             51.49</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         (7)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         37.10</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Vested</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                     -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">-</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             (3,449)</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             45.80</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  (3,583)</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">40.30</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="border-bottom: black 4px double; width: 21%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Outstanding, end of period</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         6,879</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          50.61</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">   7,180</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $     48.29</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               6,879</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          50.61</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 8%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">   7,180</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $      48.29</div></td></tr></table></div></div>
<div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The following table shows the Company’s gross unrealized losses and fair value of the Company’s investments with unrealized losses that are not deemed to be other-than-temporarily impaired, aggregated by investment category and length of time, which individual securities have been in a continuous unrealized loss position, at September 30, 2015 and December 31, 2014 (in thousands). As of September 30, 2015, the Company owned 46 securities whose fair value was less than their cost basis.</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2015</div></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 20%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Less than Twelve Months</div></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 19%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Twelve Months or Greater</div></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 20%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td></tr><tr><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Gross</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Gross</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Gross</div></td></tr><tr><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Fair</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unrealized</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Fair</div></td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unrealized</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Fair</div></td><td valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unrealized</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 16%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 16%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Value</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Losses</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Value</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Losses</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Value</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Losses</div></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">U.S. agency securities</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        10,067</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          (16)</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        10,986</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $            (7)</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        21,053</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $             (23)</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Obligations of state and political subdivisions</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">17,133</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(104)</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             4,747</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             (51)</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">21,880</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(155)</div></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Corporate obligations</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             5,399</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              (23)</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             2,167</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             (16)</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">7,566</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(39)</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Mortgage-backed securities in</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">   government sponsored entities</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">4,317</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(31)</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                250</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             (10)</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">4,567</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(41)</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Equity securities in financial institutions</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">590</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(10)</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                     -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">590</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">(10)</div></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="border-bottom: black 4px double; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">    Total securities</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        37,506</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        (184)</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        18,150</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          (84)</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        55,656</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           (268)</div></td></tr><tr bgcolor="white"><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">December 31, 2014</div></td><td colspan="2" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 20%;">  </td><td colspan="2" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 19%;">  </td><td colspan="2" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 20%;">  </td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">U.S. agency securities</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        27,382</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        (110)</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        43,642</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        (490)</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        71,024</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           (600)</div></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">U.S. treasury securities</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                     -</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             4,849</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             (95)</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             4,849</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                (95)</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Obligations of state and political subdivisions</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             3,596</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              (19)</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             8,584</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             (80)</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           12,180</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                (99)</div></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Corporate obligations</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                505</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                (1)</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             7,707</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             (84)</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             8,212</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                (85)</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Mortgage-backed securities in</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     government sponsored entities</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             5,025</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                (4)</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             2,229</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             (33)</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             7,254</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                (37)</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="border-bottom: black 4px double; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">    Total securities</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        36,508</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        (134)</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        67,011</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        (782)</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $      103,519</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           (916)</div></td></tr></table></div></div>
<div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: Times New Roman; display: block; text-indent: 0pt;">The amortized cost, gross unrealized gains and losses, and fair value of investment securities at September 30, 2015 and December 31, 2014 were as follows (in thousands):</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 34%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td valign="bottom" style="width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Gross</div></td><td valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Gross</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td></tr><tr><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 34%;">  </td><td valign="bottom" style="width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Amortized</div></td><td valign="bottom" style="width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unrealized</div></td><td valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unrealized</div></td><td valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Fair</div></td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 34%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2015</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Cost</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Gains</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Losses</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Value</div></td></tr><tr><td align="left" valign="bottom" style="width: 34%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Available-for-sale securities:</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 34%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  U.S. agency securities</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $    163,012</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $               1,113</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              (23)</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       