
A Ready Money Line of Credit places immediate buying power at your fingertips.
It's a pre-approved, variable rate credit line that's easily accessible, provides overdraft protection for your First Citizens Checking, and can be drawn upon when you need it.
Best of all when payments are made, funds become available to use again as borrowing needs arise -- no need to re-apply.
- Summary
- Funds accessible by check, ATM, or Overdraft Protection on a First Citizens Checking account
- Pay interest only on what you use
- Payments can be automatically drafted from a First Citizens Checking account
- Monthly statement shows transaction and balance information








