0000739421
2011-09-30
0000739421
2010-12-31
0000739421
2011-07-01
2011-09-30
0000739421
2010-07-01
2010-09-30
0000739421
2011-01-01
2011-09-30
0000739421
2010-01-01
2010-09-30
0000739421
2009-12-31
0000739421
2010-09-30
0000739421
2010-06-30
0000739421
2011-11-01
iso4217:USD
iso4217:USD
xbrli:shares
xbrli:shares
-1455000
-561000
4533000
1054000
15320000
14235000
13542000
13171000
1.16
0.99
3.21
2.93
34811000
43995000
31449000
40066000
10761000
9541000
7669000
8921000
-240000
-223000
525000
495000
835000
2500000
15000000
15000000
3132866
3104434
3133000
3104000
4667000
3769000
12834000
10513000
260000
49000
719545000
680711000
638988000
605122000
80557000
75589000
394000
362000
<div><div style="display: block; text-indent: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Note 6 – Federal Home Loan Bank Stock</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The Bank is a member of the Federal Home Loan Bank of Pittsburgh (FHLB) and as such, is required to maintain a minimum investment in stock of the FHLB that varies with the level of advances outstanding with the FHLB. As of September 30, 2011 and December 31, 2010, the Bank held $3,186,300 and $3,498,000, respectively of FHLB stock. The stock is bought from and sold to the FHLB based upon its $100 par value.  The stock does not have a readily determinable fair value and as such is classified as restricted stock, carried at cost and evaluated for impairment by management.  The stock's value is determined by the ultimate recoverability of the par value rather than by recognizing temporary declines. The determination of whether the par value will ultimately be recovered is influenced by criteria such as the following: (a) the significance of the decline in net assets of the Federal Home Loan Bank as compared to the capital stock amount and the length of time this situation has persisted (b) commitments by the FHLB to make payments required by law or regulation and the level of such payments in relation to the operating performance (c) the impact of legislative and regulatory changes on the customer base of the FHLB and (d) the liquidity position of the FHLB.</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The FHLB has incurred a significant cumulative loss in regards to comprehensive income and net income in the three years ended December 31, 2010 and has suspended the payment of dividends; however, the results for the nine months ended September 30, 2011 and the full year results for 2010 were significantly improved from those of 2008 and 2009.  The cumulative losses are primarily attributable to impairment of investment securities associated with the distressed economic conditions during 2008 and 2009.  Management evaluated the stock and concluded that the stock was not impaired for the periods presented herein.  Management considered that the FHLB's regulatory capital ratios have improved in the most recent quarters, liquidity appears adequate, and new shares of FHLB stock continue to exchange hands at the $100 par value and the FHLB has repurchased shares of excess capital stock from its members in the past three quarters.</font></div></div>
<div><div style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Note 3 - Income Tax Expense</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Income tax expense is less than the amount calculated using the statutory tax rate, primarily as a result of tax-exempt income earned from state and municipal securities and loans and investments in tax credits.</font></div></div>
-312000
0
10256000
10256000
24050000
34454000
2406000
2757000
7428000
8698000
437000
444000
1325000
1324000
1969000
2313000
6103000
7374000
7057000
6713000
20694000
19729000
22000
24000
64000
55000
931000
772000
2688000
2140000
1095000
1178000
3443000
3777000
3980000
3455000
<div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Note 4 – Investments</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The amortized cost and fair value of investment securities at September 30, 2011 and December 31, 2010 were as follows (in thousands):</font></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"> </div><div align="center"><table cellpadding="0" cellspacing="0" width="90%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" width="42%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Gross</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Gross</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom" width="42%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Amortized</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Unrealized</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Unrealized</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Fair</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom" width="42%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">September 30, 2011</font></div></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Cost</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Gains</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Losses</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Value</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom" width="42%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Available-for-sale securities:</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="10%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="10%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="10%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="10%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="42%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">U.S. Agency securities</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">156,583</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2,176</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(55</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">)</font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">158,704</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="42%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Obligations of state and political subdivisions</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">93,114</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">3,510</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(20</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">)</font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">96,604</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="42%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Corporate obligations</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">8,301</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">228</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">8,529</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="42%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Mortgage-backed securities in government sponsored entities</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">35,758</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2,482</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">38,240</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="42%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Equity securities in financial institutions</font></div></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">969</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">243</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(50</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">)</font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">1,162</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="42%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total available-for-sale securities</font></div></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">294,725</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">8,639</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(125</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">)</font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">303,239</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td valign="bottom" width="42%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td valign="bottom" width="42%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Gross</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Gross</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td valign="bottom" width="42%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Amortized</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Unrealized</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Unrealized</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Fair</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="42%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">December 31, 2010</font></div></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Cost</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Gains</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Losses</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Value</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="42%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Available-for-sale securities:</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="42%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">U.S. Agency securities</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">117,390</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,535</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(441</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">118,484</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="42%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Obligations of state and political subdivisions</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">78,164</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">603</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(1,845</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">76,922</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="42%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Corporate obligations</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">8,415</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">268</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(2</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">8,681</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="42%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Mortgage-backed securities in government sponsored entities</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">43,183</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,832</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">46,015</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="42%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Equity securities in financial institutions</font></div></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">914</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">303</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(16</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,201</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="42%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Total available-for-sale securities</font></div></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">248,066</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,541</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(2,304</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">251,303</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"> </div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The following table shows the Company's gross unrealized losses and fair value of the Company's investments with unrealized losses that are not deemed to be other-than-temporarily impaired, aggregated by investment category and length of time, that the individual securities have been in a continuous unrealized loss position, at September 30, 2011 and December 31, 2010 (in thousands). As of September 30, 2011 and December 31, 2010, the Company owned 19 and 85 securities whose fair value was less than their cost basis, respectively.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">September 30, 2011</font></div></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Less than Twelve Months</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Twelve Months or Greater</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td valign="bottom"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Gross</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Gross</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Gross</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td valign="bottom"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Fair</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Unrealized</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Fair</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Unrealized</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Fair</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Unrealized</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Value</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Losses</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Value</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Losses</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Value</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Losses</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">U.S. Agency securities</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">35,524</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(55</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">)</font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">35,524</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(55</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">)</font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Obligations of state and political subdivisions</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">1,052</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(14</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">)</font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">769</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(6</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">)</font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">1,821</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(20</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">)</font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Equity securities in financial institutions</font></div></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">78</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(50</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">)</font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">78</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(50</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">)</font></td></tr><tr bgcolor="white"><td valign="bottom" width="28%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%" style="padding-left: 0pt; margin-left: 9pt; border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total securities</font></div></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">36,654</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(119</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">)</font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">769</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(6</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">)</font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">37,423</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(125</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">)</font></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">December 31, 2010</font></div></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Less than Twelve Months</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Twelve Months or Greater</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Gross</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Gross</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Gross</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Fair</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Unrealized</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Fair</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Unrealized</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Fair</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Unrealized</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Value</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Losses</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Value</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Losses</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Value</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Losses</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td valign="bottom" width="28%"><div align="justify" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">U.S. Agency securities</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">38,502</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(441</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">38,502</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(441</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></td></tr><tr bgcolor="white"><td valign="bottom" width="28%"><div align="justify" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Obligations of states and political subdivisions</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">45,335</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(1,784</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">526</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(61</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">45,861</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(1,845</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></td></tr><tr bgcolor="#cceeff"><td valign="bottom" width="28%"><div align="justify" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Corporate obligations</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,157</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(2</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,157</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(2</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></td></tr><tr bgcolor="white"><td valign="bottom" width="28%" style="border-bottom: black 2px solid;"><div align="justify" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Equity securities in financial institutions</font></div></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">139</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(16</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">139</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(16</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></td></tr><tr bgcolor="#cceeff"><td valign="bottom" width="28%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td valign="bottom" width="28%" style="padding-left: 0pt; margin-left: 9pt; border-bottom: black 4px double;"><div align="justify" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Total securities</font></div></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">85,133</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(2,243</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">526</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(61</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">85,659</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(2,304</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">As of September 30, 2011, the Company's investment securities portfolio contained unrealized losses on obligations of U.S Agency securities, states and political subdivisions, and certain financial institutions equity securities. For fixed maturity investments management considers whether the present value of cash flows expected to be collected are less than the security's amortized cost basis (the difference defined as the credit loss), the magnitude and duration of the decline, the reasons underlying the decline and the Company's intent to sell the security or whether it is more likely than not that the Company would be required to sell the security before its anticipated recovery in market value, to determine whether the loss in value is other than temporary. Once a decline in value is determined to be other than temporary, if the Company does not intend to sell the security, and it is more-likely-than-not that it will not be required to sell the security, before recovery of the security's amortized cost basis, the charge to earnings is limited to the amount of credit loss. Any remaining difference between fair value and amortized cost (the difference defined as the non-credit portion) is recognized in other comprehensive income, net of applicable taxes. Otherwise, the entire difference between fair value and amortized cost is charged to earnings. For equity securities where the fair value has been significantly below cost for one year, the Company's policy is to recognize an impairment loss unless sufficient evidence is available that the decline is not other than temporary and a recovery period can be predicted.  The Company has concluded that any impairment of its investment securities portfolio outlined in the above table is not other than temporary and is the result of interest rate changes, sector credit rating changes, or company-specific rating changes that are not expected to result in the non-collection of principal and interest during the period.</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Proceeds from sales of securities available-for-sale for the nine months ended September 30, 2011 and 2010 were $9,790,000 and $8,871,000, respectively.  