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font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: -9.9pt;"><font style="letter-spacing: 9pt;">   </font> Balance at</div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: -9.9pt;"><font style="letter-spacing: 9pt;">   </font> June 30, 2013</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Charge-offs</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Recoveries</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Provision</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Balance at </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">September 30, 2013</div></td></tr><tr><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="width: 15%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 8%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 15%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Residential</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $         934</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $            (2)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $             1</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $         23</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $         956</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Commercial and agricultural</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">         4,240</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">          172</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">         4,412</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Construction</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              91</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            21</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            112</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Consumer</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            114</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             (12)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                5</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              7</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            114</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Other commercial and agricultural loans</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            957</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               (1)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              8</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            964</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">State and political subdivision loans</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            310</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              3</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            313</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Unallocated</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            343</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">        (144)</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            199</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Total</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $      6,989</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          (15)</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $             6</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $         90</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $      7,070</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 15%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 8%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 15%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 30%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Balance at </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> December 31, 2012</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Charge-offs</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Recoveries</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Provision</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Balance at </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">September 30, 2013</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="width: 15%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 8%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 15%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Residential</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $         875</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          (15)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $             3</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $         93</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $         956</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Commercial and agricultural</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">         4,437</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">          (25)</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">         4,412</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Construction</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              38</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            74</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            112</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Consumer</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            119</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             (42)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              26</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            11</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            114</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Other commercial and agricultural loans</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            728</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               (1)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">          237</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            964</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">State and political subdivision loans</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            271</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            42</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            313</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Unallocated</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            316</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">        (117)</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            199</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Total</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $      6,784</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          (58)</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $           29</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $       315</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $      7,070</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 15%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 8%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 15%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 30%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Balance at</div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">June 30, 2012</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Charge-offs</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Recoveries</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Provision</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Balance at</div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">September 30, 2012</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="width: 15%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 8%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 15%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Residential</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $         786</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $         79</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $         865</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Commercial and agricultural</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">         4,405</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                1</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">        (175)</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">         4,231</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Construction</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              19</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              7</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              26</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Consumer</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            108</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             (12)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                9</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            (1)</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            104</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Other commercial and agricultural loans</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            685</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             (20)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                1</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               -</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            666</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">State and political subdivision loans</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            246</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            28</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            274</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Unallocated</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            401</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">          167</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            568</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Total</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $      6,650</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          (32)</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $           11</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $       105</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $      6,734</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 15%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 8%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 15%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 30%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Balance at </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">December 31, 2011</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Charge-offs</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Recoveries</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Provision</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Balance at</div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">September 30, 2012</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="width: 15%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 8%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 15%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Residential</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $         805</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          (49)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $       109</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $         865</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Commercial and agricultural</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">         4,132</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               (2)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                7</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            94</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">         4,231</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Construction</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              15</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            11</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              26</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Consumer</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            111</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             (36)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              25</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              4</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            104</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Other commercial and agricultural loans</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            674</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             (20)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                7</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              5</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            666</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">State and political subdivision loans</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            235</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            39</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            274</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Unallocated</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            515</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            53</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            568</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Total</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $      6,487</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $        (107)</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $           39</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $       315</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $      6,734</div></td></tr></table></div><div style="text-align: justify; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;"> </div></div>
3419
3280
1037
0
501000
616000
4882000
4954000
4470000
5818000
899396000
882427000
14672000
8651000
10972000
6016000
7981000
33620000
80162000
11480000
138719000
20396000
12009000
0
1499000
42468000
316953000
19909000
19909000
1499000
97164000
145932000
145932000
318452000
318452000
11480000
0
19909000
97164000
11480000
97164000
0
0
0
0
11480000
0
1499000
310252000
0
0
4947000
100875000
1414000
0
0
127234000
310252000
4947000
0
308838000
100875000
22109000
310252000
0
4947000
127234000
53673000
0
0
1414000
0
0
22109000
0
1414000
127234000
53673000
22109000
53673000
0
0
1414000
100875000
318452000
145932000
0
0
0
1499000
0
42468000
42468000
104486000
12626000
318452000
310252000
114359000
316953000
2469000
0
1642000
0
0
0
0
0
0
0
827000
12531000
84875000
84107000
12009000
80162000
141188000
22038000
10972000
7981000
33620000
6016000
8651000
11480000
15499000
190000
0
3681000
1038000
1607000
476000
370000
127000
344000
0
134000
41000
0
42000
193300000
205600000
316015000
115734000
104250000
41869000
11850000
95288000
4922000
912000
125125000
52072000
21699000
300018000
20039000
95608000
146649000
803000
316818000
561000
385000
240000
91000
0
140000
0
0
75
561000
525000
240000
91000
43163000
46126000
14177000
14554000
378000
377000
127000
128000
10710000
13756000
26333000
30432000
10956000
12307000
-19722000
-12577000
13756000
13756000
0
26333000
26333000
0
0
26333000
13756000
0
2480000
0
3306000
3161000
3161324
3305517
1.00
1.00
15000000
15000000
0.853
0.837
0.290
0.285
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Note 7 - Employee Benefit Plans</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">For additional detailed disclosure on the Company's pension and employee benefits plans, please refer to Note 11 of the Company's Consolidated Financial Statements included in the 2012 Annual Report on Form 10-K.</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt; font-weight: bold;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt; font-weight: bold;">Noncontributory Defined Benefit Pension Plan</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The Bank sponsors a noncontributory defined benefit pension plan (“Pension Plan”) covering substantially all employees and officers.  The Bank’s funding policy is to make annual contributions, if needed, based upon the funding formula developed by the plan’s actuary. Any employee with a hire date of January 1, 2007 or later is not eligible to participate in the Pension Plan. In lieu of the Pension Plan, employees with a hire date of January 1, 2007 or later are eligible to receive, after meeting certain length of service requirements, an annual discretionary 401(k) plan contribution from the Bank equal to a percentage of an employee’s base compensation.  The contribution amount, if any, is placed in a separate account within the 401(k) plan and is subject to a vesting requirement.</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">For employees who are eligible to participate in the Pension Plan, the Pension Plan requires benefits to be paid to eligible employees based primarily upon age and compensation rates during employment.  Upon retirement or other termination of employment, employees can elect either an annuity benefit or a lump sum distribution of vested benefits in the Pension Plan.</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The following sets forth the components of net periodic benefit costs of the Pension Plan for the three and nine months ended September 30, 2013 and 2012, respectively (in thousands):</div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 60%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="width: 21%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="2" valign="bottom" style="width: 18%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Three Months Ended</div></td><td colspan="2" valign="bottom" style="width: 23%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Nine Months Ended</div></td></tr><tr><td align="left" valign="bottom" style="width: 21%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="2" valign="bottom" style="width: 18%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> <font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> September 30,</div></td><td colspan="2" valign="bottom" style="width: 23%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> <font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> September 30,</div></td></tr><tr><td align="left" valign="bottom" style="width: 21%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> 2013</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 7%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> 2012</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> 2013</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> 2012</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 21%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Service cost</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $               81</div></td><td align="right" valign="bottom" style="width: 7%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $       82</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $             258</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $              249</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 21%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Interest cost</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   89</div></td><td align="right" valign="bottom" style="width: 7%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">          85</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                274</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">259</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 21%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Expected return on plan assets</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              (165)</div></td><td align="right" valign="bottom" style="width: 7%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">      (139)</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              (508)</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> (425)</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 21%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Net amortization and deferral</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   66</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 7%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">          34</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                194</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">102</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 21%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 7%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 21%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Net periodic benefit cost</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $               71</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 7%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $       62</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $             218</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $               185</div></td></tr></table></div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The Company contributed $1,000,000 to the Pension Plan in 2013.</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt; font-weight: bold;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt; font-weight: bold;">Defined Contribution Plan</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The Company sponsors a voluntary 401(k) savings plan which eligible employees can elect to contribute up to the maximum amount allowable not to exceed the limits of IRS Code Sections 401(k).  Under the plan, the Company also makes required contributions on behalf of the eligible employees.  The Company’s contributions vest immediately.  Contributions by the Company totaled $193,000 and $184,000 for the nine months ended September 30, 2013 and 2012, respectively. For the three months ended September 30, 2013 and 2012, contributions by the Company totaled $45,000 and $52,000, respectively.</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt; font-weight: bold;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt; font-weight: bold;">Directors’ Deferred Compensation Plan</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The Company’s directors may elect to defer all or portions of their fees until their retirement or termination from service.  Amounts deferred under the plan earn interest based upon the highest current rate offered to certificate of deposit customers.  Amounts deferred under the plan are not guaranteed and represent a general liability of the Company.  At September 30, 2013 and December 31, 2012, an obligation of $976,000 and $1,001,000, respectively, was included in other liabilities for this plan in the Consolidated Balance Sheet. Amounts included in interest expense on the deferred amounts totaled $5,000 and $4,000 for each of the three months ended September 30, 2013 and 2012. For the nine months ended September 30, 2013 and 2012, amounts included in interest expense on the deferred amounts totaled $12,000 for both periods.</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt; font-weight: bold;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt; font-weight: bold;">Restricted Stock Plan</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The Company maintains a Restricted Stock Plan (the “Plan”) whereby employees and non-employee corporate directors are eligible to receive awards of restricted stock based upon performance related requirements.  Awards granted under the Plan are in the form of the Company’s common stock and are subject to certain vesting requirements including continuous employment or service with the Company.  A total of 100,000 shares of the Company’s common stock have been authorized under the Plan. As of September 30, 2013, 67,756 shares remain available to be issued under the Plan.  The Plan assists the Company in attracting, retaining and motivating employees to make substantial contributions to the success of the Company and to increase the emphasis on the use of equity as a key component of compensation.</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The following table details the vesting, awarding and forfeiting of restricted shares during 2013 and 2012:</div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="width: 22%; font-family: times new roman; font-size: 10pt; border-top: black 0.5pt solid;">  </td><td colspan="4" valign="bottom" style="width: 36%; border-top: black 0.5pt solid;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Three Months Ended September 30,</div></td><td colspan="4" valign="bottom" style="width: 37%; border-top: black 0.5pt solid;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Nine Months Ended September 30,</div></td></tr><tr><td align="left" valign="bottom" style="width: 22%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="2" valign="bottom" style="width: 19%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">2013</div></td><td colspan="2" valign="bottom" style="width: 17%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">2012</div></td><td colspan="2" valign="bottom" style="width: 20%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">2013</div></td><td colspan="2" valign="bottom" style="width: 17%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">2012</div></td></tr><tr><td align="left" valign="bottom" style="width: 22%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Weighted</div></td><td valign="bottom" style="width: 8%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Weighted</div></td><td valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Weighted</div></td><td valign="bottom" style="width: 8%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Weighted</div></td></tr><tr><td align="left" valign="bottom" style="width: 22%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Unvested</div></td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Average</div></td><td valign="bottom" style="width: 8%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Unvested</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Average</div></td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Unvested</div></td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Average</div></td><td valign="bottom" style="width: 8%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Unvested</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Average</div></td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 22%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Shares</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Market Price</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Shares</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Market Price</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Shares</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Market Price</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Shares</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Market Price</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Outstanding, beginning of period</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">         7,466</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $         41.89</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">   8,507</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $       35.16</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">8,646</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          35.51</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">   9,921</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $       29.37</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Granted</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">           -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">3,027</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             48.21</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">   3,808</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">          37.10</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Forfeited</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">           -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               (55)</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             37.10</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">           -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Vested</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">           -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> (4,152)</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             33.26</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">  (5,222)</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">          25.59</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="border-bottom: black 4px double; width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Outstanding, end of period</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">         7,466</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $         41.89</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">   8,507</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $       35.16</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">7,466</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          41.89</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">   8,507</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $       35.16</div></td></tr></table></div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">Compensation cost related to restricted stock is recognized based on the market price of the stock at the grant date over the vesting period. Compensation expense related to restricted stock was $117,000 and $103,000 for the nine months ended September 30, 2013 and 2012, respectively. For the three months ended September 30, 2013 and 2012, compensation expense totaled $39,000 and $37,000, respectively.</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt; font-weight: bold;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt; font-weight: bold;">Supplemental Executive Retirement Plan</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The Company maintains a non-qualified supplemental executive retirement plan (“SERP”) for certain executives to compensate those executive participants in the Company’s noncontributory defined benefit pension plan whose benefits are limited by compensation limitations under current tax law. At September 30, 2013 and December 31, 2012, an obligation of $1,010,000 and $901,000, respectively, was included in other liabilities for this plan in the Consolidated Balance Sheet.  Expenses related to this plan totaled $109,000 and $69,000 for the nine months ended September 30, 2013 and 2012, respectively. For the three months ended September 30, 2013 and 2012, expenses totaled $37,000 and $23,000, respectively.</div><div style="text-indent: 0pt; display: block;"><br /></div></div>
11707000
4632000
4464000
3409000
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><div style="text-align: justify; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Note 8 – Accumulated Comprehensive Income</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The following tables present the changes in accumulated other comprehensive (loss) income by component net of tax for the three and nine months ended September 30, 2013:</div><div style="text-indent: 0pt; display: block;"> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="width: 46%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="4" valign="bottom" style="border-bottom: black 2px solid; width: 48%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Three Months Ended September 30, 2013</div></td></tr><tr><td align="left" valign="bottom" style="width: 46%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 16%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Unrealized gain (loss) </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">on available for sale</div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">securities (a)</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Unrealized gain </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">(loss) on interest </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">rate swap (a)</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Defined Benefit Pension Items </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">(a)</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Total</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 46%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Balance as of June 30, 2013</div></td><td align="right" valign="bottom" style="width: 16%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                     1,259</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                 (65)</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $            (1,907)</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $     (713)</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 46%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Other comprehensive income (loss) before reclassifications (net of tax)</div></td><td align="right" valign="bottom" style="width: 16%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                         (121)</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">35</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> (86)</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 46%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Amounts reclassified from accumulated other</div></td><td align="right" valign="bottom" style="width: 16%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 8%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 46%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     comprehensive (loss) income  (net of tax)</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 16%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                           (61)</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">44</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">(17)</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="padding-bottom: 2px; width: 46%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Net current period other comprehensive income (loss)</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 16%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  (182)</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                35</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                44</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">       (103)</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 46%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Balance as of September 30, 2013</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 16%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                     1,077</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                 (30)</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $            (1,863)</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $     (816)</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 46%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 16%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 8%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 46%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="4" valign="bottom" style="border-bottom: black 2px solid; width: 48%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Nine months Ended September 30, 2013</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 46%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 16%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Unrealized gain (loss) </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">on available for sale securities (a)</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Unrealized gain </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">(loss) on interest </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">rate swap (a)</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Defined Benefit Pension Items </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">(a)</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Total</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 46%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Balance as of December 31, 2012</div></td><td align="right" valign="bottom" style="width: 16%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                     6,754</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $               (132)</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $            (1,991)</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $    4,631</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 46%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Other comprehensive income (loss) before reclassifications (net of tax)</div></td><td align="right" valign="bottom" style="width: 16%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      (5,422)</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">102</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> (5,320)</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 46%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Amounts reclassified from accumulated other</div></td><td align="right" valign="bottom" style="width: 16%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 8%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 46%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     comprehensive (loss) income (net of tax)</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 16%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                         (255)</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">128</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> (127)</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="padding-bottom: 2px; width: 46%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Net current period other comprehensive income (loss)</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 16%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               (5,677)</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               102</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               128</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">    (5,447)</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 46%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Balance as of September 30, 2013</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 16%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                     1,077</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                 (30)</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $            (1,863)</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $     (816)</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 46%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 16%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 8%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 46%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">(a) Amounts in parentheses indicate debits</div></td><td align="left" valign="bottom" style="width: 16%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 8%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr></table></div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The following table presents the significant amounts reclassified out of each component of accumulated other comprehensive income for the three and nine months ended September 30, 2013:</div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 42%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Details about accumulated other comprehensive (loss) income</div></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 26%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Amount reclassified from accumulated comprehensive (loss) income (a)</div></td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 4%; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Affected line item in the statement where net Income is presented</div></td></tr><tr><td align="left" valign="bottom" style="width: 42%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 13%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Three Months Ended</div></td><td valign="bottom" style="width: 13%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Nine Months Ended</div></td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 22%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="bottom" style="width: 42%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 26%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">September 30, 2013</div></td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 22%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="bottom" style="width: 42%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Unrealized gains and losses on available for sale securities</div></td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 22%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="bottom" style="width: 42%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $               91</div></td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $              385</div></td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Investment securities gains, net</div></td></tr><tr><td align="left" valign="bottom" style="width: 42%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                       (30)</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> (130)</div></td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Provision for income taxes</div></td></tr><tr><td align="left" valign="bottom" style="width: 42%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $               61</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $             255</div></td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Net of tax</div></td></tr><tr><td align="left" valign="bottom" style="width: 42%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 22%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="bottom" style="width: 42%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Defined benefit pension items</div></td><td align="right" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 22%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="bottom" style="width: 42%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $             (66)</div></td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $           (194)</div></td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Salaries and employee benefits</div></td></tr><tr><td align="left" valign="bottom" style="width: 42%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">22</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                          66</div></td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Provision for income taxes</div></td></tr><tr><td align="left" valign="bottom" style="width: 42%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $             (44)</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          (128)</div></td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Net of tax</div></td></tr><tr><td align="left" valign="bottom" style="width: 42%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 22%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" colspan="2" valign="bottom" style="width: 55%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">(a) Amounts in parentheses indicate debits to profit/loss</div></td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 22%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr></table></div><div style="text-align: justify; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;"><br /></div></div>
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Note 6 – Federal Home Loan Bank Stock</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The Bank is a member of the FHLB of Pittsburgh and as such, is required to maintain a minimum investment in stock of the FHLB that varies with the level of advances outstanding with the FHLB. As of September 30, 2013 and December 31, 2012, the Bank holds $2,667,200 and $3,290,000, respectively. The stock is bought from and sold to the FHLB based upon its $100 par value.  The stock does not have a readily determinable fair value and as such is classified as restricted stock, carried at cost and evaluated by management.  The stock’s value is determined by the ultimate recoverability of the par value rather than by recognizing temporary declines. The determination of whether the par value will ultimately be recovered is influenced by criteria such as the following: (a) A significant decline in net assets of the FHLB as compared to the capital stock amount and the length of time this situation has persisted (b) commitments by the FHLB to make payments required by law or regulation and the level of such payments in relation to the operating performance (c) the impact of legislative and regulatory changes on the customer base of the FHLB and (d) the liquidity position of the FHLB. Management evaluated the stock and concluded that the stock was not impaired for the periods presented herein.  Management considered that the FHLB’s regulatory capital ratios have improved in the most recent quarters, liquidity appears adequate, new shares of FHLB stock continue to exchange hands at the $100 par value and the FHLB has repurchased shares of excess capital stock from its members during 2012 and 2013 and has reinstituted the dividend.</div><div style="text-align: left; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> </div></div>
43163000
40023000
0
0
0
43403000
46126000
43403000
0
40023000
12000
12000
5000
4000
213000
570000
184000
193000
45000
52000
425000
508000
139000
165000
259000
274000
85000
89000
185000
218000
71000
62000
249000
258000
81000
82000
69000
103000
117000
109000
37000
39000
37000
23000
976000
1001000
901000
1010000
737096000
758656000
0
737096000
462557000
0
742422000
279865000
490390000
761221000
270831000
758656000
311000
318000
0
46000
0
0
200000
0
0
0
200000
200000
0
200000
200000
46000
46000
46000
46000
0
49000
61000
17000
23000
3.48
3.33
1.16
1.13
3.49
3.33
1.16
1.13
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Note 2 - Earnings per Share</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The following table sets forth the computation of earnings per share.  Earnings per share calculations give retroactive effect to stock dividends declared by the Company.</div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;"><br /> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td valign="bottom" style="width: 49%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="2" valign="bottom" style="width: 18%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Three months ended</div></td><td colspan="2" valign="bottom" style="width: 20%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Nine months ended</div></td></tr><tr><td align="left" valign="bottom" style="width: 49%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> </div></td><td colspan="2" valign="bottom" style="width: 18%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> September 30,</div></td><td colspan="2" valign="bottom" style="width: 20%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> September 30,</div></td></tr><tr><td align="left" valign="bottom" style="width: 49%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> </div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> 2013</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> 2012</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> 2013</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> 2012</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 49%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Net income applicable to common stock</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">$3,512,000</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">$3,464,000</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">$10,079,000</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">$10,666,000</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 49%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 49%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Basic earnings per share computation</div></td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="padding-bottom: 4px; width: 49%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Weighted average common shares outstanding</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">   3,024,507</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">   3,052,628</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     3,029,801</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     3,059,808</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 49%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Earnings per share - basic</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">$1.16</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">$1.13</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">$3.33</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">$3.49</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 49%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 49%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Diluted earnings per share computation</div></td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 49%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Weighted average common shares outstanding for basic earnings per share</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">   3,024,507</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">   3,052,628</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     3,029,801</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     3,059,808</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 49%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Add: Dilutive effects of restricted stock</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">          1,483</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">          2,066</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            1,288</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            1,762</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 49%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Weighted average common shares outstanding for dilutive earnings per share</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">   3,025,990</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">   3,054,694</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     3,031,089</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     3,061,570</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 49%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Earnings per share - diluted</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">$1.16</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">$1.13</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">$3.33</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">$3.48</div></td></tr></table></div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">For the three months ended September 30, 2013 and 2012, there were 1,037 and 0 shares, respectively, related to the restricted stock program that were excluded from the diluted earnings per share calculations since they were anti-dilutive. For the nine months ended September 30, 2013 and 2012, 3,280 and 3,419 shares, respectively, related to the restricted stock program were excluded from the diluted earnings per share calculations since they were anti-dilutive.</div><div style="text-indent: 0pt; margin-left: 0pt; margin-right: 0pt;"><div> </div></div></div>
