Home Equity Loans
Use the equity in your home to pay off high interest debt, make home improvements and much more!
- Try our home improvement project calculator to calculate the payment for your home improvements
- Learn about the tax credits available for energy-efficient home improvements
Learn More
Home Equity Line of Credit
Use the equity in your home to write yourself a loan. As payments are made, funds become available to use again.
- Pay interest on what you use
- Easy access to funds
- Interest may be tax deductible
Learn More
Homeowners Advantage Card
Access your Home Equity Line of Credit funds anytime with just the swipe of a card.
- Easy to use
- Fits in your wallet
- More convenient than a check
Learn More
Home Improvement Project Calculator
This convenient tool can help you forecast a budget for your project based on your specifics.
- Very detailed to your project(s)
- Estimate your costs beforehand
- Calculates interest for multiple terms
Learn More
Home Equity Debt Consolidation Calculator
Enter your existing debt balances to easily see how much money debt consolidation can save you.
- Enter multiple outstanding debts
- Calculate payments for multiple terms
- Compare to what you currently pay
Learn More
Personal and Auto Loans
We provide personal installment loans for the purchase of a car, vacation, or whatever you need.
- Discounted rate with autopay
- Flexible terms
- Secured/unsecured loans available
Learn More
Ready Money Line of Credit
This credit line is easily accessible and provides overdraft protection for your First Citizens checking.
- Easy access to funds
- Pay interest on what you use
- Monthly usage statement
Learn More
Text Size
