Debit Card
The MasterMoney debit card is an ATM card with an important difference. It can be used to make purchases anywhere MasterCard® is accepted and the funds are debited directly from your checking account, where no interest rates apply.
- Summary
- More secure than cash
- Add even more security with MasterCard SecureCode
- Access accounts via any ATM*
- Works like a credit card
- More widely accepted than checks
- Funds deducted directly from your checking account
- Make purchases from line of credit if checking account is tied to the line of credit for overdraft protection
To report a lost or stolen debit card:
- During business hours: Call 1-800-326-9486
- After business hours: Call 1-800-264-5578
- *Certain fees apply for using an ATM not owned by FCNB.
- International Transactions
Are you planning to travel or make purchases with your First Citizens Master Debit Card outside of the United States? Due to increased fraud on international transactions, we have implemented another level of security for your protection.
Please contact us at 1-800-326-9486 before traveling or making purchases outside the US to activate your card for international use.