315000
372000
157000
113000
Discounted Cash Flows
Appraised Collateral Values
Appraised Collateral Values
0
0.07
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The following table provides a listing of the significant unobservable inputs used in the fair value measurement process for items valued utilizing level III techniques.</div><div style="text-indent: 0pt; display: block;"><br /></div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: times new roman; font-size: 10pt;"><tr><td valign="bottom" style="width: 19%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="2" valign="bottom" style="width: 21%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Fair value as of</div></td><td valign="bottom" style="width: 3%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td valign="bottom" style="width: 19%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 22%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 19%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> September 30, </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> 2013</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> December 31, </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> 2012</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 3%; font-family: times new roman; font-size: 10pt;"> </td><td valign="bottom" style="border-bottom: black 2px solid; width: 19%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Valuation Technique(s)</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 22%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Unobservable input</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Range</div></td></tr><tr><td align="left" valign="top" style="width: 19%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Impaired Loans</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $      4,470</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $      4,882</div></td><td align="left" valign="bottom" style="width: 3%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 19%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Discounted Cash Flows</div></td><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Discount rates</div></td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">0-7%</div></td></tr><tr><td align="left" valign="bottom" style="width: 19%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 3%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 19%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 22%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="bottom" style="width: 19%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">         5,818</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">         4,954</div></td><td align="left" valign="bottom" style="width: 3%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 19%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Appraised Collateral Values</div></td><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Discount for time since appraisal</div></td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">0-20%</div></td></tr><tr><td align="left" valign="bottom" style="width: 19%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 3%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 19%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Selling costs</div></td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">0%-10%</div></td></tr><tr><td align="left" valign="bottom" style="width: 19%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 3%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 19%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Holding period</div></td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">0 - 18 months</div></td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 19%; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 11%; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 3%; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 19%; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 22%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="top" style="width: 19%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Other real estate owned</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            501</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            616</div></td><td align="left" valign="bottom" style="width: 3%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 19%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Appraised Collateral Values</div></td><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Discount for time since appraisal</div></td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">0-20%</div></td></tr><tr><td align="left" valign="bottom" style="width: 19%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 3%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 19%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Selling costs</div></td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">0%-10%</div></td></tr><tr><td align="left" valign="bottom" style="width: 19%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 3%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 19%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Holding period</div></td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">0 - 18 months</div></td></tr></table></div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div></div>
0
0
0.2
0.2
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><div style="text-align: justify; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;"><font style="display: inline; font-family: Times New Roman; font-size: 10pt; font-weight: bold;">Note 9 – Fair Value Measurements</font></div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The Company established a hierarchal disclosure framework associated with the level of pricing observability utilized in measuring assets and liabilities at fair value. The three broad levels defined by this hierarchy are as follows:</div><div style="text-align: left; text-indent: 36pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> </div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="top" style="width: 13%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Level I:</div></td><td align="left" valign="top" style="width: 78%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Quoted prices are available in active markets for identical assets or liabilities as of the reported date.</div></td></tr></table></div><div style="text-align: left; text-indent: 36pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> </div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="top" style="width: 13%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Level II:</div></td><td align="left" valign="top" style="width: 78%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Pricing inputs are other than quoted prices in active markets, which are either directly or indirectly observable as of the reported date. The nature of these assets and liabilities include items for which quoted prices are available but traded less frequently, and items that are fair valued using other financial instruments, the parameters of which can be directly observed.</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="top" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="top" style="width: 78%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="top" style="width: 13%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Level III:</div></td><td align="left" valign="top" style="width: 78%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Assets and liabilities that have little to no pricing observability as of the reported date. These items do not have two-way markets and are measured using management’s best estimate of fair value, where the inputs into the determination of fair value require significant management judgment or estimation.</div></td></tr></table></div><div style="display: inline; font-family: Times New Roman; font-size: 10pt;"> </div><div style="display: inline; font-family: Times New Roman; font-size: 10pt;">A description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below.</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">In general, fair value is based upon quoted market prices, where available. If such quoted market prices are not available, fair value is based upon internally developed models that primarily use, as inputs, observable market-based parameters. Valuation adjustments may be made to ensure that financial instruments are recorded at fair value. These adjustments may include amounts to reflect counterparty credit quality, the Company's creditworthiness, among other things, as well as unobservable parameters. Any such valuation adjustments are applied consistently over time. Our valuation methodologies may produce a fair value calculation that may not be indicative of net realizable value or reflective of future fair values. While management believes the Company’s valuation methodologies are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. Transfers between levels of the fair value hierarchy are recognized on the actual date of the event or circumstances that caused the transfer, which generally coincides with the Company’s monthly and/or quarterly valuation process.</div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Financial Instruments Recorded at Fair Value on a Recurring Basis</div><div style="text-align: justify; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> </div><div style="text-align: justify; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">The fair values of securities available for sale are determined by quoted prices in active markets, when available, and classified as Level I. If quoted market prices are not available, the fair value is determined by a matrix pricing, which is a mathematical technique, widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities and classified as Level II. The fair values consider observable data that may include dealer quotes, market spreads, cash flows, the U.S. Treasury yield curve, live trading levels, trade execution data, market consensus prepayment speeds, credit information and the bond’s terms and conditions, among other things.</div><div style="text-align: justify; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;"> </div><div style="text-align: justify; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Currently, we use an interest rate swap, which is a derivative, to manage our interest rate risk related to the trust preferred security. The valuation of this instrument is determined using widely accepted valuation techniques including discounted cash flow analysis on the expected cash flows of each derivative and classified as Level II. This analysis reflects the contractual terms of the derivatives, including the period to maturity, and uses observable market-based inputs, including LIBOR rate curves. We also obtain dealer quotations for these derivatives for comparative purposes to assess the reasonableness of the model valuations.</div><div style="text-align: justify; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> </div><div style="text-align: justify; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">The following tables present the assets and liabilities reported on the consolidated balance sheet at their fair value on a recurring basis as of September 30, 2013 and December 31, 2012 by level within the fair value hierarchy (in thousands). Financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement.</div><div style="text-indent: 0pt; display: block;"> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> <font style="display: inline; font-weight: bold;">September 30, 2013</font></div></td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Level I</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Level II</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Level III</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Total</div></td></tr><tr><td align="left" valign="bottom" style="width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Fair value measurements on a recurring basis:</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="bottom" style="width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Assets</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="top" style="width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">  Securities available for sale:</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     U.S. agency securities</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $             145,932</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                    -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $             145,932</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     U.S. treasury securities</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">11,480</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">11,480</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Obligations of state and</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">        political subdivisions</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">97,164</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                       -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">97,164</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Corporate obligations</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">19,909</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                       -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">19,909</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Mortgage-backed securities in</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">       government sponsored entities</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">42,468</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                       -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">42,468</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Equity securities in financial institutions</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">           1,499</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                            -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                       -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">1,499</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Liabilities</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">   Trust Preferred Interest Rate Swap</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">(46)</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                       -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">(46)</div></td></tr></table></div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">  December 31, 2012</div></td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td colspan="8" valign="bottom" style="border-bottom: black 2px solid; width: 54%; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="bottom" style="width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Fair value measurements on a recurring basis:</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="bottom" style="width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Assets</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="top" style="width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">  Securities available for sale:</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     U.S. agency securities</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                -</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $             127,234</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                    -</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $             127,234</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     U.S. treasury securities</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                   -</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">4,947</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                       -</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">4,947</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Obligations of state and</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">          political subdivisions</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                   -</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">100,875</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                       -</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">100,875</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Corporate obligations</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                   -</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">22,109</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                       -</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">22,109</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Mortgage-backed securities in</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">          government sponsored entities</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                   -</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">53,673</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                       -</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">53,673</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Equity securities in financial institutions</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">           1,414</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                            -</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                       -</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">1,414</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Liabilities</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">   Trust Preferred Interest Rate Swap</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                   -</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">(200)</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                       -</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">(200)</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr></table></div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: justify; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Financial Instruments, Non-Financial Assets and Non-Financial Liabilities Recorded at Fair Value on a Nonrecurring Basis</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The Company may be required, from time to time, to measure certain financial assets, financial liabilities, non-financial assets and non-financial liabilities at fair value on a nonrecurring basis in accordance with U.S. generally accepted accounting principles. These include assets that are measured at the lower of cost or market value that were recognized at fair value below cost at the end of the period. Certain non-financial assets measured at fair value on a non-recurring basis include foreclosed assets (upon initial recognition or subsequent impairment), non-financial assets and non-financial liabilities measured at fair value in the second step of a goodwill impairment test, and intangible assets and other non-financial long-lived assets measured at fair value for impairment assessment. Non-financial assets measured at fair value on a non-recurring basis during 2013 and 2012 include certain foreclosed assets which, upon initial recognition, were remeasured and reported at fair value through a charge-off to the allowance for possible loan losses and certain foreclosed assets which, subsequent to their initial recognition, were remeasured at fair value through a write-down included in other non-interest expense.</div><div style="text-indent: 0pt; display: block;"><br /></div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: times new roman; font-size: 10pt;"><tr valign="top"><td align="right" style="width: 36pt;"><div style="display: inline; font-family: Symbol, serif; font-size: 10pt;"><div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;"><div style="text-align: left; font-family: 'Times New Roman', serif; font-size: 10pt;"><div style="text-align: right; font-family: 'Times New Roman', serif; font-size: 10pt;"><div style="text-align: right; font-family: 'Times New Roman', serif; font-size: 10pt;">●   </div></div></div></div></div></td><td><div style="text-align: justify; text-indent: 0pt; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="font-style: italic; display: inline; font-weight: bold;">Impaired Loans - </font>Loans for which it is probable that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered impaired. Once a loan is identified as individually impaired, management measures impairment using one of several methods, including collateral value, liquidation value and discounted cash flows. Those impaired loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans. Collateral values are estimated using Level 2 inputs based on observable market data or Level 3 inputs based on customized discounting criteria. For a majority of impaired real estate related loans, the Company obtains a current external appraisal. Other valuation techniques are used as well, including internal valuations, comparable property analysis and contractual sales information.</div><div style="text-align: justify; text-indent: 0pt; margin-left: 0pt; margin-right: 0pt;"> </div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: times new roman; font-size: 10pt;"><tr valign="top"><td align="right" style="width: 36pt;"><div style="display: inline; font-family: Symbol, serif; font-size: 10pt;"><div style="text-align: right; font-family: 'Times New Roman', serif; font-size: 10pt;">●   </div></div></td><td><div style="text-align: justify; text-indent: 0pt; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="font-style: italic; display: inline; font-weight: bold;">Other Real Estate owned – </font>Other real estate owned, which is obtained through the Bank’s foreclosure process is valued utilizing the appraised collateral value. Collateral values are estimated using Level 2 inputs based on observable market data or Level 3 inputs based on customized discounting criteria. At the time the foreclosure is completed, the Company obtains an updated external appraisal.</div></td></tr></table></div><div style="text-align: justify; text-indent: 36pt; display: block; margin-left: 0pt; margin-right: 0pt;"><br /><font style="display: inline; font-family: Times New Roman; font-size: 10pt;">Assets measured at fair value on a nonrecurring basis as of September 30, 2013 and December 31, 2012 are included in the table below (in thousands):</font></div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> <font style="display: inline; font-weight: bold;">September 30, 2013</font></div></td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Level I</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Level II</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Level III</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">T<font style="letter-spacing: 9pt;">   </font> otal</div></td></tr><tr><td align="left" valign="top" style="width: 22%;"><div style="text-align: left; text-indent: 27pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Impaired Loans</div></td><td align="left" valign="top" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                         -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          10,288</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $               10,288</div></td></tr><tr><td align="left" valign="top" style="width: 22%;"><div style="text-align: left; text-indent: 27pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Other real estate owned</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   -</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                            -</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">501</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">501</div></td></tr><tr><td align="left" valign="bottom" style="width: 22%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> December 31, 2012</div></td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td colspan="8" valign="bottom" style="border-bottom: black 2px solid; width: 54%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="top" style="width: 22%;"><div style="text-align: left; text-indent: 27pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Impaired Loans</div></td><td align="left" valign="top" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                         -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $            9,836</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                 9,836</div></td></tr><tr><td align="left" valign="top" style="width: 22%;"><div style="text-align: left; text-indent: 27pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Other real estate owned</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                   -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                            -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  616</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">616</div></td></tr></table></div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The following table provides a listing of the significant unobservable inputs used in the fair value measurement process for items valued utilizing level III techniques.</div><div style="text-indent: 0pt; display: block;"><br /></div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: times new roman; font-size: 10pt;"><tr><td valign="bottom" style="width: 19%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="2" valign="bottom" style="width: 21%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Fair value as of</div></td><td valign="bottom" style="width: 3%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td valign="bottom" style="width: 19%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 22%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 19%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> September 30, </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> 2013</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> December 31, </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> 2012</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 3%; font-family: times new roman; font-size: 10pt;"> </td><td valign="bottom" style="border-bottom: black 2px solid; width: 19%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Valuation Technique(s)</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 22%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Unobservable input</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Range</div></td></tr><tr><td align="left" valign="top" style="width: 19%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Impaired Loans</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $      4,470</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $      4,882</div></td><td align="left" valign="bottom" style="width: 3%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 19%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Discounted Cash Flows</div></td><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Discount rates</div></td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">0-7%</div></td></tr><tr><td align="left" valign="bottom" style="width: 19%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 3%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 19%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 22%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="bottom" style="width: 19%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">         5,818</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">         4,954</div></td><td align="left" valign="bottom" style="width: 3%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 19%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Appraised Collateral Values</div></td><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Discount for time since appraisal</div></td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">0-20%</div></td></tr><tr><td align="left" valign="bottom" style="width: 19%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 3%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 19%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Selling costs</div></td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">0%-10%</div></td></tr><tr><td align="left" valign="bottom" style="width: 19%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 3%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 19%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Holding period</div></td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">0 - 18 months</div></td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 19%; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 11%; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 3%; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 19%; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 22%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="top" style="width: 19%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Other real estate owned</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            501</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            616</div></td><td align="left" valign="bottom" style="width: 3%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 19%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Appraised Collateral Values</div></td><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Discount for time since appraisal</div></td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">0-20%</div></td></tr><tr><td align="left" valign="bottom" style="width: 19%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 3%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 19%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Selling costs</div></td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">0%-10%</div></td></tr><tr><td align="left" valign="bottom" style="width: 19%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 3%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 19%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Holding period</div></td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">0 - 18 months</div></td></tr></table></div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The fair values of the Company’s financial instruments are as follows (in thousands):</div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td valign="bottom" style="width: 30%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Carrying</div></td><td valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">September 30, 2013</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Amount</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Fair Value</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Level I</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Level II</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Level III</div></td></tr><tr><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Financial assets:</div></td><td valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Cash and due from banks</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $    13,756</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $    13,756</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          13,756</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $              -</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                     -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Interest bearing time deposits with other banks</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">         2,480</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">         2,477</div></td><td valign="bottom" style="text-align: right; width: 11%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                2,477</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Available-for-sale securities</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     318,452</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     318,452</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               1,499</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     316,953</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                        -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Loans held for sale</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            260</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            260</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  260</div></td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Net loans</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     515,262</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     532,086</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                       -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            532,086</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Bank owned life insurance</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">       14,554</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">       14,554</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             14,554</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                        -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Regulatory stock</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">         2,942</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">         2,942</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               2,942</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                        -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="border-bottom: black 2px solid; text-align: left; width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Accrued interest receivable</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">         3,815</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">         3,815</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               3,815</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                        -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: right; width: 30%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Financial liabilities:</div></td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Deposits</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $  758,656</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $  761,221</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $        490,390</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $              -</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $         270,831</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Borrowed funds</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">       43,163</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">       40,023</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                       -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">       40,023</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                        -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Trust preferred interest rate swap</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              46</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              46</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                       -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              46</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                        -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="border-bottom: black 2px solid; text-align: left; width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Accrued interest payable</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            971</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            971</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">971</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                        -</div></td></tr></table></div><div style="text-indent: 0pt; display: block;"> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td valign="bottom" style="width: 24%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Carrying</div></td><td valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 24%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">December 31, 2012</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Amount</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Fair Value</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Level I</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Level II</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Level III</div></td></tr><tr><td align="left" valign="bottom" style="width: 24%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Financial assets:</div></td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 24%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Cash and due from banks</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $    26,333</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $    26,333</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          26,333</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                     -</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 24%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Available-for-sale securities</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     310,252</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     310,252</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               1,414</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     308,838</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 24%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Loans held for sale</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">         1,458</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">         1,458</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               1,458</div></td><td valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 24%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Net loans</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     495,679</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     522,502</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                       -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            522,502</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 24%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Bank owned life insurance</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">       14,177</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">       14,177</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             14,177</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 24%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Regulatory stock</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">         3,565</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">         3,565</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               3,565</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 24%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Accrued interest receivable</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">         3,816</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">         3,816</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               3,816</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="width: 24%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 24%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Financial liabilities:</div></td><td valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 24%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Deposits</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $  737,096</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $  742,422</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $        462,557</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $         279,865</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 24%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Borrowed funds</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">       46,126</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">       43,403</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                       -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">       43,403</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 24%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Trust preferred interest rate swap</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            200</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            200</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                       -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            200</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 24%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Accrued interest payable</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">         1,143</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">         1,143</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">1,143</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td></tr></table></div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">Fair value is determined, based on relevant market information and information about the financial instrument.  These estimates do not reflect any premium or discount that could result from offering for sale at one time the Company’s entire holdings of a particular financial instrument.  Because no market exists for a significant portion of the Company’s financial instruments, fair value estimates are based on judgments regarding future expected loss experience, current economic conditions, risk characteristics of various financial instruments and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore cannot be determined with precision. Changes in assumptions can significantly affect the estimates.</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">Fair values have been determined by the Company using historical data, as generally provided in the Company’s regulatory reports, and an estimation methodology suitable for each category of financial instruments. The Company’s fair value estimates, methods and assumptions are set forth below for the Company’s other financial instruments.</div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Cash and Cash Equivalents:</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The carrying amounts for cash and due from banks approximate fair value because they have original maturities of 90 days or less and do not present unanticipated credit concerns.</div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Accrued Interest Receivable and Payable:</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The carrying amounts for accrued interest receivable and payable approximate fair value because they are generally received or paid in 90 days or less and do not present unanticipated credit concerns.</div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Interest bearing time deposits with other banks:</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The fair value of interest bearing time deposits with other banks is based on the discounted value of contractual cash flows. The discount rate is estimated using the rates currently offered for deposits of similar remaining maturities.</div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Available-For-Sale Securities:</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The fair values of available-for-sale securities are based on quoted market prices as of the balance sheet date.  For certain instruments, fair value is estimated by obtaining quotes from independent dealers.</div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Loans held for sale</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The carrying amount for loans held for sale approximates fair value as the loans are only held for less than a week from origination.</div><div style="text-indent: 0pt; margin-left: 0pt; margin-right: 0pt;"><div> </div></div><div style="text-align: left; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Loans:</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">Fair values are estimated for portfolios of loans with similar financial characteristics.  The fair value of performing loans has been estimated by discounting expected future cash flows. The discount rate used in these calculations is derived from the Treasury yield curve adjusted for credit quality, operating expense and prepayment option price, and is calculated by discounting scheduled cash flows through the estimated maturity using estimated market discount rates that reflect the credit and interest rate risk inherent in the loan. The estimate of maturity is based on the Company’s historical experience with repayments for each loan classification, modified as required by an estimate of the effect of current economic and lending conditions.</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">Fair value for significant nonperforming loans is based on recent external appraisals. If appraisals are not available, estimated cash flows are discounted using a rate commensurate with the risk associated with the estimated cash flows. Assumptions regarding credit risk, cash flows, and discount rates are judgmentally determined using available market information and specific borrower information.</div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Bank Owned Life Insurance:</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The carrying value of bank owned life insurance approximates fair value based on applicable redemption provisions.</div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Regulatory Stock:</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The carrying value of regulatory stock approximates fair value based on applicable redemption provisions.</div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Deposits:</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The fair value of deposits with no stated maturity, such as noninterest-bearing demand deposits, savings and NOW accounts, and money market accounts, is equal to the amount payable on demand. The fair value of certificates of deposit is based on the discounted value of contractual cash flows. The discount rate is estimated using the rates currently offered for deposits of similar remaining maturities.</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The deposits’ fair value estimates do not include the benefit that results from the low-cost funding provided by the deposit liabilities compared to the cost of borrowing funds in the market, commonly referred to as the core deposit intangible.</div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Borrowed Funds:</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">Rates available to the Company for borrowed funds with similar terms and remaining maturities are used to estimate the fair value of borrowed funds.</div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Trust Preferred Interest Rate Swap:</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The fair value of the trust preferred interest rate swap is based on a pricing model that utilizes a yield curve and information contained in the swap agreement.</div><div style="text-indent: 0pt; display: block;"><br /></div></div>
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><div style="text-align: justify; text-indent: 36pt; display: block; margin-left: 0pt; margin-right: 0pt;"><font style="display: inline; font-family: Times New Roman; font-size: 10pt;">Assets measured at fair value on a nonrecurring basis as of September 30, 2013 and December 31, 2012 are included in the table below (in thousands):</font></div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> <font style="display: inline; font-weight: bold;">September 30, 2013</font></div></td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Level I</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Level II</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Level III</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">T<font style="letter-spacing: 9pt;">   </font> otal</div></td></tr><tr><td align="left" valign="top" style="width: 22%;"><div style="text-align: left; text-indent: 27pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Impaired Loans</div></td><td align="left" valign="top" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                         -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          10,288</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $               10,288</div></td></tr><tr><td align="left" valign="top" style="width: 22%;"><div style="text-align: left; text-indent: 27pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Other real estate owned</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   -</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                            -</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">501</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">501</div></td></tr><tr><td align="left" valign="bottom" style="width: 22%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> December 31, 2012</div></td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td colspan="8" valign="bottom" style="border-bottom: black 2px solid; width: 54%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="top" style="width: 22%;"><div style="text-align: left; text-indent: 27pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Impaired Loans</div></td><td align="left" valign="top" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                         -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $            9,836</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                 9,836</div></td></tr><tr><td align="left" valign="top" style="width: 22%;"><div style="text-align: left; text-indent: 27pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Other real estate owned</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                   -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                            -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  616</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">616</div></td></tr></table></div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div></div>