164,102</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 34%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  Obligations of state and political subdivisions</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         95,374</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  2,946</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">               (155)</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            98,165</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 34%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  Corporate obligations</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         12,643</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                     103</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 (39)</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            12,707</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 34%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  Mortgage-backed securities in</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 11%;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 34%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">    government sponsored entities</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         23,635</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                     305</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 (41)</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            23,899</div></td></tr><tr bgcolor="white"><td valign="bottom" style="border-bottom: black 2px solid; text-align: left; width: 34%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  Equity securities in financial institutions</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           1,319</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                     448</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 (10)</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              1,757</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="border-bottom: black 4px double; text-align: left; width: 34%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total available-for-sale securities</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $    295,983</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $               4,915</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $            (268)</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       300,630</div></td></tr><tr bgcolor="white"><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 34%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 11%;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="border-bottom: black 2px solid; text-align: left; width: 34%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">December 31, 2014</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; text-align: right; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; text-align: right; width: 11%;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 34%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Available-for-sale securities:</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 11%;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 34%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  U.S. agency securities</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $    150,847</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                  638</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $            (600)</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       150,885</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 34%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  U.S. treasury securities</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           4,944</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                          -</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 (95)</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              4,849</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 34%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  Obligations of state and political subdivisions</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">       101,281</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  3,854</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 (99)</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">          105,036</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 34%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  Corporate obligations</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         13,853</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                     190</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 (85)</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            13,958</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 34%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  Mortgage-backed securities in</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 9%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 11%;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 34%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">    government sponsored entities</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         29,397</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                     368</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 (37)</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            29,728</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="border-bottom: black 2px solid; text-align: left; width: 34%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  Equity securities in financial institutions</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           1,137</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                     553</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              1,690</div></td></tr><tr bgcolor="white"><td valign="bottom" style="border-bottom: black 4px double; text-align: left; width: 34%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total available-for-sale securities</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $    301,459</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $               5,603</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $            (916)</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       306,146</div></td></tr></table></div></div>
<div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="margin-left: 0pt; margin-right: 0pt; text-indent: 0pt;"><div style="font-size: 10pt; font-family: Times New Roman; display: inline;">The remaining contractual maturity of repurchase agreements in the Consolidated Balance Sheets as of September 30, 2015 and December 31, 2014 is presented in the following tables.</div></div><div style="display: block; text-indent: 0pt;"> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 5%;">  </td><td colspan="5" valign="bottom" style="border-bottom: black 2px solid; width: 57%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Remaining Contractual Maturity of the Agreements</div></td></tr><tr><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 5%;">  </td><td valign="bottom" style="width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Overnight and</div></td><td valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Up to</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Greater than</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td></tr><tr><td align="left" colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2015</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 5%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Continuous</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">30 Days</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">30 - 90 Days</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">90 days</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> Total</div></td></tr><tr><td align="left" colspan="3" valign="bottom" style="width: 37%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Repurchase Agreements:</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 32%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">U.S. agency securities</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 5%;">  </td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $         6,112,000</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                  -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                  -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        2,070,000</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">$                      -</div></td></tr><tr bgcolor="white"><td align="left" colspan="3" valign="bottom" style="width: 37%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total carrying value of collateral pledged</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $         6,112,000</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                  -</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                  -</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        2,070,000</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       8,182,000</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 5%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td></tr><tr bgcolor="white"><td align="left" colspan="3" valign="bottom" style="width: 37%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total liability recognized for repurchase agreements</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       5,728,000</div></td></tr><tr bgcolor="white"><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 5%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 5%;">  </td><td colspan="5" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 57%;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 5%;">  </td><td colspan="5" valign="bottom" style="border-bottom: black 2px solid; width: 57%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Remaining Contractual Maturity of the Agreements</div></td></tr><tr bgcolor="white"><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 5%;">  </td><td valign="bottom" style="width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Overnight and</div></td><td valign="bottom" style="width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Up to</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Greater than</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">December 31, 2014</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 5%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Continuous</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">30 Days</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">30 - 90 Days</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">90 days</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> Total</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Repurchase Agreements:</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 5%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 32%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">U.S. agency securities</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 5%;">  </td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       10,368,000</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $      1,015,000</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">$                  -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        2,940,000</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">$                       -</div></td></tr><tr bgcolor="white"><td align="left" colspan="3" valign="bottom" style="width: 37%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total carrying value of collateral pledged</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       10,368,000</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $      1,015,000</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                  -</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        2,940,000</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $      14,323,000</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 5%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td></tr><tr bgcolor="white"><td align="left" colspan="3" valign="bottom" style="width: 37%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total liability recognized for repurchase agreements</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $       5,906,000</div></td></tr></table></div></div>
