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Citizens Financial Services, Inc. Declares Quarterly Cash Dividend

09/01/2026

Mansfield, Pennsylvania (September 1, 2026) The Board of Directors of Citizens Financial Services, Inc. (Nasdaq: CZFS), the bank holding company for First Citizens Community Bank (FCCB), today declared a quarterly cash dividend of $0.51 per share.

The cash dividend of $0.51 per share is payable on September 25, 2026, to shareholders of record at the close of business on September 11, 2026. This quarterly cash dividend is an increase of 2.0% over the regular cash dividend of $0.50 per share declared one year ago. 

“When our communities thrive, our bank thrives, and our shareholders share directly in that success," said Randall E. Black, President and CEO. "This dividend is the tangible result of the hard work our team puts in every day to deliver exceptional service. It reinforces our core belief that doing right by our customers naturally translates to strong, reliable value for our investors.”

Citizens Financial Services, Inc. is a $3.2 billion bank holding company that operates through First Citizens Community Bank. Based in Mansfield, Pennsylvania, FCCB operates 39 community offices strategically positioned across Pennsylvania, New York, Delaware, and New Jersey.

For further information regarding the common stock of Citizens Financial Services, Inc., please contact any of the following firms:  Automated Trading Desk, 866-283-2831; Boenning & Scattergood, Inc., 800-842-8928; Keefe, Bruyette & Woods, Inc., 800-342-5529; Monroe Securities Inc., 800-766-5560; Pershing LLC, 201-413-2700; RBC Capital Markets Corp., 800-959-5951; Sandler O’ Neill & Partners, 212-466-8020; Stifel, Nicolaus & Co., Inc., 973-549-4200; UBS Securities, LLC, 203-719-8710.

Note: This press release may contain forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995. Actual results and trends could differ materially from those set forth in such statements due to various factors. These factors include operating, legal and regulatory risks; changing economic and competitive conditions and other risks and uncertainties.

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