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The fair values of the Company’s financial instruments are as follows (in thousands):</div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td valign="bottom" style="width: 30%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Carrying</div></td><td valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">September 30, 2013</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Amount</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Fair Value</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Level I</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Level II</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Level III</div></td></tr><tr><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Financial assets:</div></td><td valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Cash and due from banks</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $    13,756</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $    13,756</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          13,756</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $              -</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                     -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Interest bearing time deposits with other banks</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">         2,480</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">         2,477</div></td><td valign="bottom" style="text-align: right; width: 11%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                2,477</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Available-for-sale securities</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     318,452</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     318,452</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               1,499</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     316,953</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                        -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Loans held for sale</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            260</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            260</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  260</div></td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Net loans</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     515,262</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     532,086</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                       -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            532,086</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Bank owned life insurance</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">       14,554</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">       14,554</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             14,554</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                        -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Regulatory stock</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">         2,942</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">         2,942</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               2,942</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                        -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="border-bottom: black 2px solid; text-align: left; width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Accrued interest receivable</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">         3,815</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">         3,815</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               3,815</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                        -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: right; width: 30%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Financial liabilities:</div></td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Deposits</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $  758,656</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $  761,221</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $        490,390</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $              -</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $         270,831</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Borrowed funds</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">       43,163</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">       40,023</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                       -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">       40,023</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                        -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Trust preferred interest rate swap</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              46</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              46</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                       -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              46</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                        -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="border-bottom: black 2px solid; text-align: left; width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Accrued interest payable</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            971</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            971</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">971</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                        -</div></td></tr></table></div><div style="text-indent: 0pt; display: block;"> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td valign="bottom" style="width: 24%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Carrying</div></td><td valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 24%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">December 31, 2012</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Amount</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Fair Value</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Level I</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Level II</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Level III</div></td></tr><tr><td align="left" valign="bottom" style="width: 24%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Financial assets:</div></td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 24%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Cash and due from banks</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $    26,333</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $    26,333</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          26,333</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                     -</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 24%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Available-for-sale securities</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     310,252</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     310,252</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               1,414</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     308,838</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 24%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Loans held for sale</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">         1,458</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">         1,458</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               1,458</div></td><td valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 24%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Net loans</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     495,679</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     522,502</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                       -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            522,502</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 24%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Bank owned life insurance</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">       14,177</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">       14,177</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             14,177</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 24%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Regulatory stock</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">         3,565</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">         3,565</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               3,565</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 24%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Accrued interest receivable</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">         3,816</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">         3,816</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               3,816</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="width: 24%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 24%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Financial liabilities:</div></td><td valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 24%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Deposits</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $  737,096</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $  742,422</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $        462,557</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $         279,865</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 24%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Borrowed funds</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">       46,126</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">       43,403</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                       -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">       43,403</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 24%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Trust preferred interest rate swap</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            200</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            200</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                       -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            200</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 24%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Accrued interest payable</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">         1,143</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">         1,143</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">1,143</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td></tr></table></div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div></div>
2667200
3290000
353000
337000
112000
115000
472000
539000
148000
169000
0
0
299000
195000
18000
0
506000
0
0
88000
244000
4000
152000
0
0
588000
0
0
94000
0
0
178000
0
0
362000
0
0
0
0
8067000
0
181000
7042000
482000
8697000
0
15000
523000
460000
7521000
37000
0
0
0
0
0
0
559000
582000
1000
0
22000
560000
1000
0
598000
539000
125000
0
17000
1186000
2848000
0
46000
2721000
602000
0
636000
2566000
962000
2493000
45000
0
73000
267000
54000
0
935000
0
127000
2000
0
49000
107000
20000
0
36000
0
0
15000
0
42000
58000
0
1000
0
0
15000
0
12000
0
0
1000
2000
0
0
0
12000
32000
0
20000
0
0
0
0
230000
2679000
317000
2149000
493000
506000
0
0
0
3185000
4000
222000
0
4200000
0
351000
3019000
600000
3612000
0
588000
0
65000
137000
140000
16000
0
17000
285000
0
354000
0
69000
294000
0
0
43000
0
0
0
425000
0
641000
216000
283000
39000
7000
0
0
0
0
7000
25000
26000
0
0
29000
0
0
0
3000
0
6000
0
0
1000
5000
0
0
0
9000
1000
11000
0
0
1000
0
1795000
8594000
0
10886000
0
424000
0
901000
0
9093000
10418000
0
15000
482000
60105000
9280000
9917000
113334000
18272000
44447000
510110000
514643000
17961000
496358000
10467000
491112000
59208000
5246000
40341000
12011000
105125000
173959000
71026000
6260000
20788000
171045000
4533000
67455000
313000
964000
568000
274000
4231000
666000
26000
865000
6734000
104000
7070000
119000
271000
4437000
728000
6784000
38000
316000
875000
114000
199000
235000
4132000
805000
674000
515000
6487000
15000
111000
310000
19000
108000
6650000
6989000
786000
343000
957000
685000
91000
114000
246000
4240000
4405000
401000
934000
112000
4412000
956000
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><div style="text-indent: 0pt; margin-left: 0pt; margin-right: 0pt;"><div><font style="display: inline; font-family: Times New Roman; font-size: 10pt;">The following tables represent credit exposures by internally assigned grades as of September 30, 2013 and December 31, 2012 (in thousands):</font><br /></div></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">September 30, 2013</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Pass</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;"> </font>Special Mention</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Substandard</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Doubtful</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Loss</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">  </font>Ending Balance</div></td></tr><tr><td align="left" valign="bottom" style="width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 14%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Commercial</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          150,711</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $           3,045</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                  21,566</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $              211</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $              -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          175,533</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Agricultural</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               15,054</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              3,845</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                       2,014</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                      -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               20,913</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Construction</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               18,272</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                      -</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                              -</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                      -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               18,272</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Other commercial loans</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               40,948</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              1,526</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                       2,398</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                     8</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               44,880</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Other agricultural loans</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 7,142</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 865</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                       1,273</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                      -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 9,280</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">State and political</div></td><td valign="bottom" style="text-align: right; width: 12%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 14%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 12%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; padding-bottom: 2px; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">   subdivision loans</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               60,105</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                      -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                              -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                      -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               60,105</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          292,232</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $           9,281</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                  27,251</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $              219</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $              -</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          328,983</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="border-bottom: black 2px solid; text-align: left; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">December 31, 2012</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Real estate loans:</div></td><td valign="bottom" style="text-align: right; width: 12%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 14%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 12%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Commercial</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          149,892</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $           7,616</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                  19,127</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                75</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $              -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          176,710</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Agricultural</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               13,690</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              2,386</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                       1,939</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               18,015</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Construction</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               12,011</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      -</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                              -</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               12,011</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Other commercial loans</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               39,239</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 826</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                       1,555</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               41,620</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Other agricultural loans</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 4,833</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 589</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                          838</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 6,260</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">State and political</div></td><td valign="bottom" style="text-align: right; width: 12%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 14%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 12%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; padding-bottom: 2px; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">   subdivision loans</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               58,120</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                       1,088</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               59,208</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: right; width: 20%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          277,785</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $         11,417</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                  24,547</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                75</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $              -</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          313,824</div></td></tr></table></div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">For residential real estate mortgages, home equity and consumer loans, credit quality is monitored based on whether the loan is performing or non-performing, which is typically based on the aging status of the loan and payment activity, unless a specific action, such as bankruptcy, repossession, death or significant delay in payment occurs to raise awareness of a possible credit event. Non-performing loans include those loans that are considered nonaccrual, described in more detail below and all loans past due 90 or more days. The following table presents the recorded investment in those loan classes based on payment activity as of September 30, 2013 and December 31, 2012 (in thousands):</div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 60%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 28%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">September 30, 2013</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 23%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Performing</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 23%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">  </font>Non-performing</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 26%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Total</div></td></tr><tr><td align="left" valign="bottom" style="width: 28%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="width: 23%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 23%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 26%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Mortgages</div></td><td valign="bottom" style="text-align: right; width: 23%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          114,291</div></td><td valign="bottom" style="text-align: right; width: 23%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $              718</div></td><td valign="bottom" style="text-align: right; width: 26%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                115,009</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 28%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Home Equity</div></td><td valign="bottom" style="text-align: right; width: 23%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               68,089</div></td><td valign="bottom" style="text-align: right; width: 23%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 272</div></td><td valign="bottom" style="text-align: right; width: 26%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                     68,361</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; padding-bottom: 2px; width: 28%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Consumer</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 23%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 9,964</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 23%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   15</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 26%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                       9,979</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 28%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 23%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          192,344</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 23%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $           1,005</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 26%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                193,349</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: right; width: 28%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 23%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 23%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 26%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="border-bottom: black 2px solid; text-align: left; width: 28%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">December 31, 2012</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 23%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 23%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 26%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 28%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Real estate loans:</div></td><td valign="bottom" style="text-align: right; width: 23%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 23%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 26%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 28%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Mortgages</div></td><td valign="bottom" style="text-align: right; width: 23%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          105,822</div></td><td valign="bottom" style="text-align: right; width: 23%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $              726</div></td><td valign="bottom" style="text-align: right; width: 26%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                106,548</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 28%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Home Equity</div></td><td valign="bottom" style="text-align: right; width: 23%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               71,263</div></td><td valign="bottom" style="text-align: right; width: 23%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 269</div></td><td valign="bottom" style="text-align: right; width: 26%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                     71,532</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; padding-bottom: 2px; width: 28%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Consumer</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 23%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               10,555</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 23%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                     4</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 26%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                     10,559</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 28%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 23%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          187,640</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 23%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $              999</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 26%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                188,639</div></td></tr></table></div><div style="text-indent: 0pt; display: block;"><br /></div></div>
125000
62000
4164000
0
0
3525000
433000
7689000
0
506000
2751000
0
54000
1423000
92000
3284000
2821000
1279000
0
6105000
906000
0
4488000
1675000
9964000
511446000
52365000
18272000
182888000
12011000
492045000
10559000
185632000
46979000
177656000
59208000
60105000
187852000
919000
313000
199000
112000
119000
6202000
3878000
38000
316000
271000
853000
727000
114000
3852000
963000
6472000
501000
0
0
616000
0
0
616000
501000
287000
236000
102000
75000
561000
385000
91000
385000
240000
91000
10256000
10256000
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The following table includes the recorded investment and unpaid principal balances for impaired financing receivables by class, with the associated allowance amount, if applicable (in thousands):</div><div style="text-indent: 0pt; display: block;"> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="width: 17%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 8%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Recorded</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Recorded</div></td><td valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="bottom" style="width: 17%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 8%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Unpaid</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Investment</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Investment</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Total</div></td><td valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="bottom" style="width: 17%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 8%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Principal</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> With No</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> With</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Recorded</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Related</div></td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">September 30, 2013</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Balance</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Allowance</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Allowance</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Investment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Allowance</div></td></tr><tr><td align="left" valign="bottom" style="width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="width: 8%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Mortgages</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $       375</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          141</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          206</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          347</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          24</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Home Equity</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">          135</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             135</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             135</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             13</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Commercial</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     10,052</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">          5,714</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">          2,880</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">          8,594</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">           560</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Agricultural</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Construction</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Consumer</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            15</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               15</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               15</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Other commercial loans</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">       1,851</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">          1,438</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             357</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">          1,795</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               1</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Other agricultural loans</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">State and political</div></td><td valign="bottom" style="text-align: right; width: 8%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; padding-bottom: 2px; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">   subdivision loans</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $  12,428</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $       7,308</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $       3,578</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $     10,886</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $        598</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: right; width: 17%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 8%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="border-bottom: black 2px solid; text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">December 31, 2012</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Real estate loans:</div></td><td valign="bottom" style="text-align: right; width: 8%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Mortgages</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $       309</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          150</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          136</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          286</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $            8</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Home Equity</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">          138</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             138</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             138</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             14</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Commercial</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     10,669</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">          6,476</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">          2,617</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">          9,093</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">           559</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Agricultural</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Construction</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Consumer</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Other commercial loans</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">          950</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             592</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             309</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             901</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               1</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Other agricultural loans</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">State and political</div></td><td valign="bottom" style="text-align: right; width: 8%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; padding-bottom: 2px; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">   subdivision loans</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $  12,066</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $       7,218</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $       3,200</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $     10,418</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $        582</div></td></tr></table></div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The following table includes the average balance of impaired financing receivables by class and the income recognized on impaired loans for the three and nine month periods ended September 30, 2013 and 2012 (in thousands):</div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="width: 17%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="6" valign="bottom" style="width: 55%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> For the Nine Months ended</div></td></tr><tr><td align="left" valign="bottom" style="width: 17%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid; width: 28%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">September 30, 2013</div></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid; width: 27%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">September 30, 2012</div></td></tr><tr><td align="left" valign="bottom" style="width: 17%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Interest</div></td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Interest</div></td></tr><tr><td align="left" valign="bottom" style="width: 17%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Average</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Interest</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Income</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Average</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Interest</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Income</div></td></tr><tr><td align="left" valign="bottom" style="width: 17%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Recorded</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Income</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Recognized</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Recorded</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Income</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Recognized</div></td></tr><tr><td align="left" valign="bottom" style="width: 17%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Investment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Recognized</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Cash Basis</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Investment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Recognized</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Cash Basis</div></td></tr><tr><td align="left" valign="bottom" style="width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Mortgages</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $       336</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $              6</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          139</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $            2</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $               -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Home Equity</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">          136</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 3</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             100</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               3</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 1</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Commercial</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">       8,521</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             426</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">361</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">          7,891</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             74</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               45</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Agricultural</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Construction</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Consumer</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              2</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Other commercial loans</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">       1,740</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               58</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             439</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Other agricultural loans</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">State and political</div></td><td valign="bottom" style="text-align: right; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; padding-bottom: 2px; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">   subdivision loans</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; padding-bottom: 4px; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $  10,735</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          493</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          361</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $       8,569</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          79</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $            46</div></td></tr></table></div><div style="text-indent: 0pt; display: block;"> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="width: 17%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="6" valign="bottom" style="width: 55%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> For the Three Months Ended</div></td></tr><tr><td align="left" valign="bottom" style="width: 17%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid; width: 28%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">September 30, 2013</div></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid; width: 27%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">September 30, 2012</div></td></tr><tr><td align="left" valign="bottom" style="width: 17%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Interest</div></td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Interest</div></td></tr><tr><td align="left" valign="bottom" style="width: 17%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Average</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Interest</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Income</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Average</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Interest</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Income</div></td></tr><tr><td align="left" valign="bottom" style="width: 17%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Recorded</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Income</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Recognized</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Recorded</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Income</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Recognized</div></td></tr><tr><td align="left" valign="bottom" style="width: 17%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Investment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Recognized</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Cash Basis</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Investment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Recognized</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Cash Basis</div></td></tr><tr><td align="left" valign="bottom" style="width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Mortgages</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $       349</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $              2</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          253</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $            1</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $               -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Home Equity</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">          135</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 1</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             113</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               1</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Commercial</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">       8,372</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             342</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             326</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">          7,398</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             35</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               22</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Agricultural</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Construction</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Consumer</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              5</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Other commercial loans</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">       1,647</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               17</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             382</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Other agricultural loans</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">State and political</div></td><td valign="bottom" style="text-align: right; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; padding-bottom: 2px; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">   subdivision loans</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $  10,508</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          362</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          326</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $       8,146</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          37</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $            22</div></td></tr></table></div><div style="text-indent: 0pt; display: block;"><br /></div></div>
0
0
0
0
3578000
357000
0
136000
138000
0
309000
0
3200000
0
2617000
0
0
2880000
135000
206000
439000
139000
0
100000
0
8569000
0
0
7891000
0
136000
0
10735000
8521000
1740000
2000
0
0
0
336000
8372000
10508000
0
1647000
349000
135000
0
5000
0
0
253000
0
0
113000
0
7398000
0
0
382000
8146000
1851000
375000
135000
12428000
0
0
0
950000
0
0
309000
12066000
10669000
138000
0
0
10052000
15000
0
0
0
0
0
347000
10288000
10886000
15000
0
0
0
0
0
901000
10418000
0
9836000
138000
9093000
286000
0
9836000
0
135000
0
8594000
0
1795000
10288000
0
5714000
15000
0
141000
592000
0
7218000
0
0
6476000
150000
0
0
0
7308000
0
0
1438000
0
24000
560000
0
0
8000
559000
582000
0
0
1000
0
0
14000
0
0
13000
598000
0
1000
0
0
0
0
0
0
2000
79000
3000
74000
0
0
6000
493000
0
0
0
58000
0
426000
3000
342000
1000
0
2000
0
0
362000
17000
0
0
35000
0
1000
37000
0
0
0
0
1000
0
0
46000
0
45000
0
0
1000
0
0
0
0
0
361000
0
0
0
0
0
361000
0
0
0
0
0
0
326000
0
326000
0
0
0
0
0
0
0
22000
22000
0
0
0
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Note 3 - Income Tax Expense</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">Income tax expense is less than the amount calculated using the statutory tax rate, primarily as a result of tax-exempt income earned from state and municipal securities and loans and investments in tax credits.</div><div style="text-indent: 0pt; display: block;"><br /></div></div>
13862000
12921000
4497000
4541000
30000
3196000
2842000
130000
-22000
-66000
1033000
1029000
3395000
2945000
-4786000
21560000
340000
-1000
-299000
-172000
1762
1288
1483
2066
971000
1143000
22352000
21799000
7521000
7448000
5886000
4845000
1562000
1859000
28724000
27254000
9307000
9474000
1179000
951000
283000
373000
4707000
3894000
1279000
1486000
11000
27000
5000
8000
22838000
22409000
7615000
7745000
2793000
2563000
919000
850000
22523000
22094000
7655000
7510000
3815000
3816000
647602000
668940000
6185000
5017000
2800000
14026000
3519000
2804000
905000
1085000
305000
333000
80000
120000
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The amortized cost and fair value of debt securities at September 30, 2013, by contractual maturity, are shown below (in thousands):</div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 60%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="width: 54%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 20%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Amortized</div></td><td align="left" valign="bottom" style="width: 26%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 54%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 20%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Cost</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 26%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Fair Value</div></td></tr><tr><td align="left" valign="bottom" style="width: 54%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Available-for-sale debt securities:</div></td><td align="left" valign="bottom" style="width: 20%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 26%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 54%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">  Due in one year or less</div></td><td valign="bottom" style="text-align: right; width: 20%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $      12,531</div></td><td valign="bottom" style="text-align: right; width: 26%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $             12,626</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 54%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">  Due after one year through five years</div></td><td valign="bottom" style="text-align: right; width: 20%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">       104,250</div></td><td valign="bottom" style="text-align: right; width: 26%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              104,486</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 54%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">  Due after five years through ten years</div></td><td valign="bottom" style="text-align: right; width: 20%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">         84,875</div></td><td valign="bottom" style="text-align: right; width: 26%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                84,107</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 54%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">  Due after ten years</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 20%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">       114,359</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 26%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              115,734</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="border-bottom: black 4px double; width: 54%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 20%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $    316,015</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 26%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $           316,953</div></td></tr></table></div><div style="text-indent: 0pt; display: block;"><br /></div></div>
