Get the financing you need for a new car or truck. We offer pre-approvals for better bargaining power. Or refinance an existing auto loan and save money with a lower rate.
Expect quick processing for fast approvals. Don't go to the car lot without being backed by your community bank.
- Auto loans for new or used cars or trucks
- Only 15% down payment required for financing a new vehicle
- Only 20% down payment required for financing a used vehicle
- Get pre-approved for better bargains
- Refinance an existing loan to save money
- Competitive, low rates
- Flexible payment plans to fit your budget
- Enjoy .25% discount when you set up an automatic payment from a First Citizens Checking or Savings
- In-house processing for fast approvals
- Personalized service at every step
See our current rates.