Vantage Checking

While free checking is great, we think it's time to raise the bar. If you live in Mansfield or in the northern Pennsylvania area, you can take advantage of unlimited free checking while earning 1.26% APY* on your balance!

This free high interest checking account actually pays you back -- get our Vantage interest rate and ATM and bill pay fee refunds*, with no minimum balance or monthly fees.

To calculate your Estimated Annual Rewards, fill out the Vantage Checking Calculator here:

Summary

Every monthly qualification cycle that you meet the simple qualifications, you will receive the Vantage interest rate and other special rewards.

Benefits:

• 1.26% APY* on balances up to $25,000
• 0.25% APY* on balances over $25,000
• 0.10% APY* if qualifications aren't met
• ATM fees refunded* up to $20 each cycle
• Free NetTeller Online Banking Access
• Refunded PowerPay Online Bill Pay fee refunds* up to $2.95 each cycle
• First month receive rewards regardless
• Free MasterMoney Debit Card
• Overdraft Protection
• Only $25 to open

Qualifications

In order to receive the Vantage Rewards, simply do the following each monthly qualification cycle:

• Receive and review free paperless e-Statements
• Have at least one Direct Deposit or ACH auto debit post and clear the account
• Have at least 12 debit card purchases post and clear the account

If you don't qualify one cycle, don't worry: your account will still be free and you will still earn the base rate of interest. And, you can try again to qualify for the high interest and ATM fee refunds again the next cycle you qualify!

Details

*Annual Percentage Yield (APY) accurate as of 07/26/2011. Minimum to open account is $25 for Vantage Checking. Vantage Checking rate tiers are as follows: 1.26% APY applies to balances of $0.01 - $25,000 and 0.25% APY applies to balances over $25,000 as long as qualifications are met each qualification cycle. 0.10% APY applies to all balances if qualifications are not met. All balances will earn 0.25% APY – 1.26% APY is long as qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. Debit card transactions must be point of sale or signature based purchases. ATM withdrawals do not count towards qualifying debit card transactions. All qualification transactions must be posted to the account during the monthly qualification cycle. Transactions could take greater than 1 - 5 business days to post to an account from the date the transaction is made. An ACH transaction could either be a deposit or a withdrawal. ATM fee refunds up to $20 per cycle are provided only if qualifications are met within qualification cycle. Bill Pay fee refunds of $2.95 are given each cycle when qualifications are met. Personal accounts only, and only one account per unique SSN.