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Note 4 – Investments</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The amortized cost and fair value of investment securities at September 30, 2013 and December 31, 2012 were as follows (in thousands):</div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="width: 26%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 12%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Gross</div></td><td valign="bottom" style="width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Gross</div></td><td valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="bottom" style="width: 26%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: center; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Amortized</div></td><td valign="bottom" style="width: 12%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Unrealized</div></td><td valign="bottom" style="width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Unrealized</div></td><td valign="bottom" style="width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Fair</div></td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">September 30, 2013</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Cost</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Gains</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Losses</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Value</div></td></tr><tr><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Available-for-sale securities:</div></td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">  U.S. agency securities</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $    146,649</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                  890</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          (1,607)</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $       145,932</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">  U.S. treasury securities</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">         11,850</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                          -</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                (370)</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            11,480</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">  Obligations of state and</div></td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">    political subdivisions</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">         95,608</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  2,594</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             (1,038)</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            97,164</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">  Corporate obligations</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">         20,039</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                     346</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                (476)</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            19,909</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">  Mortgage-backed securities in</div></td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">    government sponsored entities</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">         41,869</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                     789</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                (190)</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            42,468</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">  Equity securities in financial</div></td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     institutions</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              803</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                     696</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                      -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              1,499</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="border-bottom: black 4px double; width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Total available-for-sale securities</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $    316,818</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $               5,315</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          (3,681)</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $       318,452</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">December 31, 2012</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Available-for-sale securities:</div></td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">  U.S. agency securities</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $    125,125</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $               2,150</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $               (41)</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $       127,234</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">  U.S. treasury securities</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">           4,922</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                       25</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      -</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              4,947</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">  Obligations of state and</div></td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">    political subdivisions</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">         95,288</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  5,721</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                (134)</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">          100,875</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">  Corporate obligations</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">         21,699</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                     452</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  (42)</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            22,109</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">  Mortgage-backed securities in</div></td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">    government sponsored entities</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">         52,072</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  1,728</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                (127)</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            53,673</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">  Equity securities in financial institutions</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              912</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                     502</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              1,414</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="border-bottom: black 4px double; width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Total available-for-sale securities</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $    300,018</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $             10,578</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $             (344)</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $       310,252</div></td></tr></table></div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: justify; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">The following table shows the Company’s gross unrealized losses and fair value of the Company’s investments with unrealized losses that are not deemed to be other-than-temporarily impaired, aggregated by investment category and length of time, which individual securities have been in a continuous unrealized loss position, at September 30, 2013 and December 31, 2012 (in thousands). As of September 30, 2013, the Company owned 75 securities whose fair value was less than their cost basis.</div><div style="text-align: justify; text-indent: 0pt; display: block; letter-spacing: 9pt; margin-left: 0pt; margin-right: 0pt;">   </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">September 30, 2013</div></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 20%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Less than Twelve Months</div></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 20%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Twelve Months or Greater</div></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 20%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Total</div></td></tr><tr><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 23%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Gross</div></td><td valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Gross</div></td><td valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Gross</div></td></tr><tr><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 23%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Fair</div></td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Unrealized</div></td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Fair</div></td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Unrealized</div></td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Fair</div></td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Unrealized</div></td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 23%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Value</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Losses</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Value</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Losses</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Value</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Losses</div></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">U.S. agency securities</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $        80,162</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $        (1,607)</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                  -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                  -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $        80,162</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $        (1,607)</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">U.S. treasury securities</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">11,480</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">(370)</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                     -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                     -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">11,480</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">(370)</div></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Obligations of state and</div></td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">    political subdivisions</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">20,396</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">(978)</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             1,642</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                (60)</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">22,038</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">(1,038)</div></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Corporate obligations</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">12,009</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">(476)</div></td><td align="left" valign="bottom" style="width: 10%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                     -</div></td><td align="left" valign="bottom" style="width: 10%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                     -</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">12,009</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">(476)</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Mortgage-backed securities in</div></td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">   government sponsored entities</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">14,672</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">(176)</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                827</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                (14)</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">15,499</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">(190)</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="border-bottom: black 4px double; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">    Total securities</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $      138,719</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $        (3,607)</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          2,469</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $             (74)</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $      141,188</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $        (3,681)</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 23%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">December 31, 2012</div></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 20%; font-family: times new roman; font-size: 10pt;">  </td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 20%; font-family: times new roman; font-size: 10pt;">  </td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 20%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">U.S. agency securities</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          6,016</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $             (41)</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                  -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                  -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          6,016</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $             (41)</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Obligations of states and</div></td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     political subdivisions</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             7,981</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              (134)</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                     -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                     -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             7,981</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              (134)</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Corporate obligations</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">           10,972</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                (42)</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                     -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                     -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">           10,972</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                (42)</div></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Mortgage-backed securities in</div></td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     government sponsored entities</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             8,651</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              (127)</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                     -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                     -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             8,651</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              (127)</div></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="border-bottom: black 4px double; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">    Total securities</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $        33,620</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $           (344)</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                  -</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                  -</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $        33,620</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $           (344)</div></td></tr></table></div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">As of September 30, 2013, the Company’s investment securities portfolio contained unrealized losses on agency securities issued or backed by the full faith and credit of the United States government or are generally viewed as having the implied guarantee of the U.S. government, U.S treasuries, obligations of states and political subdivisions, corporate obligations and mortgage backed securities in government sponsored entities. For fixed maturity investments management considers whether the present value of cash flows expected to be collected are less than the security’s amortized cost basis (the difference defined as the credit loss), the magnitude and duration of the decline, the reasons underlying the decline and the Company’s intent to sell the security or whether it is more likely than not that the Company would be required to sell the security before its anticipated recovery in market value, to determine whether the loss in value is other than temporary. Once a decline in value is determined to be other than temporary, if the Company does not intend to sell the security, and it is more likely than not that it will not be required to sell the security before recovery of the security’s amortized cost basis, the charge to earnings is limited to the amount of credit loss. Any remaining difference between fair value and amortized cost (the difference defined as the non-credit portion) is recognized in other comprehensive income, net of applicable taxes. Otherwise, the entire difference between fair value and amortized cost is charged to earnings. For equity securities where the fair value has been significantly below cost for one year, the Company’s policy is to recognize an impairment loss unless sufficient evidence is available that the decline is not other than temporary and a recovery period can be predicted.  The Company has concluded that any impairment of its investment securities portfolio outlined in the above table is not other than temporary and is the result of interest rate changes, sector credit rating changes, or company-specific rating changes that are not expected to result in the non-collection of principal and interest during the period.</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">Proceeds from sales of securities available-for-sale for the nine months ended September 30, 2013 and 2012 were $15,894,000 and $18,363,000, respectively.  For the three months ended September 30, 2013 and 2012, there were sales of $121,000 and $1,709,000, respectively, of available-for-sale securities. The gross gains and losses were as follows (in thousands):</div><div style="text-indent: 0pt; display: block;"> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 60%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="2" valign="bottom" style="width: 21%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Three Months Ended</div></td><td colspan="2" valign="bottom" style="width: 22%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Nine Months Ended</div></td></tr><tr><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="2" valign="bottom" style="width: 21%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> <font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> September30,</div></td><td colspan="2" valign="bottom" style="width: 22%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font>  September30,</div></td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> 2013</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> 2012</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> 2013</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> 2012</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 10%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Gross gains</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $             91</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                  240</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $              525</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $              561</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Gross losses</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                          -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                (140)</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      -</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Net gains</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $             91</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                  240</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $              385</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $              561</div></td></tr></table></div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">Investment securities with an approximate carrying value of $205.6 million and $193.3 million at September 30, 2013 and December 31, 2012, respectively, were pledged to secure public funds and certain other deposits.</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.   The amortized cost and fair value of debt securities at September 30, 2013, by contractual maturity, are shown below (in thousands):</div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 60%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="width: 54%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 20%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Amortized</div></td><td align="left" valign="bottom" style="width: 26%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 54%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 20%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Cost</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 26%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Fair Value</div></td></tr><tr><td align="left" valign="bottom" style="width: 54%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Available-for-sale debt securities:</div></td><td align="left" valign="bottom" style="width: 20%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 26%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 54%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">  Due in one year or less</div></td><td valign="bottom" style="text-align: right; width: 20%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $      12,531</div></td><td valign="bottom" style="text-align: right; width: 26%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $             12,626</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 54%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">  Due after one year through five years</div></td><td valign="bottom" style="text-align: right; width: 20%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">       104,250</div></td><td valign="bottom" style="text-align: right; width: 26%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              104,486</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 54%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">  Due after five years through ten years</div></td><td valign="bottom" style="text-align: right; width: 20%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">         84,875</div></td><td valign="bottom" style="text-align: right; width: 26%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                84,107</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 54%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">  Due after ten years</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 20%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">       114,359</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 26%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              115,734</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="border-bottom: black 4px double; width: 54%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 20%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $    316,015</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 26%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $           316,953</div></td></tr></table></div><div style="text-indent: 0pt; display: block;"><br /></div></div>
8126000
8456000
194000
66000
2856000
2705000
809016000
792952000
899396000
882427000
6784000
7070000
522332000
18272000
196446000
9979000
183370000
60105000
513635000
176710000
18015000
71532000
6260000
10559000
494396000
178080000
12011000
41620000
502463000
194725000
59208000
8067000
47880000
106548000
175533000
115009000
9280000
68361000
20913000
44880000
8697000
54160000
1458000
260000
260000
1458000
1458000
1458000
260000
260000
495679000
515262000
0
532086000
0
495679000
0
522502000
522502000
515262000
0
532086000
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Note 5 – Loans</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The Company grants loans primarily to customers throughout North Central Pennsylvania and Southern New York.  Although the Company had a diversified loan portfolio at September 30, 2013 and December 31, 2012, a substantial portion of its debtors’ ability to honor their contracts is dependent on the economic conditions within these regions. The following table summarizes the primary segments of the loan portfolio and how those segments are analyzed within the allowance for loan losses as of September 30, 2013 and December 31, 2012 (in thousands):</div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">September 30, 2013</div></td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 4%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Total Loans</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Individually evaluated for impairment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Collectively evaluated for impairment</div></td></tr><tr><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 14%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 14%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Residential</div></td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 14%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                 183,370</div></td><td align="left" valign="bottom" style="width: 13%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                     482</div></td><td align="left" valign="bottom" style="width: 14%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                 182,888</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Commercial and agricultural</div></td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 14%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                    196,446</div></td><td align="left" valign="bottom" style="width: 13%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                     8,594</div></td><td align="left" valign="bottom" style="width: 14%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                    187,852</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Construction</div></td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 14%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                      18,272</div></td><td align="left" valign="bottom" style="width: 13%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                             -</div></td><td align="left" valign="bottom" style="width: 14%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                      18,272</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Consumer</div></td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 14%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                        9,979</div></td><td align="left" valign="bottom" style="width: 13%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                          15</div></td><td align="left" valign="bottom" style="width: 14%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                        9,964</div></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Other commercial and agricultural loans</div></td><td align="left" valign="bottom" style="width: 14%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                      54,160</div></td><td align="left" valign="bottom" style="width: 13%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                     1,795</div></td><td align="left" valign="bottom" style="width: 14%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                      52,365</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">State and political subdivision loans</div></td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                      60,105</div></td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                             -</div></td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                      60,105</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Total</div></td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 14%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                    522,332</div></td><td align="left" valign="bottom" style="border-bottom: black 4px double; width: 13%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                10,886</div></td><td align="left" valign="bottom" style="border-bottom: black 4px double; width: 14%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                 511,446</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="padding-bottom: 2px; width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Allowance for loan losses</div></td><td align="left" valign="bottom" style="padding-bottom: 2px; width: 4%; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                        7,070</div></td><td align="left" valign="bottom" style="padding-bottom: 2px; width: 13%; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="padding-bottom: 2px; width: 14%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Net loans</div></td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="border-bottom: black 4px double; width: 14%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                 515,262</div></td><td bgcolor="transparent" valign="bottom" style="text-align: left; width: 13%; font-family: times new roman; font-size: 10pt;">  </td><td bgcolor="transparent" valign="bottom" style="text-align: left; width: 14%; font-family: times new roman; font-size: 10pt;">  </td></tr></table></div><div style="text-indent: 0pt; display: block;"> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">December 31, 2012</div></td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Total Loans</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Individually evaluated for impairment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Collectively evaluated for impairment</div></td></tr><tr><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 14%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 14%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 14%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Residential</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                 178,080</div></td><td align="right" valign="bottom" style="width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                        424</div></td><td align="right" valign="bottom" style="width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                 177,656</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Commercial and agricultural</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                    194,725</div></td><td align="right" valign="bottom" style="width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        9,093</div></td><td align="right" valign="bottom" style="width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                    185,632</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Construction</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      12,011</div></td><td align="right" valign="bottom" style="width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                                -</div></td><td align="right" valign="bottom" style="width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      12,011</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Consumer</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      10,559</div></td><td align="right" valign="bottom" style="width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                                -</div></td><td align="right" valign="bottom" style="width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      10,559</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Other commercial and agricultural loans</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      47,880</div></td><td align="right" valign="bottom" style="width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                           901</div></td><td align="right" valign="bottom" style="width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      46,979</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">State and political subdivision loans</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      59,208</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                                -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      59,208</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Total</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                    502,463</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                   10,418</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                 492,045</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="padding-bottom: 2px; width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Allowance for loan losses</div></td><td align="left" valign="bottom" style="padding-bottom: 2px; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        6,784</div></td><td align="right" valign="bottom" style="padding-bottom: 2px; width: 14%; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="padding-bottom: 2px; width: 14%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Net loans</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                 495,679</div></td><td bgcolor="transparent" valign="bottom" style="text-align: right; width: 14%; font-family: times new roman; font-size: 10pt;">  </td><td bgcolor="transparent" valign="bottom" style="text-align: right; width: 14%; font-family: times new roman; font-size: 10pt;">  </td></tr></table></div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The segments of the Bank’s loan portfolio are disaggregated into classes to a level that allows management to monitor risk and performance. Residential real estate mortgages consists primarily of 15 to 30 year first mortgages on residential real estate, while residential real estate home equity loans are consumer purpose installment loans or lines of credit secured by a mortgage which is often a second lien on residential real estate with terms of 15 years or less. Commercial real estate loans are business purpose loans secured by a mortgage on commercial real estate. Agricultural real estate loans are loans secured by a mortgage on real estate used in agriculture production. Construction real estate loans are loans secured by residential or commercial real estate used during the construction phase of residential and commercial projects. Consumer loans are typically unsecured or primarily secured by something other than real estate and overdraft lines of credit connected with customer deposit accounts. Other commercial loans are loans for commercial purposes primarily secured by non-real estate collateral. Other agricultural loans are loans for agricultural purposes primarily secured by non-real estate collateral. State and political subdivisions are loans for state and local municipalities for capital and operating expenses or tax free loans used to finance commercial development.</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">Management considers commercial loans, other agricultural loans, commercial real estate loans and agricultural real estate loans which are 90 days or more past due to be impaired. Management will also consider a loan impaired based on other factors it becomes aware of, including the customer’s results of operations and cash flows or if the loan is modified in a troubled debt restructuring. In addition, certain residential mortgages, home equity and consumer loans that are cross collateralized with commercial relationships that are determined to be impaired may also be classified as impaired. Impaired loans are analyzed to determine if it is probable that all amounts will not be collected according to the contractual terms of the loan agreement. If management determines that the value of the impaired loan is less than the recorded investment in the loan (net of previous charge-offs, deferred loan fees or costs and unamortized premium or discount), impairment is recognized through an allocation of the allowance for loan losses or a charge-off to the allowance for loan losses.</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The following table includes the recorded investment and unpaid principal balances for impaired financing receivables by class, with the associated allowance amount, if applicable (in thousands):</div><div style="text-indent: 0pt; display: block;"> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="width: 17%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 8%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Recorded</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Recorded</div></td><td valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="bottom" style="width: 17%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 8%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Unpaid</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Investment</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Investment</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Total</div></td><td valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="bottom" style="width: 17%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 8%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Principal</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> With No</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> With</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Recorded</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Related</div></td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">September 30, 2013</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Balance</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Allowance</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Allowance</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Investment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Allowance</div></td></tr><tr><td align="left" valign="bottom" style="width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="width: 8%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Mortgages</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $       375</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          141</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          206</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          347</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          24</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Home Equity</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">          135</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             135</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             135</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             13</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Commercial</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     10,052</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">          5,714</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">          2,880</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">          8,594</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">           560</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Agricultural</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Construction</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Consumer</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            15</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               15</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               15</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Other commercial loans</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">       1,851</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">          1,438</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             357</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">          1,795</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               1</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Other agricultural loans</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">State and political</div></td><td valign="bottom" style="text-align: right; width: 8%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; padding-bottom: 2px; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">   subdivision loans</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $  12,428</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $       7,308</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $       3,578</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $     10,886</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $        598</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: right; width: 17%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 8%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="border-bottom: black 2px solid; text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">December 31, 2012</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Real estate loans:</div></td><td valign="bottom" style="text-align: right; width: 8%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Mortgages</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $       309</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          150</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          136</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          286</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $            8</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Home Equity</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">          138</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             138</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             138</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             14</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Commercial</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     10,669</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">          6,476</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">          2,617</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">          9,093</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">           559</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Agricultural</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Construction</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Consumer</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Other commercial loans</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">          950</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             592</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             309</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             901</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               1</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Other agricultural loans</div></td><td valign="bottom" style="text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">State and political</div></td><td valign="bottom" style="text-align: right; width: 8%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; padding-bottom: 2px; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">   subdivision loans</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $  12,066</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $       7,218</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $       3,200</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $     10,418</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $        582</div></td></tr></table></div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The following table includes the average balance of impaired financing receivables by class and the income recognized on impaired loans for the three and nine month periods ended September 30, 2013 and 2012 (in thousands):</div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="width: 17%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="6" valign="bottom" style="width: 55%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> For the Nine Months ended</div></td></tr><tr><td align="left" valign="bottom" style="width: 17%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid; width: 28%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">September 30, 2013</div></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid; width: 27%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">September 30, 2012</div></td></tr><tr><td align="left" valign="bottom" style="width: 17%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Interest</div></td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Interest</div></td></tr><tr><td align="left" valign="bottom" style="width: 17%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Average</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Interest</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Income</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Average</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Interest</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Income</div></td></tr><tr><td align="left" valign="bottom" style="width: 17%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Recorded</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Income</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Recognized</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Recorded</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Income</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Recognized</div></td></tr><tr><td align="left" valign="bottom" style="width: 17%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Investment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Recognized</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Cash Basis</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Investment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Recognized</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Cash Basis</div></td></tr><tr><td align="left" valign="bottom" style="width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Mortgages</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $       336</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $              6</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          139</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $            2</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $               -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Home Equity</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">          136</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 3</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             100</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               3</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 1</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Commercial</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">       8,521</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             426</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">361</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">          7,891</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             74</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               45</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Agricultural</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Construction</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Consumer</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              2</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Other commercial loans</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">       1,740</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               58</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             439</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Other agricultural loans</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">State and political</div></td><td valign="bottom" style="text-align: right; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; padding-bottom: 2px; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">   subdivision loans</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; padding-bottom: 4px; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $  10,735</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          493</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          361</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $       8,569</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          79</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $            46</div></td></tr></table></div><div style="text-indent: 0pt; display: block;"> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="width: 17%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="6" valign="bottom" style="width: 55%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> For the Three Months Ended</div></td></tr><tr><td align="left" valign="bottom" style="width: 17%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid; width: 28%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">September 30, 2013</div></td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid; width: 27%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">September 30, 2012</div></td></tr><tr><td align="left" valign="bottom" style="width: 17%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Interest</div></td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Interest</div></td></tr><tr><td align="left" valign="bottom" style="width: 17%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Average</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Interest</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Income</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Average</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Interest</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Income</div></td></tr><tr><td align="left" valign="bottom" style="width: 17%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Recorded</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Income</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Recognized</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Recorded</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Income</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Recognized</div></td></tr><tr><td align="left" valign="bottom" style="width: 17%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Investment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Recognized</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Cash Basis</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Investment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Recognized</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Cash Basis</div></td></tr><tr><td align="left" valign="bottom" style="width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Mortgages</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $       349</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $              2</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          253</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $            1</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $               -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Home Equity</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">          135</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 1</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             113</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               1</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Commercial</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">       8,372</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             342</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             326</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">          7,398</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             35</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               22</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Agricultural</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Construction</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Consumer</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              5</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Other commercial loans</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">       1,647</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               17</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             382</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Other agricultural loans</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">State and political</div></td><td valign="bottom" style="text-align: right; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; padding-bottom: 2px; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">   subdivision loans</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 17%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $  10,508</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          362</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          326</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $       8,146</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          37</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $            22</div></td></tr></table></div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: justify; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Credit Quality Information</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">For commercial real estate, agricultural real estate, construction, other commercial, other agricultural and state and political subdivision loans, management uses a nine point internal risk rating system to monitor the credit quality. The first five categories are considered not criticized and are aggregated as “Pass” rated. The criticized rating categories utilized by management generally follow bank regulatory definitions. The definitions of each rating are defined below:</div><div style="text-align: justify; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;"> </div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: times new roman; font-size: 10pt;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="display: inline; font-family: Symbol, serif; font-size: 10pt;"><div style="text-align: right; font-family: 'Times New Roman', serif; font-size: 10pt;">●   </div></div></td><td><div style="text-align: justify; text-indent: 0pt; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Pass (Grades 1-5) – These loans are to customers with credit quality ranging from an acceptable to very high quality and are protected by the current net worth and paying capacity of the obligor or by the value of the underlying collateral.