Investment Services Team

Robert B. Mosso, JD/MBA

SVP, Investments and Trust Services Manager

Bob joined First Citizens in 2002. Bob is responsible for the overall management, supervision, and operation of the Division. He earned a Masters of Business Administration from The Smeal College of Business Administration of The Pennsylvania State University in 2000 and a Juris Doctor from The Dickinson School of Law of The Pennsylvania State University in 1996. Bob also obtained a Bachelor of Arts in History from Mansfield University.

Florence L. Simonis, JD/LLM

AVP, Trust & Estate Planning Officer

Certified Mineral Manager

Flori joined First Citizens Community Bank in June 2012 as Trust & Estate Planning Officer to assist clients in developing and meeting estate planning goals. These goals include the efficient, orderly transfer of assets, protecting family farms or gas royalties for future generations, planning for nursing home costs, and reducing taxes. To initiate the estate planning process, Flori meets privately with clients to help them identify their unique set of goals. As an integral part of the team, she works with the attorney, accountant, and other advisors to implement an estate plan that best meets these goals.

Flori's extensive background in the legal field allows her to communicate effectively with attorneys and other professionals throughout the estate planning process. After graduating with a Bachelor of Arts Degree in Mathematics from Bryn Mawr College, Flori earned her Juris Doctor Degree at Temple University Beasley School of Law. She then entered Temple Law's Graduate Tax Program, where she earned a Master of Laws Degree in Tax Law and acquired her Estate Planning Certificate. Flori is a member of the National Association of Royalty Owners (NARO) and in 2013 completed the requirements for certification as a Mineral Manager at the professional level.

Prior to joining First Citizens, Flori clerked for the Honorable Marjorie O. Rendell of the United States Court of Appeals for the Third Circuit in Philadelphia. She then served as a Judicial Law Clerk for the Honorable Sallie Updyke Mundy of the Superior Court of Pennsylvania in Wellsboro.

Flori was born and raised in Wellsboro, where she currently resides.

Kristen D. D'Angelo

AVP, Investments and Trust Officer

Kirsten joined First Citizens in 2005. Kristen is responsible for the selection and oversight of the investments held in fiduciary accounts. She has gained 12 years of trust experience since earning a Bachelor of Science degree in Accounting from Susquehanna University. Kristen is a graduate of the Cannon Financial Institute of Trust Investments School.

Sylvia R. Thompson

AVP, Wealth Management Relationship Manager

Sylvia has been with the Investment and Trust Services Division for 14 years. Sylvia is a graduate of North Penn High School and earned a Bachelor of Science degree in Business Administration from Mansfield University. She is a graduate of the Central Atlantic School of Trust. Her responsibilities include managing customer relationships, monitoring investments, performing account administration and providing the highest quality of service to every customer.

Matthew Lundgren, AVP

AVP, Wealth Management Relationship Manager

Matt has been with First Citizens for 14 years. Most of that time has been spent in the Finance Department, where he was responsible for regulatory reporting, asset/liability issues, as well as profitability matters. Matt is a graduate of Wellsboro High School and earned a Bachelor of Science degree in Accounting from Susquehanna University. He is a graduate of the Central Atlantic School of Trust. His responsibilities include managing customer relationships, monitoring investments, performing account administration and providing the highest quality of service to every customer.