1015000
0
0
0
8182000
0
14323000
2070000
2070000
2940000
0
6112000
6112000
1015000
2940000
10368000
0
10368000
0
0
5728000
5906000
0
3598
3496
0
0
52.82
0
50.02
6971
7187
7018
7172
6879
7180
42000
44000
115000
129000
48.28
48.55
42.02
50.63
48.29
50.61
37.10
51.49
51.49
37.10
7
139
139
7
40.30
45.80
0
0
60662
0
0
3449
3583
100000
103904000
100528000
1094000
296280
334165
8236000
10102000
<div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div>Loan modifications that are considered TDRs completed during the nine months ended September 30, 2015 and 2014 were as follows (dollars in thousands):</div><div style="display: block; text-indent: 0pt;"> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td colspan="6" valign="bottom" style="width: 70%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">For the Nine Months Ended September 30, 2015</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Number of contracts</div></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 23%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Pre-modification Outstanding</div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> Recorded Investment</div></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 21%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Post-Modification </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Outstanding Recorded </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Investment</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Interest </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Term Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Interest </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Term </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Interest </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Term </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Modification</div></td></tr><tr><td align="left" valign="bottom" style="width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 14%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="padding-bottom: 2px; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Mortgages</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                    1</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                          1</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                 71</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                  19</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $               71</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">  $               19</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 16%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                    1</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                          1</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                 71</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                  19</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $               71</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $               19</div></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td colspan="6" valign="bottom" style="width: 71%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">For the Nine Months Ended September 30, 2014</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 24%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Number of contracts</div></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 24%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Pre-modification Outstanding </div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recorded Investment</div></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 23%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Post-Modification Outstanding</div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> Recorded Investment</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 16%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Interest </div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Term Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Interest </div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Term Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Interest </div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Term </div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Modification</div></td></tr><tr><td align="left" valign="bottom" style="width: 16%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 12%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="padding-bottom: 2px; width: 16%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Commercial</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                     -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">2</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">$                   -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">$                153</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">$                  -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">$             153</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 16%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                     -</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                         2</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                   -</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                153</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                  -</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $             153</div></td></tr></table></div><div>The following table presents the recorded investment in loans that were modified as TDRs during each 12-month period prior to the current reporting periods, which begin January 1, 2015 and 2014 (nine month periods) and July 1, 2015 and 2014 (3 month periods), respectively, and that subsequently defaulted during these reporting periods (dollars in thousands):</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td colspan="4" valign="bottom" style="width: 40%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">For the Three Months Ended</div></td><td colspan="4" valign="bottom" style="width: 40%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">For the Nine Months Ended</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td colspan="2" valign="bottom" style="width: 20%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2015</div></td><td colspan="2" valign="bottom" style="width: 20%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2014</div></td><td colspan="2" valign="bottom" style="width: 20%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2015</div></td><td colspan="2" valign="bottom" style="width: 20%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2014</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 13%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Number of </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">contracts</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recorded </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">investment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Number of</div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> contracts</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recorded </div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">investment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Number of </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">contracts</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recorded </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">investment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Number of </div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">contracts</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Recorded </div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">investment</div></td></tr><tr><td align="left" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="padding-bottom: 2px; width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Commercial</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             1</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              483</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 13%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total recidivism</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                   -</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             1</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $              483</div></td></tr></table></div></div>
3038973
3011687
3035214
3019202
3020670
3040400
3013151
3036700
100
50000
149000
P7Y
4
4
P90D
20309000
0
20773000
0
0
0
20309000
20773000
20309000
20773000
5969000
0
0
6465000
5960000
0
5969000
0
6460000
6465000
3644000
0
3644000
0
0
3566000
0
3566000
3644000
3566000
1983000
2035000
0
0
2035000
0
2035000
1983000
1983000
0
P90D
65000
38000
141000
13000
0.09
0.04
0.1
0.1325
0.1
0.0855
0.09
0.05
0.1
0.04
0.1
0.04
P0M
P18M
P0M
P0M
P15M
P18M
P12M
P12M
P18M
P18M
P0M
P12M
0
105036000
98165000
98165000
0
0
0
105036000
1757000
0
0
1690000
1690000
0
1757000
0
0
4849000
0
4849000
164102000
0
0
0
150885000
0
150885000
164102000
0
0
0
0
23899000
23899000
29728000
29728000
12707000
0
12707000
0
13958000
13958000
0
0
44.50
34.70
50.50
53.15
50.50
53.15
34.70
44.50
P1Y
<div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div>The following table summarizes the primary segments of the loan portfolio and how those segments are analyzed within the allowance for loan losses as of September 30, 2015 and December 31, 2014 (in thousands):</div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2015</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total Loans</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Individually</div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> evaluated for </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">impairment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Collectively </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">evaluated for </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">impairment</div></td></tr><tr><td align="left" valign="bottom" style="width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 14%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 14%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 14%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Residential</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                 178,280</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                        330</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                 177,950</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Commercial and agricultural</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                    233,931</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                        5,583</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                    228,348</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Construction</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      10,159</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                                -</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      10,159</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Consumer</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                        8,473</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                                -</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                        8,473</div></td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other commercial and agricultural loans</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      64,712</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                        2,237</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      62,475</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">State and political subdivision loans</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      87,454</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                                -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      87,454</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                    583,009</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                     8,150</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                 574,859</div></td></tr><tr bgcolor="white"><td valign="bottom" style="padding-bottom: 2px; text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Allowance for loan losses</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; padding-bottom: 2px; text-align: right; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                        7,045</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; padding-bottom: 2px; text-align: right; width: 14%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; padding-bottom: 2px; text-align: right; width: 14%;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Net loans</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                 575,964</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 14%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 14%;">  </td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">December 31, 2014</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 2%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 14%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 14%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; border-bottom: black 2px solid; width: 14%;">  </td></tr><tr><td align="left" valign="bottom" style="width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 14%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 14%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 14%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Residential</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                 185,438</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                        316</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                 185,122</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Commercial and agricultural</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                    215,584</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                        6,112</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                    209,472</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Construction</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                        6,353</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                                -</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                        6,353</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Consumer</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                        8,497</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                                -</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                        8,497</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other commercial and agricultural loans</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      58,516</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                        2,394</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      56,122</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">State and political subdivision loans</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      79,717</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                                -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                      79,717</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                    554,105</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                     8,822</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                 545,283</div></td></tr><tr bgcolor="white"><td valign="bottom" style="padding-bottom: 2px; text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Allowance for loan losses</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; padding-bottom: 2px; text-align: right; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                        6,815</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; padding-bottom: 2px; text-align: right; width: 14%;">  </td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; padding-bottom: 2px; text-align: right; width: 14%;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 26%;"><div style="font-size: 10pt; font-family: times new roman; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Net loans</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 14%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $                 547,290</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 14%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 14%;">  </td></tr></table></div></div>
<div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><div style="font-size: 10pt; font-family: Times New Roman; text-align: justify; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">The following table segregates the allowance for loan losses (ALLL) into the amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment as of September 30, 2015 and December 31, 2014, respectively (in thousands):</div><div style="text-align: left;"> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: times new roman; width: 80%;"><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 28%;">  </td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid; width: 31%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">September 30, 2015</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid; width: 31%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> December 31, 2014</div></td></tr><tr><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 28%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Individually </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">evaluated for </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">impairment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Collectively </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">evaluated for </div><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">impairment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Individually </div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">evaluated for </div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">impairment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Collectively </div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">evaluated for </div><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">impairment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: center; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td></tr><tr><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 9%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 2%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 11%;">  </td><td align="left" valign="bottom" style="font-size: 10pt; font-family: times new roman; display: inline; width: 10%;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Residential</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           39</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $         874</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $         913</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           25</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           853</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $             878</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Commercial and agricultural</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              34</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         3,769</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">3,803</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              72</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           3,798</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             3,870</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">     Construction</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              17</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">17</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                26</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  26</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Consumer</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              91</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">91</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                84</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                  84</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Other commercial and agricultural loans</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            123</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">         1,322</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">1,445</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                1</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">           1,223</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">             1,224</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">State and political subdivision loans</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            586</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">586</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              545</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                545</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Unallocated</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">            190</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">190</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                 -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">              188</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">                188</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 28%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: left; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $         196</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $      6,849</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="font-size: 10pt; font-family: times new roman; font-weight: bold; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $      7,045</div></td><td valign="bottom" style="font-size: 10pt; font-family: times new roman; text-align: right; width: 2%;">  </td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $           98</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $        6,717</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="font-size: 10pt; font-family: times new roman; text-align: right; margin-left: 0pt; display: block; margin-right: 0pt; text-indent: 0pt;"> $          6,815</div></td></tr></table></div></div>
867000
241000
5187000
0
0
549000
187000
405000
282000
237000
106000
686000
328000
243000
485000
602000
201000
101000
1000000
0.55
1000000
750000
1256000
39000
26000
P30Y
P15Y
P15Y
P90D
725000
4356000
P90D
574016000
544598000
2674000
668000
641000
1431000
477000
836000
1529000
2908000
576690000
547506000
2014000
181000
204000
319000
5594000
5071000
2243000
48000
Amounts in parentheses indicate debits to the Consolidated Balance Sheet
Amounts in parentheses indicate expenses and other amounts indicate income