</div></td></tr></table></div><div style="text-align: justify; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;"> </div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: times new roman; font-size: 10pt;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="display: inline; font-family: Symbol, serif; font-size: 10pt;"><div style="text-align: right; font-family: 'Times New Roman', serif; font-size: 10pt;">●   </div></div></td><td><div style="text-align: justify; text-indent: 0pt; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Special Mention (Grade 6) – This loan grade is in accordance with regulatory guidance and includes loans where a potential weakness or risk exists, which could cause a more serious problem if not corrected.</div></td></tr></table></div><div style="text-align: justify; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;"> </div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: times new roman; font-size: 10pt;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="display: inline; font-family: Symbol, serif; font-size: 10pt;"><div style="text-align: right; font-family: 'Times New Roman', serif; font-size: 10pt;">●   </div></div></td><td><div style="text-align: justify; text-indent: 0pt; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Substandard (Grade 7) – This loan grade is in accordance with regulatory guidance and includes loans that have a well-defined weakness based on objective evidence and be characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected.</div></td></tr></table></div><div style="text-align: justify; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;"> </div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: times new roman; font-size: 10pt;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="display: inline; font-family: Symbol, serif; font-size: 10pt;"><div style="text-align: right; font-family: 'Times New Roman', serif; font-size: 10pt;">●   </div></div></td><td><div style="text-align: justify; text-indent: 0pt; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Doubtful (Grade 8) – This loan grade is in accordance with regulatory guidance and includes loans that have all the weaknesses inherent in a substandard asset. In addition, these weaknesses make collection or liquidation in full highly questionable and improbable, based on existing circumstances.</div></td></tr></table></div><div style="text-align: justify; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;"> </div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: times new roman; font-size: 10pt;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="display: inline; font-family: Symbol, serif; font-size: 10pt;"><div style="text-align: right; font-family: 'Times New Roman', serif; font-size: 10pt;">●   </div></div></td><td><div style="text-align: justify; text-indent: 0pt; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Loss (Grade 9) – This loan grade is in accordance with regulatory guidance and includes loans that are considered uncollectible, or of such value that continuance as an asset is not warranted.</div></td></tr></table></div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">To help ensure that risk ratings are accurate and reflect the present and future capacity of borrowers to repay loan as agreed, the Bank’s loan rating process includes several layers of internal and external oversight. The Company’s loan officers are responsible for the timely and accurate risk rating of the loans in each of their portfolios at origination and on an ongoing basis under the supervision of management.  All commercial, agricultural and municipal loans are reviewed annually to ensure the appropriateness of the loan grade. In addition, the Bank engages an external consultant on at least an annual basis. The external consultant is engaged to 1) review a minimum of 55% (60% during 2012) of the dollar volume of the commercial loan portfolio on an annual basis, 2) review new loans originated in the last year, 3) review all relationships in aggregate over $500,000, 4) review all aggregate loan relationships over $100,000 which are over 90 days past due or classified Special Mention, Substandard, Doubtful, or Loss, and 5) such other loans which management or the consultant deems appropriate.</div><div style="text-indent: 0pt; margin-left: 0pt; margin-right: 0pt;"><div> </div><div><font style="display: inline; font-family: Times New Roman; font-size: 10pt;">The following tables represent credit exposures by internally assigned grades as of September 30, 2013 and December 31, 2012 (in thousands):</font><br /></div></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">September 30, 2013</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Pass</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;"> </font>Special Mention</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Substandard</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Doubtful</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Loss</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">  </font>Ending Balance</div></td></tr><tr><td align="left" valign="bottom" style="width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 14%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Commercial</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          150,711</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $           3,045</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                  21,566</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $              211</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $              -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          175,533</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Agricultural</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               15,054</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              3,845</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                       2,014</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                      -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               20,913</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Construction</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               18,272</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                      -</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                              -</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                      -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               18,272</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Other commercial loans</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               40,948</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              1,526</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                       2,398</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                     8</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               44,880</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Other agricultural loans</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 7,142</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 865</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                       1,273</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                      -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 9,280</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">State and political</div></td><td valign="bottom" style="text-align: right; width: 12%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 14%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 12%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; padding-bottom: 2px; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">   subdivision loans</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               60,105</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                      -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                              -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                      -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               60,105</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          292,232</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $           9,281</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                  27,251</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $              219</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $              -</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          328,983</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="border-bottom: black 2px solid; text-align: left; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">December 31, 2012</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Real estate loans:</div></td><td valign="bottom" style="text-align: right; width: 12%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 14%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 12%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Commercial</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          149,892</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $           7,616</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                  19,127</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                75</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $              -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          176,710</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Agricultural</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               13,690</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              2,386</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                       1,939</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               18,015</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Construction</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               12,011</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      -</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                              -</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               12,011</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Other commercial loans</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               39,239</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 826</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                       1,555</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               41,620</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Other agricultural loans</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 4,833</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 589</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                          838</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 6,260</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">State and political</div></td><td valign="bottom" style="text-align: right; width: 12%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 14%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 12%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; padding-bottom: 2px; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">   subdivision loans</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               58,120</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                       1,088</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               59,208</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: right; width: 20%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          277,785</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $         11,417</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                  24,547</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                75</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $              -</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          313,824</div></td></tr></table></div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">For residential real estate mortgages, home equity and consumer loans, credit quality is monitored based on whether the loan is performing or non-performing, which is typically based on the aging status of the loan and payment activity, unless a specific action, such as bankruptcy, repossession, death or significant delay in payment occurs to raise awareness of a possible credit event. Non-performing loans include those loans that are considered nonaccrual, described in more detail below and all loans past due 90 or more days. The following table presents the recorded investment in those loan classes based on payment activity as of September 30, 2013 and December 31, 2012 (in thousands):</div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 60%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 28%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">September 30, 2013</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 23%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Performing</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 23%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">  </font>Non-performing</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 26%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Total</div></td></tr><tr><td align="left" valign="bottom" style="width: 28%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="width: 23%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 23%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 26%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 28%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Mortgages</div></td><td valign="bottom" style="text-align: right; width: 23%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          114,291</div></td><td valign="bottom" style="text-align: right; width: 23%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $              718</div></td><td valign="bottom" style="text-align: right; width: 26%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                115,009</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 28%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Home Equity</div></td><td valign="bottom" style="text-align: right; width: 23%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               68,089</div></td><td valign="bottom" style="text-align: right; width: 23%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 272</div></td><td valign="bottom" style="text-align: right; width: 26%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                     68,361</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; padding-bottom: 2px; width: 28%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Consumer</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 23%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 9,964</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 23%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   15</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 26%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                       9,979</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 28%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 23%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          192,344</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 23%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $           1,005</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 26%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                193,349</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: right; width: 28%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 23%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 23%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 26%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="border-bottom: black 2px solid; text-align: left; width: 28%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">December 31, 2012</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 23%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 23%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 26%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 28%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Real estate loans:</div></td><td valign="bottom" style="text-align: right; width: 23%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 23%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 26%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 28%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Mortgages</div></td><td valign="bottom" style="text-align: right; width: 23%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          105,822</div></td><td valign="bottom" style="text-align: right; width: 23%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $              726</div></td><td valign="bottom" style="text-align: right; width: 26%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                106,548</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 28%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Home Equity</div></td><td valign="bottom" style="text-align: right; width: 23%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               71,263</div></td><td valign="bottom" style="text-align: right; width: 23%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 269</div></td><td valign="bottom" style="text-align: right; width: 26%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                     71,532</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; padding-bottom: 2px; width: 28%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Consumer</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 23%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               10,555</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 23%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                     4</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 26%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                     10,559</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 28%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 23%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          187,640</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 23%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $              999</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 26%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                188,639</div></td></tr></table></div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Age Analysis of Past Due Financing Receivables</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a recorded payment is past due. The following table includes an aging analysis of the recorded investment of past due financing receivables as of September 30, 2013 and December 31, 2012 (in thousands):</div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 23%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">30-59 Days</div></td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">60-89 Days</div></td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">90 Days</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Total Past</div></td><td valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 14%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Total Financing</div></td><td valign="bottom" style="width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">90 Days and</div></td></tr><tr><td align="left" colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">September 30, 2013</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Past Due</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Past Due</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Or Greater</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Due</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Current</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Receivables</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Accruing</div></td></tr><tr><td align="left" colspan="2" valign="bottom" style="width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 14%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Mortgages</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $        935</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $        140</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $        600</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $     1,675</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $   113,334</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $           115,009</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $            195</div></td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Home Equity</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">           539</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">           137</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">           230</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">           906</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">        67,455</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                68,361</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 94</div></td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Commercial</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">        1,186</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">           283</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">        3,019</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">        4,488</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">      171,045</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              175,533</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               299</div></td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Agricultural</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">           125</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">           125</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">        20,788</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                20,913</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   -</div></td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Construction</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">        18,272</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                18,272</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   -</div></td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Consumer</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             46</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             16</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             62</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">          9,917</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  9,979</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   -</div></td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Other commercial loans</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             17</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             65</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">           351</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">           433</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">        44,447</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                44,880</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   -</div></td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Other agricultural loans</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">          9,280</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  9,280</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   -</div></td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">State and political</div></td><td valign="bottom" style="text-align: right; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 14%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; padding-bottom: 2px; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">   subdivision loans</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">        60,105</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                60,105</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: left; width: 23%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $     2,848</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $        641</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $     4,200</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $     7,689</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $   514,643</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $           522,332</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $            588</div></td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Loans considered non-accrual</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $        127</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $        425</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $     3,612</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $     4,164</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $       4,533</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $               8,697</div></td><td valign="bottom" style="text-align: right; width: 11%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; padding-bottom: 2px; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Loans still accruing</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">        2,721</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">           216</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">           588</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">        3,525</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">      510,110</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              513,635</div></td><td bgcolor="transparent" valign="bottom" style="text-align: right; padding-bottom: 2px; width: 11%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: left; width: 23%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $     2,848</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $        641</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $     4,200</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $     7,689</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $   514,643</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $           522,332</div></td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 23%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 14%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">December 31, 2012</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 14%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 14%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Mortgages</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $        636</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $        294</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $        493</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $     1,423</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $   105,125</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $           106,548</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $            244</div></td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Home Equity</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">           267</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             17</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">           222</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">           506</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">        71,026</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                71,532</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 88</div></td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Commercial</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">           602</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">        2,149</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">        2,751</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">      173,959</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              176,710</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               152</div></td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Agricultural</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             54</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             54</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">        17,961</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                18,015</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                   -</div></td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Construction</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">        12,011</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                12,011</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                   -</div></td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Consumer</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             45</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             43</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               4</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             92</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">        10,467</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                10,559</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                   4</div></td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Other commercial loans</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">           962</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">           317</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">        1,279</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">        40,341</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                41,620</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 18</div></td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Other agricultural loans</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">          6,260</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  6,260</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                   -</div></td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">State and political</div></td><td valign="bottom" style="text-align: right; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 14%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; padding-bottom: 2px; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">   subdivision loans</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">        59,208</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                59,208</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                   -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: left; width: 23%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $     2,566</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $        354</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $     3,185</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $     6,105</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $   496,358</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $           502,463</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $            506</div></td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Loans considered non-accrual</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          73</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          69</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $     2,679</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $     2,821</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $       5,246</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $               8,067</div></td><td valign="bottom" style="text-align: right; width: 11%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; padding-bottom: 2px; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Loans still accruing</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">        2,493</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">           285</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">           506</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">        3,284</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">      491,112</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              494,396</div></td><td bgcolor="transparent" valign="bottom" style="text-align: right; padding-bottom: 2px; width: 11%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: left; width: 23%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $     2,566</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $        354</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $     3,185</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $     6,105</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $   496,358</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $           502,463</div></td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr></table></div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Nonaccrual Loans</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">Loans are considered for non-accrual status upon reaching 90 days delinquency, although the Company may be receiving partial payments of interest and partial repayments of principal on such loans or if full payment of principal and interest is not expected. Additionally, if management is made aware of other information including bankruptcy, repossession, death, or legal proceedings, the loan may be placed on non-accrual status. If a loan is 90 days or more past due and is well secured and in the process of collection, it may still be considered accruing.</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The following table reflects the financing receivables on non-accrual status as of September 30, 2013 and December 31, 2012, respectively. The balances are presented by class of financing receivable (in thousands):</div><div style="text-indent: 0pt; display: block;"> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 50%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">September 30, 2013</div></td><td valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">December 31, 2012</div></td></tr><tr><td align="left" colspan="2" valign="bottom" style="width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Mortgages</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                523</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                   482</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Home Equity</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   178</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      181</div></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Commercial</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                7,521</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                   7,042</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Agricultural</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                      -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Construction</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                      -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Consumer</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                     15</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Other commercial loans</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   460</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      362</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Other agricultural loans</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                      -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="padding-bottom: 2px; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">State and political subdivision</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                      -</div></td><td align="right" valign="bottom" style="padding-bottom: 2px; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $             8,697</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                8,067</div></td></tr></table></div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: justify; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Troubled Debt Restructurings</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">In situations where, for economic or legal reasons related to a borrower's financial difficulties, management may grant a concession for other than an insignificant period of time to the borrower that would not otherwise be considered, the related loan is classified as a Troubled Debt Restructuring (TDR). Management strives to identify borrowers in financial difficulty early and work with them to modify more affordable terms before their loan reaches nonaccrual status. These modified terms may include rate reductions, principal forgiveness, payment forbearance and other actions intended to minimize the economic loss and to avoid foreclosure or repossession of the collateral. In cases where borrowers are granted new terms that provide for a reduction of either interest or principal, management measures any impairment on the restructuring by calculating the present value of the revised loan terms and comparing this balance to the Company’s investment in the loan prior to the restructuring. As these loans are individually evaluated, they are excluded from pooled portfolios when calculating the allowance for loan and lease losses and a separate allocation within the allowance for loan and lease losses is provided. Management continually evaluates loans that are considered TDRs, including payment history under the modified loan terms, the borrower’s ability to continue to repay the loan based on continued evaluation of their operating results and cash flows from operations.  Based on this evaluation management would no longer consider a loan to be a TDR when the relevant facts support such a conclusion. As of September 30, 2013 and December 31, 2012, included within the allowance for loan losses are reserves of $80,800 and $14,000 respectively, that are associated with loans modified as TDRs.</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">There were no loan modifications that were considered TDRs during the three months ended September 30, 2013. Loan modifications that are considered TDRs completed during the nine months ended September 30, 2013 and 2012 and the three months ended September 30, 2012, were as follows (dollars in thousands):</div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="width: 22%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="6" valign="bottom" style="width: 78%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">For the Nine Months Ended September 30, 2013</div></td></tr><tr><td align="left" valign="bottom" style="width: 22%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 26%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Number of contracts</div></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 28%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Pre-modification Outstanding </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Recorded Investment</div></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 25%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Post-Modification Outstanding </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Recorded Investment</div></td></tr><tr><td align="left" valign="bottom" style="width: 22%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Interest </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Term </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Interest </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Term </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">  </font>    Interest</div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Term </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Modification</div></td></tr><tr><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 15%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Mortgages</div></td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                    1</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                       -</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                     72</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                   -</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $               72</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                  -</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Commercial</div></td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: -2.3pt;">                     -</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                      2</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                           -</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              1,365</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                     -</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             1,365</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="padding-bottom: 2px; width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Other commercial loans</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                     -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                      2</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                           -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              1,530</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                     -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             1,530</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Total</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                    1</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                       4</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                     72</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $           2,895</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $               72</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          2,895</div></td></tr></table></div><div style="text-indent: 0pt; display: block;"> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="width: 20%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="6" valign="bottom" style="width: 68%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">For the Three Months Ended September 30, 2012</div></td></tr><tr><td align="left" valign="bottom" style="width: 20%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 23%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Number of contracts</div></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 24%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Pre-modification Outstanding </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Recorded Investment</div></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 21%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Post-Modification Outstanding Recorded Investment</div></td></tr><tr><td align="left" valign="bottom" style="width: 20%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Interest </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Term </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Interest </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Term </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> <font style="letter-spacing: 9pt;">   </font> Interest</div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Term </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Modification</div></td></tr><tr><td align="left" valign="bottom" style="width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="padding-bottom: 2px; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Commercial</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                     -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                       1</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                          -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                62</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                  -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $               62</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                     -</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                       1</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                          -</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                62</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                  -</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $               62</div></td></tr></table></div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="width: 20%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="6" valign="bottom" style="width: 69%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">For the Nine Months Ended September 30, 2012</div></td></tr><tr><td align="left" valign="bottom" style="width: 20%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 23%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Number of contracts</div></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 24%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Pre-modification Outstanding </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Recorded Investment</div></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 22%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Post-Modification Outstanding </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Recorded Investment</div></td></tr><tr><td align="left" valign="bottom" style="width: 20%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Interest </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Term </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Interest </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Term </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Interest</div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Term </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Modification</div></td></tr><tr><td align="left" valign="bottom" style="width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="bottom" style="width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Residential mortgage</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">1</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                       1</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                       48</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                71</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $               48</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $               71</div></td></tr><tr><td valign="bottom" style="text-align: left; padding-bottom: 2px; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Commercial</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                     -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                       3</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                             -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 160</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                     -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                160</div></td></tr><tr><td valign="bottom" style="text-align: left; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                    1</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                       4</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                       48</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $              231</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $               48</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $             231</div></td></tr></table></div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">Recidivism, or the