For the three months ended September 30, 2011, there were sales of $1,969,000 of available-for-sale securities. There were no sales during the three month period ended September 30, 2010. The gross gains and losses were as follows (in thousands):</font></div><div style="display: block; text-indent: 0pt;"> </div><div align="center"><table cellpadding="0" cellspacing="0" width="80%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" width="32%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="6" valign="bottom" width="22%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Three Months Ended</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="6" valign="bottom" width="22%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Nine months Ended</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom" width="32%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="6" valign="bottom" width="22%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">September 30,</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="6" valign="bottom" width="22%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">September 30,</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom" width="32%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2011</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2010</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2011</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2010</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="32%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Gross gains</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">161</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">424</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">99</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="32%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Gross losses</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(44</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">)</font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(73</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">)</font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="32%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Net gains</font></div></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">117</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">351</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">99</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"> </div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Investment securities with an approximate carrying value of $175,946,000 and $162,742,000 at September 30, 2011 and December 31, 2010, respectively, were pledged to secure public funds and certain other deposits.</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.   The amortized cost and fair value of debt securities at September 30, 2011, by contractual maturity, are shown below (in thousands):</font></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"> </div><div align="center"><table cellpadding="0" cellspacing="0" width="80%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" width="56%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Amortized</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom" width="56%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Cost</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Fair Value</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom" width="56%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Available-for-sale debt securities:</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="10%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="10%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="56%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Due in one year or less</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">9,243</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">9,325</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="56%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Due after one year through five years</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">100,897</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">102,579</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="56%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Due after five years through ten years</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">33,644</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">34,650</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="56%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Due after ten years</font></div></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">149,972</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">155,523</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="56%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">293,756</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">302,077</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr></table></div></div>
2527000
2436000
7560000
7293000
780326000
743836000
859188000
812526000
7555000
7782000
22413000
23268000
303239000
251303000
32813000
49446000
-52880000
-49222000
10883000
8393000
38834000
49682000
5746000
19585000
36000
44000
111000
92000
3378000
2897000
9355000
8570000
-9184000
8617000
7207000
7013000
21219000
20569000
6323000
5915000
472289000
467602000
47000
245000
547000
699000
295000
295000
1014000
898000
1218000
1220000
3674000
3440000
1729000
1445000
4916000
4359000
126000
127000
371000
376000
163000
130000
466000
411000
-43000
48000
117000
0
351000
99000
149000
134000
418000
358000
197000
176000
526000
509000
10000
14000
39000
27000
9613000
9770000
28647000
29267000
<div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Note 1 - Basis of Presentation</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Citizens Financial Services, Inc., (individually and collectively with its direct and indirect subsidiaries, the “Company”) is a Pennsylvania corporation organized as the holding company of its wholly owned subsidiary, First Citizens National Bank (the “Bank”), and the Bank's subsidiary, First Citizens Insurance Agency, Inc. (“First Citizens Insurance”).</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The accompanying consolidated financial statements have been prepared pursuant to rules and regulations of the Securities and Exchange Commission (“SEC”) and in conformity with U.S. generally accepted accounting principles.  Because this report is based on an interim period, certain information and footnote disclosures normally included in financial statements prepared in accordance with U.S. generally accepted accounting principles have been condensed or omitted.  Certain of the prior year amounts have been reclassified to conform with the current year presentation.  Such reclassifications had no effect on net income or stockholders' equity.  All material inter-company balances and transactions have been eliminated in consolidation.</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 18pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">In the opinion of management of the Company, the accompanying interim financial statements for the periods ended September 30, 2011 and 2010 include all adjustments, consisting of only normal recurring adjustments, necessary for a fair presentation of the financial condition and the results of operations for the period.  In preparing the consolidated financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and revenues and expenses for the period. The financial performance reported for the Company for the nine month period ended September 30, 2011 is not necessarily indicative of the results to be expected for the full year.  This information should be read in conjunction with the Company's Annual Report on Form 10-K for the year ended December 31, 2010.</font></div></div>
117000
0
351000
99000
-7000
-108000
-6000
-355000
2077000
1429000
5628000
3398000
6397000
5350000
2073000
2194000
7470000
6607000
3000000
3000000
0
0
1.00
1.00
3013000
3163000
61896000
35728000
9790000
8871000
590000
0
372000
665000
11819000
12503000
150000
300000
525000
840000
119451000
73674000
101000
1227000
<div><div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Note 5 – Loans</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The Company grants commercial, industrial, agricultural, residential, and consumer loans primarily to customers throughout North Central Pennsylvania and Southern New York.  Although the Company had a diversified loan portfolio at September 30, 2011 and December 31, 2010, a substantial portion of its debtors' ability to honor their contracts is dependent on the economic conditions within these regions. The following table summarizes the primary segments of the loan portfolio as of September 30, 2011 and December 31, 2010 (in thousands):</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left"><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" width="46%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">September 30, 2011</font></div></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="16%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total Loans</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="16%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Individually </font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">evaluated for </font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">impairment</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="16%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Collectively </font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">evaluated for </font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">impairment</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom" width="46%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Real estate loans:</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="46%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Residential</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="15%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">180,344</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="15%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">142</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="15%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">180,202</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="46%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Commercial and agricultural</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">180,808</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">8,333</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">172,475</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="46%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Construction</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">7,652</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">7,652</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="46%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Consumer</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">11,080</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">11,080</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="46%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Commercial and other loans</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">44,584</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">505</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">44,079</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="46%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">State and political subdivision loans</font></div></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">54,144</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">54,144</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="46%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total loans</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="padding-bottom: 4px; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="15%" style="padding-bottom: 4px; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">478,612</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="padding-bottom: 4px; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="15%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">8,980</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="15%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">469,632</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="46%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Less allowance for loan losses</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">6,323</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="padding-bottom: 2px; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="padding-bottom: 2px; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="padding-bottom: 2px; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="padding-bottom: 2px; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="padding-bottom: 2px; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="padding-bottom: 2px; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="padding-bottom: 2px; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="46%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Net loans</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="15%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">472,289</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="padding-bottom: 4px; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="padding-bottom: 4px; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="padding-bottom: 4px; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="padding-bottom: 4px; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="padding-bottom: 4px; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="padding-bottom: 4px; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="padding-bottom: 4px; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr></table></div><div> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr bgcolor="white"><td align="left" valign="bottom" width="46%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">December 31, 2010</font></div></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="16%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Total Loans</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="16%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Individually evaluated </font></div><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">for impairment</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="16%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Collectively evaluated for impairment</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="46%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Real estate loans:</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="46%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Residential</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="15%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">185,012</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="15%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">172</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="15%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">184,840</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="46%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial and agricultural</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">171,577</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">9,976</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">161,601</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="46%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Construction</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">9,766</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">9,766</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="46%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Consumer</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">11,285</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">11,285</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="46%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial and other loans</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">47,156</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,374</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">45,782</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="46%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">State and political subdivision loans</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">48,721</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">48,721</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="46%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="padding-bottom: 4px; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="15%" style="padding-bottom: 4px; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">473,517</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="padding-bottom: 4px; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="15%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">11,522</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="15%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">461,995</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="46%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Less allowance for loan losses</font></div></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,915</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="padding-bottom: 2px; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="padding-bottom: 2px; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="padding-bottom: 2px; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="padding-bottom: 2px; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="padding-bottom: 2px; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="padding-bottom: 2px; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="padding-bottom: 2px; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="46%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Net loans</font></div></td><td align="left" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="15%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">467,602</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="padding-bottom: 4px; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="padding-bottom: 4px; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="padding-bottom: 4px; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="padding-bottom: 4px; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="padding-bottom: 4px; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="15%" style="padding-bottom: 4px; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="padding-bottom: 4px; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr></table></div></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The segments of the Bank's loan portfolio are disaggregated into classes to a level that allows management to monitor risk and performance. Residential real estate mortgages consists primarily of 15 to 30 year first mortgages on residential real estate, while residential real estate home equities are consumer purpose installment loans or lines of credit secured by a mortgage which is often a second lien on residential real estate with terms of 15 years or less. Commercial real estate loans are business purpose loans secured by a mortgage on commercial real estate. Agricultural real estate loans are loans secured by a mortgage on real estate used in agriculture production. Construction real estate loans are loans secured by residential or commercial real estate used during the construction phase of residential and commercial projects. Consumer loans are typically unsecured or primarily secured by something other than real estate and overdraft lines of credit connected with customer deposit accounts. Commercial and other loans are loans for commercial purposes primarily secured by non-real estate collateral. Other agricultural loans are loans for agricultural purposes primarily secured by non-real estate collateral. State and political subdivisions are loans for state and local municipalities for capital and operating expenses or tax free loans used to finance commercial development.</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Management considers commercial loans, other agricultural loans, commercial real estate loans and agricultural real estate loans which are 90 days or more past due to be impaired. Management will also consider a loan impaired based on other factors it becomes aware of, including the customer's results of operations and cash flows. These loans are analyzed to determine if it is probable that all amounts will not be collected according to the contractual terms of the loan agreement. If management determines that the value of the impaired loan is less than the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs and unamortized premium or discount), impairment is recognized through an allowance estimate or a charge-off to the allowance.