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Relationship Checking

Our Relationship Checking package has been designed to provide additional benefits and incentives to customers who maintain a more complete relationship with First Citizens.

If you're interested in a long-term relationship with a bank that appreciates your commitment, we believe we have the account for you.

Summary
  • Interest paid on all checking account balances
  • Reduced rates on loans with automatic payment
  • Bonus rates on combined CD relationships of $100,000 or more
  • Incentives for automatic transfers of $100 or more each month to a First Citizens savings account
  • First order of checks free
  • Overdraft protection
  • Convenient access via ATM or our Master Money Debit Card
  • Access your account via Bank-by-Phone and Internet Banking
  • $10 monthly fee waived with checking balance of $1,000, $10,000 in total deposits, or $25,000 in total loans

Click to view our current rates.

Checking Plus

As a checking account customer with First Citizens National Bank, you have the opportunity to participate in our Checking Plus package.

This package provides benefits such as free checks, discounts on eye care, dental care, and prescriptions, as well as discounts on entertainment and travel.

Click here to read more about Checking Plus.