borrower defaulting on its obligation pursuant to a modified loan, results in the loan once again becoming a non-accrual loan. Recidivism occurs at a notably higher rate than do defaults on new origination loans, so modified loans present a higher risk of loss than do new origination loans. The following table presents the recorded investment in loans that were modified as TDRs during each 12-month period prior to the current reporting periods, which begin January 1, 2013 and 2012 (nine month periods) and July 1, 2013 and 2012 (3 month periods), respectively, and that subsequently defaulted during these reporting periods (dollars in thousands):</div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="4" valign="bottom" style="width: 40%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">For the Three Months Ended</div></td><td colspan="4" valign="bottom" style="width: 39%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">For the Nine Months Ended</div></td></tr><tr><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="2" valign="bottom" style="width: 20%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">September 30, 2013</div></td><td colspan="2" valign="bottom" style="width: 20%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">September 30, 2012</div></td><td colspan="2" valign="bottom" style="width: 20%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">September 30, 2013</div></td><td colspan="2" valign="bottom" style="width: 19%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">September 30, 2012</div></td></tr><tr><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Number of</div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> contracts</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Recorded</div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> investment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Number of</div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> contracts</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Recorded</div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> investment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Number of</div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> contracts</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Recorded</div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> investment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">  </font>Number of</div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> contracts</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Recorded</div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">investment</div></td></tr><tr><td align="left" valign="bottom" style="width: 13%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 8%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="bottom" style="padding-bottom: 2px; width: 13%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Commercial</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                   -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            1</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $              50</div></td></tr><tr><td align="left" valign="bottom" style="width: 13%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Total recidivism</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   -</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                   -</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   -</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            1</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $              50</div></td></tr></table></div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: justify; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Allowance for Loan Losses</div><div style="text-align: justify; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> </div><div style="text-align: justify; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">The following table segregates the allowance for loan losses (ALLL) into the amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment as of September 30, 2013 and December 31, 2012, respectively (in thousands):</div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="width: 30%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid; width: 31%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">September 30, 2013</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid; width: 33%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> December 31, 2012</div></td></tr><tr><td align="left" valign="bottom" style="width: 30%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Individually evaluated for impairment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Collectively evaluated for impairment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Total</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Individually evaluated for impairment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Collectively evaluated for impairment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Total</div></td></tr><tr><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Residential</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $           37</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $         919</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $         956</div></td><td bgcolor="transparent" valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $           22</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $           853</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $             875</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Commercial and agricultural</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            560</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">         3,852</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">4,412</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            559</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">           3,878</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             4,437</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Construction</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            112</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">112</div></td><td bgcolor="transparent" valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                38</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  38</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Consumer</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            114</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">114</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              119</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                119</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Other commercial and agricultural loans</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                1</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            963</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">964</div></td><td bgcolor="transparent" valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                1</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              727</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                728</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">State and political subdivision loans</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            313</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">313</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              271</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                271</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Unallocated</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            199</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">199</div></td><td bgcolor="transparent" valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              316</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                316</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Total</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $         598</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $      6,472</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $      7,070</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $         582</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $        6,202</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          6,784</div></td></tr></table></div><div style="text-align: justify; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;"> </div><div style="text-indent: 0pt; margin-left: 0pt; margin-right: 0pt;"><div><font style="display: inline; font-family: Times New Roman; font-size: 10pt;">The following tables roll forward the balance of the ALLL by portfolio segment for the three and nine month periods ended September 30, 2013 and 2012, respectively (in thousands):</font></div></div><div style="text-align: justify; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;"> </div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 30%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: -9.9pt;"><font style="letter-spacing: 9pt;">   </font> Balance at</div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: -9.9pt;"><font style="letter-spacing: 9pt;">   </font> June 30, 2013</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Charge-offs</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Recoveries</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Provision</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Balance at </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">September 30, 2013</div></td></tr><tr><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="width: 15%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 8%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 15%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Residential</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $         934</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $            (2)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $             1</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $         23</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $         956</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Commercial and agricultural</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">         4,240</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">          172</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">         4,412</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Construction</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              91</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            21</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            112</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Consumer</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            114</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             (12)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                5</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              7</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            114</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Other commercial and agricultural loans</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            957</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               (1)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              8</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            964</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">State and political subdivision loans</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            310</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              3</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            313</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Unallocated</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            343</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">        (144)</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            199</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Total</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $      6,989</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          (15)</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $             6</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $         90</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $      7,070</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 15%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 8%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 15%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 30%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Balance at </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> December 31, 2012</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Charge-offs</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Recoveries</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Provision</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Balance at </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">September 30, 2013</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="width: 15%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 8%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 15%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Residential</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $         875</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          (15)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $             3</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $         93</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $         956</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Commercial and agricultural</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">         4,437</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">          (25)</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">         4,412</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Construction</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              38</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            74</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            112</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Consumer</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            119</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             (42)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              26</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            11</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            114</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Other commercial and agricultural loans</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            728</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               (1)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">          237</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            964</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">State and political subdivision loans</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            271</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            42</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            313</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Unallocated</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            316</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">        (117)</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            199</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Total</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $      6,784</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          (58)</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $           29</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $       315</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $      7,070</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 15%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 8%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 15%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 30%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Balance at</div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">June 30, 2012</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Charge-offs</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Recoveries</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Provision</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Balance at</div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">September 30, 2012</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="width: 15%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 8%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 15%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Residential</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $         786</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $         79</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $         865</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Commercial and agricultural</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">         4,405</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                1</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">        (175)</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">         4,231</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Construction</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              19</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              7</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              26</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Consumer</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            108</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             (12)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                9</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            (1)</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            104</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Other commercial and agricultural loans</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            685</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             (20)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                1</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               -</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            666</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">State and political subdivision loans</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            246</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            28</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            274</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Unallocated</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            401</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">          167</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            568</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Total</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $      6,650</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          (32)</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $           11</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $       105</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $      6,734</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 15%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 8%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 15%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 30%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Balance at </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">December 31, 2011</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Charge-offs</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Recoveries</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Provision</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Balance at</div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">September 30, 2012</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="width: 15%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 8%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 15%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Residential</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $         805</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          (49)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $       109</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $         865</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Commercial and agricultural</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">         4,132</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               (2)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                7</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            94</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">         4,231</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Construction</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              15</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            11</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              26</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Consumer</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            111</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             (36)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              25</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              4</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            104</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Other commercial and agricultural loans</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            674</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             (20)</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                7</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              5</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            666</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">State and political subdivision loans</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            235</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            39</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            274</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Unallocated</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            515</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            53</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            568</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Total</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $      6,487</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $        (107)</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $           39</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $       315</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $      6,734</div></td></tr></table></div><div style="text-align: justify; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;"> </div><div style="text-indent: 0pt; margin-left: 0pt; margin-right: 0pt;"><div> </div></div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The Company allocates the ALLL based on the factors described below, which conform to the Company’s loan classification policy and credit quality measurements. In reviewing risk within the Bank’s loan portfolio, management has determined there to be several different risk categories within the loan portfolio. The ALLL consists of amounts applicable to: (i) residential real estate loans; (ii) residential real estate home equity loans; (iii) commercial real estate loans; (iv) agricultural real estate loans; (v) real estate construction loans; (vi) commercial and other loans; (vii) consumer loans; (viii) other agricultural loans and (ix) state and political subdivision loans. Factors considered in this process include general loan terms, collateral, and availability of historical data to support the analysis. Historical loss percentages are calculated and used as the basis for calculating allowance allocations. Certain qualitative factors are evaluated to determine additional inherent risks in the loan portfolio, which are not necessarily reflected in the historical loss percentages. These factors are then added to the historical allocation percentage to get the adjusted factor to be applied to non-classified loans. The following qualitative factors are analyzed:</div><div style="text-indent: 0pt; display: block;"><br /></div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: times new roman; font-size: 10pt;"><tr valign="top"><td align="right" style="width: 36pt;"><div style="display: inline; font-family: Symbol, serif; font-size: 10pt;"><div style="text-align: right; font-family: 'Times New Roman', serif; font-size: 10pt;">●   </div></div></td><td><div style="text-align: justify; text-indent: 0pt; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Level of and trends in delinquencies, impaired/classified loans</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: times new roman; font-size: 10pt;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="display: inline; font-family: Wingdings; font-size: 10pt;"> </div></td><td><div style="text-align: justify; text-indent: 0pt; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Change in volume and severity of past due loans</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: times new roman; font-size: 10pt;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="display: inline; font-family: Wingdings; font-size: 10pt;"> </div></td><td><div style="text-align: justify; text-indent: 0pt; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Volume of non-accrual loans</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: times new roman; font-size: 10pt;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="display: inline; font-family: Wingdings; font-size: 10pt;"> </div></td><td><div style="text-align: justify; text-indent: 0pt; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Volume and severity of classified, adversely or graded loans;</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: times new roman; font-size: 10pt;"><tr valign="top"><td align="right" style="width: 36pt;"><div style="display: inline; font-family: Symbol, serif; font-size: 10pt;"><div style="text-align: right; font-family: 'Times New Roman', serif; font-size: 10pt;">●   </div></div></td><td><div style="text-align: justify; text-indent: 0pt; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Level of and trends in charge-offs and recoveries;</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: times new roman; font-size: 10pt;"><tr valign="top"><td align="right" style="width: 36pt;"><div style="display: inline; font-family: Symbol, serif; font-size: 10pt;"><div style="text-align: right; font-family: 'Times New Roman', serif; font-size: 10pt;">●   </div></div></td><td><div style="text-align: justify; text-indent: 0pt; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Trends in volume, terms and nature of the loan portfolio;</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: times new roman; font-size: 10pt;"><tr valign="top"><td align="right" style="width: 36pt;"><div style="display: inline; font-family: Symbol, serif; font-size: 10pt;"><div style="text-align: right; font-family: 'Times New Roman', serif; font-size: 10pt;">●   </div></div></td><td><div style="text-align: justify; text-indent: 0pt; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Effects of any changes in risk selection and underwriting standards and any other changes in lending and recovery policies, procedures and practices;</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: times new roman; font-size: 10pt;"><tr valign="top"><td align="right" style="width: 36pt;"><div style="display: inline; font-family: Symbol, serif; font-size: 10pt;"><div style="text-align: right; font-family: 'Times New Roman', serif; font-size: 10pt;">●   </div></div></td><td><div style="text-align: justify; text-indent: 0pt; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Changes in the quality of the Bank’s loan review system;</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: times new roman; font-size: 10pt;"><tr valign="top"><td align="right" style="width: 36pt;"><div style="display: inline; font-family: Symbol, serif; font-size: 10pt;"><div style="text-align: right; font-family: 'Times New Roman', serif; font-size: 10pt;">●   </div></div></td><td><div style="text-align: justify; text-indent: 0pt; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Experience, ability and depth of lending management and other relevant staff;</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: times new roman; font-size: 10pt;"><tr valign="top"><td align="right" style="width: 36pt;"><div style="display: inline; font-family: Symbol, serif; font-size: 10pt;"><div style="text-align: right; font-family: 'Times New Roman', serif; font-size: 10pt;">●   </div></div></td><td><div style="text-align: justify; text-indent: 0pt; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">National, state, regional and local economic trends and business conditions</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: times new roman; font-size: 10pt;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="display: inline; font-family: Wingdings; font-size: 10pt;"> </div></td><td><div style="text-align: justify; text-indent: 0pt; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">General economic conditions</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: times new roman; font-size: 10pt;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="display: inline; font-family: Wingdings; font-size: 10pt;"> </div></td><td><div style="text-align: justify; text-indent: 0pt; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Unemployment rates</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: times new roman; font-size: 10pt;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="display: inline; font-family: Wingdings; font-size: 10pt;"> </div></td><td><div style="text-align: justify; text-indent: 0pt; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Inflation / Consumer Price Index</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: times new roman; font-size: 10pt;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="display: inline; font-family: Wingdings; font-size: 10pt;"> </div></td><td><div style="text-align: justify; text-indent: 0pt; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Changes in values of underlying collateral for collateral-dependent loans;</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: times new roman; font-size: 10pt;"><tr valign="top"><td align="right" style="width: 36pt;"><div style="display: inline; font-family: Symbol, serif; font-size: 10pt;"><div style="text-align: right; font-family: 'Times New Roman', serif; font-size: 10pt;">●   </div></div></td><td><div style="text-align: justify; text-indent: 0pt; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Industry conditions including the effects of external factors such as competition, legal, and regulatory requirements on the level of estimated credit losses; and</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: times new roman; font-size: 10pt;"><tr valign="top"><td align="right" style="width: 36pt;"><div style="display: inline; font-family: Symbol, serif; font-size: 10pt;"><div style="text-align: right; font-family: 'Times New Roman', serif; font-size: 10pt;">●   </div></div></td><td><div style="text-align: justify; text-indent: 0pt; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Existence and effect of any credit concentrations, and changes in the level of such concentrations.</div></td></tr></table></div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The Company also maintains an unallocated allowance to account for any factors or conditions that may cause a potential loss but are not specifically addressed in the process described above. The Company analyzes its loan portfolio each quarter to determine the appropriateness of its allowance for loan losses.</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">Loans determined to be TDRs are impaired and for purposes of estimating the ALLL must be individually evaluated for impairment. In calculating the impairment, the Company calculates the present value utilizing an analysis of discounted cash flows. If the present value calculated is below the recorded investment of the loan, impairment is recognized by a charge to the provision for loan and lease losses and a credit to the ALLL.</div><div style="text-indent: 0pt; display: block;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">We continually review the model utilized in calculating the required allowance. The following qualitative factors experienced changes during the first nine months of 2013:</div><div style="text-align: justify; text-indent: 36pt; display: block; margin-left: 0pt; margin-right: 0pt;"><br /> </div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: times new roman; font-size: 10pt;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="display: inline; font-family: Symbol, serif; font-size: 10pt;"><div style="text-align: right; font-family: 'Times New Roman', serif; font-size: 10pt;">●   </div></div></td><td><div style="text-align: justify; text-indent: 0pt; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">The qualitative factor for national, state, regional and local economic trends and business conditions was increased for all loan categories due to rising unemployment rates in the local economy as a result of the slowdown in Marcellus shale natural gas exploration activities.</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: times new roman; font-size: 10pt;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="display: inline; font-family: Symbol, serif; font-size: 10pt;"><div style="text-align: right; font-family: 'Times New Roman', serif; font-size: 10pt;">●   </div></div></td><td><div style="text-align: justify; text-indent: 0pt; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">The qualitative factor for trends in volume, terms and nature of the loan portfolio was increased for commercial and agricultural real estate, other commercial and agricultural loans and state and political subdivision loan categories due to the increase of the number of loans that are participations that were purchased from other banks and therefore subject to different underwriting standards.</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: times new roman; font-size: 10pt;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="display: inline; font-family: Symbol, serif; font-size: 10pt;"><div style="text-align: right; font-family: 'Times New Roman', serif; font-size: 10pt;">●   </div></div></td><td><div style="text-align: justify; text-indent: 0pt; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">The qualitative factor for the existence and effect of any credit concentrations and changes in the level of such concentrations was increased for commercial and other loans as a result of growth in these segments and was lowered for commercial and agricultural real estate as the loan growth in these segments has slowed in 2013.</div></td></tr></table></div><div style="text-indent: 0pt; display: block;"> </div><div style="text-indent: 0pt; margin-left: 0pt; margin-right: 0pt;"><div><font style="display: inline; font-family: Times New Roman; font-size: 10pt;">During the third quarter of 2013, there were no significant changes in any qualitative factor. As a result, the change in the allocation of the allowance from June 30, 2013, is mainly attributable to the changes in the loan portfolio balances since that date and the change in the loan grades. The increase in the allowance related to commercial and agricultural real estate in the third quarter was primarily the result of the increase during the period in substandard loans of $2.1 million dollars that were not individually evaluated for impairment.</font></div></div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The following factors experienced changes during the first nine months of 2012:</div><div style="text-align: justify; text-indent: 36pt; display: block; margin-left: 0pt; margin-right: 0pt;"> </div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: times new roman; font-size: 10pt;"><tr valign="top"><td align="right" style="width: 72pt;"><div><div style="text-align: right; font-family: 'Times New Roman', serif; font-size: 10pt;">●   </div></div></td><td><div style="text-align: justify; text-indent: 0pt; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">The qualitative factor for changes in values of underlying collateral was decreased for residential and commercial real estate loans due to the fact that the impact from the serious flooding experienced in our primary market in the third quarter of 2011 was not as severe as originally expected.</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: times new roman; font-size: 10pt;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="display: inline; font-family: Symbol, serif; font-size: 10pt;"><div style="text-align: right; font-family: 'Times New Roman', serif; font-size: 10pt;">●   </div></div></td><td><div style="text-align: justify; text-indent: 0pt; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">The qualitative factors for changes in levels of and trends in delinquencies, impaired/classified loans were increased for residential real estate due to the increase in the Company’s internal watch list for residential real estate loans since December 31, 2011.</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: times new roman; font-size: 10pt;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="display: inline; font-family: Symbol, serif; font-size: 10pt;"><div style="text-align: right; font-family: 'Times New Roman', serif; font-size: 10pt;">●   </div></div></td><td><div style="text-align: justify; text-indent: 0pt; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">The qualitative factors for changes in industry conditions were increased for agricultural real estate and other agricultural loans due to decreases in milk prices and higher livestock feed costs from December 31, 2011 to September 30, 2012.</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: times new roman; font-size: 10pt;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="display: inline; font-family: Symbol, serif; font-size: 10pt;"><div style="text-align: right; font-family: 'Times New Roman', serif; font-size: 10pt;">●   </div></div></td><td><div style="text-align: justify; text-indent: 0pt; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">The qualitative factor for national, state, regional and local economic trends and business conditions was increased for all loan categories due to rising unemployment rates in the local economy as a result of the slowdown in the development of the Marcellus gas play.</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: times new roman; font-size: 10pt;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="display: inline; font-family: Symbol, serif; font-size: 10pt;"><div style="text-align: right; font-family: 'Times New Roman', serif; font-size: 10pt;">●   </div></div></td><td><div style="text-align: justify; text-indent: 0pt; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">The qualitative factor for changes in the quality of the Bank’s loan review system was increased due to personnel changes, which included a new lender and several lending support positions.</div></td></tr></table></div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The following factors experienced changes during the three months ended September 30, 2012:</div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: times new roman; font-size: 10pt;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="display: inline; font-family: Symbol, serif; font-size: 10pt;"><div style="text-align: right; font-family: 'Times New Roman', serif; font-size: 10pt;">●   </div></div></td><td><div style="text-align: justify; text-indent: 0pt; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">The qualitative factor for national, state, regional and local economic trends and business conditions was increased for all loan categories due to rising unemployment rates in the local economy as a result of the slowdown in the development of the Marcellus gas play.</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: times new roman; font-size: 10pt;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="display: inline; font-family: Symbol, serif; font-size: 10pt;"><div style="text-align: right; font-family: 'Times New Roman', serif; font-size: 10pt;">●   </div></div></td><td><div style="text-align: justify; text-indent: 0pt; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">The qualitative factor for changes in the quality of the Bank’s loan review system was increased due to personnel changes, which included a new lender and several lending support positions.</div></td></tr></table></div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: times new roman; font-size: 10pt;"><tr valign="top"><td align="right" style="width: 72pt;"><div style="display: inline; font-family: Symbol, serif; font-size: 10pt;"><div style="text-align: right; font-family: 'Times New Roman', serif; font-size: 10pt;">●   </div></div></td><td><div style="text-align: justify; text-indent: 0pt; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">The qualitative factor for level of and trends in delinquencies, impaired/classified loans was decreased for commercial real estate loans due to the decrease in outstanding loans as of September 30, 2012 that were classified as substandard or special mention in comparison to balances as of June 30, 2012.</div></td></tr></table></div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The primary factor that resulted in a negative provision for the 2012 third quarter for commercial and agricultural loans was the overall decrease in commercial and agricultural loans from June to September and more specifically the decrease in special mention and substandard loans from June to September.</div><div style="text-indent: 0pt; display: block;"><br /></div></div>
-16385000
-40097000
-14105000
14631000
10666000
255000
61000
10079000
-128000
3512000
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3464000
10768000
12889000
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Note 10 – Recent Accounting Pronouncements</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">In February 2013, the FASB issued ASU 2013-02, <font style="font-style: italic; display: inline;">Comprehensive Income (Topic 220):  Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income</font>.   The amendments in this Update require an entity to report the effect of significant reclassifications out of accumulated other comprehensive income on the respective line items in net income if the amount being reclassified is required under U.S. generally accepted accounting principles (GAAP) to be reclassified in its entirety to net income.  For other amounts that are not required under U.S. GAAP to be reclassified in their entirety to net income in the same reporting period, an entity is required to cross-reference other disclosures required under U.S. GAAP that provide additional detail about those amounts.  For public entities, the amendments are effective prospectively for reporting periods beginning after December 15, 2012. For nonpublic entities, the amendments are effective prospectively for reporting periods beginning after December 15, 2013. Early adoption is permitted. The expanded disclosures are presented in Note 8.</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"><font style="display: inline; font-family: Times New Roman; font-size: 10pt;">In July 2013, the FASB issued ASU 2013-10, <font style="font-style: italic; display: inline;">Derivatives and Hedging (Topic 815):</font><font style="font-style: italic; display: inline; font-size: 10pt;"> </font><font style="font-style: italic; display: inline;">Inclusion of the Fed Funds Effective Swap Rate (or Overnight Index Swap Rate) as a Benchmark Interest Rate for Hedge Accounting Purposes.</font><font style="display: inline; font-size: 10pt;"> </font>The amendments in this Update permit the Fed Funds Effective Swap Rate (OIS) to be used as a U.S. benchmark interest rate for hedge accounting purposes under Topic 815, in addition to UST and LIBOR. The amendments also remove the restriction on using different benchmark rates for similar hedges. The amendments are effective prospectively for qualifying new or redesignated hedging relationships entered into on or after July 17, 2013.</font></div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">In July 2013, the FASB issued ASU 2013-11, <font style="font-style: italic; display: inline;">Income Taxes (Topic 740): Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists.</font> This Update applies to all entities that have unrecognized tax benefits when a net operating loss carryforward, a similar tax loss, or a tax credit carryforward exists at the reporting date. An unrecognized tax benefit, or a portion of an unrecognized tax benefit, should be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward, except as follows. To the extent a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position or the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. The assessment of whether a deferred tax asset is available is based on the unrecognized tax benefit and deferred tax asset that exist at the reporting date and should be made presuming disallowance of the tax position at the reporting date. The amendments in this Update are effective for fiscal years, and interim periods within those years, beginning after December 15, 2013. For nonpublic entities, the amendments are effective for fiscal years, and interim periods within those years, beginning after December 15, 2014. Early adoption is permitted. The amendments should be applied prospectively to all unrecognized tax benefits that exist at the effective date. Retrospective application is permitted.</div></div>
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89494000
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15054000
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19127000
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10555000
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7616000
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838000
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105822000
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75000
149892000
24547000
277785000
41620000
18015000
2386000
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58120000
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589000
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1555000
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826000
71263000
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269000
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188639000
11417000
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9281000
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1005000
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2014000
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<div style="font-family: 'Times New Roman'; font-size: 10pt;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Note 1 - Basis of Presentation</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">Citizens Financial Services, Inc., (individually and collectively with its direct and indirect subsidiaries, the “Company”) is a Pennsylvania corporation organized as the holding company of its wholly owned subsidiary, First Citizens Community Bank (the “Bank”), and the Bank’s subsidiary, First Citizens Insurance Agency, Inc. (“First Citizens Insurance”).</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The accompanying consolidated financial statements have been prepared pursuant to rules and regulations of the Securities and Exchange Commission (“SEC”) and in conformity with U.S. generally accepted accounting principles.  Because this report is based on an interim period, certain information and footnote disclosures normally included in financial statements prepared in accordance with U.S. generally accepted accounting principles have been condensed or omitted.  Certain of the prior year amounts have been reclassified to conform with the current year presentation.  Such reclassifications had no effect on net income or stockholders’ equity.  All material inter-company balances and transactions have been eliminated in consolidation.</div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">In the opinion of management of the Company, the accompanying interim financial statements for the periods ended September 30, 2013 and 2012 include all adjustments, consisting of only normal recurring adjustments, necessary for a fair presentation of the financial condition and the results of operations for the period.  In preparing the consolidated financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the balance sheet and revenues and expenses for the period. The financial performance reported for the Company for the nine month period ended September 30, 2013 is not necessarily indicative of the results to be expected for the full year.  This information should be read in conjunction with the Company’s Annual Report on Form 10-K for the year ended December 31, 2012.</div><div style="text-indent: 0pt; display: block;"><br /></div></div>
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194000
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66000
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35000
102000
44000
128000
0
66000
0
22000
2041000
-8215000
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52000
18000
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97000
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694000
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1000000
