Career Opportunities
POSITION TITLE: Commercial Loan Pre-Closer - Operations Center (Mansfield, PA)
JOB RESPONSIBILITIES:
• Obtain all information necessary for loan closing and prepare all commercial loan closing documentation ensuring compliance with the commitment letter, bank guidelines and procedures, as well as state and federal regulations. Verify that all closing conditions have been satisfied and that the attorney closing instructions are accurate. Ensure disclosures and closing documentation complies with all applicable bank and investor guidelines, as well as state and federal regulations. Proficiently enter closing information into the Uniform program to provide for an accurate loan closing, supporting the customer's experience.
• Functionally support loan officers and staff by facilitating the exchange of information necessary to complete loan transactions, maintaining communication with loan processors, underwriters, and loan officers, and assisting others by providing training or assisting in the performance of job duties. Assist the Credit Administration Manager with commercial appraisal review.
• Prepare necessary documentation for loan modifications, renewals and paid off loans, ensuring compliance with established policies, procedures and regulations and in an accurate and timely manner.
• Perform a variety of administrative support duties, such as interacting with personnel from attorney and insurance offices to obtain, verify, and exchange information, and performing other duties in support of job functions in an accurate, timely and courteous manner.
• As back-up to Residential Loan Pre-Closer, obtain all information necessary for loan closing and prepare all residential mortgage loan closing documentation and home equity lines of credit required by the bank and/or secondary mortgage market investor for which the loan was underwritten. Ensure disclosures and closing documentation complies with all applicable bank and investor guidelines, as well as state and federal regulations. Proficiently enter closing information into the Uniform program to provide for an accurate loan closing, supporting the customer's experience.
• Distribute and communicate closing information and documentation to appropriate individuals including branch personnel and closing attorneys to ensure the settlement of commercial and residential loans and HELOCs on a timely basis.
• Update and maintain loan forms by using the Uniform program to check and fix all forms and otherwise ensure that forms print correctly and are in compliance with existing regulations in an accurate and timely manner. Develop and maintain new products in the Uniform program.
• Constructively interact with coworkers.
HOURS: Hours will be approximately 37-40 hours per week Monday through Friday (with occasional Saturdays required).
JOB SKILLS AND QUALIFICATIONS REQUIRED:
• One -plus years of job-related experience.
• Ability to determine appropriate figures to be used by performing accurate calculations.
• Ability to plan and coordinate work flows to accomplish work in a timely manner.
• Ability to effectively interact with loan officers, underwriters, loan processors, and closing attorneys.
• Ability to use general office equipment such as a calculator, typewriter and copier.
• Ability to use a personal computer.
• Ability to use job-related software programs such as Microsoft Word, Excel, and the Uniform Program.
• Understanding of compliance issues, secondary market and job-related policies and procedures.
POSITION AVAILABLE: Immediately
Applicants should mail/email a resume to First Citizens National Bank, Human Resource Dept. 15 South Main Street, Mansfield, PA 16933, employment@firstcitizensbank.com or stop in any branch office to complete an application.
Equal Opportunity Employer
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POSITION TITLE: Sales Representative (full-time) - Weis Office in Wellsboro
JOB RESPONSIBILITIES:
• Sells Bank products and services by promoting convenience of in-store banking, making in-aisle contact with current and potential customers, determining banking needs, selling products and services to meet identified needs and preparing promotional activities in accordance with established guidelines and as measured by the number of referrals, new accounts opened and achievement of sales goals.
• Performs Customer Service Counselor duties by determining customer's financial need and suggest Bank services that will satisfy the need, selling and cross-selling Bank products, obtaining required documents from the customer to open accounts and performing required computer input to create and maintain customer files.
• Performs Customer Service Representative duties by providing customers with professional paying and receiving services in an efficient and accurate manner and in accordance with a defined limit of authority. The incumbent is expected to be knowledgeable and proficient in processing deposits, withdrawals, transfers, payments, night deposits, mail, check orders, currency transaction reports, and MasterCard/Visa/Discover card transactions, preparing and issuing money orders, cashier and traveler checks, issuing and redeeming savings bonds, making stop payments, wire transfers, treasury, tax, loan and other types of transactions such as receiving checks and cash deposits or cashing checks.
• Constructively interacts with co-workers.
• Performs a variety of general office tasks by answering the telephone, responding to questions and resolving problems, compiling reports, balancing the traveler checks and money order settlement, pulling and filing signature account cards, handling non-sufficient fund and collection items, maintaining the security checklist and expense reports in an accurate and timely manner.
• Maintain daily transactions and balances to them in accordance with the established schedule (usually every other day) by researching outages and balancing the drawer in an accurate and timely manner. Able to research outages quickly and efficiently without assistance.
HOURS:
• Hours will average approximately 35 - 40 per week. Hours will vary and schedule will include working days, evenings, weekends and most holidays.
JOB SKILLS AND QUALIFICATIONS REQUIRED:
• Ability to use a personal computer.
• Ability to use job-related software programs.
• Ability to use general office and other job-related equipment such as a telephone, calculator, coin sorter, currency counter, ticket encoder, cashier check and money order encoder and a copy machine.
• Possess excellent customer service skills.
• High school diploma or equivalent educational experience (preferred).
• One-plus years of job related experience (preferred).
POSITION AVAILABLE: Immediately
Applicants should mail/email a resume to First Citizens National Bank, Human Resource Dept. 15 South Main Street, Mansfield, PA 16933, employment@firstcitizensbank.com or stop in any branch office to complete an application.
Equal Opportunity Employer
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POSITION TITLE: Financial Consultant - Tioga and Potter Counties
JOB RESPONSIBILITIES:
• Provides investment information based on understanding of customer needs and objectives and selects from alternative products available through LPL Financial Services to complete the sale. Assures that high quality and integrity are primary considerations in representing the bank and in serving our clients.
• Participates with division management, associates, and other bank departments in planning and implementation of programs designed to market and sell non-deposit products and to equip other bank personnel to understand and refer them as appropriate. Acts as an "in house resource" to other licensed bank personnel to help them select appropriate investment products and to assist them in matching products with client needs and objectives.
• Ensures compliance with broker/dealer rules and regulations and stays familiar with compliance rules of LPL, FINRA, SEC, OCC, and other regulators in order to pass all compliance audits and avoid arbitration or other loss.
• Oversees a variety of administrative processes including the paperwork needed to establish and adequately monitor investment accounts, as well as the filing and retrieval of materials needed to make informed decisions and fulfill audit requirements.
• Attends various meetings, works with wholesalers and LPL reps, and reads financial services publications to stay abreast of current events and developments in the industry.
JOB SKILLS AND QUALIFICATIONS REQUIRED:
• Series 7 and 6/63 certified.
• Licensed in life insurance.
• Series 66 certification desired.
• Certification in Financial Planning desired.
• Bachelor's degree in finance, business, banking, or equivalent educational experience preferred.
• Five or more years of experience in investments and insurance sales.
• Knowledge of investment and insurance products and services.
• Knowledge of applicable regulatory requirements.
• Demonstrated success in providing customer service.
• Active in community and civic activities.
• Ability to use personal computer and associated office software.
• Ability to use Internet resources.
POSITION AVAILABLE: Immediately
Applicants should mail/email a resume to First Citizens National Bank, Human Resource Dept., 15 South Main Street, Mansfield, PA 16933, employment@firstcitizensbank.com or stop in any branch office to complete an application.
Equal Opportunity Employer
