Small Business Loans (SBA)

First Citizens is a Preferred SBA Express Lender, which enables us to provide SBA guaranteed financing up to $350,000 quickly -- without the typical waiting period.

So small businesses in the Twin Tiers area that have trouble obtaining a loan by more traditional means, have a chance to get the financing they need. With the quick and efficient processing and personalized service you expect from your community bank.

  • Preferred Express Lender from the U.S. Small Business Administration (SBA)
  • Financing without the typical waiting period up to $350,000
  • 504 and & 7(a) loans also available with limits up to $5 million
  • Designed for small businesses that wouldn't otherwise qualify for financing by more traditional means
  • Competitive rates
  • Flexible terms
  • Quick, efficient "express" processing
  • Friendly, local service here in the Twin Tiers area

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