Career Opportunities
POSITION TITLE: File Maintenance Clerk - Mansfield, Pennsylvania
JOB RESPONSIBILITIES:
• Manage the file process by maintaining, reviewing, reporting, providing and closing files containing financial information and documentation in accordance with constraints such as fiscal year ends, extensions and customer and accountant demands in an accurate and timely manner, where current financials are available and with acceptable auditor and examiner reviews.
• Maintain files by contacting appropriate lawyers, courthouse personnel or loan officers and otherwise collecting mortgages, title insurance policies and other mortgage documents, contacting customers and otherwise collecting titles for vehicles, mobile and motor homes, et cetera in accordance with Bank policy and procedure, established regulations and in an accurate, timely, courteous and professional manner.
• Manage insurance information by organizing and filing insurance policies, updating the insurance database, assisting with updating queries and reports, researching insurance information to verify correct insurance type, amount, mortgagee loss/payee interest, and insurance policy is current procuring correct and current insurance information for loan files, deleting insurance policies and documenting all research, procurement and deletions in an accurate and timely manner.
• Perform imaging of loan documentation by scanning loan documents in order of loan checklist and updating incomplete loans by scanning missing, changed or replaced documents as they are received in an accurate and timely manner.
• Perform a variety of administrative and support duties by assisting coworkers, distributing reports, tickets and statements, processing insurance cancellations, et cetera in an accurate and timely manner.
• Assists in the paid loan process by completing rating cards and stapling paid file together to be filed in the high density file room.
• Constructively interacts with co-workers.
HOURS:
• Hours will be approximately 38-40 hours per week (Monday through Friday).
JOB SKILLS AND QUALIFICATIONS REQUIRED:
• Basic understanding and knowledge of how a financial institution operates.
• Basic understanding and knowledge of financial information, products and services
• Basic understanding and knowledge of consumer and commercial loan operations.
• Ability to use a personal computer.
• Ability to use Microsoft, Office Access, Word, Excel, and other job-related software programs.
• High school diploma or equivalent educational experience
POSITION AVAILABLE: Immediately
Applicants should mail/email a resume to First Citizens National Bank, Human Resource Dept., 15 South Main Street, Mansfield, PA 16933; employment@firstcitizensbank.com or stop in any branch office to complete an application.
Equal Opportunity Employer
_______________________________________________________
POSITION TITLE: Mortgage Loan Post-Closer - Mansfield, Pennsylvania
JOB RESPONSIBILITIES:
• Enter new loan information on to the loan servicing system and process tickets to book and set up loan. Ensure the timely and accurate set up of all new loans (commercial, residential mortgage, and consumer), including ordering coupon books and entering PMI information where appropriate.
• Process FHLMC loan sales by inputting information into the Freddie Mac Selling System and transmitting to FHLMC in a timely manner. Forward required loan sale documentation such as the note, custodial schedule, transmittal, etc. to FHLMC via mail in a timely basis. Update the loan servicing system and general ledger to reflect the loan sale and calculate the gain/loss on sale upon receipt of funds from FHLMC. Prepare monthly FHLMC reports by entering pertinent information into the Midanet system, reconciling the information to the servicing system to ensure accuracy and transfer via Midanet to FHLMC within prescribed time frames. Handle FHLMC loan payoffs, including performing a daily review to identify FHLMC payoffs, and ensuring the timely notification and transfer of funds to FHLMC so that the bank is not penalized. Record general ledger entries to reflect the payoff in the settlement account.
• As second "back-up" to the Commercial Loan Pre-Closer, obtain all information necessary for loan closing and prepare all commercial loan closing documentation ensuring compliance with the commitment letter, bank guidelines and procedures, as well as state and federal regulations. Ensure closing documentation complies with all applicable bank and investor guidelines, as well as state and federal regulations. Proficiently enter closing information into the Uniform Program to provide for an accurate loan closing, supporting the customer's experience.
• As "back-up" duty to the Credit Services Administrative Assistant, process Business Manager EOM reconcilement, EOM Reserve Analysis and sales/payments in an accurate and timely manner.
