Loans & Credit

Term Business Loans

Term Business Loans

Purchase equipment, expand inventory, or refinance.

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Agriculture Loans

Agriculture Loans

Purchase livestock and land or cover operating expenses

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Business Line of Credit

Business Line of Credit

Cash on hand for working capital and unexpected expenses.

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Business Real Estate Loans

Business Real Estate Loans

Low rates for commercial real estate and expansion projects.

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Accounts Receivable Financing

Accounts Receivable Financing

Borrow against your accounts receivable.

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Small Business Loans (SBA)

Small Business Loans (SBA)

We're an approved SBA Express Lender.

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Letters of Credit

Letters of Credit

An official letter showing First Citizens supports your project.

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Business Credit Cards

Business Credit Cards

No annual fees, low rates and a full range of rewards options.

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Business Lending Team

Business Lending Team

Meet the Business Lending Team at First Citizens.

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