Fixed Rate IRA

First Citizens has a variety of fixed rate IRA options to satisfy your personal retirement planning goals.

Summary

• Terms from 6 months to 5 years
• Guaranteed rate for the term of the investment
• Can be used as a Traditional, Roth, or Education IRA Option
• Get bonus rates when your combined CD and IRA balances equal $250,000 or more
• Interest compounded annually
• Minimum $250 to open