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As a community bank, we do our part to keep small businesses alive and well in our communities. And as part of this commitment, we’ve created a package of discounted products and services you can offer your employees at no cost to you. We call it, Bank at Work.

It’s simple — employees have their paycheck directly deposited into a First Citizens checking account and they receive free and discounted banking services on us. 

You’ll see increased employee participation in your Payroll Direct Deposit program reducing time and money spent on issuing checks. Plus, you can offer your employees great benefits!

The Employee’s Advantage

  • Free Checking with free online banking, bill pay and mobile banking - just $10 to open
  • Access to their pay on payday without making a trip to the bank
  • Free first order of standard checks
  • Up to $20 in fees from other banks’ ATM’s refunded each month when they qualify with Vantage Checking* (free ATM's available in certain markets)
  • Discounted fees with a First Citizens Mortgage
  • Reduced rates on auto, home equity, or installment loans with automatic transfer of payments from a First Citizens checking account
  • No annual fees on lines of credit
  • 0% Annual Percentage Rate on Visa Platinum cards for 12-months (Requires Approval)

 We’re not done yet…

  • $50 can be awarded to each employee or donated to a non-profit organization of your choice once they open an account and receive a direct deposit.
  • To make it as convenient as possible for your employees, we’ll come to your facility to educate them on the program and open the accounts. And we’ll bring lunch!

Contact us today and someone from our Bank at Work team will visit your facility at a time that works best for you!

*Click here for qualification details.