</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The following table includes the recorded investment and unpaid principal balances for impaired financing receivables by class, with the associated allowance amount, if applicable (in thousands):</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td valign="bottom"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Recorded</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Recorded</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td valign="bottom"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Unpaid</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Investment</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Investment</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Average</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Interest</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td valign="bottom"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Principal</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">With No</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">With</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Recorded</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Related</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Recorded</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Income</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">September 30, 2011</font></div></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Balance</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Allowance</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Allowance</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Investment</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Allowance</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Investment</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Recognized</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Real estate loans:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Mortgages</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">132</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">124</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">124</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">128</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Home Equity</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">18</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">18</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">18</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">3</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">30</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">9,376</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">121</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">8,212</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">8,333</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">393</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">8,659</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">48</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Agricultural</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">494</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">37</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Construction</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Consumer</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Commercial and other loans</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">561</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">33</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">472</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">505</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">96</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">495</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Other agricultural loans</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">213</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">20</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">State and political</font></div></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">subdivision loans</font></div></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">10,087</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">278</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">8,702</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">8,980</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">492</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">10,019</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">105</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td valign="bottom" width="16%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Recorded</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Recorded</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Unpaid</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Investment</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Investment</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Average</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Interest</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Principal</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">With No</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">With</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Recorded</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Related</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Recorded</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Income</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">December 31, 2010</font></div></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Balance</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Allowance</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Allowance</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Investment</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Allowance</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Investment</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Recognized</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Real estate loans:</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Mortgages</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">132</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">131</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">131</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">21</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">55</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Home Equity</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">72</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">41</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">41</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">56</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">8,540</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,682</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,053</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,735</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">167</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,445</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">67</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Agricultural</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,421</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,241</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,241</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,373</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">64</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Construction</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Consumer</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial and other loans</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">455</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">404</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">404</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">469</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Other agricultural loans</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,040</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">970</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">970</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">958</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">11</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">State and political</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">subdivision loans</font></div></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">12,660</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,338</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,184</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">11,522</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">188</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">9,356</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">143</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div style="display: block; text-indent: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Credit Quality Information</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">For commercial real estate, agricultural real estate, construction, commercial and other and other agricultural loans, management uses a nine point internal risk rating system to monitor the credit quality. The first five categories are considered not criticized and are aggregated as “Pass” rated. The criticized rating categories utilized by management generally follow bank regulatory definitions. The definitions of each rating are defined below:</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div><table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr valign="top"><td style="width: 36pt;"><div><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">  </font></div></td><td style="width: 36pt;"><div style="margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="font-family: Symbol, serif; display: inline;">·</font></font></div></td><td><div align="left"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Pass (Grades 1-5) – These loans are to customers with credit quality ranging from an acceptable to very high quality and are protected by the current net worth and paying capacity of the obligor or by the value of the underlying collateral.</font></div></td></tr></table></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div><table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr valign="top"><td style="width: 36pt;"><div><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">  </font></div></td><td style="width: 36pt;"><div style="margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="font-family: Symbol, serif; display: inline;">·</font></font></div></td><td><div align="left"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Special Mention (Grade 6) – This loan grade is in accordance with regulatory guidance and includes loans where a potential weakness or risk exists, which could cause a more serious problem if not corrected.</font></div></td></tr></table></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div><table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr valign="top"><td style="width: 36pt;"><div><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">  </font></div></td><td style="width: 36pt;"><div style="margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="font-family: Symbol, serif; display: inline;">·</font></font></div></td><td><div align="left"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Substandard (Grade 7) – This loan grade is in accordance with regulatory guidance and includes loans that have a well-defined weakness based on objective evidence and be characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected.</font></div></td></tr></table></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div><table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr valign="top"><td style="width: 36pt;"><div><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">  </font></div></td><td style="width: 36pt;"><div style="margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="font-family: Symbol, serif; display: inline;">·</font></font></div></td><td><div align="left"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Doubtful (Grade 8) – This loan grade is in accordance with regulatory guidance and includes loans that have all the weaknesses inherent in a substandard asset. In addition, these weaknesses make collection or liquidation in full highly questionable and improbable, based on existing circumstances.</font></div></td></tr></table></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div><table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr valign="top"><td style="width: 36pt;"><div><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">  </font></div></td><td style="width: 36pt;"><div style="margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="font-family: Symbol, serif; display: inline;">·</font></font></div></td><td><div align="left"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Loss (Grade 9) – This loan grade is in accordance with regulatory guidance and includes loans that are considered uncollectible, or of such value that continuance as an asset is not warranted.</font></div></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">To help ensure that risk ratings are accurate and reflect the present and future capacity of borrowers to repay loan as agreed, the Bank's loan rating process includes several layers of internal and external oversight. The Company's loan officers are responsible for the timely and accurate risk rating of the loans in each of their portfolios at origination and on an ongoing basis under the supervision of management.  All commercial and agricultural loans are reviewed annually to ensure the appropriateness of the loan grade. In addition, the Bank engages an external consultant on at least an annual basis. The external consultant is engaged to 1) review a minimum of 60% of the dollar volume of the commercial loan portfolio on an annual basis, 2) review new loans originated in the last year, 3) review all relationships in aggregate over $500,000, 4) review all aggregate loan relationships over $100,000 which are over 90 days past due, classified Special Mention, Substandard, Doubtful, or Loss, and 5) such other loans which management or the consultant deems appropriate.</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The following tables represent credit exposures by internally assigned grades as of September 30, 2011 and December 31, 2010 (in thousands):</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" width="26%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> <font style="display: inline; font-weight: bold;">September 30, 2011</font></font></div></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Pass</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Special Mention</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Substandard</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Doubtful</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Loss</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="12%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Ending Balance</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom" width="26%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Real estate loans:</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="10%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="10%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="10%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="10%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="10%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="12%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="26%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">135,356</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">10,802</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">15,803</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="11%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">161,961</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="26%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Agricultural</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">14,096</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2,390</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2,361</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="11%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">18,847</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="26%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Construction</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">7,652</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="11%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">7,652</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="26%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Commercial and other loans</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">34,489</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">3,044</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">786</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">17</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="11%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">38,336</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="26%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Other agricultural loans</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">4,239</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">849</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">1,160</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="11%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">6,248</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="26%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">State and political</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="11%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="26%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">subdivision loans</font></div></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">52,959</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">1,185</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="11%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">54,144</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="26%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">248,791</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">17,085</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">21,295</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">17</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="11%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">287,188</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> December 31, 2010</font></div></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Pass</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Special Mention</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Substandard</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Doubtful</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Loss</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Ending Balance</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Real estate loans:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">120,344</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">15,570</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">16,585</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">152,499</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Agricultural</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">12,007</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,063</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,008</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">19,078</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Construction</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">9,766</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">9,766</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial and other loans</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">36,784</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,545</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">848</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">24</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">40,201</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Other agricultural loans</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,024</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">469</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,462</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,955</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">State and political</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">subdivision loans</font></div></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">47,482</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,239</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">48,721</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">230,407</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">19,647</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">27,142</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">24</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">277,220</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">For residential real estate mortgages, home equities and consumer loans, credit quality is monitored based on whether the loan is performing or non-performing, which is typically based on the aging status of the loan and payment activity, unless a specific action, such as bankruptcy, repossession, death or significant delay in payment occurs to raise awareness of a possible credit event. Non-performing loans include those loans that are considered nonaccrual, described in more detail below and all loans past due 90 or more days. The following table presents the recorded investment in those loan classes based on payment activity as of September 30, 2011 and December 31, 2010 (in thousands):</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="center"><table cellpadding="0" cellspacing="0" width="90%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" width="52%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">September 30, 2011</font></div></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Performing</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="12%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Non-performing</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Real estate loans:</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="10%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="12%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="10%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Mortgages</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">96,926</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="11%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">559</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">97,485</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Home