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Easy-Access CD

Easy-Access CD

Some customers want the earnings of a CD but are concerned about not having access to their money for emergencies or to take advantage of another investment opportunity.

The Easy Access CD allows you to maximize your earnings potential now without sacrificing liquidity. It provides the security of a federally insured product, the earnings of a fixed-rate CD and the peace of mind that you have penalty-free access* to your money when you need it.

Summary
  • Fixed-rate earnings
  • One penalty-free withdrawal each quarter
  • Unlimited deposits of $500 or more
  • $5,000 minimum deposit
  • 12-month term
  • Automatically renewable

See our rates.

*The minimum early withdrawal penalty is seven days simple interest on funds withdrawn within the first six days of deposit. Seven days simple interest on the amount withdrawn must also be charged on a withdrawal made within six days of an earlier partial withdrawal or additional deposit to the account.

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Notice of Changes in Temporary FDIC Insurance for Transaction Accounts