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">Management further monitors the performance and credit quality of the loan portfolio by analyzing the age of the portfolio as determined by the length of time a recorded payment is past due. The following table includes an aging analysis of the recorded investment of past due financing receivables as of September 30, 2013 and December 31, 2012 (in thousands):</div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 23%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">30-59 Days</div></td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">60-89 Days</div></td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">90 Days</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Total Past</div></td><td valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 14%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Total Financing</div></td><td valign="bottom" style="width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">90 Days and</div></td></tr><tr><td align="left" colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">September 30, 2013</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Past Due</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Past Due</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Or Greater</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Due</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Current</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Receivables</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Accruing</div></td></tr><tr><td align="left" colspan="2" valign="bottom" style="width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 14%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Mortgages</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $        935</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $        140</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $        600</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $     1,675</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $   113,334</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $           115,009</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $            195</div></td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Home Equity</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">           539</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">           137</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">           230</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">           906</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">        67,455</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                68,361</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 94</div></td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Commercial</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">        1,186</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">           283</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">        3,019</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">        4,488</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">      171,045</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              175,533</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               299</div></td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Agricultural</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">           125</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">           125</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">        20,788</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                20,913</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   -</div></td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Construction</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">        18,272</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                18,272</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   -</div></td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Consumer</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             46</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             16</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             62</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">          9,917</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  9,979</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   -</div></td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Other commercial loans</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             17</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             65</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">           351</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">           433</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">        44,447</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                44,880</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   -</div></td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Other agricultural loans</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">          9,280</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  9,280</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   -</div></td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">State and political</div></td><td valign="bottom" style="text-align: right; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 14%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; padding-bottom: 2px; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">   subdivision loans</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">        60,105</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                60,105</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: left; width: 23%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $     2,848</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $        641</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $     4,200</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $     7,689</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $   514,643</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $           522,332</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $            588</div></td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Loans considered non-accrual</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $        127</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $        425</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $     3,612</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $     4,164</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $       4,533</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $               8,697</div></td><td valign="bottom" style="text-align: right; width: 11%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; padding-bottom: 2px; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Loans still accruing</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">        2,721</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">           216</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">           588</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">        3,525</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">      510,110</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              513,635</div></td><td bgcolor="transparent" valign="bottom" style="text-align: right; padding-bottom: 2px; width: 11%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: left; width: 23%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $     2,848</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $        641</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $     4,200</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $     7,689</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $   514,643</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $           522,332</div></td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 23%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 14%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">December 31, 2012</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 14%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 14%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Mortgages</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $        636</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $        294</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $        493</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $     1,423</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $   105,125</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $           106,548</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $            244</div></td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Home Equity</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">           267</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             17</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">           222</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">           506</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">        71,026</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                71,532</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 88</div></td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Commercial</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">           602</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">        2,149</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">        2,751</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">      173,959</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              176,710</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               152</div></td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Agricultural</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             54</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             54</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">        17,961</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                18,015</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                   -</div></td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Construction</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">        12,011</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                12,011</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                   -</div></td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Consumer</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             45</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             43</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               4</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             92</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">        10,467</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                10,559</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                   4</div></td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Other commercial loans</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">           962</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">           317</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">        1,279</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">        40,341</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                41,620</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 18</div></td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Other agricultural loans</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">          6,260</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  6,260</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                   -</div></td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">State and political</div></td><td valign="bottom" style="text-align: right; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 14%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; padding-bottom: 2px; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">   subdivision loans</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">        59,208</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                59,208</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                   -</div></td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: left; width: 23%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $     2,566</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $        354</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $     3,185</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $     6,105</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $   496,358</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $           502,463</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $            506</div></td></tr><tr bgcolor="white"><td colspan="2" valign="bottom" style="text-align: left; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Loans considered non-accrual</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          73</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          69</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $     2,679</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $     2,821</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $       5,246</div></td><td valign="bottom" style="text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $               8,067</div></td><td valign="bottom" style="text-align: right; width: 11%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td colspan="2" valign="bottom" style="text-align: left; padding-bottom: 2px; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Loans still accruing</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">        2,493</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">           285</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">           506</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">        3,284</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">      491,112</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              494,396</div></td><td bgcolor="transparent" valign="bottom" style="text-align: right; padding-bottom: 2px; width: 11%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: left; width: 23%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $     2,566</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $        354</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $     3,185</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $     6,105</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $   496,358</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $           502,463</div></td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr></table></div><div style="text-indent: 0pt; display: block;"><br /></div></div>
11736000
19800000
782000
1431000
21625000
17039000
179000
339000
109289000
98526000
2611000
2535000
1405000
563000
1000000
0
0
3000000
3000000
0
0
1.00
1.00
0
-2480000
-299000
7837000
86565000
64380000
18363000
15894000
121000
1709000
650000
151000
646000
1186000
21912000
18473000
701000
604000
187000
209000
11521000
11259000
94000
11000
315000
53000
109000
5000
4000
39000
93000
74000
-117000
11000
237000
315000
-25000
42000
8000
90000
-144000
7000
21000
172000
23000
3000
105000
7000
167000
0
79000
28000
-175000
-1000
315000
315000
105000
90000
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The gross gains and losses were as follows (in thousands):</div><div style="text-indent: 0pt; display: block;"> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 60%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="2" valign="bottom" style="width: 21%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Three Months Ended</div></td><td colspan="2" valign="bottom" style="width: 22%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Nine Months Ended</div></td></tr><tr><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="2" valign="bottom" style="width: 21%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> <font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> September30,</div></td><td colspan="2" valign="bottom" style="width: 22%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font>  September30,</div></td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 10%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> 2013</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> 2012</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> 2013</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> 2012</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 10%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Gross gains</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $             91</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                  240</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $              525</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $              561</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Gross losses</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                          -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                (140)</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      -</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Net gains</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $             91</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                  240</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $              385</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $              561</div></td></tr></table></div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div></div>
5627000
10800000
72190000
71813000
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The following table reflects the financing receivables on non-accrual status as of September 30, 2013 and December 31, 2012, respectively. The balances are presented by class of financing receivable (in thousands):</div><div style="text-indent: 0pt; display: block;"> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 50%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">September 30, 2013</div></td><td valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">December 31, 2012</div></td></tr><tr><td align="left" colspan="2" valign="bottom" style="width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Mortgages</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                523</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                   482</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Home Equity</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   178</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      181</div></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Commercial</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                7,521</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                   7,042</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Agricultural</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                      -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Construction</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                      -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Consumer</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                     15</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Other commercial loans</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   460</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      362</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Other agricultural loans</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                      -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="padding-bottom: 2px; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">State and political subdivision</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                      -</div></td><td align="right" valign="bottom" style="padding-bottom: 2px; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $             8,697</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                8,067</div></td></tr></table></div><div style="text-indent: 0pt; display: block;"><br /></div></div>
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><div style="text-align: justify; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">The following tables present the assets and liabilities reported on the consolidated balance sheet at their fair value on a recurring basis as of September 30, 2013 and December 31, 2012 by level within the fair value hierarchy (in thousands). Financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement.</div><div style="text-indent: 0pt; display: block;"> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> <font style="display: inline; font-weight: bold;">September 30, 2013</font></div></td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Level I</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Level II</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Level III</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Total</div></td></tr><tr><td align="left" valign="bottom" style="width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Fair value measurements on a recurring basis:</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="bottom" style="width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Assets</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="top" style="width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">  Securities available for sale:</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     U.S. agency securities</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $             145,932</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                    -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $             145,932</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     U.S. treasury securities</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">11,480</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">11,480</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Obligations of state and</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">        political subdivisions</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">97,164</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                       -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">97,164</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Corporate obligations</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">19,909</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                       -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">19,909</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Mortgage-backed securities in</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">       government sponsored entities</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">42,468</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                       -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">42,468</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Equity securities in financial institutions</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">           1,499</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                            -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                       -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">1,499</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Liabilities</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">   Trust Preferred Interest Rate Swap</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">(46)</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                       -</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">(46)</div></td></tr></table></div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">  December 31, 2012</div></td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td colspan="8" valign="bottom" style="border-bottom: black 2px solid; width: 54%; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="bottom" style="width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Fair value measurements on a recurring basis:</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="bottom" style="width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Assets</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="top" style="width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">  Securities available for sale:</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     U.S. agency securities</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                -</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $             127,234</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                    -</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $             127,234</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     U.S. treasury securities</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                   -</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">4,947</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                       -</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">4,947</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Obligations of state and</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">          political subdivisions</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                   -</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">100,875</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                       -</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">100,875</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Corporate obligations</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                   -</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">22,109</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                       -</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">22,109</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Mortgage-backed securities in</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">          government sponsored entities</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                   -</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">53,673</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                       -</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">53,673</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Equity securities in financial institutions</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">           1,414</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                            -</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                       -</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">1,414</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td valign="bottom" style="text-align: left; width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Liabilities</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 32%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">   Trust Preferred Interest Rate Swap</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                   -</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">(200)</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                       -</div></td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">(200)</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr></table></div><div style="text-indent: 0pt; display: block;"><br /></div></div>
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The following sets forth the components of net periodic benefit costs of the Pension Plan for the three and nine months ended September 30, 2013 and 2012, respectively (in thousands):</div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 60%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="width: 21%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="2" valign="bottom" style="width: 18%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Three Months Ended</div></td><td colspan="2" valign="bottom" style="width: 23%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Nine Months Ended</div></td></tr><tr><td align="left" valign="bottom" style="width: 21%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="2" valign="bottom" style="width: 18%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> <font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> September 30,</div></td><td colspan="2" valign="bottom" style="width: 23%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> <font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> September 30,</div></td></tr><tr><td align="left" valign="bottom" style="width: 21%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> 2013</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 7%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> 2012</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> 2013</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> 2012</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 21%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Service cost</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $               81</div></td><td align="right" valign="bottom" style="width: 7%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $       82</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $             258</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $              249</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 21%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Interest cost</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   89</div></td><td align="right" valign="bottom" style="width: 7%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">          85</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                274</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">259</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 21%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Expected return on plan assets</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              (165)</div></td><td align="right" valign="bottom" style="width: 7%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">      (139)</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              (508)</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> (425)</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 21%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Net amortization and deferral</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   66</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 7%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">          34</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                194</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">102</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 21%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 7%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 21%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Net periodic benefit cost</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $               71</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 7%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $       62</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $             218</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $               185</div></td></tr></table></div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div></div>
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The following table sets forth the computation of earnings per share.  Earnings per share calculations give retroactive effect to stock dividends declared by the Company.</div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;"><br /> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td valign="bottom" style="width: 49%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="2" valign="bottom" style="width: 18%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Three months ended</div></td><td colspan="2" valign="bottom" style="width: 20%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Nine months ended</div></td></tr><tr><td align="left" valign="bottom" style="width: 49%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> </div></td><td colspan="2" valign="bottom" style="width: 18%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> September 30,</div></td><td colspan="2" valign="bottom" style="width: 20%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> September 30,</div></td></tr><tr><td align="left" valign="bottom" style="width: 49%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> </div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> 2013</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> 2012</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> 2013</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> 2012</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 49%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Net income applicable to common stock</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">$3,512,000</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">$3,464,000</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">$10,079,000</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">$10,666,000</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 49%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 49%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Basic earnings per share computation</div></td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="padding-bottom: 4px; width: 49%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Weighted average common shares outstanding</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">   3,024,507</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">   3,052,628</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     3,029,801</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     3,059,808</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 49%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Earnings per share - basic</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">$1.16</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">$1.13</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">$3.33</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">$3.49</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 49%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 49%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Diluted earnings per share computation</div></td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 49%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Weighted average common shares outstanding for basic earnings per share</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">   3,024,507</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">   3,052,628</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     3,029,801</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     3,059,808</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 49%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Add: Dilutive effects of restricted stock</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">          1,483</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">          2,066</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            1,288</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            1,762</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 49%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Weighted average common shares outstanding for dilutive earnings per share</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">   3,025,990</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">   3,054,694</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     3,031,089</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     3,061,570</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 49%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Earnings per share - diluted</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">$1.16</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">$1.13</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">$3.33</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">$3.48</div></td></tr></table></div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div></div>
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The following table details the vesting, awarding and forfeiting of restricted shares during 2013 and 2012:</div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="width: 22%; font-family: times new roman; font-size: 10pt; border-top: black 0.5pt solid;">  </td><td colspan="4" valign="bottom" style="width: 36%; border-top: black 0.5pt solid;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Three Months Ended September 30,</div></td><td colspan="4" valign="bottom" style="width: 37%; border-top: black 0.5pt solid;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Nine Months Ended September 30,</div></td></tr><tr><td align="left" valign="bottom" style="width: 22%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="2" valign="bottom" style="width: 19%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">2013</div></td><td colspan="2" valign="bottom" style="width: 17%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">2012</div></td><td colspan="2" valign="bottom" style="width: 20%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">2013</div></td><td colspan="2" valign="bottom" style="width: 17%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">2012</div></td></tr><tr><td align="left" valign="bottom" style="width: 22%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Weighted</div></td><td valign="bottom" style="width: 8%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Weighted</div></td><td valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Weighted</div></td><td valign="bottom" style="width: 8%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Weighted</div></td></tr><tr><td align="left" valign="bottom" style="width: 22%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Unvested</div></td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Average</div></td><td valign="bottom" style="width: 8%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Unvested</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Average</div></td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Unvested</div></td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Average</div></td><td valign="bottom" style="width: 8%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Unvested</div></td><td valign="bottom" style="width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Average</div></td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 22%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Shares</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Market Price</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Shares</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Market Price</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Shares</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Market Price</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Shares</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Market Price</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Outstanding, beginning of period</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">         7,466</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $         41.89</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">   8,507</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $       35.16</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">8,646</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          35.51</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">   9,921</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $       29.37</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Granted</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">           -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">3,027</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             48.21</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">   3,808</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">          37.10</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Forfeited</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">           -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">               (55)</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             37.10</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">           -</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Vested</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">           -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> (4,152)</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             33.26</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">  (5,222)</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">          25.59</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="border-bottom: black 4px double; width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Outstanding, end of period</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">         7,466</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $         41.89</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">   8,507</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $       35.16</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">7,466</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          41.89</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">   8,507</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $       35.16</div></td></tr></table></div><div style="text-indent: 0pt; display: block;"><br /></div></div>
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><div style="text-align: justify; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">The following table shows the Company’s gross unrealized losses and fair value of the Company’s investments with unrealized losses that are not deemed to be other-than-temporarily impaired, aggregated by investment category and length of time, which individual securities have been in a continuous unrealized loss position, at September 30, 2013 and December 31, 2012 (in thousands). As of September 30, 2013, the Company owned 75 securities whose fair value was less than their cost basis.</div><div style="text-align: justify; text-indent: 0pt; display: block; letter-spacing: 9pt; margin-left: 0pt; margin-right: 0pt;">   </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">September 30, 2013</div></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 20%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Less than Twelve Months</div></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 20%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font><font style="letter-spacing: 9pt;">   </font> Twelve Months or Greater</div></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 20%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Total</div></td></tr><tr><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 23%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Gross</div></td><td valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Gross</div></td><td valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Gross</div></td></tr><tr><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 23%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Fair</div></td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Unrealized</div></td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Fair</div></td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Unrealized</div></td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Fair</div></td><td valign="bottom" style="width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Unrealized</div></td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 23%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Value</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Losses</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Value</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Losses</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Value</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Losses</div></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">U.S. agency securities</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $        80,162</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $        (1,607)</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                  -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                  -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $        80,162</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $        (1,607)</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">U.S. treasury securities</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">11,480</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">(370)</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                     -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                     -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">11,480</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">(370)</div></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Obligations of state and</div></td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">    political subdivisions</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">20,396</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">(978)</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             1,642</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                (60)</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">22,038</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">(1,038)</div></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Corporate obligations</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">12,009</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">(476)</div></td><td align="left" valign="bottom" style="width: 10%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                     -</div></td><td align="left" valign="bottom" style="width: 10%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                     -</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">12,009</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">(476)</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Mortgage-backed securities in</div></td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">   government sponsored entities</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">14,672</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">(176)</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                827</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                (14)</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">15,499</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">(190)</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="border-bottom: black 4px double; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">    Total securities</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $      138,719</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $        (3,607)</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          2,469</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $             (74)</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $      141,188</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $        (3,681)</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 23%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">December 31, 2012</div></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 20%; font-family: times new roman; font-size: 10pt;">  </td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 20%; font-family: times new roman; font-size: 10pt;">  </td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 20%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">U.S. agency securities</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          6,016</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $             (41)</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                  -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                  -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          6,016</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $             (41)</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Obligations of states and</div></td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     political subdivisions</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             7,981</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              (134)</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                     -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                     -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             7,981</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              (134)</div></td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Corporate obligations</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">           10,972</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                (42)</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                     -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                     -</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">           10,972</div></td><td valign="bottom" style="text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                (42)</div></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Mortgage-backed securities in</div></td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     government sponsored entities</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             8,651</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              (127)</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                     -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                     -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             8,651</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              (127)</div></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="border-bottom: black 4px double; width: 25%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">    Total securities</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $        33,620</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $           (344)</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                  -</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                  -</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $        33,620</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $           (344)</div></td></tr></table></div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div></div>