Equity</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">82,699</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="11%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">160</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">82,859</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Consumer</font></div></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">11,080</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="11%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">11,080</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">190,705</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="11%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">719</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">191,424</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td valign="bottom" width="52%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="11%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">December 31, 2010</font></div></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Performing</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="12%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Non-performing</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Real estate loans:</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="11%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Mortgages</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">96,830</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="11%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">413</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">97,243</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Home Equity</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">87,460</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="11%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">309</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">87,769</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Consumer</font></div></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">11,278</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="11%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">11,285</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">195,568</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="11%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">729</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">196,297</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Age Analysis of Past Due Financing Receivables</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a recorded payment is past due. The following table includes an aging analysis of the recorded investment of past due financing receivables as of September 30, 2011 and December 31, 2010 (in thousands):</font></div><div style="display: block; text-indent: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" width="19%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">30-59 Days</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">60-89 Days</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">90 Days</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total Past</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="12%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total Financing</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">90 Days and</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom" width="19%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> <font style="display: inline; font-weight: bold;">September 30, 2011</font></font></div></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Past Due</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Past Due</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Or Greater</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Due</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Current</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="12%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Receivables</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Accruing</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom" width="19%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Real estate loans:</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="10%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="10%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="10%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="10%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="10%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="12%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="10%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="19%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Mortgages</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">195</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">90</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">482</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">767</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">96,718</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="11%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">97,485</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">110</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="19%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Home Equity</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">329</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">27</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">161</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">517</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">82,342</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="11%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">82,859</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">14</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="19%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">1,975</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2,783</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">4,758</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">157,203</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="11%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">161,961</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">129</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="19%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Agricultural</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">18,847</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="11%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">18,847</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="19%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Construction</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">7,652</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="11%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">7,652</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="19%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Consumer</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">10</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">10</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">20</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">11,060</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="11%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">11,080</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="19%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Commercial and other loans</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">63</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">315</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">205</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">583</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">37,753</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="11%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">38,336</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="19%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Other agricultural loans</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">6,248</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="11%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">6,248</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td valign="bottom" width="19%" style="padding-bottom: 2px; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt; text-align: left;"><div style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt; text-align: left;"><div style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">State and political </font>subdivision loans</font></div></div></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">54,144</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="11%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">54,144</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="19%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2,572</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">442</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">3,631</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">6,645</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">471,967</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="11%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">478,612</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">253</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td valign="bottom" width="19%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="11%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="19%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Loans considered non-accrual</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">76</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">299</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">3,378</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">3,753</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">5,681</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="11%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">9,434</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="19%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Loans still accruing</font></div></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2,496</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">143</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">253</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2,892</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">466,286</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="11%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">469,178</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="19%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2,572</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">442</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">3,631</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">6,645</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">471,967</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="11%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">478,612</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" width="20%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">30-59 Days</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">60-89 Days</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">90 Days</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Total Past</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="12%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Total Financing</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">90 Days and</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom" width="20%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">December 31, 2010</font></div></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Past Due</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Past Due</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Or Greater</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Due</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Current</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="12%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Receivables</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Accruing</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom" width="20%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Real estate loans:</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="10%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="10%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="10%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="10%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="10%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="12%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="10%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="20%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Mortgages</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">518</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">50</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">412</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">980</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">96,263</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="11%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">97,243</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">104</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="20%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Home Equity</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">762</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">139</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">262</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,163</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">86,606</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="11%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">87,769</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">116</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="20%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">188</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,647</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,827</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,662</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">148,837</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="11%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">152,499</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">426</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="20%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Agricultural</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">19,078</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="11%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">19,078</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="20%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Construction</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">9,766</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="11%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">9,766</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="20%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Consumer</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">83</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">93</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">11,192</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="11%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">11,285</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="20%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial and other loans</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">111</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">398</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">515</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">39,686</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="11%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">40,201</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">40</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="20%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Other agricultural loans</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,950</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="11%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,955</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td valign="bottom" width="20%" style="padding-bottom: 2px; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt; text-align: left;"><div style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt; text-align: left;"><div style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">State and political </font>subdivision loans</font></div></div></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">48,721</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="11%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">48,721</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="20%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,667</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,845</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,906</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,418</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">467,099</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="11%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">473,517</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">692</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td valign="bottom" width="20%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="11%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="20%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Loans considered non-accrual</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">39</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,214</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,253</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">9,600</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="11%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">11,853</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="20%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Loans still accruing</font></div></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,667</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,806</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">692</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,165</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">457,499</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="11%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">461,664</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="padding-bottom: 2px; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="padding-bottom: 2px; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="padding-bottom: 2px; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="padding-bottom: 2px; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="20%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,667</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,845</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,906</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6,418</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">467,099</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="11%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">473,517</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="padding-bottom: 4px; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="padding-bottom: 4px; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="padding-bottom: 4px; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="padding-bottom: 4px; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Nonaccrual Loans</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Loans are considered for non-accrual status upon reaching 90 days delinquency, although the Company may be receiving partial payments of interest and partial repayments of principal on such loans or if full payment of principal and interest is not expected. Additionally, if management is made aware of other information including bankruptcy, repossession, death, or legal proceedings, the loan may be placed on non-accrual status. If a loan is 90 days or more past due and is well secured and in the process of collection, it may still be considered accruing.