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Home Equity Loans

Home Equity Loans

As a homeowner, you have the opportunity to use the equity in your home to get an early start on your home improvements, consolidate high interest debt at a much lower rate or take that much needed and well-deserved vacation.

A First Citizens Home Equity Loan can be used for whatever you choose. College tuition worries can go away or that new car can be in your garage tomorrow. And the interest may be tax deductible.

Summary

A Home Equity Loan is a low cost way to borrow funds at a fixed rate for a fixed term using the equity in your home.

  • Lower rates than credit cards
  • Flexible terms, including bi-weekly payment options which can save you thousands in interest
  • Discounted rate with automatic payment from a First Citizens Checking or Savings
  • Monthly payment is fixed to allow for easy budgeting
  • Interest may be tax deductible (Consult your tax advisor)
  • Apply Now!

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