VA Loans
Is a VA Loan right for you?
Over 14 million veterans and military personnel have realized the benefit of the VA home loan program. We can help you own a part of the community you worked hard to protect.
- Summary
Who Can Participate?
- Veterans
- Current members of all branches of the military
- Surviving spouses of military personnel
Unique Guidelines:
- No down payment required for home purchase
- No Private Mortgage Insurance (PMI) on refinance or purchase
- No prepayment penalties
- Credit Scores as low as 620 are eligible
- Mortgage up to 4 units
- VA-approved condominiums
- 15-year and 30-year fixed rate terms available
Easy on You!
Often times with active military, your time home is short and precious. Don't risk delayed closings. We build our reputation on closing loans on time and with no surprises. We can arrange to close your loan in whatever location is convenient for you.
Still unsure?
Is my credit good enough? What if I get turned down? All valid questions that everyone wants to know. Good news – inquiring is free! We can review your credit, answer questions and even set-up a savings account to help you with moving expenses. Bottom line-- the best way to determine if a VA loan is the right product for you is to meet with a First Citizens mortgage lender. Make your appointment today!