</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The following table reflects the financing receivables on nonaccrual status as of September 30, 2011 and December 31, 2010, respectively. The balances are presented by class of financing receivable (in thousands):</font></div><div style="display: block; text-indent: 0pt;"> </div><div align="center"><table cellpadding="0" cellspacing="0" width="80%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" width="56%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">September 30, 2011</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="padding-bottom: 2px; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">December 31, 2010</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom" width="56%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Real estate loans:</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="10%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="10%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="56%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Mortgages</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">449</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">309</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="56%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Home Equity</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">146</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">193</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="56%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">8,333</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">7,735</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="56%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Agricultural</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,241</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="56%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Construction</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="56%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Consumer</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="56%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial and other</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">506</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">404</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="56%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Other agricultural</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">970</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="56%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">State and political subdivision</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="56%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="padding-bottom: 2px; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="56%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">9,434</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="padding-bottom: 4px; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="padding-bottom: 4px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">11,853</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"> </div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Troubled Debt Restructurings</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">In situations where, for economic or legal reasons related to a borrower's financial difficulties, management may grant a concession for other than an insignificant period of time to the borrower that would not otherwise be considered, the related loan is classified as a Troubled Debt Restructuring (TDR). Management strives to identify borrowers in financial difficulty early and work with them to modify more affordable terms before their loan reaches nonaccrual status. These modified terms may include rate reductions, principal forgiveness, payment forbearance and other actions intended to minimize the economic loss and to avoid foreclosure or repossession of the collateral. In cases where borrowers are granted new terms that provide for a reduction of either interest or principal, management measures any impairment on the restructuring by calculating the present value of the revised loan terms and comparing this balance to the Company's investment in the loan prior to the restructuring. As these loans are individually evaluated, they are excluded from pooled portfolios when calculating the allowance for loan and lease losses and a separate allocation within the allowance for loan and lease losses is provided. Management continually evaluates loans that are considered TDR's, including payment history under the modified loan terms, the borrower's ability to continue to repay the loan based on continued evaluation of their operating results and cash flows from operations.  Based on this evaluation management would no longer consider a loan to be a TDR when the relevant facts support such a conclusion.</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Loan modifications that are considered TDR's completed during the three months and nine months ended September 30, 2011 were as follows:</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="22" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">For the Three Months Ended September 30, 2011</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Number of contracts</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Pre-modification Outstanding Recorded Investment</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Post-Modification Outstanding Recorded Investment</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Interest Modification</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Term Modification</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Interest Modification</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Term Modification</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Interest Modification</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Term Modification</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-style: italic; font-family: times new roman;">(Dollars in thousands)</font></div></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Real estate loans:</font></div></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">47</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">47</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td valign="bottom" width="28%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="22" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">For the Nine Months Ended September 30, 2011</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Number of contracts</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Pre-modification Outstanding Recorded Investment</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="6" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Post-Modification Outstanding Recorded Investment</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Interest Modification</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Term Modification</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Interest Modification</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Term Modification</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Interest Modification</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Term Modification</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-style: italic; font-family: times new roman;">(Dollars in thousands)</font></div></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="28%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Real estate loans:</font></div></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="28%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,912</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">47</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,912</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">47</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Recidivism, or the borrower defaulting on its obligation pursuant to a modified loan, results in the loan once again becoming a non-accrual loan. Recidivism occurs at a notably higher rate than do defaults on new origination loans, so modified loans present a higher risk of loss than do new origination loans. Loan modifications considered TDR's made during the twelve months ended September 30, 2011, that defaulted during the nine month period ended September 30, 2011 were as follows:</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="center"><table cellpadding="0" cellspacing="0" width="80%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" width="56%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-style: italic; font-family: times new roman;">(Dollars in thousands)</font></div></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Number of contracts</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Recorded investment</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom" width="56%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Real estate loans:</font></div></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="56%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">109</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="56%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Commercial and other loans</font></div></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="padding-bottom: 2px; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="56%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Total recidivism</font></div></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">111</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Allowance for Loan Losses</font></div><div style="display: block; text-indent: 0pt;"> </div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The following table rolls forward the balance of the allowance for loan and lease losses (ALLL) for the periods ended September 30, 2011 and 2010(in thousands):</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="center"><table cellpadding="0" cellspacing="0" width="90%" style="font-size: 10pt; font-family: times new roman;"><tr><td valign="bottom" width="42%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="6" valign="bottom" width="22%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Three months Ended</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="6" valign="bottom" width="22%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Nine months Ended</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td valign="bottom" width="42%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="6" valign="bottom" width="22%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">September 30,</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="6" valign="bottom" width="22%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">September 30,</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td valign="bottom" width="42%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2011</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2010</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2011</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2010</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="42%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Balance, at beginning of period</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">6,163</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,302</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">5,915</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">4,888</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="42%" style="padding-left: 0pt; margin-left: 9pt;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Provision charged to income</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">150</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">300</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">525</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">840</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="42%" style="padding-left: 0pt; margin-left: 9pt; border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Recoveries on loans previously charged against the allowance</font></div></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">39</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">20</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">75</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">144</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td valign="bottom" width="42%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">6,352</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,622</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">6,515</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,872</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="42%" style="padding-left: 0pt; margin-left: 9pt; border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Loans charged against the allowance</font></div></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(29</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">)</font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(34</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(192</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">)</font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(284</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="42%" style="border-bottom: black 4px double;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Balance, at end of year</font></div></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">6,323</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,588</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">6,323</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">5,588</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The Company allocates the ALLL based on the factors described below, which conform to the Company's loan classification policy and credit quality measurements. In reviewing risk within the Bank's loan portfolio, management has determined there to be several different risk categories within the loan portfolio. The ALLL consists of amounts applicable to: (i) residential real estate loans; (ii) residential real estate home equity loans; (iii) commercial real estate loans; (iv) agricultural real estate loans; (v) real estate construction loans; (vi) commercial and other loans; (vii) consumer loans; (viii) other agricultural loans and (ix) state and political subdivision loans. Factors considered in this process include general loan terms, collateral, and availability of historical data to support the analysis. Historical loss percentages are calculated and used as the basis for calculating allowance allocations. Certain qualitative factors are evaluated to determine additional inherent risks in the loan portfolio, which are not necessarily reflected in the historical loss percentages. These factors are then added to the historical allocation percentage to get the adjusted factor to be applied to non classified loans. The following qualitative factors are analyzed:</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div><table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr valign="top"><td style="width: 18pt;"><div><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">  </font></div></td><td style="width: 18pt;"><div style="margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="font-family: Symbol, serif; display: inline;">·</font></font></div></td><td><div align="left"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Level of and trends in delinquencies, impaired/classified loans</font></div></td></tr></table></div><div><table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr valign="top"><td style="width: 54pt;"><div><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">  </font></div></td><td style="width: 18pt;"><div style="margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="font-family: Wingdings; display: inline; font-size: 10pt;">§</font></font></div></td><td><div align="left"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Change in volume and severity of past due loans</font></div></td></tr></table></div><div><table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr valign="top"><td style="width: 54pt;"><div><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">  </font></div></td><td style="width: 18pt;"><div style="margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="font-family: Wingdings; display: inline; font-size: 10pt;">§</font></font></div></td><td><div align="left"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Volume of non-accrual loans</font></div></td></tr></table></div><div><table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr valign="top"><td style="width: 54pt;"><div><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">  </font></div></td><td style="width: 18pt;"><div style="margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="font-family: Wingdings; display: inline; font-size: 10pt;">§</font></font></div></td><td><div align="left"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Volume and severity of classified, adversely or graded loans;</font></div></td></tr></table></div><div><table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr valign="top"><td style="width: 18pt;"><div><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">  </font></div></td><td style="width: 18pt;"><div style="margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="font-family: Symbol, serif; display: inline;">·</font></font></div></td><td><div align="left"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Level of and trends in charge-offs and recoveries;</font></div></td></tr></table></div><div><table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr valign="top"><td style="width: 18pt;"><div><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">  </font></div></td><td style="width: 18pt;"><div style="margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="font-family: Symbol, serif; display: inline;">·</font></font></div></td><td><div align="left"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Trends in volume, terms and nature of the loan portfolio;</font></div></td></tr></table></div><div><table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr valign="top"><td style="width: 18pt;"><div><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">  </font></div></td><td style="width: 18pt;"><div style="margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="font-family: Symbol, serif; display: inline;">·</font></font></div></td><td><div align="left"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Effects of any changes in risk selection and underwriting standards and any other changes in lending and recovery policies, procedures and practices;</font></div></td></tr></table></div><div><table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr valign="top"><td style="width: 18pt;"><div><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">  </font></div></td><td style="width: 18pt;"><div style="margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="font-family: Symbol, serif; display: inline;">·</font></font></div></td><td><div align="left"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Changes in the quality of the Bank's loan review system;</font></div></td></tr></table></div><div><table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr valign="top"><td style="width: 18pt;"><div><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">  </font></div></td><td style="width: 18pt;"><div style="margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="font-family: Symbol, serif; display: inline;">·</font></font></div></td><td><div align="left"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Experience, ability and depth of lending management and other relevant staff</font></div></td></tr></table></div><div><table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr valign="top"><td style="width: 18pt;"><div><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">  </font></div></td><td style="width: 18pt;"><div style="margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="font-family: Symbol, serif; display: inline;">·</font></font></div></td><td><div align="left"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">National, state, regional and local economic trends and business conditions</font></div></td></tr></table></div><div><table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr valign="top"><td style="width: 54pt;"><div><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">  </font></div></td><td style="width: 18pt;"><div style="margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="font-family: Wingdings; display: inline; font-size: 10pt;">§</font></font></div></td><td><div align="left"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">General economic conditions</font></div></td></tr></table></div><div><table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr valign="top"><td style="width: 54pt;"><div><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">  </font></div></td><td style="width: 18pt;"><div style="margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="font-family: Wingdings; display: inline; font-size: 10pt;">§</font></font></div></td><td><div align="left"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Unemployment rates</font></div></td></tr></table></div><div><table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr valign="top"><td style="width: 54pt;"><div><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">  </font></div></td><td style="width: 18pt;"><div style="margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="font-family: Wingdings; display: inline; font-size: 10pt;">§</font></font></div></td><td><div align="left"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Inflation / CPI</font></div></td></tr></table></div><div><table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr valign="top"><td style="width: 54pt;"><div><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">  </font></div></td><td style="width: 18pt;"><div style="margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="font-family: Wingdings; display: inline; font-size: 10pt;">§</font></font></div></td><td><div align="left"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Changes in values of underlying collateral for collateral-dependent loans</font></div></td></tr></table></div><div><table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr valign="top"><td style="width: 18pt;"><div><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">  </font></div></td><td style="width: 18pt;"><div style="margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="font-family: Symbol, serif; display: inline;">·</font></font></div></td><td><div align="left"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Industry conditions including the effects of external factors such as competition, legal, and regulatory requirements on the level of estimated credit losses; and</font></div></td></tr></table></div><div><table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr valign="top"><td style="width: 18pt;"><div><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">  </font></div></td><td style="width: 18pt;"><div style="margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="font-family: Symbol, serif; display: inline;">·</font></font></div></td><td><div align="left"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Existence and effect of any credit concentrations, and changes in the level of such concentrations.</font></div></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The Company also maintains an unallocated allowance to account for any factors or conditions that may cause a potential loss but are not specifically addressed in the process described above. The Company analyzes its loan portfolio each quarter to determine the appropriateness of its allowance for loan losses.