• Perform a variety of administrative support duties, in ensuring the quality of the bank's loan files, such as interacting with lending personnel to request information and answer/ask questions. Perform other duties in support of job functions in an accurate, timely and courteous manner.
• Constructively interact with coworkers.
HOURS:
• Hours will be approximately 38 - 40 hours per week (Monday - Friday).
JOB SKILLS AND QUALIFICATIONS REQUIRED:
• One-plus years of job-related experience.
• Ability to determine appropriate figures to be used by performing accurate calculations.
• Ability to plan and coordinate workflows to accomplish work in a timely manner.
• Ability to effectively interact with other staff members.
• Ability to use general office equipment such as a calculator, typewriter, and copier.
• Ability to use a personal computer.
• Ability to use job-related software programs such as Word, Excel, Laser Pro, Jack Henry, and the Uniform Program.
• High school diploma or equivalent educational experience.
POSITION AVAILABLE: Immediately
Applicants should mail/email a resume to First Citizens National Bank, Human Resource Dept., 15 South Main Street, Mansfield, PA 16933; employment@firstcitizensbank.com or stop in any branch office to complete an application.
Equal Opportunity Employer
_________________________________________________________
POSITION TITLE: Credit Administration Officer - Mansfield, Pennsylvania
JOB RESPONSIBILITIES:
• Oversees the work out of all problem credits and the collections department working with the lenders and attorneys to maintain acceptable levels of Charge Offs, delinquencies, criticized loans, and classified loans, in accordance with the Bank's stated goals and equal to or better than the ratios applicable to the bank's peer group.
• Ensure that larger loans are closed in accordance with the requirements of loan policy and of the individual loan approvals and commitment letters.
• Maintain the integrity of the process for all loans requiring construction advances or draws subject to borrowing bases, percentage-of-completion, budgets, inspections or other pre-funding conditions.
• Attends Internal Loan Committee and Watch list meeting and makes appropriate changes on the Jack Henry system. Produces the Executive Summary Report timely each month and submits by due date.
• Oversee certain floor plan requests and monitor that they are handled as agreed.
• Bankruptcy specialist and workout assistance.
• Develop and maintain a personal program for maintaining an adequate level of knowledge in banking, management, and demonstrates personal and interpersonal behavior, attitude, judgment, communication and initiative with customers and employees in order to ensure an acceptable degree of performance.
• Responsible for monitoring the interest extensions granted, loans maturing, and evergreen loans.
• Oversee the Business Manger process to assure sales and payments are posted in an expedited timeframe with accuracy.
HOURS:
• Hours will be approximately 40 hours per week.
JOB SKILLS AND QUALIFICATIONS REQUIRED:
• Five-plus years of loan operation experience.
• Knowledge and understanding of compliance issues and regulations and of the Bank's lending policies and procedures.
• Ability to supervise a staff of loan operations personnel to maximize morale, accuracy, efficiency and tenure.
• Ability to use a personal computer.
• Ability to use word processing other position-related software programs.
• Ability to use general office equipment such as a telephone, fax, copier and calculator.
• General understanding of Bankruptcy- and collection-related laws.
• General understanding of banking rules, regulations and compliance issues.
• General understanding of real estate law.
• Associate degree in business or banking, or equivalent educational experience preferred.
• Familiar with bank audit policies and procedures preferred.
POSITION AVAILABLE: Immediately
Applicants should mail/email a resume to First Citizens National Bank, Human Resource Dept., 15 South Main Street, Mansfield, PA 16933; employment@firstcitizensbank.com or stop in any branch office to complete an application.
Equal Opportunity Employer
_________________________________________________________
POSITION TITLE: Customer Service Representative (Teller) - Stateline, Pennslvania
JOB RESPONSIBILITIES:
• Provides timely and courteous service by processing paying and receiving transactions in a professional and efficient manner, answering customer questions and referring customers to the proper department in such a manner that customer and department feedback is positive.