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The amortized cost and fair value of investment securities at September 30, 2013 and December 31, 2012 were as follows (in thousands):</div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="width: 26%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 12%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Gross</div></td><td valign="bottom" style="width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Gross</div></td><td valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="bottom" style="width: 26%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="text-align: center; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Amortized</div></td><td valign="bottom" style="width: 12%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Unrealized</div></td><td valign="bottom" style="width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Unrealized</div></td><td valign="bottom" style="width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Fair</div></td></tr><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">September 30, 2013</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Cost</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Gains</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Losses</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Value</div></td></tr><tr><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Available-for-sale securities:</div></td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">  U.S. agency securities</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $    146,649</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                  890</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          (1,607)</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $       145,932</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">  U.S. treasury securities</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">         11,850</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                          -</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                (370)</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            11,480</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">  Obligations of state and</div></td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">    political subdivisions</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">         95,608</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                  2,594</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             (1,038)</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            97,164</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">  Corporate obligations</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">         20,039</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                     346</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                (476)</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            19,909</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">  Mortgage-backed securities in</div></td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">    government sponsored entities</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">         41,869</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                     789</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                (190)</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            42,468</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">  Equity securities in financial</div></td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     institutions</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              803</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                     696</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                      -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              1,499</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="border-bottom: black 4px double; width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Total available-for-sale securities</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $    316,818</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $               5,315</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          (3,681)</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $       318,452</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">December 31, 2012</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Available-for-sale securities:</div></td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">  U.S. agency securities</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $    125,125</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $               2,150</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $               (41)</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $       127,234</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">  U.S. treasury securities</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">           4,922</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                       25</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      -</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              4,947</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">  Obligations of state and</div></td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">    political subdivisions</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">         95,288</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  5,721</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                (134)</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">          100,875</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">  Corporate obligations</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">         21,699</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                     452</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  (42)</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            22,109</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">  Mortgage-backed securities in</div></td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">    government sponsored entities</div></td><td valign="bottom" style="text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">         52,072</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  1,728</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                (127)</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            53,673</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">  Equity securities in financial institutions</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              912</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                     502</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              1,414</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="border-bottom: black 4px double; width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Total available-for-sale securities</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $    300,018</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $             10,578</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $             (344)</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $       310,252</div></td></tr></table></div><div style="text-indent: 0pt; display: block;"><br /></div></div>
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The following tables present the changes in accumulated other comprehensive (loss) income by component net of tax for the three and nine months ended September 30, 2013:</div><div style="text-indent: 0pt; display: block;"> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="width: 46%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="4" valign="bottom" style="border-bottom: black 2px solid; width: 48%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Three Months Ended September 30, 2013</div></td></tr><tr><td align="left" valign="bottom" style="width: 46%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 16%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Unrealized gain (loss) </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">on available for sale</div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">securities (a)</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Unrealized gain </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">(loss) on interest </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">rate swap (a)</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Defined Benefit Pension Items </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">(a)</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Total</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 46%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Balance as of June 30, 2013</div></td><td align="right" valign="bottom" style="width: 16%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                     1,259</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                 (65)</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $            (1,907)</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $     (713)</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 46%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Other comprehensive income (loss) before reclassifications (net of tax)</div></td><td align="right" valign="bottom" style="width: 16%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                         (121)</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">35</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> (86)</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 46%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Amounts reclassified from accumulated other</div></td><td align="right" valign="bottom" style="width: 16%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 8%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 46%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     comprehensive (loss) income  (net of tax)</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 16%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                           (61)</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">44</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">(17)</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="padding-bottom: 2px; width: 46%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Net current period other comprehensive income (loss)</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 16%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  (182)</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                35</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                44</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">       (103)</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 46%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Balance as of September 30, 2013</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 16%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                     1,077</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                 (30)</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $            (1,863)</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $     (816)</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 46%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 16%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 8%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 46%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="4" valign="bottom" style="border-bottom: black 2px solid; width: 48%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Nine months Ended September 30, 2013</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 46%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 16%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Unrealized gain (loss) </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">on available for sale securities (a)</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Unrealized gain </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">(loss) on interest </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">rate swap (a)</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Defined Benefit Pension Items </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">(a)</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Total</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 46%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Balance as of December 31, 2012</div></td><td align="right" valign="bottom" style="width: 16%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                     6,754</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $               (132)</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $            (1,991)</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $    4,631</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 46%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Other comprehensive income (loss) before reclassifications (net of tax)</div></td><td align="right" valign="bottom" style="width: 16%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      (5,422)</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">102</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td><td align="right" valign="bottom" style="width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> (5,320)</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 46%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Amounts reclassified from accumulated other</div></td><td align="right" valign="bottom" style="width: 16%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 8%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 46%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     comprehensive (loss) income (net of tax)</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 16%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                         (255)</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">128</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> (127)</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="padding-bottom: 2px; width: 46%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Net current period other comprehensive income (loss)</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 16%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               (5,677)</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               102</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">               128</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">    (5,447)</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 46%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Balance as of September 30, 2013</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 16%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                     1,077</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                 (30)</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $            (1,863)</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $     (816)</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 46%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 16%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 8%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 46%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">(a) Amounts in parentheses indicate debits</div></td><td align="left" valign="bottom" style="width: 16%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 8%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr></table></div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div></div>
37.10
48.21
0
0
0
55
0
0
41.89
35.16
35.51
29.37
41.89
35.16
8507
8646
9921
8507
7466
7466
5222
4152
0
0
0
-37.10
0
0
3808
3027
0
0
25.59
33.26
0
0
67756
100000
89475000
90380000
6598000
7845000
289040
262921
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">There were no loan modifications that were considered TDRs during the three months ended September 30, 2013. Loan modifications that are considered TDRs completed during the nine months ended September 30, 2013 and 2012 and the three months ended September 30, 2012, were as follows (dollars in thousands):</div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="width: 22%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="6" valign="bottom" style="width: 78%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">For the Nine Months Ended September 30, 2013</div></td></tr><tr><td align="left" valign="bottom" style="width: 22%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 26%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Number of contracts</div></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 28%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Pre-modification Outstanding </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Recorded Investment</div></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 25%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Post-Modification Outstanding </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Recorded Investment</div></td></tr><tr><td align="left" valign="bottom" style="width: 22%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Interest </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Term </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Interest </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Term </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">  </font>    Interest</div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Term </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Modification</div></td></tr><tr><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 15%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Mortgages</div></td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                    1</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                       -</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                     72</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                   -</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $               72</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                  -</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Commercial</div></td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: -2.3pt;">                     -</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                      2</div></td><td align="right" valign="bottom" style="width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                           -</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              1,365</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                     -</div></td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             1,365</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="padding-bottom: 2px; width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Other commercial loans</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                     -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                      2</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                           -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">              1,530</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                     -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">             1,530</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Total</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                    1</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                       4</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 15%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                     72</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $           2,895</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $               72</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $          2,895</div></td></tr></table></div><div style="text-indent: 0pt; display: block;"> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="width: 20%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="6" valign="bottom" style="width: 68%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">For the Three Months Ended September 30, 2012</div></td></tr><tr><td align="left" valign="bottom" style="width: 20%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 23%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Number of contracts</div></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 24%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Pre-modification Outstanding </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Recorded Investment</div></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 21%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Post-Modification Outstanding Recorded Investment</div></td></tr><tr><td align="left" valign="bottom" style="width: 20%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Interest </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Term </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Interest </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Term </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> <font style="letter-spacing: 9pt;">   </font> Interest</div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Term </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Modification</div></td></tr><tr><td align="left" valign="bottom" style="width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="padding-bottom: 2px; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Commercial</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                     -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                       1</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                          -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                62</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                  -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $               62</div></td></tr><tr bgcolor="white"><td valign="bottom" style="text-align: left; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                     -</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                       1</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                          -</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                62</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                  -</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $               62</div></td></tr></table></div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="width: 20%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="6" valign="bottom" style="width: 69%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">For the Nine Months Ended September 30, 2012</div></td></tr><tr><td align="left" valign="bottom" style="width: 20%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 23%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Number of contracts</div></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 24%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Pre-modification Outstanding </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Recorded Investment</div></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 22%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Post-Modification Outstanding </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Recorded Investment</div></td></tr><tr><td align="left" valign="bottom" style="width: 20%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Interest </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Term </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Interest </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Term </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Interest</div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Modification</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Term </div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Modification</div></td></tr><tr><td align="left" valign="bottom" style="width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="bottom" style="width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Residential mortgage</div></td><td valign="bottom" style="text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">1</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                       1</div></td><td valign="bottom" style="text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                       48</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                71</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $               48</div></td><td valign="bottom" style="text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $               71</div></td></tr><tr><td valign="bottom" style="text-align: left; padding-bottom: 2px; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Commercial</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                     -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                       3</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                             -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                 160</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                     -</div></td><td valign="bottom" style="border-bottom: black 2px solid; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                160</div></td></tr><tr><td valign="bottom" style="text-align: left; width: 20%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Total</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                    1</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                       4</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                       48</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $              231</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $               48</div></td><td valign="bottom" style="border-bottom: black 4px double; text-align: right; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $             231</div></td></tr></table></div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">Recidivism, or the borrower defaulting on its obligation pursuant to a modified loan, results in the loan once again becoming a non-accrual loan. Recidivism occurs at a notably higher rate than do defaults on new origination loans, so modified loans present a higher risk of loss than do new origination loans. The following table presents the recorded investment in loans that were modified as TDRs during each 12-month period prior to the current reporting periods, which begin January 1, 2013 and 2012 (nine month periods) and July 1, 2013 and 2012 (3 month periods), respectively, and that subsequently defaulted during these reporting periods (dollars in thousands):</div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="4" valign="bottom" style="width: 40%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">For the Three Months Ended</div></td><td colspan="4" valign="bottom" style="width: 39%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">For the Nine Months Ended</div></td></tr><tr><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="2" valign="bottom" style="width: 20%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">September 30, 2013</div></td><td colspan="2" valign="bottom" style="width: 20%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">September 30, 2012</div></td><td colspan="2" valign="bottom" style="width: 20%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">September 30, 2013</div></td><td colspan="2" valign="bottom" style="width: 19%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">September 30, 2012</div></td></tr><tr><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Number of</div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> contracts</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Recorded</div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> investment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Number of</div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> contracts</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Recorded</div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> investment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Number of</div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> contracts</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> Recorded</div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> investment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">  </font>Number of</div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"><font style="letter-spacing: 9pt;">   </font> contracts</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Recorded</div><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">investment</div></td></tr><tr><td align="left" valign="bottom" style="width: 13%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 8%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="bottom" style="padding-bottom: 2px; width: 13%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Commercial</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                   -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            1</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $              50</div></td></tr><tr><td align="left" valign="bottom" style="width: 13%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Total recidivism</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   -</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                   -</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                   -</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $              -</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 8%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            1</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $              50</div></td></tr></table></div><div style="text-indent: 0pt; display: block;"><br /></div></div>
3059808
3029801
3024507
3052628
3061570
3031089
3025990
3054694
441000
548000
115000
183000
500000
P90D
P90D
102000
194000
66000
34000
0.1
0.1
0
0
P90D
0
3815000
3816000
0
0
3816000
3816000
3815000
0
3815000
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The following table summarizes the primary segments of the loan portfolio and how those segments are analyzed within the allowance for loan losses as of September 30, 2013 and December 31, 2012 (in thousands):</div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">September 30, 2013</div></td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 4%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Total Loans</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Individually evaluated for impairment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Collectively evaluated for impairment</div></td></tr><tr><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 14%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 14%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Residential</div></td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 14%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                 183,370</div></td><td align="left" valign="bottom" style="width: 13%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                     482</div></td><td align="left" valign="bottom" style="width: 14%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                 182,888</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Commercial and agricultural</div></td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 14%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                    196,446</div></td><td align="left" valign="bottom" style="width: 13%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                     8,594</div></td><td align="left" valign="bottom" style="width: 14%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                    187,852</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Construction</div></td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 14%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                      18,272</div></td><td align="left" valign="bottom" style="width: 13%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                             -</div></td><td align="left" valign="bottom" style="width: 14%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                      18,272</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Consumer</div></td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 14%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                        9,979</div></td><td align="left" valign="bottom" style="width: 13%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                          15</div></td><td align="left" valign="bottom" style="width: 14%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                        9,964</div></td></tr><tr bgcolor="#cceeff"><td align="left" colspan="2" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Other commercial and agricultural loans</div></td><td align="left" valign="bottom" style="width: 14%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                      54,160</div></td><td align="left" valign="bottom" style="width: 13%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                     1,795</div></td><td align="left" valign="bottom" style="width: 14%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                      52,365</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">State and political subdivision loans</div></td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                      60,105</div></td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                             -</div></td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                      60,105</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Total</div></td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 14%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                    522,332</div></td><td align="left" valign="bottom" style="border-bottom: black 4px double; width: 13%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                10,886</div></td><td align="left" valign="bottom" style="border-bottom: black 4px double; width: 14%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                 511,446</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="padding-bottom: 2px; width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Allowance for loan losses</div></td><td align="left" valign="bottom" style="padding-bottom: 2px; width: 4%; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                        7,070</div></td><td align="left" valign="bottom" style="padding-bottom: 2px; width: 13%; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="padding-bottom: 2px; width: 14%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Net loans</div></td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="border-bottom: black 4px double; width: 14%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $                 515,262</div></td><td bgcolor="transparent" valign="bottom" style="text-align: left; width: 13%; font-family: times new roman; font-size: 10pt;">  </td><td bgcolor="transparent" valign="bottom" style="text-align: left; width: 14%; font-family: times new roman; font-size: 10pt;">  </td></tr></table></div><div style="text-indent: 0pt; display: block;"> </div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">December 31, 2012</div></td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Total Loans</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Individually evaluated for impairment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Collectively evaluated for impairment</div></td></tr><tr><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 14%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 14%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 14%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Residential</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                 178,080</div></td><td align="right" valign="bottom" style="width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                        424</div></td><td align="right" valign="bottom" style="width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                 177,656</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Commercial and agricultural</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                    194,725</div></td><td align="right" valign="bottom" style="width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        9,093</div></td><td align="right" valign="bottom" style="width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                    185,632</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">     Construction</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      12,011</div></td><td align="right" valign="bottom" style="width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                                -</div></td><td align="right" valign="bottom" style="width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      12,011</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Consumer</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      10,559</div></td><td align="right" valign="bottom" style="width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                                -</div></td><td align="right" valign="bottom" style="width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      10,559</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Other commercial and agricultural loans</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      47,880</div></td><td align="right" valign="bottom" style="width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                           901</div></td><td align="right" valign="bottom" style="width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      46,979</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">State and political subdivision loans</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      59,208</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                                -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                      59,208</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Total</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                    502,463</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                   10,418</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                 492,045</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="padding-bottom: 2px; width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Allowance for loan losses</div></td><td align="left" valign="bottom" style="padding-bottom: 2px; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        6,784</div></td><td align="right" valign="bottom" style="padding-bottom: 2px; width: 14%; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="padding-bottom: 2px; width: 14%; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 26%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Net loans</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 14%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $                 495,679</div></td><td bgcolor="transparent" valign="bottom" style="text-align: right; width: 14%; font-family: times new roman; font-size: 10pt;">  </td><td bgcolor="transparent" valign="bottom" style="text-align: right; width: 14%; font-family: times new roman; font-size: 10pt;">  </td></tr></table></div><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;"> </div></div>
100000
1
1
0
0
0
0
0
0
0
62000
0
160000
48000
231000
71000
48000
72000
72000
1365000
2895000
0
0
0
1530000
0
62000
50000
50000
0
0
0
0
0
0
1
0
0
4
0
1
3
1
1
4
0
0
1
1
0
2
2
1
0
14554000
0
0
0
14177000
14177000
14177000
14554000
14554000
100
0.6
0.55
P30Y
P15Y
P15Y
0
62000
71000
0
160000
48000
231000
48000
0
2895000
72000
0
72000
1365000
0
1530000
0
62000
3346000
3203000
1100000
1139000
P1Y
123000
62000
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><div style="text-indent: 0pt; display: block; font-family: Times New Roman; font-size: 10pt;">The following table presents the significant amounts reclassified out of each component of accumulated other comprehensive income for the three and nine months ended September 30, 2013:</div><div style="text-indent: 0pt; display: block;"><br /></div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 42%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Details about accumulated other comprehensive (loss) income</div></td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 26%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Amount reclassified from accumulated comprehensive (loss) income (a)</div></td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 4%; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="border-bottom: black 2px solid; width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Affected line item in the statement where net Income is presented</div></td></tr><tr><td align="left" valign="bottom" style="width: 42%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="width: 13%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Three Months Ended</div></td><td valign="bottom" style="width: 13%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Nine Months Ended</div></td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 22%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="bottom" style="width: 42%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="2" valign="bottom" style="border-bottom: black 2px solid; width: 26%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">September 30, 2013</div></td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 22%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="bottom" style="width: 42%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Unrealized gains and losses on available for sale securities</div></td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 22%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="bottom" style="width: 42%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $               91</div></td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $              385</div></td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Investment securities gains, net</div></td></tr><tr><td align="left" valign="bottom" style="width: 42%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                       (30)</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> (130)</div></td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Provision for income taxes</div></td></tr><tr><td align="left" valign="bottom" style="width: 42%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $               61</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $             255</div></td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Net of tax</div></td></tr><tr><td align="left" valign="bottom" style="width: 42%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 22%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="bottom" style="width: 42%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Defined benefit pension items</div></td><td align="right" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 22%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" valign="bottom" style="width: 42%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $             (66)</div></td><td align="right" valign="bottom" style="width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $           (194)</div></td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Salaries and employee benefits</div></td></tr><tr><td align="left" valign="bottom" style="width: 42%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">22</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                          66</div></td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Provision for income taxes</div></td></tr><tr><td align="left" valign="bottom" style="width: 42%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $             (44)</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 13%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          (128)</div></td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 22%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Net of tax</div></td></tr><tr><td align="left" valign="bottom" style="width: 42%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 22%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr><td align="left" colspan="2" valign="bottom" style="width: 55%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">(a) Amounts in parentheses indicate debits to profit/loss</div></td><td align="left" valign="bottom" style="width: 13%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 4%; display: inline; font-family: times new roman; font-size: 10pt;"> </td><td align="left" valign="bottom" style="width: 22%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr></table></div><div style="text-align: justify; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;"><br /></div></div>
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><div style="text-align: justify; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">The following table segregates the allowance for loan losses (ALLL) into the amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for impairment as of September 30, 2013 and December 31, 2012, respectively (in thousands):</div><div style="text-align: left;"><table cellpadding="0" cellspacing="0" style="width: 80%; font-family: times new roman; font-size: 10pt;"><tr><td align="left" valign="bottom" style="width: 30%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid; width: 31%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">September 30, 2013</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td colspan="3" valign="bottom" style="border-bottom: black 2px solid; width: 33%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> December 31, 2012</div></td></tr><tr><td align="left" valign="bottom" style="width: 30%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Individually evaluated for impairment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Collectively evaluated for impairment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Total</div></td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Individually evaluated for impairment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Collectively evaluated for impairment</div></td><td valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: center; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">Total</div></td></tr><tr><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Real estate loans:</div></td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 9%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 12%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 11%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="left" valign="bottom" style="width: 10%; display: inline; font-family: times new roman; font-size: 10pt;">  </td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Residential</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $           37</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $         919</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $         956</div></td><td bgcolor="transparent" valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $           22</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $           853</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $             875</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Commercial and agricultural</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            560</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">         3,852</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">4,412</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">            559</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">           3,878</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">             4,437</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">     Construction</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            112</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">112</div></td><td bgcolor="transparent" valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                38</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                  38</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Consumer</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            114</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">114</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              119</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                119</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Other commercial and agricultural loans</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                1</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            963</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">964</div></td><td bgcolor="transparent" valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                1</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              727</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                728</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">State and political subdivision loans</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            313</div></td><td align="right" valign="bottom" style="width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">313</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td><td align="right" valign="bottom" style="width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              271</div></td><td align="right" valign="bottom" style="width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                271</div></td></tr><tr bgcolor="#cceeff"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Unallocated</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">                 -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">            199</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">199</div></td><td bgcolor="transparent" valign="bottom" style="text-align: right; width: 2%; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                        -</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">              316</div></td><td align="right" valign="bottom" style="border-bottom: black 2px solid; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;">                316</div></td></tr><tr bgcolor="white"><td align="left" valign="bottom" style="width: 30%;"><div style="text-align: left; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;">Total</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $         598</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $      6,472</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 9%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; font-weight: bold; margin-right: 0pt;"> $      7,070</div></td><td align="right" valign="bottom" style="width: 2%; display: inline; font-family: times new roman; font-size: 10pt;">  </td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 12%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $         582</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 11%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $        6,202</div></td><td align="right" valign="bottom" style="border-bottom: black 4px double; width: 10%;"><div style="text-align: right; text-indent: 0pt; display: block; font-family: times new roman; margin-left: 0pt; font-size: 10pt; margin-right: 0pt;"> $          6,784</div></td></tr></table></div><div style="text-align: justify; text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;"> </div></div>
2942000
2942000
3565000
0
0
3565000
3565000
2942000
0
0
P90D
P18M
P18M
P0M
0
1403000
-5320000
-86000
-121000
-5422000
35000
102000
0
0
-17000
-127000
-61000
-255000
0
0
44000
128000
14000
80800
2100000
2480000
2477000
0
2477000
0
Amounts in parentheses indicate debits
Amounts in parentheses indicate debits to profit/loss