</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Loans determined to be TDR's are impaired and for purposes of estimating the ALLL must be individually evaluated for impairment. In calculating the impairment, the Company calculates the present value utilizing an analysis of discounted cash flows. If the present value calculated is below the recorded investment of the loan, an impairment is recognized by a charge to the provision for loan and lease losses and a credit to the ALLL.</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">We continually review the model utilized in calculating the required allowance. During the second quarter of 2011, management made a determination that special mention and substandard loans should have additional qualitative adjustments applied to them in comparison to pass graded loans. As a result of this and other factors discussed below, the following factors experienced changes during the first nine months of 2011:</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"> </div><div><table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr valign="top"><td style="width: 54pt;"><div><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">  </font></div></td><td style="width: 18pt;"><div style="margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="font-family: Symbol, serif; display: inline;">·</font></font></div></td><td><div align="justify"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The qualitative factors for changes in levels of and trends in delinquencies, impaired/classified loans were decreased for all loans portfolio types due to the decreases in nonaccrual loans from December 31, 2010 to September 30, 2011.</font></div></td></tr></table></div><div><table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr valign="top"><td style="width: 54pt;"><div><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">  </font></div></td><td style="width: 18pt;"><div style="margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="font-family: Symbol, serif; display: inline;">·</font></font></div></td><td><div align="justify"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The qualitative factors for changes in the trends of charge-offs and recoveries were decreased for consumer loans, commercial and agricultural loans due to reduced losses over the most recent three year period.</font></div></td></tr></table></div><div><table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr valign="top"><td style="width: 54pt;"><div><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">  </font></div></td><td style="width: 18pt;"><div style="margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="font-family: Symbol, serif; display: inline;">·</font></font></div></td><td><div align="justify"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The qualitative factors for changes in portfolio volumes during 2011 were reduced for agricultural loans due to the decreased size of the portfolio in relation to the total portfolio.</font></div></td></tr></table></div><div><table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr valign="top"><td style="width: 54pt;"><div><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">  </font></div></td><td style="width: 18pt;"><div style="margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="font-family: Symbol, serif; display: inline;">·</font></font></div></td><td><div align="justify"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Separate factors for special mention and substandard loans were developed for each qualitative factor reviewed.</font></div></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Based on these qualitative factor changes for the nine month period ended September 30, 2011, and the changes in size of the loan portfolios since December 31, 2010, we recorded a negative provision for residential real estate, construction and other commercial loans, while increasing the provision associated with commercial and agricultural real estate loans.</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">During the third quarter, the only qualitative factor that experienced a significant change was that related to collateral values, which increased for residential and commercial real estate loans due to flooding our marketplace experienced late in the third quarter.</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Based on the one qualitative factor change for the three month period ended September 30, 2011, and the changes the loan portfolios since June 30, 2011, we recorded an increased provision for residential and commercial real estate projects and a negative provision for other commercial loans.</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The following tables roll forward the balance of the ALLL by portfolio segment for the three and nine month periods ended September 30, 2011 and segregates the ending balance into the amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment as of September 30, 2011 (in thousands):</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td colspan="28" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">For the Three Months Ended September 30, 2011</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Balance at June 30, 2011</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Charge-offs</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Recoveries</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Provision</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Balance at September 30, 2011</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Individually evaluated for impairment</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Collectively evaluated for impairment</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Real estate loans:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Residential</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">678</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">147</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">825</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">3</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">822</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Commercial and agricultural</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">3,912</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">250</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">4,162</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">393</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">3,769</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Construction</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">13</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">1</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">14</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">14</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Consumer</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">109</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(23</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">)</font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">16</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">12</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">114</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">114</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Commercial and other loans</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">712</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(6</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">)</font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">23</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(40</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">)</font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">689</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">96</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">593</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td valign="bottom" width="16%" style="margin-left: 0pt; text-indent: 0pt; margin-right: 0pt; text-align: left;"><div style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt; text-align: left;"><div style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">State and political </font>subdivision loans</font></div></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">119</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">1</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">120</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">120</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Unallocated</font></div></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">620</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(221</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">)</font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">399</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">399</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">6,163</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(29</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">)</font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">39</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">150</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">6,323</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">492</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">5,831</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td colspan="28" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">For the Nine Months Ended September 30, 2011</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Balance at December 31, 2010</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Charge-offs</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Recoveries</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Provision</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Balance at September 30, 2011</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Individually evaluated for impairment</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Collectively evaluated for impairment</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Real estate loans:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Residential</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">969</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(101</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">)</font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(43</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">)</font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">825</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">3</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">822</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Commercial and agricultural</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">3,380</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(29</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">)</font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">811</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">4,162</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">393</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">3,769</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Construction</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">22</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(8</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">)</font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">14</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">14</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Consumer</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">108</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(56</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">)</font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">45</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">17</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">114</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">114</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Commercial and other loans</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">983</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(6</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">)</font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">30</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(318</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">)</font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">689</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">96</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">593</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td valign="bottom" width="16%" style="margin-left: 0pt; text-indent: 0pt; margin-right: 0pt; text-align: left;"><div style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt; text-align: left;"><div style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">State and political </font>subdivision loans</font></div></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">137</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(17</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">)</font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">120</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">120</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="16%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Unallocated</font></div></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">316</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">83</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">399</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">399</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="16%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">5,915</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(192</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">)</font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">75</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">525</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">6,323</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">492</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">5,831</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr></table></div></div></div>
7000000
3324000
796000
381000
60936000
54932000
2015000
2455000
4399000
4486000
13659000
13170000
2917158
2920307
2916739
2924746
859188000
812526000
<div><div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Note 8 – Fair Value Measurements</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The Company established a hierarchal disclosure framework associated with the level of pricing observability utilized in measuring assets and liabilities at fair value. The three broad levels defined by this hierarchy are as follows:</font></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"> </div><div><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="top" width="13%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Level I:</font></div></td><td align="left" valign="top" width="78%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Quoted prices are available in active markets for identical assets or liabilities as of the reported date.</font></div></td></tr></table></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"> </div><div><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="top" width="13%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Level II:</font></div></td><td align="left" valign="top" width="78%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Pricing inputs are other than quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities include items for which quoted prices are available but traded less frequently, and items that are fair valued using other financial instruments, the parameters of which can be directly observed.</font></div></td></tr></table><div> </div><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="top" width="13%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Level III:</font></div></td><td align="left" valign="top" width="78%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Assets and liabilities that have little to no pricing observability as of the reported date. These items do not have two-way markets and are measured using management's best estimate of fair value, where the inputs into the determination of fair value require significant management judgment or estimation.</font></div></td></tr></table></div><div> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">A description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below.</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">In general, fair value is based upon quoted market prices, where available. If such quoted market prices are not available, fair value is based upon internally developed models that primarily use, as inputs, observable market-based parameters. Valuation adjustments may be made to ensure that financial instruments are recorded at fair value. These adjustments may include amounts to reflect counterparty credit quality, the Company's creditworthiness, among other things, as well as unobservable parameters. Any such valuation adjustments are applied consistently over time. Our valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While management believes the Company's valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. Transfers between levels of the fair value hierarchy are recognized on the actual date of the event or circumstances that caused the transfer, which generally coincides with the Company's monthly and/or quarterly valuation process</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Financial Instruments Recorded at Fair Value on a Recurring Basis</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The fair values of securities available for sale are determined by quoted prices in active markets, when available, and classified as Level 1. If quoted market prices are not available, the fair value is determined by a matrix pricing, which is a mathematical technique, widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities' relationship to other benchmark quoted securities and classified as Level 2. The fair values consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond's terms and conditions, among other things. In cases where significant credit valuation adjustments are incorporated into the estimation of fair value, reported amounts are classified as Level 3 inputs.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Currently, we use an interest rate swap, which is a derivative, to manage our interest rate risk related to the trust preferred security. The valuation of this instrument is determined using widely accepted valuation techniques including discounted cash flow analysis on the expected cash flows of each derivative and classified as Level 2. This analysis reflects the contractual terms of the derivatives, including the period to maturity, and uses observable market-based inputs, including LIBOR rate curves. We also obtain dealer quotations for these derivatives for comparative purposes to assess the reasonableness of the model valuations.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The following tables present the assets and liabilities reported on the consolidated balance sheet at their fair value on a recurring basis as of September 30, 2011 and December 31, 2010 by level within the fair value hierarchy (in thousands). Financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement.</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="14" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">September 30, 2011</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Level 1</font></div></td><td nowrap="nowrap" valign="bottom" style="padding-bottom: 2px; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Level II</font></div></td><td nowrap="nowrap" valign="bottom" style="padding-bottom: 2px; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Level III</font></div></td><td nowrap="nowrap" valign="bottom" style="padding-bottom: 2px; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td nowrap="nowrap" valign="bottom" style="padding-bottom: 2px; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Fair value measurements on a recurring basis:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Assets</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom" style="padding-left: 0pt; margin-left: 9pt;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Securities available for sale:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%" style="padding-left: 0pt; margin-left: 9pt;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">U.S. Agency securities</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">158,704</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">158,704</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%" style="padding-left: 0pt; margin-left: 9pt;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Obligations of state and political subdivisions</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">96,604</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">96,604</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%" style="padding-left: 0pt; margin-left: 9pt;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Corporate obligations</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">8,529</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">8,529</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%" style="padding-left: 0pt; margin-left: 9pt;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Mortgage-backed securities in government sponsored entities</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">38,240</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">38,240</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td valign="bottom" width="52%" style="margin-left: 0pt; text-indent: 0pt; margin-right: 0pt; text-align: left;"><div style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt; text-align: left;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Equity securities in financial </font>institutions</font></div></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">1,162</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">1,162</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Liabilities</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%" style="padding-left: 0pt; margin-left: 9pt;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Trust Preferred Interest Rate Swap</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(414</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">)</font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(414</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">)</font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="14" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">December 31, 2010</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Level 1</font></div></td><td nowrap="nowrap" valign="bottom" style="padding-bottom: 2px; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Level II</font></div></td><td nowrap="nowrap" valign="bottom" style="padding-bottom: 2px; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Level III</font></div></td><td nowrap="nowrap" valign="bottom" style="padding-bottom: 2px; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td nowrap="nowrap" valign="bottom" style="padding-bottom: 2px; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Fair value measurements on a recurring basis:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Assets</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom" style="padding-left: 0pt; margin-left: 9pt;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Securities available for sale:</font></div></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%" style="padding-left: 0pt; margin-left: 9pt;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">U.S. Agency securities</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">118,484</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">118,484</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%" style="padding-left: 0pt; margin-left: 9pt;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Obligations of state and political subdivisions</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">76,922</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">76,922</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%" style="padding-left: 0pt; margin-left: 9pt;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Corporate obligations</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">8,681</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">8,681</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%" style="padding-left: 0pt; margin-left: 446pt;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Mortgage-backed securities in government sponsored entities</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">46,015</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">46,015</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td valign="bottom" width="52%" style="margin-left: 0pt; text-indent: 0pt; margin-right: 0pt; text-align: left;"><div style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt; text-align: left;"><div align="left" style="display: block; margin-left: 27pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Equity securities in financial </font>institutions</font></div></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,201</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,201</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Liabilities</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%" style="padding-left: 0pt; margin-left: 9pt;"><div align="left" style="display: block; margin-left: 18pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Trust Preferred Interest Rate Swap</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(409</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(409</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div style="display: block; text-indent: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Financial Instruments Recorded at Fair Value on a Nonrecurring Basis</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The Company may be required, from time to time, to measure certain financial assets and financial liabilities at fair value on a nonrecurring basis in accordance with U.S. generally accepted accounting principles. These include assets that are measured at the lower of cost or market value that were recognized at fair value below cost at the end of the period.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 36pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;"><font style="display: inline; font-weight: bold; font-style: italic;">Impaired Loans- </font>Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. Once a loan is identified as individually impaired, management measures impairment in accordance with ASC Topic 310. The fair value of impaired loans is estimated using one of several methods, including collateral value, liquidation value and discounted cash flows. Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans. Collateral values are estimated using Level 2 inputs based on observable market data or Level 3 inputs based on customized discounting criteria. For a majority of impaired real estate related loans, the Company obtains a current external appraisal. Other valuation techniques are used as well, including internal valuations, comparable property analysis and contractual sales information.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Non-Financial Assets and Non-Financial Liabilities Recorded at Fair Value</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The Corporation has no non-financial assets or non-financial liabilities measured at fair value on a recurring basis. Certain non-financial assets measured at fair value on a non-recurring basis include foreclosed assets (upon initial recognition or subsequent impairment), non-financial assets and non-financial liabilities measured at fair value in the second step of a goodwill impairment test, and intangible assets and other non-financial long-lived assets measured at fair value for impairment assessment. Non-financial assets measured at fair value on a non-recurring basis during 2011 and 2010 include certain foreclosed assets which, upon initial recognition, were remeasured and reported at fair value through a charge-off to the allowance for possible loan losses and certain foreclosed assets which, subsequent to their initial recognition, were remeasured at fair value through a write-down included in other non-interest expense. The fair value of a foreclosed asset is estimated using Level 2 inputs based on observable market data or Level 3 inputs based on customized discounting criteria.</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Assets measured at fair value on a nonrecurring basis as of September 30, 2011 and December 31, 2010 are included in the table below (in thousands):</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="center"><table cellpadding="0" cellspacing="0" width="80%" style="font-size: 10pt; font-family: times new roman;"><tr><td valign="bottom" width="32%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="14" valign="bottom" width="46%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">September 30, 2011</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom" width="32%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Level 1</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="padding-bottom: 2px; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Level II</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="padding-bottom: 2px; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Level III</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="padding-bottom: 2px; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="padding-bottom: 2px; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom" width="32%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="10%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="10%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="10%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="10%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="32%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Impaired Loans</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">8,488</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">8,488</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="32%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Other real estate owned</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">948</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">948</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="center"><table cellpadding="0" cellspacing="0" width="80%" style="font-size: 10pt; font-family: times new roman;"><tr><td valign="bottom" width="32%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="14" valign="bottom" width="46%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">December 31, 2010</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom" width="32%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Level 1</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="padding-bottom: 2px; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Level II</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="padding-bottom: 2px; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Level III</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="padding-bottom: 2px; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="padding-bottom: 2px;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Total</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="padding-bottom: 2px; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom" width="32%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="10%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="10%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="10%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" colspan="2" valign="bottom" width="10%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="32%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Impaired Loans</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,238</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">9,096</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">11,334</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="32%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Other real estate owned</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">693</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">-</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">693</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div style="display: block; text-indent: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The fair values of the Company's financial instruments are as follows (in thousands):</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td valign="bottom"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="6" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">September 30</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="6" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">December 31</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td valign="bottom"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="6" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2011</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="6" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2010</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td valign="bottom"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Carrying</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Carrying</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Amount</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">Fair Value</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Amount</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Fair Value</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Financial assets:</font></div></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Cash and due from banks</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">34,811</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">34,811</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">43,995</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">43,995</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Available-for-sale securities</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">303,239</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">303,239</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">251,303</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">251,303</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Net loans</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">472,289</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">517,077</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">467,602</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">494,098</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Bank owned life insurance</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">13,542</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">13,542</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">13,171</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">13,171</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Regulatory stock</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">3,461</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">3,461</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,773</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,773</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Accrued interest receivable</font></div></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">3,980</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">3,980</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,455</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">3,455</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td valign="bottom" width="52%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td valign="bottom" width="52%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Financial liabilities:</font></div></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Deposits</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">719,545</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">727,009</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">680,711</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">683,315</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Borrowed funds</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">52,845</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">50,193</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">55,996</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">52,820</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Trust preferred interest rate swap</font></div></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">414</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">414</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">409</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">409</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%" style="border-bottom: black 2px solid;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Accrued interest payable</font></div></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">1,539</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">1,539</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,779</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="left" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">1,779</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"> </div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Fair value is determined, based on relevant market information and information about the financial instrument.  These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company's entire holdings of a particular financial instrument.  Because no market exists for a significant portion of the Company's financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision. Changes in assumptions can significantly affect the estimates.</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Fair values have been determined by the Company using historical data, as generally provided in the Company's regulatory reports, and an estimation methodology suitable for each category of financial instruments. The Company's fair value estimates, methods and assumptions are set forth below for the Company's other financial instruments.</font></div><div style="display: block; text-indent: 0pt;"><br /><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Cash and Cash Equivalents:</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The carrying amounts for cash and due from banks approximate fair value because they have original maturities of 90 days or less and do not present unanticipated credit concerns.</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Accrued Interest Receivable and Payable:</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The carrying amounts for accrued interest receivable and payable approximate fair value because they are generally received or paid in 90 days or less and do not present unanticipated credit concerns.</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Available-For-Sale Securities:</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The fair values of available-for-sale securities are based on quoted market prices as of the balance sheet date.  For certain instruments, fair value is estimated by obtaining quotes from independent dealers.</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Loans:</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Fair values are estimated for portfolios of loans with similar financial characteristics.  The fair value of performing loans has been estimated by discounting expected future cash flows. The discount rate used in these calculations is derived from the Treasury yield curve adjusted for credit quality, operating expense and prepayment option price, and is calculated by discounting scheduled cash flows through the estimated maturity using estimated market discount rates that reflect the credit and interest rate risk inherent in the loan. The estimate of maturity is based on the Company's historical experience with repayments for each loan classification, modified as required by an estimate of the effect of current economic and lending conditions.</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Fair value for significant nonperforming loans is based on recent external appraisals. If appraisals are not available, estimated cash flows are discounted using a rate commensurate with the risk associated with the estimated cash flows. Assumptions regarding credit risk, cash flows, and discount rates are judgmentally determined using available market information and specific borrower information.</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Bank Owned Life Insurance:</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The carrying value of bank owned life insurance approximates fair value based on applicable redemption provisions.</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Regulatory Stock:</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The carrying value of regulatory stock approximates fair value based on applicable redemption provisions.</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Deposits:</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The fair value of deposits with no stated maturity, such as noninterest-bearing demand deposits, savings and NOW accounts, and money market accounts, is equal to the amount payable on demand. The fair value of certificates of deposit is based on the discounted value of contractual cash flows. The discount rate is estimated using the rates currently offered for deposits of similar remaining maturities.</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The deposits' fair value estimates do not include the benefit that results from the low-cost funding provided by the deposit liabilities compared to the cost of borrowing funds in the market, commonly referred to as the core deposit intangible.</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Borrowed Funds:</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Rates available to the Company for borrowed funds with similar terms and remaining maturities are used to estimate the fair value of borrowed funds.</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Trust Preferred Interest Rate Swap:</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The fair value of the trust preferred interest rate swap is based on a pricing model that utilizes a yield curve and information contained in the swap agreement.</font></div></div></div>
542000
0
5060000
4635000
4387000
3672000
11951000
10918000
1.00
1.00
224209
212067
78862000
68690000
1009000
775000
2596000
2348000
0
0
0.265
0.255
0.790
0.760
115000
114000
338000
331000
7581000
6699000