• Promotes the sales culture and referrals by pro-actively greeting customers, identifying customer service and product needs, making appropriate referrals, and assisting in the selling and cross-selling of Bank products and services to meet the banking needs of customers in a courteous and professional manner that ensures positive feedback.
• Provides customers with professional paying and receiving services in an efficient and accurate manner and in accordance with a defined limit of authority. The incumbent is expected to be knowledgeable and proficient in processing deposits, withdrawals, transfers, payments, night deposits, mail, check orders, currency transaction reports, and MasterCard/Visa/Discover card transactions, preparing and issuing money orders, cashier and traveler checks, issuing and redeeming savings bonds, making stop payments, wire transfers, treasury, tax, loan and other types of transactions such as receiving checks and cash deposits or cashing checks, sorting money for ATM machines and paying out money upon verification of signature and balance in the account.
• Maintains daily transactions and balances them in accordance with the established schedule (usually every other day) by researching outages and balancing the drawer in an accurate and timely manner. Able to research outages quickly and efficiently without assistance.
• Performs a variety of operational duties by balancing the traveler checks and money order settlement, pulling and filing signature account cards, following proper procedures for safe deposit boxes, handling non-sufficient fund and collection items, balancing the ATM, monitoring video camera operations, maintaining the security checklist and expense reports in an accurate and timely manner.
• Constructively interacts with co-workers.
HOURS:
• Hours will average approximately 15-17 per week and will include working every Saturday and additional hours as needed. Will also work in other offices as needed.
JOB SKILLS AND QUALIFICATIONS REQUIRED:
• Ability to use a personal computer.
• Ability to use job-related software programs.
• Ability to use general office and other job-related equipment such as a telephone, calculator, coin sorter, currency counter, ticket encoder, cashier check and money order encoder and a copy machine.
• High school diploma or equivalent educational experience (preferred).
• One year of experience as a CSR I (preferred)
POSITION AVAILABLE: Immediately
Applicants should mail/email a resume to First Citizens National Bank, Human Resource Dept., 15 South Main Street, Mansfield, PA 16933; employment@firstcitizensbank.com or stop in any branch office to complete an application.
Equal Opportunity Employer
_______________________________________________________
POSITION TITLE: Licensed Financial Consultant - Mansfield, Pennsylvania
JOB RESPONSIBILITIES:
• Provides investment information based on understanding of customer needs and objectives and selects from products available through UVEST Financial Services to complete the sale. Assures that high quality and integrity are primary considerations in representing the bank and in serving its clients.
• Participates with division management, associates, and other bank departments in planning and implementation of programs designed to market and sell non-deposit products and to equip other bank personnel to understand and refer them as appropriate. Acts as "in house resource" to other licensed bank personnel to help them select appropriate investments products and to assist them in matching products with client needs and objectives.
• Ensures compliance with broker/dealer rules and regulations and stays familiar with compliance rules of UVEST, FINRA, SEC, OCC, and other regulators in order to pass all compliance audits and avoid arbitration or other loss.
• Performs a variety of administrative processes including the completion of paperwork needed to establish and monitor investment accounts, as well as the filing and retrieval of materials needed to maintain accounts and fulfill audit requirements.
• Attends various meetings, works with wholesalers and UVEST reps, and reads financial services publications to stay abreast of current events and developments in the industry.
JOB SKILLS AND QUALIFICATIONS REQUIRED:
Series 7 and 6/63 licensed.
Life, accident, and health licensed.
Series 66 certification desired.
Certification in Financial Planning desired.
Five or more years of experience in investments and insurance sales desired.
Knowledge of investment and insurance products and services.
Knowledge of applicable regulatory requirements.
Demonstrated success in providing customer service.
Active in community and civic activities.
Ability to use personal computer and associated office software.
Ability to use internet resources.
Bachelor's degree in finance, business, banking, or equivalent educational experience.
POSITION AVAILABLE: Immediately
Applicants should mail/email a resume to First Citizens National Bank, Human Resource Dept. 15 South Main Street, Mansfield, PA 16933, employment@firstcitizensbank.com or stop in any branch office to complete an application.
Equal Opportunity Employer
_______________________________________________________
