VISA Credit Card
Our industry leading business credit card products offer competitive pricing combined with a full range of reward options.
- Competitive rates
- Sure to meet your business needs
- Reward options
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Merchant Card Services
Customers appreciate the convenience of paying with a credit or debit card resulting in increased sales.
- Maximize sales
- Stay competitive
- Quicker availability of funds
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Checking Account Sweep
Make your idle cash more productive by having it "swept" daily into an investment account.
- Increase earnings
- Detailed statement
- Money transferred automatically
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Bank-by-Phone
Bank when it's convenient for you. With 24-hour Bank-by-Phone, you can do your banking anytime.
- Secret PIN required
- Transfer funds
- Obtain loan and deposit rates
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Business Advantage Debit Card
Access your account when and where it is convenient for you -- plus a whole lot more.
- Accepted everywhere
- Use as credit card or ATM card
- Funds debited from account
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Check Images on CD
Make reviewing paid checks a thing of the past. Have your check images scanned and transferred to CD.
- Easy to stay organized
- Highly secure
- Saves storage space
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Lock Box
Expedite the collection of customer payments to maximize cash flow and reduce operating expenses.
- Improve availability of funds
- Reduce expenses
- Daily electronic files provided
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Positive Pay
To avoid fraud within your account, we pay only the checks you've authorized in advance.
- Avoid counterfeit checks drawn on your account
- Avoid the need for frequent account reconcilement
- Highly secure
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Re$ubmitIt
First Citizens National Bank's Electronic check recovery service
- Double your recovery rate
- Collect more returned checks
- Get 100% of the face value of all checks that are collected electronically
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