<div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Note 2 - Earnings per Share</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The following table sets forth the computation of earnings per share.  Earnings per share calculations give retroactive effect to stock dividends declared by the Company.  The Company has no dilutive securities.</font></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"> </div><div align="left"><table cellpadding="0" cellspacing="0" width="100%" style="font-size: 10pt; font-family: times new roman;"><tr><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="6" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Three months ended</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="6" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Nine months ended</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="6" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">September 30,</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="6" valign="bottom"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">September 30,</font></div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td valign="bottom" style="padding-bottom: 2px;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2011</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2010</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2011</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2010</font></div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td align="right" valign="bottom"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" colspan="2" valign="bottom"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" colspan="2" valign="bottom"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" colspan="2" valign="bottom"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" colspan="2" valign="bottom"><div align="right" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td nowrap="nowrap" valign="bottom" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Net income applicable to common stock</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">3,378,000</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,897,000</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">9,355,000</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">8,570,000</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Weighted average common shares outstanding</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2,917,158</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,920,307</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2,916,739</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2,924,746</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td valign="bottom" width="52%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="52%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Earnings per share</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">1.16</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">0.99</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">3.21</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2.93</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr></table></div></div>
1539000
1779000
-664000
-449000
-1792000
-1001000
1289000
872000
3479000
1943000
<div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Note 9 – Recent Accounting Pronouncements</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">In December 2010, the FASB issued ASU 2010-29, <font style="display: inline; font-style: italic;">Disclosure of Supplementary Pro Forma Information for Business Combinations</font>.  The amendments in this update specify that if a public entity presents comparative financial statements, the entity should disclose revenue and earnings of the combined entity as though the business combination(s) that occurred during the current year had occurred as of the beginning of the comparable prior annual reporting period only.  The amendments also expand the supplemental pro forma disclosures under Topic 805 to include a description of the nature and amount of material, nonrecurring pro forma adjustments directly attributable to the business combination included in the reported pro forma revenue and earnings.   The amendments in this Update are effective prospectively for business combinations for which the acquisition date is on or after the beginning of the first annual reporting period beginning on or after December 15, 2010. Early adoption is permitted.  This ASU is not expected to have a significant impact on the Company's financial statements.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">In April 2011, the FASB issued ASU 2011-02, <font style="display: inline; font-style: italic;">Receivables (Topic 310):  A Creditor's Determination of Whether a Restructuring Is a Troubled Debt Restructuring</font>.  The amendments in this Update provide additional guidance or clarification to help creditors in determining whether a creditor has granted a concession and whether a debtor is experiencing financial difficulties for purposes of determining whether a restructuring constitutes a troubled debt restructuring.  The amendments in this Update are effective for the first interim or annual reporting period beginning on or after September 15, 2011, and should be applied retrospectively to the beginning annual period of adoption.  As a result of applying these amendments, an entity may identify receivables that are newly considered impaired.  For purposes of measuring impairment of those receivables, an entity should apply the amendments prospectively for the first interim or annual period beginning on or after June 15, 2011.  The Company has provided the necessary disclosures in Note 5.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">In April 2011, the FASB issued ASU 2011-03, <font style="display: inline; font-style: italic;">Reconsideration of Effective Control for Repurchase Agreements</font>.  The main objective in developing this Update is to improve the accounting for repurchase agreements (repos) and other agreements that both entitle and obligate a transferor to repurchase or redeem financial assets before their maturity.  The amendments in this Update remove from the assessment of effective control (1) the criterion requiring the transferor to have the ability to repurchase or redeem the financial assets on substantially the agreed terms, even in the event of default by the transferee, and (2) the collateral maintenance implementation guidance related to that criterion.  The amendments in this Update apply to all entities, both public and nonpublic.  The amendments affect all entities that enter into agreements to transfer financial assets that both entitle and obligate the transferor to repurchase or redeem the financial assets before their maturity. The guidance in this Update is effective for the first interim or annual period beginning on or after December 15, 2011 and should be applied prospectively to transactions or modifications of existing transactions that occur on or after the effective date.  Early adoption is not permitted.  The Company is currently evaluating the impact the adoption of the standard will have on the Company's financial position or results of operations.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">In May 2011, the FASB issued ASU 2011-04, <font style="display: inline; font-style: italic;">Amendments to Achieve Common Fair Value Measurement and Disclosure Requirements in U.S. GAAP and IFRSs.</font>  The amendments in this Update result in common fair value measurement and disclosure requirements in U.S. GAAP and IFRSs.  Consequently, the amendments change the wording used to describe many of the requirements in U.S. GAAP for measuripng fair value and for disclosing information about fair value measurements.  The amendments in this Update are to be applied prospectively.  For public entities, the amendments are effective during interim and annual periods beginning after December 15, 2011.  For nonpublic entities, the amendments are effective for annual periods beginning after December 15, 2011.  Early application by public entities is not permitted. This ASU is not expected to have a significant impact on the Company's financial statements.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">In June 2011, the FASB issued ASU 2011-05, <font style="display: inline; font-style: italic;">Presentation of Comprehensive Income.</font>  The amendments in this Update improve the comparability, clarity, consistency, and transparency of financial reporting and increase the prominence of items reported in other comprehensive income.  To increase the prominence of items reported in other comprehensive income and to facilitate convergence of U.S. GAAP and IFRS, the option to present components of other comprehensive income as part of the statement of changes in stockholders' equity was eliminated.  The amendments require that all non-owner changes in stockholders' equity be presented either in a single continuous statement of comprehensive income or in two separate but consecutive statements.  In the two-statement approach, the first statement should present total net income and its components followed consecutively by a second statement that should present total other comprehensive income, the components of other comprehensive income, and the total of comprehensive income.  All entities that report items of comprehensive income, in any period presented, will be affected by the changes in this Update.  For public entities, the amendments are effective for fiscal years, and interim periods within those years, beginning after December 15, 2011.  For nonpublic entities, the amendments are effective for fiscal years ending after December 15, 2012, and interim and annual periods thereafter.  The amendments in this Update should be applied retrospectively, and early adoption is permitted. The Company is currently evaluating the impact the adoption of the standard will have on the Company's financial position or results of operations.</font></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">In September 2011, the FASB issued ASU 2011-08, <font style="display: inline; font-style: italic;">Intangibles – Goodwill and Other Topics (Topic 350), Testing Goodwill for Impairment</font>.  The objective of this update is to simplify how entities, both public and nonpublic, test goodwill for impairment.  The amendments in the Update permit an entity to first assess qualitative factors to determine whether it is more likely than not that the fair value of a reporting unit is less than its carrying amount as a basis for determining whether it is necessary to perform the two-step goodwill impairment test described in Topic 350.  The more-likely-than-not threshold is defined as having a likelihood of more than 50 percent.  Under the amendments in this Update, an entity is not required to calculate the fair value of a reporting unit unless the entity determines that it is more likely than not that its fair value is less than its carrying amount.  The amendments in this Update apply to all entities, both public and nonpublic, that have goodwill reported in their financial statements and are effective for interim and annual goodwill impairment tests performed for fiscal years beginning after December 15, 2011.  Early adoption is permitted, including for annual and interim goodwill impairment tests performed as of a date before September 15, 2011, if an entity's financial statements for the most recent annual or interim period have not yet been issued or, for nonpublic entities, have not yet been made available for issuance.  This ASU is not expected to have a significant impact on the Company's financial statements.</font></div></div>
9252000
10241000
338000
-748000
<div><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Note 7 - Employee Benefit Plans</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">For additional detailed disclosure on the Company's pension and employee benefits plans, please refer to Note 11 of the Company's Consolidated Financial Statements included in the 2010 Annual Report on Form 10-K.</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Noncontributory Defined Benefit Pension Plan</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The Bank sponsors a noncontributory defined benefit pension plan (“Pension Plan”) covering substantially all employees and officers.  The Bank's funding policy is to make annual contributions, if needed, based upon the funding formula developed by the plan's actuary.</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">Any employee with a hire date of January 1, 2008 or later is not eligible to participate in the Pension Plan. In lieu of the Pension Plan, employees with a hire date of January 1, 2008 or later are eligible to receive, after meeting certain length of service requirements, an annual discretionary 401(k) plan contribution from the Bank equal to a percentage of an employee's base compensation.  The contribution amount, if any, is placed in a separate account within the 401(k) plan and is subject to a vesting requirement.</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">For employees who are eligible to participate in the Pension Plan, the Pension Plan requires benefits to be paid to eligible employees based primarily upon age and compensation rates during employment.  Upon retirement or other termination of employment, employees can elect either an annuity benefit or a lump sum distribution of vested benefits in the Pension Plan.</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The following sets forth the components of net periodic benefit costs of the Pension Plan for the three and nine months ended September 30, 2011 and 2010, respectively (in thousands):</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="center"><table cellpadding="0" cellspacing="0" width="80%" style="font-size: 10pt; font-family: times new roman;"><tr><td align="left" valign="bottom" width="32%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="6" valign="bottom" width="22%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Three Months Ended</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="6" valign="bottom" width="22%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Nine Months Ended</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom" width="32%"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="6" valign="bottom" width="22%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">September 30,</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="6" valign="bottom" width="22%"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">September 30,</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr><td align="left" valign="bottom" width="32%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"> </div></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2011</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2010</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">2011</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td colspan="2" valign="bottom" width="10%" style="border-bottom: black 2px solid;"><div align="center" style="display: block; margin-left: 0pt; text-indent: 0pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">2010</font></div></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="32%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Service cost</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">71</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">45</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">256</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">259</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="32%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Interest cost</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">88</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">59</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">314</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">340</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" width="32%"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Expected return on plan assets</font></div></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(129</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">)</font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(77</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">(465</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">)</font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">(446</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">)</font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="32%" style="padding-bottom: 2px;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Net amortization and deferral</font></div></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">10</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">6</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">36</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 2px solid;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="border-bottom: black 2px solid; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">37</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 2px solid; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="#cceeff"><td valign="bottom" width="32%"><font style="display: inline; font-size: 10pt; font-family: times new roman;">  </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="9%" style="text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td nowrap="nowrap" valign="bottom" width="1%" style="text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr><tr bgcolor="white"><td align="left" valign="bottom" width="32%" style="padding-bottom: 4px;"><div align="left" style="display: block; margin-left: 9pt; text-indent: -9pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">Net periodic benefit cost</font></div></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">40</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">33</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;">141</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: times new roman;"> </font></td><td align="right" valign="bottom" width="1%" style="border-bottom: black 4px double;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td><td valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">$</font></td><td valign="bottom" width="9%" style="border-bottom: black 4px double; text-align: right;"><font style="display: inline; font-size: 10pt; font-family: times new roman;">191</font></td><td nowrap="nowrap" valign="bottom" width="1%" style="border-bottom: black 4px double; text-align: left;"><font style="display: inline; font-size: 10pt; font-family: times new roman;"> </font></td></tr></table></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The Company contributed $505,000 to the Pension Plan in 2011.</font></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"> </div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Defined Contribution Plan</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The Company sponsors a voluntary 401(k) savings plan which eligible employees can elect to contribute up to the maximum amount allowable not to exceed the limits of IRS Code Sections 401(k).  Under the plan, the Company also makes required contributions on behalf of the eligible employees.  The Company's contributions vest immediately.  Contributions by the Company totaled $174,000 and $171,000 for the nine months ended September 30, 2011 and 2010, respectively.</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Directors' Deferred Compensation Plan</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The Company's directors may elect to defer all or portions of their fees until their retirement or termination from service.  Amounts deferred under the plan earn interest based upon the highest current rate offered to certificate of deposit customers.  Amounts deferred under the plan are not guaranteed and represent a general liability of the Company.  Amounts included in interest expense on the deferred amounts totaled $17,000 and $22,000 for the nine months ended September 30, 2011 and 2010, respectively.</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Restricted Stock Plan</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The Company maintains a Restricted Stock Plan (the “Plan”) whereby employees and non-employee corporate directors are eligible to receive awards of restricted stock based upon performance related requirements.  Awards granted under the Plan are in the form of the Company's common stock and are subject to certain vesting requirements including continuous employment or service with the Company.  100,000 shares of the Company's common stock have been authorized under the Plan.  The Plan assists the Company in attracting, retaining and motivating employees to make substantial contributions to the success of the Company and to increase the emphasis on the use of equity as a key component of compensation.</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="left" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">For the nine months ended September 30, 2011 and 2010, 3,968 and 5,090 shares of restricted stock were awarded and 5,502 and 4,948 shares vested, respectively.  Compensation cost related to restricted stock is recognized based on the market price of the stock at the grant date over the vesting period. Compensation expense related to restricted stock was $109,000 and $94,000 for the nine months ended September 30, 2011 and 2010, respectively.</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-weight: bold; font-size: 10pt; font-family: Times New Roman;">Supplemental Executive Retirement Plan</font></div><div style="display: block; text-indent: 0pt;"><br /></div><div align="justify" style="display: block; margin-left: 0pt; text-indent: 36pt; margin-right: 0pt;"><font style="display: inline; font-size: 10pt; font-family: Times New Roman;">The Company maintains a non-qualified supplemental executive retirement plan (“SERP”) for certain executives to compensate those executive participants in the Company's noncontributory defined benefit pension plan whose benefits are limited by compensation limitations under current tax law. At September 30, 2011 and December 31, 2010, an obligation of $793,000 and $747,000, respectively, was included in other liabilities for this plan in the consolidated balance sheet.  Expenses related to this plan totaled $46,000 and $248,000 for the nine months ended September 30, 2011 and 2010, respectively.</font></div></div>
52845000
55996000
false
--12-31
2011-09-30
No
No
Yes
Smaller Reporting Company
71824693
CITIZENS FINANCIAL SERVICES INC
0000739421
2908657
2011
Q3
10-Q
1059000
919000
2902000
2709000
79000
91000
297000
314000
1953000
1321000
5271000
2944000
670000
1205000