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Overdraft Sweep Services

Overdraft Sweep Services

With Overdraft Sweep Services from First Citizens, funds are transferred from another First Citizens National Bank account to cover checks that overdraw your checking account.

Summary
  • Get increased peace of mind
  • Avoid returned checks
  • Attach to another account or line of credit

Accounts that can be utilized to offer overdraft protection are:

  • Ready Money Line of Credit
  • Home Equity Line of Credit
  • Other First Citizens National Bank Checking and Savings Account

A $5 fee will be assessed for each sweep (not each check).

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Notice of Changes in Temporary FDIC Insurance for Transaction Accounts